By Helgi Analytics - February 19, 2020
UniCredit SpA made a net profit of EUR -1,338 mil under revenues of EUR 4,999 mil in the fourth quarter of 2019, down 243% and ...
By Helgi Analytics - February 19, 2020
UniCredit SpA's non-performing loans reached 5.04% of total loans at the end of 2019-12-31, down from 7.19% compared to the previ...
By Helgi Analytics - February 19, 2020
UniCredit SpA's capital adequacy ratio reached 17.7% at the end of fourth quarter of 2019, up from 17.1% when compared to the pre...
| Profit Statement | 2017 | 2018 | 2019 | |
| Net Interest Income | EUR mil | 10,613 | 11,266 | 10,840 |
| Net Fee Income | EUR mil | 6,392 | 6,870 | ... |
| Other Income | EUR mil | 3,204 | 3,384 | ... |
| Total Revenues | EUR mil | 20,209 | 21,521 | 19,430 |
| Staff Cost | EUR mil | 6,930 | 6,437 | 6,146 |
| Operating Profit | EUR mil | 3,851 | 8,440 | 7,668 |
| Provisions | EUR mil | 2,091 | 2,662 | 3,382 |
| Net Profit | EUR mil | 1,075 | 3,686 | 684 |
| Balance Sheet | 2017 | 2018 | 2019 | |
| Interbank Loans | EUR mil | 75,133 | 76,302 | 97,888 |
| Customer Loans | EUR mil | 447,727 | 505,668 | 482,574 |
| Total Assets | EUR mil | 836,790 | 831,469 | 855,647 |
| Shareholders' Equity | EUR mil | 60,225 | 56,768 | 61,785 |
| Interbank Borrowing | EUR mil | 228,132 | 225,970 | 177,046 |
| Customer Deposits | EUR mil | 413,791 | 422,024 | 470,570 |
| Issued Debt Securities | EUR mil | 98,603 | 81,153 | 96,301 |
| Ratios | 2017 | 2018 | 2019 | |
| ROE | % | 2.08 | 6.30 | 1.15 |
| ROA | % | 0.890 | 1.77 | 1.55 |
| Costs (As % Of Assets) | % | 3.78 | 2.74 | 2.38 |
| Costs (As % Of Income) | % | 80.9 | 60.8 | 60.5 |
| Capital Adequacy Ratio | % | 18.1 | 15.8 | 17.7 |
| Net Interest Margin | % | 1.25 | 1.35 | 1.29 |
| Loans (As % Of Deposits) | % | 108 | 120 | 103 |
| NPLs (As % Of Loans) | % | 9.58 | 7.19 | 5.04 |
| Provisions (As % Of NPLs) | % | 64.0 | 67.6 | 75.3 |
| Valuation | 2017 | 2018 | 2019 | |
| Price/Earnings (P/E) | 29.2 | 5.98 | 42.5 | |
| Price/Book Value (P/BV) | 0.507 | 0.389 | 0.471 | |
| Dividend Yield | % | 2.05 | 2.73 | 4.84 |
| Earnings Per Share (EPS) | EUR | 0.533 | 1.65 | 0.306 |
| Book Value Per Share | EUR | 30.8 | 25.5 | 27.7 |
| Dividend Per Share | EUR | 0.320 | 0.270 | 0.630 |
Get all company financials in excel:
| summary | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | 12,179 | 12,464 | 11,068 | 10,712 | 10,613 | |||||||||||||||||||||||||||
| Total Revenues | EUR mil | 25,884 | 23,788 | 20,239 | 19,224 | 20,209 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | 7,536 | 8,723 | 5,110 | 17,450 | 3,851 | |||||||||||||||||||||||||||
| Net Profit | EUR mil | -4,668 | 2,339 | 724 | 185 | 1,075 | |||||||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | 95,651 | 96,340 | 116,980 | 112,001 | 75,133 | |||||||||||||||||||||||||||
| Customer Loans | EUR mil | 451,343 | 442,959 | 417,793 | 417,868 | 447,727 | |||||||||||||||||||||||||||
| Debt Securities | EUR mil | 150,848 | 168,915 | 173,472 | 175,575 | 168,218 | |||||||||||||||||||||||||||
| Total Assets | EUR mil | 825,919 | 844,217 | 860,433 | 859,533 | 836,790 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 50,056 | 52,836 | 53,486 | 43,188 | 60,225 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 166,872 | 170,665 | 182,938 | 184,892 | 228,132 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 349,319 | 360,981 | 369,056 | 396,034 | 413,791 | |||||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | 164,266 | 150,276 | 133,797 | 115,436 | 98,603 | |||||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||||
| ROE | % | ... | -8.01 | 4.55 | 1.36 | 0.382 | 2.08 | ||||||||||||||||||||||||||
| ROA | % | ... | 1.56 | 1.95 | 1.19 | 4.18 | 0.890 | ||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.80 | 3.37 | 3.52 | 0.424 | 3.78 | ||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 70.9 | 63.3 | 74.8 | 9.22 | 80.9 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 13.6 | 13.6 | 14.2 | 11.7 | 18.1 | ||||||||||||||||||||||
| Net Interest Margin | % | ... | 1.39 | 1.49 | 1.30 | 1.25 | 1.25 | ||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 47.1 | 52.4 | 54.7 | 55.7 | 52.5 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 27.9 | 31.5 | 27.1 | 29.1 | 31.6 | ... | |||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 49.1 | 54.5 | 51.6 | 525 | 42.4 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 11.1 | 11.9 | 12.8 | 10.3 | 13.5 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 129 | 123 | 113 | 106 | 108 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | 54.6 | 52.5 | 48.6 | 48.6 | 53.5 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | 16.4 | 17.2 | 17.4 | 12.5 | 9.58 | |||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | 57.1 | 54.4 | 52.6 | 59.5 | 64.0 | |||||||||||||||||||||||||
| valuation | |||||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | 42,965 | 37,865 | 33,309 | 17,821 | 41,688 | |||||||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,142 | 1,147 | 1,168 | 1,200 | 1,958 | |||||||||||
| Share Price (End Of Period) | EUR | 27.0 | 26.7 | 25.7 | 13.7 | 15.6 | |||||||||||||||||||||||||||
| Earnings Per Share (EPS) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -4.11 | 2.01 | 0.532 | 0.154 | 0.533 | |||||||||||
| Book Value Per Share | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 43.8 | 46.1 | 45.8 | 36.0 | 30.8 | |||||||||||
| Dividend Per Share | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.501 | 0.601 | 0.601 | 0 | 0.320 | |||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.3 | 48.3 | 89.1 | 29.2 | ||||||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.615 | 0.580 | 0.562 | 0.381 | 0.507 | ||||||||||||
| Dividend Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.86 | 2.25 | 2.34 | 0 | 2.05 | |||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -475 | -149 | -73.5 | -71.1 | 247 | ||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -29.1 | 5.06 | -0.558 | -21.4 | -14.5 |
| income statement | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||||
| Interest Income | EUR mil | 22,908 | 22,144 | 18,622 | 16,370 | 15,075 | ... | ||||||||||||||||||||||||||
| Interest Cost | EUR mil | 10,729 | 9,680 | 7,554 | 5,658 | 4,462 | ... | ||||||||||||||||||||||||||
| Net Interest Income | EUR mil | 12,179 | 12,464 | 11,068 | 10,712 | 10,613 | |||||||||||||||||||||||||||
| Net Fee Income | EUR mil | ... | ... | ... | ... | ... | 7,226 | 7,485 | 5,488 | 5,585 | 6,392 | ... | |||||||||||||||||||||
| Other Income | EUR mil | ... | ... | ... | ... | ... | 6,480 | 3,839 | 3,683 | 2,926 | 3,204 | ... | |||||||||||||||||||||
| Total Revenues | EUR mil | 25,884 | 23,788 | 20,239 | 19,224 | 20,209 | |||||||||||||||||||||||||||
| Staff Cost | EUR mil | 9,005 | 8,204 | 7,812 | 9,315 | 6,930 | |||||||||||||||||||||||||||
| Depreciation | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 686 | 665 | 698 | 760 | ... | |||||||||
| Other Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6,176 | 6,652 | -8,240 | 8,668 | ... | |||||||||
| Operating Cost | EUR mil | 18,348 | 15,065 | 15,128 | 1,773 | 16,358 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | 7,536 | 8,723 | 5,110 | 17,450 | 3,851 | |||||||||||||||||||||||||||
| Provisions | EUR mil | 13,622 | 4,178 | 3,964 | 11,966 | 2,091 | |||||||||||||||||||||||||||
| Extra and Other Cost | EUR mil | 344 | 563 | 61.9 | -1,532 | 448 | |||||||||||||||||||||||||||
| Pre-Tax Profit | EUR mil | -6,430 | 3,981 | 1,084 | 7,016 | 1,313 | |||||||||||||||||||||||||||
| Tax | EUR mil | -2,143 | 1,262 | 8.32 | 6,368 | -75.3 | |||||||||||||||||||||||||||
| Minorities | EUR mil | 382 | 380 | 352 | 464 | 313 | |||||||||||||||||||||||||||
| Net Profit | EUR mil | -4,668 | 2,339 | 724 | 185 | 1,075 | |||||||||||||||||||||||||||
| Dividends | EUR mil | 579 | 704 | 716 | 0 | 712 | |||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -11.1 | 2.35 | -11.2 | -3.21 | -0.928 | ||||||||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | -5.22 | 3.59 | -26.7 | 1.76 | 14.5 | ... | ||||||||||||||||||||
| Total Revenue Growth | % | ... | 0.121 | -8.10 | -14.9 | -5.02 | 5.13 | ||||||||||||||||||||||||||
| Operating Cost Growth | % | ... | 16.3 | -17.9 | 0.418 | -88.3 | 822 | ||||||||||||||||||||||||||
| Operating Profit Growth | % | ... | -25.2 | 15.7 | -41.4 | 241 | -77.9 | ||||||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 9,996 | -162 | -72.8 | 547 | -81.3 | ||||||||||||||||||||||||||
| Net Profit Growth | % | ... | -479 | -150 | -69.0 | -74.5 | 483 |
| balance sheet | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| balance sheet | |||||||||||||||||||||||||||||||||
| Cash | EUR mil | 10,520 | 8,051 | 9,611 | 13,858 | 64,493 | |||||||||||||||||||||||||||
| Interbank Loans | EUR mil | 95,651 | 96,340 | 116,980 | 112,001 | 75,133 | |||||||||||||||||||||||||||
| Customer Loans | EUR mil | 451,343 | 442,959 | 417,793 | 417,868 | 447,727 | |||||||||||||||||||||||||||
| Debt Securities | EUR mil | 150,848 | 168,915 | 173,472 | 175,575 | 168,218 | |||||||||||||||||||||||||||
| Fixed Assets | EUR mil | 10,818 | 10,277 | 7,159 | 7,032 | 8,449 | |||||||||||||||||||||||||||
| Intangible Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 5,327 | 5,562 | 3,652 | 3,191 | 3,385 | |||||||||||||||||||
| Goodwill | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,533 | 3,562 | 1,744 | 1,484 | 1,484 | ||||||||||||||||
| Total Assets | EUR mil | 825,919 | 844,217 | 860,433 | 859,533 | 836,790 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 50,056 | 52,836 | 53,486 | 43,188 | 60,225 | |||||||||||||||||||||||||||
| Of Which Minority Interest | EUR mil | 3,334 | 3,446 | 3,399 | 3,853 | 894 | |||||||||||||||||||||||||||
| Liabilities | EUR mil | 775,863 | 791,382 | 806,948 | 816,344 | 776,565 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 166,872 | 170,665 | 182,938 | 184,892 | 228,132 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 349,319 | 360,981 | 369,056 | 396,034 | 413,791 | |||||||||||||||||||||||||||
| Sight Deposits | EUR mil | 241,473 | 258,307 | 280,696 | 311,518 | 329,267 | ... | ||||||||||||||||||||||||||
| Term Deposits | EUR mil | ... | 94,670 | 89,761 | 73,250 | 67,168 | 67,829 | ... | |||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | 164,266 | 150,276 | 133,797 | 115,436 | 98,603 | |||||||||||||||||||||||||||
| Subordinated Debt | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||
| Other Liabilities | EUR mil | 95,406 | 109,460 | 121,157 | 119,983 | 36,039 | |||||||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | ... | 81,911 | 84,079 | 80,005 | 56,342 | 45,712 | |||||||||||||||||||||||||
| Gross Loans | EUR mil | 498,115 | 488,732 | 459,887 | 451,407 | 476,979 | |||||||||||||||||||||||||||
| Total Provisions | EUR mil | ... | 46,772 | 45,773 | 42,094 | 33,538 | 29,252 | ||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | -12.4 | -1.86 | -5.68 | 0.018 | 7.15 | ||||||||||||||||||||||||||
| Total Asset Growth | % | ... | -10.9 | 2.22 | 1.92 | -0.105 | -2.65 | ||||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | -24.7 | 5.55 | 1.23 | -19.3 | 39.4 | ||||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | -5.20 | 3.34 | 2.24 | 7.31 | 4.48 |
| ratios | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| ratios | |||||||||||||||||||||||||||||||||
| ROE | % | ... | -8.01 | 4.55 | 1.36 | 0.382 | 2.08 | ||||||||||||||||||||||||||
| ROA | % | ... | 1.56 | 1.95 | 1.19 | 4.18 | 0.890 | ||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.80 | 3.37 | 3.52 | 0.424 | 3.78 | ||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 70.9 | 63.3 | 74.8 | 9.22 | 80.9 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 13.6 | 13.6 | 14.2 | 11.7 | 18.1 | ||||||||||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | 10.1 | 11.3 | 11.5 | 9.04 | 15.4 | ||||||||||||||||||||||
| Net Interest Margin | % | ... | 1.39 | 1.49 | 1.30 | 1.25 | 1.25 | ||||||||||||||||||||||||||
| Interest Spread | % | ... | 1.30 | 1.42 | 1.24 | 1.21 | 1.22 | ... | |||||||||||||||||||||||||
| Asset Yield | % | ... | 2.61 | 2.65 | 2.18 | 1.90 | 1.78 | ... | |||||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 1.31 | 1.24 | 0.945 | 0.697 | 0.560 | ... | |||||||||||||||||||||||||
| Payout Ratio | % | -12.4 | 30.1 | 98.9 | 0 | 66.2 | |||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 47.1 | 52.4 | 54.7 | 55.7 | 52.5 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 27.9 | 31.5 | 27.1 | 29.1 | 31.6 | ... | |||||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 25.0 | 16.1 | 18.2 | 15.2 | 15.9 | ... | |||||||||||||||||||||
| Cost Per Employee | USD per month | 6,804 | 6,140 | 5,945 | 7,073 | 6,249 | |||||||||||||||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | 5,125 | 4,763 | 5,187 | 6,598 | 5,565 | |||||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 49.1 | 54.5 | 51.6 | 525 | 42.4 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 11.1 | 11.9 | 12.8 | 10.3 | 13.5 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 129 | 123 | 113 | 106 | 108 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | 54.6 | 52.5 | 48.6 | 48.6 | 53.5 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | 16.4 | 17.2 | 17.4 | 12.5 | 9.58 | |||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | 57.1 | 54.4 | 52.6 | 59.5 | 64.0 | |||||||||||||||||||||||||
| Provisions (As % Of Loans) | % | ... | 10.4 | 10.3 | 10.1 | 8.03 | 6.53 | ||||||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 2.82 | 0.934 | 0.921 | 2.86 | 0.483 |
| other data | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| other data | |||||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,954 | 7,516 | 6,934 | 6,221 | 4,030 | |||||||||||||||||
| Employees | 146,421 | 143,520 | 125,510 | 117,659 | 103,771 | ||||||||||||||||||||||||||||
| Sight (As % Of Customer Deposits) | % | 69.1 | 71.6 | 76.1 | 78.7 | 79.6 | ... | ||||||||||||||||||||||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 423,739 | 409,223 | 390,599 | 387,136 | 356,100 | |||||||||||
| Return on Loans | % | ... | -0.966 | 0.523 | 0.168 | 0.044 | 0.248 | ||||||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 1.56 | 1.95 | 1.19 | 4.18 | 0.890 | ||||||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 3.80 | 3.37 | 3.52 | 0.424 | 3.78 | ||||||||||||||||||||||||||
| Equity (As % Of Loans) | % | 11.1 | 11.9 | 12.8 | 10.3 | 13.5 |
Get all company financials in excel:
By Helgi Analytics - February 19, 2020
UniCredit SpA employed 84,245 persons in 2019-12-31, down 0.481% when compared to the previous year. Historically, the bank's workforce hit an all time high of 177,571 persons in 2008-06-30 and an all time low of 61,271 in 2000-09-30. Average cost reached USD 6,77...
By Helgi Analytics - February 19, 2020
UniCredit SpA stock traded at EUR 13.0 per share at the end fourth quarter of 2019 implying a market capitalization of USD 32,653 mil. Since the end of 4Q2014, the stock has depreciated by -51.3 % implying an annual average growth of -13.4 %. In absolute terms, the va...
By Helgi Analytics - February 19, 2020
UniCredit SpA stock traded at EUR 13.0 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 32,653 mil. Over the last five years, the stock has depreciated by 51.3 implying an annual average growth of -13.4% In absolute t...
By Helgi Analytics - February 19, 2020
UniCredit SpA's Equity reached of total assets in the 4Q2019, up from 11.8% for the previous year. As a share of net customer loans, the ratio amounted to at the end of the fourth quarter of 2019. ...
By Helgi Analytics - February 19, 2020
UniCredit SpA's customer loan growth reached -4.57% in 2019-12-31, down from 12.9% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 201% in 2005-12-31 and an all time low of -13.0% in 2015-03-31. In the last...
By Helgi Analytics - February 19, 2020
UniCredit SpA's capital adequacy ratio reached 17.7% at the end of 2019, up from 15.8% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 18.1% in 2017 and an all time low of 8.55% in 1999. The Tier 1 ratio amounted ...
By Helgi Analytics - February 19, 2020
UniCredit SpA made a net profit of EUR 684 mil under revenues of EUR 19,430 mil in 2019, up -81.432450983318% and -9.7139936339769% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 5,901 mil in 2007 and an al...
By Helgi Analytics - February 19, 2020
UniCredit SpA's cost to income ratio reached 60.5% in 2019, down from 60.8% compared to the previous year. Historically, the bank’s costs reached an all time high of 80.9% of income in 2017 and an all time low of 9.22% in 2016. When compared to total asset...
By Helgi Analytics - February 19, 2020
UniCredit SpA's non-performing loans reached 5.04% of total loans at the end of 2019, down from 7.19% compared to the previous year. Historically, the NPL ratio hit an all time high of 17.4% in 2015 and an all time low of 1.68% in 2000. Provision coverage a...
By Helgi Analytics - February 19, 2020
UniCredit SpA employed 84,245 persons in 2019, down 13.8% when compared to the previous year. Historically, the bank's workforce hit an all time high of 174,519 persons in 2008 and an all time low of 63,576 in 2001. Average cost reached USD 7,121 per month per em...
Helgi Library 
