• summary
• income statement
• balance sheet
• ratios
• other data

Get all company financials in excel:

Download Sample   $19.99

More Charts

Finance

Cholamandalam Investment and Finance has been growing its revenues and asset by 17.6% and 27.3% a year on average in the last 3 years. Its loans and deposits have grown by 25.2% and % a year during that time and loans to deposits ratio reached at the end of 2018. The company achieved an average return on equity of 19.6% in the last three years with net profit growing 27.7% a year on average. In terms of operating efficiency, its cost to income ratio reached 48.0% in 2018, compared to 47.4% average in the last three years.

Equity represented 10.8% of total assets or 11.8% of loans at the end of 2018. Cholamandalam Investment and Finance's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2018.

Valuation

Cholamandalam Investment and Finance stock traded at INR 290 per share at the end of 2018 resulting in a market capitalization of USD 3,260 mil. Over the previous five years, stock price rose by 404% or 38.2% a year on average. That’s compared to an average ROE of 18.3% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 19.0x and price to book value (PBV) of 3.66x in 2018.