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CSOB - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czechia | February 16, 2024
Excel Sheet

CSOB's non-performing loans reached 1.51% of total loans at the end of 2023-12-31, down from 1.81% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.13% in 2013-06-30 and an all time low of 1.51% in 2023-12-31.

Provision coverage amounted to 45.2% at the end of 2023-12-31, up from 44.6% compared to a year earlier.

The bank created loan loss provisions worth of 1.21% of average loans in 2023-12-31. That's compared to 0.185% of loans the bank put aside to its cost on average in the last five years.

Comparing CSOB with its closest peers, Komercni Banka operated at the end of 2023-12-31 with NPL ratio of 1.85% and provision coverage of 47.1% and MONETA Money Bank with 1.40% and 122% respectively.

You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.