By Helgi Analytics - March 4, 2020
Oto Multiartha generated total banking revenues of IDR 2,487 bil in 2018, up 14.4% compared to the previous year. Histori...
By Helgi Analytics - September 27, 2019
Oto Multiartha made a net profit of IDR 425 bil under revenues of IDR 2,487 bil in 2018, up 55.7% and 14.4% respectively compared to ...
By Helgi Analytics - September 27, 2019
Oto Multiartha's net interest margin amounted to 7.21% in 2018, up from 6.46% compared to the previous year. Historically,...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | IDR bil | 1,146 | 1,501 | 1,721 |
| Net Fee Income | IDR bil | 335 | 329 | 292 |
| Other Income | IDR bil | 288 | 344 | 475 |
| Total Revenues | IDR bil | 1,768 | 2,174 | 2,487 |
| Staff Cost | IDR bil | 385 | 417 | 443 |
| Operating Profit | IDR bil | 812 | 844 | 1,189 |
| Provisions | IDR bil | 197 | 397 | 586 |
| Net Profit | IDR bil | 452 | 273 | 425 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Customer Loans | IDR bil | 20,856 | 21,663 | 21,474 |
| Total Assets | IDR bil | 22,957 | 23,502 | 24,259 |
| Shareholders' Equity | IDR bil | 5,144 | 5,223 | 5,883 |
| Interbank Borrowing | IDR bil | 7,100 | 6,337 | 7,316 |
| Issued Debt Securities | IDR bil | 9,687 | 9,824 | 8,407 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 8.92 | 5.26 | 7.65 |
| ROA | % | 2.00 | 1.17 | 1.78 |
| Costs (As % Of Assets) | % | 4.22 | 5.73 | 5.44 |
| Costs (As % Of Income) | % | 54.1 | 61.2 | 52.2 |
| Net Interest Margin | % | 5.06 | 6.46 | 7.21 |
| Growth Rates | 2016 | 2017 | 2018 | |
| Total Revenue Growth | % | 23.2 | 22.9 | 14.4 |
| Operating Cost Growth | % | 22.8 | 39.2 | -2.39 |
| Operating Profit Growth | % | 23.8 | 3.87 | 40.9 |
| Net Profit Growth | % | 15.2 | -39.7 | 55.7 |
| Customer Loan Growth | % | 5.78 | 3.87 | -0.872 |
| Total Asset Growth | % | 3.00 | 2.38 | 3.22 |
| Shareholders' Equity Growth | % | 3.17 | 1.53 | 12.6 |
| Employees | 2,880 | 1,897 | 1,800 | |
Get all company financials in excel:
| summary | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||
| Net Interest Income | IDR bil | ... | 488 | 568 | 898 | 1,146 | ||
| Total Revenues | IDR bil | ... | 1,450 | 1,351 | 1,435 | 1,768 | ||
| Operating Profit | IDR bil | ... | 821 | 620 | 656 | 812 | ||
| Net Profit | IDR bil | ... | 463 | 304 | 392 | 452 | ||
| balance sheet | ||||||||
| Customer Loans | IDR bil | ... | 14,373 | 18,754 | 19,717 | 20,856 | ||
| Total Assets | IDR bil | ... | 16,671 | 20,741 | 22,288 | 22,957 | ||
| Shareholders' Equity | IDR bil | ... | 4,062 | 4,511 | 4,986 | 5,144 | ||
| Interbank Borrowing | IDR bil | ... | 4,414 | 6,410 | 7,519 | 7,100 | ||
| Issued Debt Securities | IDR bil | ... | 7,606 | 8,574 | 9,123 | 9,687 | ||
| ratios | ||||||||
| ROE | % | ... | ... | 7.08 | 8.26 | 8.92 | ||
| ROA | % | ... | ... | 1.62 | 1.82 | 2.00 | ||
| Costs (As % Of Assets) | % | ... | ... | 3.90 | 3.62 | 4.22 | ||
| Costs (As % Of Income) | % | ... | 43.4 | 54.1 | 54.3 | 54.1 | ||
| Net Interest Margin | % | ... | ... | 3.04 | 4.17 | 5.06 | ||
| Interest Income (As % Of Revenues) | % | ... | 33.7 | 42.1 | 62.6 | 64.8 | ||
| Fee Income (As % Of Revenues) | % | ... | 61.1 | 38.8 | 21.6 | 18.9 | ||
| Staff Cost (As % Of Total Cost) | % | ... | 42.1 | 41.7 | 44.7 | 40.2 | ||
| Equity (As % Of Assets) | % | ... | 24.4 | 21.8 | 22.4 | 22.4 | ||
| Loans (As % Assets) | % | ... | 86.2 | 90.4 | 88.5 | 90.8 | ||
| valuation | ||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ||
| Earnings Per Share (EPS) | IDR | ... | ... | ... | ... | ... | ||
| Book Value Per Share | IDR | ... | ... | ... | ... | ... | ||
| Dividend Per Share | IDR | ... | ... | ... | ... | ... | ||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | |
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... |
| income statement | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||
| Interest Income | IDR bil | ... | 1,311 | 1,834 | 2,481 | 2,843 | ||
| Interest Cost | IDR bil | ... | 822 | 1,266 | 1,583 | 1,697 | ||
| Net Interest Income | IDR bil | ... | 488 | 568 | 898 | 1,146 | ||
| Net Fee Income | IDR bil | ... | 886 | 525 | 310 | 335 | ||
| Other Income | IDR bil | ... | 75.5 | 258 | 226 | 288 | ||
| Total Revenues | IDR bil | ... | 1,450 | 1,351 | 1,435 | 1,768 | ||
| Staff Cost | IDR bil | ... | 265 | 304 | 348 | 385 | ||
| Depreciation | IDR bil | ... | ... | 26.7 | 37.8 | 60.2 | ||
| Other Cost | IDR bil | ... | ... | 399 | 393 | 511 | ||
| Operating Cost | IDR bil | ... | 629 | 730 | 779 | 956 | ||
| Operating Profit | IDR bil | ... | 821 | 620 | 656 | 812 | ||
| Provisions | IDR bil | ... | 145 | 198 | 118 | 197 | ||
| Extra and Other Cost | IDR bil | ... | 3.71 | 15.2 | 15.9 | 8.92 | ||
| Pre-Tax Profit | IDR bil | ... | 672 | 408 | 522 | 606 | ||
| Tax | IDR bil | ... | 209 | 104 | 130 | 154 | ||
| Minorities | IDR bil | ... | 0 | 0 | 0 | 0 | ||
| Net Profit | IDR bil | ... | 463 | 304 | 392 | 452 | ||
| Dividends | IDR bil | ... | ... | ... | ... | ... | ||
| growth rates | ||||||||
| Net Interest Income Growth | % | ... | ... | 16.4 | 58.0 | 27.6 | ||
| Net Fee Income Growth | % | ... | ... | -40.8 | -40.8 | 7.80 | ||
| Total Revenue Growth | % | ... | ... | -6.82 | 6.21 | 23.2 | ||
| Operating Cost Growth | % | ... | ... | 16.1 | 6.60 | 22.8 | ||
| Operating Profit Growth | % | ... | ... | -24.4 | 5.74 | 23.8 | ||
| Pre-Tax Profit Growth | % | ... | ... | -39.3 | 28.2 | 16.1 | ||
| Net Profit Growth | % | ... | ... | -34.4 | 29.3 | 15.2 | ||
| market share | ||||||||
| Market Share in Revenues | % | ... | 0.411 | 0.340 | 0.327 | 0.351 | ... | |
| Market Share in Net Profit | % | ... | 0.414 | 0.266 | 0.395 | 0.478 | ... |
| balance sheet | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | ||||||||
| Cash | IDR bil | ... | 629 | 417 | 542 | 841 | ||
| Customer Loans | IDR bil | ... | 14,373 | 18,754 | 19,717 | 20,856 | ||
| Retail Loans | IDR bil | ... | 14,373 | 19,093 | 20,014 | 21,121 | ||
| Fixed Assets | IDR bil | ... | 91.0 | 128 | 214 | 387 | ||
| Intangible Assets | IDR bil | ... | 0 | 0 | 0 | 0 | ||
| Goodwill | IDR bil | ... | ... | ... | ... | ... | ... | |
| Total Assets | IDR bil | ... | 16,671 | 20,741 | 22,288 | 22,957 | ||
| Shareholders' Equity | IDR bil | ... | 4,062 | 4,511 | 4,986 | 5,144 | ||
| Of Which Minority Interest | IDR bil | ... | 0 | 0 | 0 | 0 | ||
| Liabilities | IDR bil | ... | 12,609 | 16,229 | 17,301 | 17,813 | ||
| Interbank Borrowing | IDR bil | ... | 4,414 | 6,410 | 7,519 | 7,100 | ||
| Issued Debt Securities | IDR bil | ... | 7,606 | 8,574 | 9,123 | 9,687 | ||
| asset quality | ||||||||
| Gross Loans | IDR bil | ... | 14,660 | 19,093 | 20,014 | 21,121 | ||
| Total Provisions | IDR bil | ... | 286 | 338 | 297 | 265 | ||
| growth rates | ||||||||
| Customer Loan Growth | % | ... | ... | 30.5 | 5.13 | 5.78 | ||
| Retail Loan Growth | % | ... | ... | 32.8 | 4.83 | 5.53 | ||
| Total Asset Growth | % | ... | ... | 24.4 | 7.46 | 3.00 | ||
| Shareholders' Equity Growth | % | ... | ... | 11.1 | 10.5 | 3.17 | ||
| market share | ||||||||
| Market Share in Customer Loans | % | ... | 0.419 | 0.495 | 0.482 | 0.479 | ... | |
| Market Share in Consumer Loans | % | ... | 1.54 | 1.15 | 1.12 | 0.960 | ... | |
| Market Share in Total Assets | % | ... | 0.337 | 0.370 | 0.365 | 0.346 | ... |
| ratios | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | ||||||||
| ROE | % | ... | ... | 7.08 | 8.26 | 8.92 | ||
| ROA | % | ... | ... | 1.62 | 1.82 | 2.00 | ||
| Costs (As % Of Assets) | % | ... | ... | 3.90 | 3.62 | 4.22 | ||
| Costs (As % Of Income) | % | ... | 43.4 | 54.1 | 54.3 | 54.1 | ||
| Net Interest Margin | % | ... | ... | 3.04 | 4.17 | 5.06 | ||
| Interest Spread | % | ... | ... | 1.03 | 2.09 | 2.90 | ||
| Asset Yield | % | ... | ... | 9.81 | 11.5 | 12.6 | ||
| Cost Of Liabilities | % | ... | ... | 8.78 | 9.44 | 9.67 | ||
| Payout Ratio | % | ... | ... | ... | ... | ... | ||
| Interest Income (As % Of Revenues) | % | ... | 33.7 | 42.1 | 62.6 | 64.8 | ||
| Fee Income (As % Of Revenues) | % | ... | 61.1 | 38.8 | 21.6 | 18.9 | ||
| Other Income (As % Of Revenues) | % | ... | 5.21 | 19.1 | 15.8 | 16.3 | ||
| Cost Per Employee | USD per month | ... | 1,253 | 816 | 769 | 817 | ||
| Cost Per Employee (Local Currency) | IDR per month | ... | 13,059,500 | 10,019,400 | 10,062,800 | 11,129,500 | ||
| Staff Cost (As % Of Total Cost) | % | ... | 42.1 | 41.7 | 44.7 | 40.2 | ||
| Equity (As % Of Assets) | % | ... | 24.4 | 21.8 | 22.4 | 22.4 | ||
| Loans (As % Assets) | % | ... | 86.2 | 90.4 | 88.5 | 90.8 | ||
| Provisions (As % Of Loans) | % | ... | 1.99 | 1.80 | 1.51 | 1.27 | ||
| Cost of Provisions (As % Of Loans) | % | ... | ... | 1.19 | 0.612 | 0.971 |
| other data | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | ||||||||
| Employees | 2,065 | 1,689 | 2,532 | 2,880 | 2,880 | |||
| Return on Loans | % | ... | ... | 1.83 | 2.04 | 2.23 | ||
| Operating Profit (As % of Loans) | % | ... | ... | 3.75 | 3.41 | 4.00 | ||
| Costs (As % Of Loans) | % | ... | ... | 4.41 | 4.05 | 4.71 | ||
| Equity (As % Of Loans) | % | ... | 28.3 | 24.1 | 25.3 | 24.7 |
Get all company financials in excel:
By Helgi Analytics - March 4, 2020
Oto Multiartha generated total banking revenues of IDR 2,174 bil in 2017, up 22.9% compared to the previous year. Indonesian banking sector banking sector generated total revenues of IDR 516,680,067 mil in 2017, up 2.44% when compared to the last year...
By Helgi Analytics - March 4, 2020
Oto Multiartha's customer loans reached IDR 21,663 bil in 2017, up 3.87% compared to the previous year. Indonesian banking sector provided customer loans of IDR 4,736,963 bil in 2017, up 8.70% when compared to the last year. Oto Multiartha accounted for 0...
Oto Multiartha has been growing its revenues and asset by 20.1% and 2.87% a year on average in the last 3 years. Its loans and deposits have grown by 2.89% and % a year during that time and loans to deposits ratio reached at the end of 2018. The company achieved an average return on equity of 7.28% in the last three years with net profit growing 2.67% a year on average. In terms of operating efficiency, its cost to income ratio reached 52.2% in 2018, compared to 55.8% average in the last three years.
Equity represented 24.2% of total assets or 27.4% of loans at the end of 2018. Oto Multiartha's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2018.
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