By Helgi Library - March 1, 2020
TPBank made a net profit of VND 1,171 bil under revenues of VND 2,951 bil in the fourth quarter of 2019, up 127% and 78.4% ...
By Helgi Library - March 1, 2020
TPBank stock traded at VND 21,050 per share at the end fourth quarter of 2019 implying a market capitalization of USD 751 mil. Since th...
By Helgi Library - March 1, 2020
TPBank's non-performing loans reached 1.29% of total loans at the end of 2019-12-31, up from 1.12% compared to the previous year....
| Profit Statement | 2017 | 2018 | 2019 | |
| Net Interest Income | VND bil | 3,172 | 4,378 | 5,633 |
| Net Fee Income | VND bil | 165 | 676 | 1,072 |
| Other Income | VND bil | 394 | 771 | 2,275 |
| Total Revenues | VND bil | 3,732 | 5,825 | 8,980 |
| Staff Cost | VND bil | 962 | 1,510 | 1,936 |
| Operating Profit | VND bil | 1,784 | 2,969 | 5,459 |
| Provisions | VND bil | 462 | 522 | 1,298 |
| Net Profit | VND bil | 964 | 1,805 | 3,094 |
| Balance Sheet | 2017 | 2018 | 2019 | |
| Interbank Loans | VND bil | 22,590 | 16,341 | 21,024 |
| Customer Loans | VND bil | 62,748 | 76,295 | 94,435 |
| Total Assets | VND bil | 124,119 | 136,179 | 164,594 |
| Shareholders' Equity | VND bil | 6,677 | 10,622 | 13,075 |
| Interbank Borrowing | VND bil | 41,895 | 38,614 | 49,329 |
| Customer Deposits | VND bil | 70,299 | 76,138 | 92,440 |
| Issued Debt Securities | VND bil | 3,559 | 8,592 | 6,845 |
| Ratios | 2017 | 2018 | 2019 | |
| ROE | % | 15.6 | 20.9 | 26.1 |
| ROA | % | 0.836 | 1.39 | 2.06 |
| Costs (As % Of Assets) | % | 1.69 | 2.19 | 2.34 |
| Costs (As % Of Income) | % | 52.2 | 49.0 | 39.2 |
| Net Interest Margin | % | 2.75 | 3.36 | 3.75 |
| Loans (As % Of Deposits) | % | 89.3 | 100 | 102 |
| NPLs (As % Of Loans) | % | 1.09 | 1.12 | 1.29 |
| Provisions (As % Of NPLs) | % | 97.9 | 103 | 97.8 |
| Valuation | 2017 | 2018 | 2019 | |
| Price/Earnings (P/E) | ... | 9.07 | 5.62 | |
| Price/Book Value (P/BV) | ... | 1.54 | 1.33 | |
| Dividend Yield | % | ... | 0 | ... |
| Earnings Per Share (EPS) | VND | 1,340 | 2,199 | 3,743 |
| Book Value Per Share | VND | 9,534 | 12,988 | 15,818 |
| Dividend Per Share | VND | 0 | 0 | ... |
Get all company financials in excel:
| income statement | Unit | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||
| Interest Income | VND bil | 5,174 | 7,325 | ||
| Interest Cost | VND bil | 3,053 | 4,152 | ||
| Net Interest Income | VND bil | 2,121 | 3,172 | ||
| Net Fee Income | VND bil | 86.1 | 165 | ||
| Other Income | VND bil | 170 | 394 | ||
| Total Revenues | VND bil | 2,377 | 3,732 | ||
| Staff Cost | VND bil | 563 | 962 | ||
| Depreciation | VND bil | 30.2 | 43.2 | ||
| Other Cost | VND bil | 745 | 943 | ||
| Operating Cost | VND bil | 1,338 | 1,948 | ||
| Operating Profit | VND bil | 1,038 | 1,784 | ||
| Provisions | VND bil | 272 | 462 | ||
| Extra and Other Cost | VND bil | 60.2 | 116 | ||
| Pre-Tax Profit | VND bil | 707 | 1,206 | ||
| Tax | VND bil | 141 | 242 | ||
| Minorities | VND bil | 0 | 0 | ||
| Net Profit | VND bil | 565 | 964 | ||
| Dividends | VND bil | 0 | 0 | ... | |
| growth rates | |||||
| Net Interest Income Growth | % | ... | 49.6 | ||
| Net Fee Income Growth | % | ... | 91.7 | ||
| Total Revenue Growth | % | ... | 57.0 | ||
| Operating Cost Growth | % | ... | 45.5 | ||
| Operating Profit Growth | % | ... | 71.8 | ||
| Pre-Tax Profit Growth | % | ... | 70.6 | ||
| Net Profit Growth | % | ... | 70.5 | ||
| market share | |||||
| Market Share in Revenues | % | 0.996 | ... | ... | ... |
| Market Share in Net Profit | % | 1.37 | ... | ... | ... |
| balance sheet | Unit | 2016 | 2017 | 2018 | 2019 |
| balance sheet | |||||
| Cash | VND bil | 2,177 | 3,541 | ||
| Interbank Loans | VND bil | 23,785 | 22,590 | ||
| Customer Loans | VND bil | 46,234 | 62,748 | ||
| Retail Loans | VND bil | 20,530 | ... | ... | ... |
| Corporate Loans | VND bil | 25,271 | ... | ... | ... |
| Debt Securities | VND bil | 30,560 | 26,045 | ||
| Fixed Assets | VND bil | 100 | 175 | ||
| Intangible Assets | VND bil | 44.0 | 75.9 | ||
| Goodwill | VND bil | 0 | 0 | ... | |
| Total Assets | VND bil | 106,311 | 124,119 | ||
| Shareholders' Equity | VND bil | 5,681 | 6,677 | ||
| Of Which Minority Interest | VND bil | 0 | 0 | ||
| Liabilities | VND bil | 100,630 | 117,442 | ||
| Interbank Borrowing | VND bil | 43,874 | 41,895 | ||
| Customer Deposits | VND bil | 55,082 | 70,299 | ||
| Sight Deposits | VND bil | 7,461 | 11,410 | ||
| Term Deposits | VND bil | 47,380 | 58,468 | ||
| Issued Debt Securities | VND bil | 83.4 | 3,559 | ||
| Other Liabilities | VND bil | 1,590 | 1,690 | ||
| asset quality | |||||
| Non-Performing Loans | VND bil | 331 | 689 | ||
| Gross Loans | VND bil | 46,643 | 63,423 | ||
| Total Provisions | VND bil | 409 | 675 | ||
| growth rates | |||||
| Customer Loan Growth | % | ... | 35.7 | ||
| Total Asset Growth | % | ... | 16.8 | ||
| Shareholders' Equity Growth | % | ... | 17.5 | ||
| Customer Deposit Growth | % | ... | 27.6 | ||
| market share | |||||
| Market Share in Customer Loans | % | 0.956 | 1.08 | ... | ... |
| Market Share in Corporate Loans | % | 0.522 | ... | ... | ... |
| Market Share in Total Assets | % | 1.31 | 1.28 | ... | ... |
| Market Share in Customer Deposits | % | 0.927 | 1.03 | ... | ... |
| ratios | Unit | 2016 | 2017 | 2018 | 2019 |
| ratios | |||||
| ROE | % | ... | 15.6 | ||
| ROA | % | ... | 0.836 | ||
| Costs (As % Of Assets) | % | ... | 1.69 | ||
| Costs (As % Of Income) | % | 56.3 | 52.2 | ||
| Net Interest Margin | % | ... | 2.75 | ||
| Interest Spread | % | ... | 2.55 | ||
| Asset Yield | % | ... | 6.36 | ||
| Cost Of Liabilities | % | ... | 3.81 | ||
| Payout Ratio | % | 0 | 0 | ... | |
| Interest Income (As % Of Revenues) | % | 89.2 | 85.0 | ||
| Fee Income (As % Of Revenues) | % | 3.62 | 4.42 | ||
| Other Income (As % Of Revenues) | % | 7.15 | 10.6 | ||
| Cost Per Employee | USD per month | 541 | 738 | ... | |
| Cost Per Employee (Local Currency) | VND per month | 11,910,800 | 16,527,900 | ... | |
| Staff Cost (As % Of Total Cost) | % | 42.0 | 49.4 | ||
| Equity (As % Of Assets) | % | 5.34 | 5.38 | ||
| Loans (As % Of Deposits) | % | 83.9 | 89.3 | ||
| Loans (As % Assets) | % | 43.5 | 50.6 | ||
| NPLs (As % Of Loans) | % | 0.710 | 1.09 | ||
| Provisions (As % Of NPLs) | % | 124 | 97.9 | ||
| Provisions (As % Of Loans) | % | 0.885 | 1.08 | ||
| Cost of Provisions (As % Of Loans) | % | ... | 0.849 |
| other data | Unit | 2016 | 2017 | 2018 | 2019 |
| other data | |||||
| Employees | 3,937 | 4,848 | ... | ||
| Sight (As % Of Customer Deposits) | % | 13.5 | 16.2 | ||
| Return on Loans | % | 1.22 | 1.77 | ||
| Operating Profit (As % of Loans) | % | ... | 3.27 | ||
| Costs (As % Of Loans) | % | ... | 3.57 | ||
| Equity (As % Of Loans) | % | 12.3 | 10.6 |
Get all company financials in excel:
By Helgi Library - March 1, 2020
TPBank's net interest margin amounted to 3.78% in the fourth quarter of 2019, down from 3.85% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.94% in 2Q2019 and an all time low of 3.04% in...
By Helgi Library - March 1, 2020
TPBank generated total banking revenues of VND 2,951 bil in the fourth quarter of 2019, up 78.4% when compared to the same period of last year and 42.9% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fee a...
By Helgi Library - March 1, 2020
TPBank stock traded at VND 21,050 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 751 mil. Over the last five years, the stock has appreciated by 0 implying an annual average growth of 0% In absolute terms, the value...
By Helgi Library - March 1, 2020
TPBank's customer loan growth reached 23.8% in 2019-12-31, up from 21.6% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 29.9% in 2018-09-30 and an all time low of 20.5% in 2019-06-30. In the last decade, t...
By Helgi Library - March 1, 2020
TPBank's Equity reached 7.94% of total assets in the 4Q2019, up from 7.80% for the previous year. As a share of net customer loans, the ratio amounted to 13.8% at the end of the fourth quarter of 2019. ...
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