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Erste Bank Serbia

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Erste Bank Serbia

Erste Bank Serbia is a Serbia-based subsidiary of Austria's Erste Bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2014, the Bank had some 47 branches units, employed nearly 1,000 persons and held some 2.5% of Serbian banking assets. Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy

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Erste Bank Serbia is a Serbia-based subsidiary of Austria's Erste Bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2014, the Bank had some 47 branches units, employed nearly 1,000 persons and held some 2.5% of Serbian banking assets. Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

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summary Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

            3,958 4,167 4,470 4,658 5,269    
            10,512 12,373 6,430 6,743 7,494    
            1,666 1,961 2,118 1,953 2,614    
            789 1,250 1,059 239 1,189    

balance sheet

            13,642 7,170 13,417 3,899 2,733    
            50,935 61,509 57,339 64,116 79,044    
            6,174 6,800 9,164 15,159 18,818    
            72,077 80,690 97,582 100,955 117,488    
            12,051 13,299 14,359 14,738 16,000    
            17,431 20,220 13,729 21,521 30,282    
            47,327 41,811 64,904 61,603 68,295    
            0.000 3,873 3,656 2,064 1,825    

ratios

            6.77% 9.86% 7.66% 1.65% 7.74%    
            1.18% 1.64% 1.19% 0.241% 1.09%    
            13.2% 13.6% 4.84% 4.83% 4.47%    
            84.2% 84.1% 67.1% 71.0% 65.1%    
... ...         24.4% 21.3% 21.0% 19.8% 17.2%    
            5.90% 5.46% 5.01% 4.69% 4.82%    
            37.7% 33.7% 69.5% 69.1% 70.3%    
            13.6% 13.1% 26.4% 26.2% 22.0%    
            16.6% 15.3% 37.6% 35.4% 33.7%    
            16.7% 16.5% 14.7% 14.6% 13.6%    
            108% 147% 88.3% 104% 116%    
            70.7% 76.2% 58.8% 63.5% 67.3%    
... ...         10.2% 10.4% 13.0% 10.8% 7.95%    
... ...         95.8% 91.8% 88.9% 98.0% 115%    

Download Data
income statement Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income RSD mil
Interest Cost RSD mil
Net Interest Income RSD mil
Net Fee Income RSD mil
Other Income RSD mil
Total Revenues RSD mil
Staff Cost RSD mil
Depreciation RSD mil
Other Cost RSD mil
Operating Cost RSD mil
Operating Profit RSD mil
Provisions RSD mil
Extra and Other Cost RSD mil
Pre-Tax Profit RSD mil
Tax RSD mil
Minorities RSD mil
Net Profit RSD mil
            5,873 6,514 7,333 6,910 6,772    
            1,915 2,347 2,864 2,251 1,504    
            3,958 4,167 4,470 4,658 5,269    
            1,429 1,624 1,696 1,764 1,650    
            5,125 6,581 263 321 576    
            10,512 12,373 6,430 6,743 7,494    
            1,468 1,595 1,619 1,693 1,647    
            172 212 246 274 257    
            7,205 8,604 2,446 2,823 2,976    
            8,846 10,411 4,311 4,790 4,880    
            1,666 1,961 2,118 1,953 2,614    
            883 887 993 1,829 1,397    
            0.000 -1.98 0.000 < 0.001 0.000    
            783 1,076 1,125 124 1,216    
            -7.47 -179 65.7 -104 26.9    
            0.000 0.000 0.000 -11.1 0.000    
            789 1,250 1,059 239 1,189    

growth rates

...           28.1% 5.28% 7.26% 4.21% 13.1%    
...           18.5% 13.6% 4.47% 4.00% -6.50%    
...           24.3% 17.7% -48.0% 4.88% 11.1%    
...           19.5% 17.7% -58.6% 11.1% 1.89%    
...           57.7% 17.7% 7.99% -7.78% 33.8%    
...           147% 37.4% 4.56% -89.0% 879%    
...           148% 58.4% -15.3% -77.4% 397%    

market share

            6.38% 7.31% 3.95% 3.86% 4.08%    
... ...         63.1% 10.7% ... 10.5% 16.0%    
...           3.38% 3.50% 3.68% 3.95% 4.23%    
... ...         1.89% 2.05% 2.31% 2.63% 2.72%    

Download Data
balance sheet Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

            4,232 7,370 16,105 15,906 18,523    
            13,642 7,170 13,417 3,899 2,733    
            50,935 61,509 57,339 64,116 79,044    
            19,692 22,075 23,867 26,824 30,659    
... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ...    
            31,244 39,434 33,472 37,292 48,385    
            6,174 6,800 9,164 15,159 18,818    
            763 901 1,119 1,105 733    
            72,077 80,690 97,582 100,955 117,488    
            12,051 13,299 14,359 14,738 16,000    
            0.000 0.000 0.000 43.1 0.000    
            60,026 67,391 83,223 86,218 101,488    
            17,431 20,220 13,729 21,521 30,282    
            47,327 41,811 64,904 61,603 68,295    
            18,681 22,540 27,265 32,679 36,207    
            28,646 19,271 37,639 28,924 32,088    
            0.000 3,873 3,656 2,064 1,825    
            3,401 1,487 933 1,031 1,086    

asset quality

... ...         5,200 6,383 8,455 7,732 6,909    
            50,935 61,509 64,859 71,689 86,956    
            4,982 5,861 7,520 7,573 7,912    

growth rates

...           6.17% 20.8% -6.78% 11.8% 23.3%    
...           16.9% 12.1% 8.12% 12.4% 14.3%    
... ... ... ... ... ... ... ... ... ... ... ...  
... ... ... ... ... ... ... ... ... ... ... ...  
...           0.355% 26.2% -15.1% 11.4% 29.7%    
...           16.0% 12.0% 20.9% 3.46% 16.4%    
...           7.03% 10.4% 7.97% 2.63% 8.56%    
...           42.3% -11.7% 55.2% -5.09% 10.9%    
...           18.1% 20.7% 21.0% 19.9% 10.8%    
...           64.2% -32.7% 95.3% -23.2% 10.9%    

market share

            2.56% 2.73% 2.60% 2.69% 3.14%    
            3.07% 3.52% 3.30% 3.84% 4.87%    
... ... ... ... ... ... ... ... ... ... ...    
            3.27% 3.38% 3.54% 3.70% 4.04%    
... ... ... ... ... ... ... ... ... ... ...    
            2.48% 2.55% 3.10% 3.05% 3.43%    
            3.41% 2.73% 4.07% 3.59% 3.73%    
            2.18% 2.28% 2.67% 2.98% 3.20%    
            6.77% 4.46% 8.77% 5.78% 5.57%    

Download Data
ratios Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

            6.77% 9.86% 7.66% 1.65% 7.74%    
            1.18% 1.64% 1.19% 0.241% 1.09%    
            13.2% 13.6% 4.84% 4.83% 4.47%    
            84.2% 84.1% 67.1% 71.0% 65.1%    
... ...         24.4% 21.3% 21.0% 19.8% 17.2%    
            5.90% 5.46% 5.01% 4.69% 4.82%    
...           5.30% 4.84% 4.42% 4.30% 4.60%    
            8.75% 8.53% 8.23% 6.96% 6.20%    
...           3.45% 3.68% 3.80% 2.66% 1.60%    
            37.7% 33.7% 69.5% 69.1% 70.3%    
            13.6% 13.1% 26.4% 26.2% 22.0%    
            48.8% 53.2% 4.10% 4.76% 7.68%    
...           1,688 1,522 1,630 1,553 1,265    
...           123,832 133,872 138,818 142,243 133,630    
            16.6% 15.3% 37.6% 35.4% 33.7%    
            16.7% 16.5% 14.7% 14.6% 13.6%    
            108% 147% 88.3% 104% 116%    
            70.7% 76.2% 58.8% 63.5% 67.3%    
... ...         10.2% 10.4% 13.0% 10.8% 7.95%    
... ...         95.8% 91.8% 88.9% 98.0% 115%    
            9.78% 9.53% 13.1% 11.8% 10.0%    
            1.79% 1.58% 1.67% 3.01% 1.95%    

Download Data
other data Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ...         45.0 46.0 46.0 47.0 47.0    
...           988 993 972 992 1,027    

Download Data
Comparison of 15 Companies within Erste Group

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

Read more »

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 18 Banks in Serbia

This Annual Statistical Dossier offers a comparison of 18 Serbian banks from 2002 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 18 Serbian banks from 2002 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Erste Bank Serbia in Numbers

This Annual statistical dossier offers a summary of Erste Bank Serbia's performance between 2005 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Erste Bank Serbia's performance between 2005 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Erste Serbia's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Erste Bank Serbia in Numbers

This Statistical Dossier offers a summary of Erste Bank Serbia 's performance between 2005 and 2015 on an annual basis. The report can be downloaded in Excel file format.

You will find here all the key numbers from the bank's balance sheet, income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost

Read more »

This Statistical Dossier offers a summary of Erste Bank Serbia 's performance between 2005 and 2015 on an annual basis. The report can be downloaded in Excel file format.

You will find here all the key numbers from the bank's balance sheet, income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the Bank's businesses such as its loan portfolio.

If you are only interested in specific areas of the Bank's business, you find and download them at the Bank's Corporate Profile.

If you want to see more reports about the Bank, please, go to the Bank's Reports Page.

Erste Bank Serbia is a Serbia-based subsidiary of Austria's Erste Bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2014, the Bank had some 47 branches units, employed nearly 1,000 persons and held some 2.5% of Serbian banking assets.  Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

Erste Bank Serbia at a Glance

Erste Bank Serbia is a Serbia-based subsidiary of Austria's Erste Bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2012, the Bank had some 43 branches units, employed nearly 1,000 persons and held some 2.5% of Serbian banking assets.  Erste Bank is the second

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Erste Bank Serbia is a Serbia-based subsidiary of Austria's Erste Bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2012, the Bank had some 43 branches units, employed nearly 1,000 persons and held some 2.5% of Serbian banking assets.  Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This report offers a summary of the bank's performance in 2005-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Serbia

Erste Bank Serbia in Numbers

Erste Bank Serbia is a Serbia-based subsidiary of Austria's Erste Bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2012, the Bank had some 43 branches units, employed nearly 1,000 persons and held some 2.5% of Serbian banking assets.  Erste Bank is the second

Read more »

Erste Bank Serbia is a Serbia-based subsidiary of Austria's Erste Bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2012, the Bank had some 43 branches units, employed nearly 1,000 persons and held some 2.5% of Serbian banking assets.  Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This excel file offers a summary of the bank's performance in 2005-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Serbia

Based on a comparison of 15 banks in Serbia in 2017, Bank Intesa Serbia was the largest bank by assets, followed by UniCredit Bank Serbia and Komercijalna Banka Beograd.

Bank Intesa Serbia assets reached 564,860, up 2.44% when compared

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Based on a comparison of 15 banks in Serbia in 2017, Bank Intesa Serbia was the largest bank by assets, followed by UniCredit Bank Serbia and Komercijalna Banka Beograd.

Bank Intesa Serbia assets reached 564,860, up 2.44% when compared to the last year. Historically, the bank’s assets reached an all time high of 564,860 in 2017 and an all time low of 28,914 in 2002.

Comparing Bank Intesa Serbia with its closest peers, UniCredit Bank Serbia assets amounted to 370,780, Komercijalna Banka Beograd operated with 369,184 assets and Societe Generale Serbia had total assets of 294,755.

Total assets of the Serbian banking sector amounted to RSD 3,599 bil in 2017, up 0.145% when compared to the last year. As a result, the top ranked company - Bank Intesa Serbia accounted for 15.7% of the sector’s assets in 2017. The top 3 companies held a 36.3% share while the five largest firms some 51.8% in 2017.

You can see all the banks assets on the Total Assets indicator page or you can download a report on the Serbian banks in the report section.

Based on a comparison of 14 banks in Serbia in 2017, Addiko Bank Serbia was paying its employees the best, followed by Societe Generale Serbia and UniCredit Bank Serbia.

Addiko Bank Serbia employed 595 persons in 2017, down 6.89% when

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Based on a comparison of 14 banks in Serbia in 2017, Addiko Bank Serbia was paying its employees the best, followed by Societe Generale Serbia and UniCredit Bank Serbia.

Addiko Bank Serbia employed 595 persons in 2017, down 6.89% when compared to the previous year. Historically, the bank's workforce hit an all time high of 872 persons in 2011 and an all time low of 595 in 2017.

Average cost reached 204,230 per employee, 2.52% more than a year ago. This figure was 104,412 some 10 years ago.

Staff accounted for 32.3% of total operating expenditures in 2017.

Comparing Addiko Bank Serbia with its closest peers, Societe Generale Serbia had 1,451 employees with average cost of 198,469 per person, UniCredit Bank Serbia operated with 1,286 people (and 187,581 per employee) and NLB Serbia had 431 employees in 2017 with cost of 185,214 per head.

The average staff cost per employee reached 153,564 in the Serbian banking sector in 2017.

You can see all the banks cost per employee data on the Cost Per Employee indicator page or you can download a report on the Serbian banks in the report section.

Based on a comparison of 15 banks in Serbia, AIK Banka produced the highest net profit in 2017, followed by Bank Intesa Serbia and Komercijalna Banka Beograd.

AIK Banka made a net profit of 12,080, up 178% compared to the previous

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Based on a comparison of 15 banks in Serbia, AIK Banka produced the highest net profit in 2017, followed by Bank Intesa Serbia and Komercijalna Banka Beograd.

AIK Banka made a net profit of 12,080, up 178% compared to the previous year. Historically, the bank’s net profit reached an all time high of 12,080 in 2017 and an all time low of 1,017 in 2003. The average profit in the last five years amounted to 4,697.

The bank generated an average return on equity of 8.58% for its shareholders in the last five years with a maximum of 21.2% and a minimum of 2.47%.

Comparing AIK Banka with its closest peers, Bank Intesa Serbia generated a net profit of 11,848 with a ROE of 9.75% in 2017, Komercijalna Banka Beograd netted 8,268 (ROE of 13.9%) and UniCredit Bank Serbia announced a net profit of 6,782 giving a ROE of 10.0%.

The net profit of the Serbia’s banking sector amounted to 63,572 in 2017, up 246% compared to the previous year. Heading up the rankings, AIK Banka accounted for 19.0% of the sector’s net profit in 2017. The top 3 companies held a 50.6% share while the five largest firms some 71.7% in 2017.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Serbian banks in the report section.

Based on a comparison of 13 banks in Serbia in 2016, Bank Intesa Serbia had the most employees, followed by Komercijalna Banka Beograd and Banka Postanska Stedionica.

Bank Intesa Serbia employed 3,032 persons in 2016, up 0.731% when

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Based on a comparison of 13 banks in Serbia in 2016, Bank Intesa Serbia had the most employees, followed by Komercijalna Banka Beograd and Banka Postanska Stedionica.

Bank Intesa Serbia employed 3,032 persons in 2016, up 0.731% when compared to the previous year. Historically, the bank's workforce hit an all time high of 3,200 persons in 2011 and an all time low of 2,028 in 2003.

Average cost reached RSD 157,725 per month per month per employee, 4.26% more than a year ago. This figure was RSD 61,030 per month some 10 years ago.

Comparing Bank Intesa Serbia with its closest peers, Komercijalna Banka Beograd had 2,858 employees with average cost of RSD 147,524 per month per person, Banka Postanska Stedionica operated with 1,724 people (and RSD 105,063 per month per employee) and Raiffeisenbank Serbia had 1,458 employees in 2016 with cost RSD 1,458 per month per head.

Serbian banking sector employed 23,847 people in 2016. The average staff cost per employee reached RSD 150,282 per month.

You can see all the banks employees data on the Employees indicator page or you can download a report on the Serbian banks in the report section.

See all charts of the company »
Erste Serbia's net profit rose 25.0% to RSD 2,622 mil in 2017
Erste Serbia's npls (as % of loans) fell 53.0% to 3.07% in 2017
Erste Serbia's net profit rose 25.0% to RSD 2,622 mil in 2017
Erste Serbia's customer loans rose 14.5% to RSD 110,473 mil in 2017
Erste Serbia's customer deposits rose 22.2% to RSD 91,982 mil in 2017
Erste Serbia's employees rose 5.29% to 1,075 in 2017
Erste Serbia's retail deposits rose 13.2% to RSD 45,730 mil in 2017
Erste Serbia's net interest margin fell 9.92% to 4.02% in 2017
Erste Serbia's corporate loans rose 2.63% to RSD 62,701 mil in 2017
Erste Serbia's corporate deposits rose 32.5% to RSD 46,252 mil in 2017