We use cookies to personalise the web experience for you. By using www.helgilibrary.com, you agree to our use of cookies.
Some cookies are also used by Google Analytics, which anonymously tracks visitors and helps us to analyse how users use our website. Read more

Banca Commerciala Romana

Banking > Romania > Banca Commerciala Romana
Change Company
Banca Commerciala Romana

Banca Comercială Română (BCR) is a Romania-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Bank is the largest bank in Romania with 16% market share in terms of assets. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and

Read more »
Banca Comercială Română (BCR) is a Romania-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Bank is the largest bank in Romania with 16% market share in terms of assets. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and employed over 7,000 persons. Since 2006, BCR is a member of Erste Bank Group. With 16 million clients, 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

Buy all financials of Banca Commerciala Romana

from $199 /month

Buy annual subscriptions for all our products.

summary Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

                      3,132 2,898 2,776 2,289 1,993    
                      4,318 4,155 4,001 3,389 3,075    
                      2,274 2,140 2,160 1,394 1,562    
                      68.4 -1,235 591 -2,800 919    

balance sheet

                      1,100 361 508 525 204    
                      47,804 44,862 38,002 32,566 32,451    
                      14,299 16,035 10,495 17,964 17,358    
                      76,746 73,288 66,729 61,625 62,360    
                      7,546 6,803 7,423 4,910 5,875    
                      22,906 24,046 18,152 14,191 11,247    
                      39,664 37,893 37,448 39,923 42,626    
                      3,158 3,120 2,617 1,598 1,438    

ratios

                      0.933% -17.2% 8.31% -45.4% 17.0%    
                      0.091% -1.65% 0.844% -4.36% 1.48%    
                      2.72% 2.69% 2.63% 3.11% 2.44%    
                      47.3% 48.5% 46.0% 58.9% 49.2%    
                      13.3% 13.6% 18.9% 18.9% 19.9%    
                      4.17% 3.86% 3.96% 3.57% 3.21%    
                      72.5% 69.7% 69.4% 67.5% 64.8%    
                      13.4% 15.3% 18.7% 21.0% 23.6%    
                      43.0% 43.3% 41.4% 33.0% 47.4%    
                      9.83% 9.28% 11.1% 7.97% 9.42%    
                      121% 118% 101% 81.6% 76.1%    
                      62.3% 61.2% 57.0% 52.8% 52.0%    
... ... ... ... ... ...           21.5% 27.7% 30.6% 24.7% 18.9%    
... ... ... ... ... ...           48.6% 56.7% 63.3% 78.9% 82.5%    

Download Data
income statement Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income RON mil
Interest Cost RON mil
Net Interest Income RON mil
Net Fee Income RON mil
Other Income RON mil
Total Revenues RON mil
Staff Cost RON mil
Depreciation RON mil
Other Cost RON mil
Operating Cost RON mil
Operating Profit RON mil
Provisions RON mil
Extra and Other Cost RON mil
Pre-Tax Profit RON mil
Tax RON mil
Minorities RON mil
Net Profit RON mil
                      6,160 5,530 4,612 3,536 2,761    
                      3,028 2,631 1,837 1,247 768    
                      3,132 2,898 2,776 2,289 1,993    
                      580 635 748 711 725    
                      606 622 477 389 357    
                      4,318 4,155 4,001 3,389 3,075    
                      879 872 761 658 717    
                      253 212 219 176 172    
                      911 931 860 1,161 625    
                      2,043 2,015 1,840 1,995 1,513    
                      2,274 2,140 2,160 1,394 1,562    
                      2,155 3,626 2,093 4,432 77.9    
                      0.000 0.000 < -0.001 0.000 472    
                      120 -1,486 66.8 -3,038 1,012    
                      48.7 -256 -532 -244 90.0    
                      2.57 5.07 7.52 5.85 3.10    
                      68.4 -1,235 591 -2,800 919    

growth rates

...                     -16.5% -7.45% -4.24% -17.5% -13.0%    
...                     24.9% 9.43% 17.9% -4.94% 1.96%    
...                     -6.17% -3.76% -3.72% -15.3% -9.28%    
...                     4.14% -1.37% -8.69% 8.42% -24.2%    
...                     -13.8% -5.91% 0.949% -35.5% 12.0%    
...                     -81.4% -1,342% -104% -4,650% -133%    
...                     -85.3% -1,906% -148% -574% -133%    

market share

...                     18.9% ... ... ... ... ... ...
...                   ... ... ... ... ... ... ... ...
... ... ... ...               14.1% 13.0% 11.9% 12.2% 12.6%    

Download Data
balance sheet Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

                      10,325 9,187 9,586 8,235 9,442    
                      1,100 361 508 525 204    
                      47,804 44,862 38,002 32,566 32,451    
... ...                   23,545 20,908 20,022 19,784 19,387    
... ... ... ... ... ...           24,731 26,722 21,141 15,318 14,028    
                      14,299 16,035 10,495 17,964 17,358    
                      2,025 1,918 1,889 1,275 1,333    
                      76,746 73,288 66,729 61,625 62,360    
                      7,546 6,803 7,423 4,910 5,875    
                      26.5 19.3 28.0 35.1 31.3    
                      69,199 66,485 59,306 56,715 56,485    
                      22,906 24,046 18,152 14,191 11,247    
                      39,664 37,893 37,448 39,923 42,626    
... ...                   29,967 29,971 25,451 26,014 27,539    
... ...                   9,697 7,904 9,053 11,100 12,572    
                      3,158 3,120 2,617 1,598 1,438    
                      3,471 1,427 1,088 1,003 1,173    

asset quality

... ... ... ... ... ...           11,455 14,728 14,392 9,970 7,262    
                      53,376 53,213 47,108 40,433 38,442    
                      5,573 8,351 9,105 7,867 5,991    

growth rates

...                     0.865% -6.15% -15.3% -14.3% -0.354%    
... ... ...                 4.12% -11.2% -4.24% -1.19% -2.01%    
... ... ... ... ... ... ...         8.14% 8.05% -20.9% -27.5% -8.42%    
...                     4.26% -4.51% -8.95% -7.65% 1.19%    
...                     6.23% -9.86% 9.12% -33.9% 19.7%    
...                     4.86% -4.47% -1.17% 6.61% 6.77%    
... ... ...                 7.30% 0.012% -15.1% 2.21% 5.86%    
... ... ...                 -2.04% -18.5% 14.5% 22.6% 13.3%    

market share

                      21.4% 19.9% 17.4% 15.4% 14.9%    
... ... ... ... ... ...           21.4% 22.5% 18.8% 14.5% 13.4%    
... ...                   22.6% 20.0% 19.4% 19.4% 18.0%    
                      21.7% 20.0% 18.4% 16.9% 16.5%    
                      21.2% 19.2% 17.4% 17.1% 16.8%    
... ...                   26.6% 24.5% 19.6% 18.8% 18.8%    
... ...                   15.5% 12.9% 12.8% 13.8% 13.8%    

Download Data
ratios Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

                      0.933% -17.2% 8.31% -45.4% 17.0%    
                      0.091% -1.65% 0.844% -4.36% 1.48%    
                      2.72% 2.69% 2.63% 3.11% 2.44%    
                      47.3% 48.5% 46.0% 58.9% 49.2%    
                      13.3% 13.6% 18.9% 18.9% 19.9%    
                      4.17% 3.86% 3.96% 3.57% 3.21%    
...                     3.73% 3.49% 3.67% 3.36% 3.10%    
                      8.19% 7.37% 6.59% 5.51% 4.45%    
...                     4.46% 3.88% 2.92% 2.15% 1.36%    
                      72.5% 69.7% 69.4% 67.5% 64.8%    
                      13.4% 15.3% 18.7% 21.0% 23.6%    
                      14.0% 15.0% 11.9% 11.5% 11.6%    
... ... ... ...               2,599 2,610 2,730 2,240 2,153    
... ... ... ...               7,926 9,056 9,084 7,779 8,454    
                      43.0% 43.3% 41.4% 33.0% 47.4%    
                      9.83% 9.28% 11.1% 7.97% 9.42%    
                      121% 118% 101% 81.6% 76.1%    
                      62.3% 61.2% 57.0% 52.8% 52.0%    
... ... ... ... ... ...           21.5% 27.7% 30.6% 24.7% 18.9%    
... ... ... ... ... ...           48.6% 56.7% 63.3% 78.9% 82.5%    
                      11.7% 18.6% 24.0% 24.2% 18.5%    
                      4.53% 7.83% 5.05% 12.6% 0.240%    

Download Data
other data Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ... ...               9,245 8,026 6,984 7,054 7,065    

Download Data
Comparison of 11 Companies within CEE Savings Banks

This Annual Statistical Dossier offers a comparison of 11 banks from CEE Savings Banks from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to

Read more »

This Annual Statistical Dossier offers a comparison of 11 banks from CEE Savings Banks from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 15 Companies within Erste Group

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

Read more »

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 10 Banks in Romania

This Annual Statistical Dossier offers a comparison of 10 Romanian banks from 1998 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 10 Romanian banks from 1998 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Banca Commerciala Romana in Numbers

This Annual statistical dossier offers a summary of Banca Commerciala Romana's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Annual statistical dossier offers a summary of Banca Commerciala Romana's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track BCR's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Banca Comercială Română at a Glance

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs

Read more »

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and employed over 7,000 persons. Since 2006, BCR is a member of Erste Bank Group. With 16 million clients, 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This report offers a summary of the bank's performance in 2000-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Romania

Banca Comercială Română in Numbers

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs

Read more »

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and employed over 7,000 persons. Since 2006, BCR is a member of Erste Bank Group. With 16 million clients, 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This excel file offers a summary of the bank's performance in 2000-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Romania

Based on a comparison of 9 banks in Romania in 2017, Banca Commerciala Romana was the largest bank by assets, followed by Banca Transilvania and BRD Groupe Societe Generale.

Banca Commerciala Romana assets reached 70,931, up 5.06%

Read more »

Based on a comparison of 9 banks in Romania in 2017, Banca Commerciala Romana was the largest bank by assets, followed by Banca Transilvania and BRD Groupe Societe Generale.

Banca Commerciala Romana assets reached 70,931, up 5.06% when compared to the last year. Historically, the bank’s assets reached an all time high of 76,746 in 2011 and an all time low of 9,988 in 2000.

Comparing Banca Commerciala Romana with its closest peers, Banca Transilvania assets amounted to 59,804, BRD Groupe Societe Generale operated with 54,927 assets and UniCredit Tiriac Bank had total assets of 43,499.

Total assets of the Romanian banking sector amounted to RON 406 bil in 2017, up 8.05% when compared to the last year. As a result, the top ranked company - Banca Commerciala Romana accounted for 17.5% of the sector’s assets in 2017. The top 3 companies held a 45.7% share while the five largest firms some 65.5% in 2017.

You can see all the banks assets on the Total Assets indicator page or you can download a report on the Romanian banks in the report section.

Based on a comparison of 8 banks in Romania in 2017, BRD Groupe Societe Generale had the most employees, followed by Banca Transilvania and Banca Commerciala Romana.

BRD Groupe Societe Generale employed 7,568 persons in 2017, down 0.487%

Read more »

Based on a comparison of 8 banks in Romania in 2017, BRD Groupe Societe Generale had the most employees, followed by Banca Transilvania and Banca Commerciala Romana.

BRD Groupe Societe Generale employed 7,568 persons in 2017, down 0.487% when compared to the previous year. Historically, the bank's workforce hit an all time high of 9,502 persons in 2008 and an all time low of 4,258 in 2003.

Average cost reached RON 8,139 per month per month per employee, 7.99% more than a year ago. This figure was RON 5,395 per month some 10 years ago.

Comparing BRD Groupe Societe Generale with its closest peers, Banca Transilvania had 7,513 employees with average cost of RON 8,465 per month per person, Banca Commerciala Romana operated with 7,265 people (and RON 8,507 per month per employee) and Raiffeisen Bank Romania had 5,314 employees in 2017 with cost RON 5,314 per month per head.

Romanian banking sector employed 55,044 people in 2017.

You can see all the banks employees data on the Employees indicator page or you can download a report on the Romanian banks in the report section.

Based on a comparison of 8 banks in Romania in 2017, OTP Bank Romania had the highest share of bad loans, followed by Piraeus Bank Romania and UniCredit Tiriac Bank.

OTP Bank Romania's non-performing loans reached 13.5 of total loans at

Read more »

Based on a comparison of 8 banks in Romania in 2017, OTP Bank Romania had the highest share of bad loans, followed by Piraeus Bank Romania and UniCredit Tiriac Bank.

OTP Bank Romania's non-performing loans reached 13.5 of total loans at the end of 2017, up from 6.38 when compared to the previous year. Historically, the NPL ratio hit an all time high of 13.5 in 2017 and an all time low of 2.40 in 2008.

Provision coverage amounted to 10.6 at the end of 2017, down from 13.5 compared to a year earlier.

Comparing OTP Bank Romania with its closest peers, Piraeus Bank Romania operated at the end of 2017 with NPL ratio of 10.6 and provision coverage of 61.7, UniCredit Tiriac Bank with 9.45 and 69.3 and Banca Commerciala Romana had 9.38 of bad loans covered with 80.3 by provisions at the end of 2017.

Non-performing loans of the whole Romania’s banking sector amounted to 6.41 of total loans in 2017, down from 9.62 when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Romanian banks in the report section.

Based on a comparison of 8 banks in Romania in 2017, Banca Transilvania operated with the lowest loan to deposit ratio, followed by Banca Commerciala Romana and BRD Groupe Societe Generale.

Banca Transilvania's loan to deposit ratio reached

Read more »

Based on a comparison of 8 banks in Romania in 2017, Banca Transilvania operated with the lowest loan to deposit ratio, followed by Banca Commerciala Romana and BRD Groupe Societe Generale.

Banca Transilvania's loan to deposit ratio reached 61.8 at the end of 2017, down from 65.3 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 90.0 in 2008 and an all time low of 58.1 in 2014.

Comparing Banca Transilvania with its closest peers, Banca Commerciala Romana ended the year 2017 with loans to deposits at 63.8, BRD Groupe Societe Generale with 67.0 and Raiffeisen Bank Romania some 74.6 of loans to deposits at the end of 2017.

Overall, total loans of the Romanian banking sector amounted to 76.8% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Romanian banks in the report section.

See all charts of the company »
BCR's customer deposits rose 8.83% to RON 52,496 mil in 2017
BCR's net interest margin fell 7.37% to 2.55% in 2017
BCR's corporate deposits rose 14.1% to RON 15,083 mil in 2017
BCR's retail deposits rose 4.95% to RON 31,400 mil in 2017
BCR's corporate loans rose 2.42% to RON 12,395 mil in 2017
BCR's net profit fell 35.9% to RON 668 mil in 2017
BCR's npls (as % of loans) fell 26.5% to 9.38% in 2017
BCR's net profit fell 35.9% to RON 668 mil in 2017
BCR's customer loans rose 3.72% to RON 33,491 mil in 2017
BCR's net interest income fell 1.26% to RON 1,764 mil in 2017