By Helgi Library - September 22, 2018
Gorenjska Banka's mortgage loans reached EUR 98.8 mil in 2017, up 11.1% compared to the previous year. Slovenian banking sector...
By Helgi Library - September 22, 2018
Gorenjska Banka's customer deposits reached EUR 1,477 mil in 2017, up 20.5% compared to the previous year. Slovenian banking se...
By Helgi Library - September 22, 2018
Gorenjska Banka's consumer loans reached EUR 131 mil in 2017, up 34.8% compared to the previous year. Slovenian banking sector ...
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By Helgi Library - September 22, 2018
Gorenjska Banka's non-performing loans reached 15.2% of total loans at the end of 2017, down from 21.1% compared to the previous year. Historically, the NPL ratio hit an all time high of 74.1% in 2006 and an all time low of 10.4% in 2010. Provision coverage...
By Helgi Library - September 22, 2018
Gorenjska Banka's retail deposits reached EUR 931 mil in 2017, up 5.99% compared to the previous year. Slovenian banking sector accepted retail deposits of EUR 17.5 bil in 2017, up 5.65% when compared to the last year. Gorenjska Banka accounted for 5.31% ...
By Helgi Library - September 22, 2018
Gorenjska Banka's net interest margin amounted to 1.95% in 2017, up from 1.88% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.81% in 2005 and an all time low of 1.88% in 2016. The average margin...
By Helgi Library - September 22, 2018
Gorenjska Banka's corporate deposits reached EUR 545 mil in 2017, up 57.2% compared to the previous year. Slovenian banking sector accepted corporate deposits of EUR 6.37 bil in 2017, up 38.5% when compared to the last year. Gorenjska Banka accounted for ...
By Helgi Library - September 22, 2018
Gorenjska Banka made a net profit of EUR 6.97 mil in 2017, up 6.05% compared to the previous year. This implies a return on equity of 3.45%. Historically, the bank’s net profit reached an all time high of EUR 60.1 mil in 2004 and an all time low of EUR -116...
By Helgi Library - September 22, 2018
Gorenjska Banka's customer loans reached EUR 938 mil in 2017, up 13.0% compared to the previous year. Slovenian banking sector provided customer loans of EUR 21.5 bil in 2017, up 4.82% when compared to the last year. Gorenjska Banka accounted for 4.36% of...
By Helgi Library - September 22, 2018
Gorenjska Banka generated total banking revenues of EUR 54.6 mil in 2017, up 19.5% compared to the previous year. Slovenian banking sector banking sector generated total revenues of EUR 1,074 mil in 2017, down 4.70% when compared to the last year. ...
By Helgi Library - September 22, 2018
Gorenjska Banka generated total banking revenues of EUR 54.6 mil in 2017, up 19.5% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of EUR 184 mil in 2005 and an ...
By Helgi Library - September 22, 2018
Gorenjska Banka's capital adequacy ratio reached 16.1% at the end of 2017, down from 17.9% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 17.9% in 2015 and an all time low of 13.4% in 2013. The Tier 1 ratio amoun...
By Helgi Library - September 22, 2018
Gorenjska Banka's loans reached EUR 1,025 mil in the 2017, up from EUR 924 mil compared to the previous year. Historically, the bank’s loans reached an all time high of EUR 1,359 mil in 2011 and an all time low of EUR 848 mil in 2015. In the last decade...
Gorenjska Banka is a medium-sized universal Slovenian bank. While first in the Gorenjska region, the Bank holds approximately 4% of the whole Slovenian banking market. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. At the end of 2013, the Bank operated 23 branches and employed over 400 persons in Slovenia. The Bank was founded in 1955 and is based in Kranj, Slovenia.
Gorenjska Banka has been growing its revenues and asset by -2.11% and 0.769% a year on average in the last 10 years. Its loans and deposits have grown by -1.11% and 4.71% a year during that time and loans to deposits ratio reached 63.5% at the end of 2017. The company achieved an average return on equity of -3.31% in the last decade with net profit growing -18.4% a year on average. In terms of operating efficiency, its cost to income ratio reached 56.5% in 2017, compared to 50.2% average in the last decade.
Equity represented 10.8% of total assets or 21.5% of loans at the end of 2017. Gorenjska Banka's non-performing loans were 15.2% of total loans while provisions covered some 55.7% of NPLs at the end of 2017.
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