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Alpha Bank Serbia

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Alpha Bank Serbia

Alpha Bank Serbia a.d. is a Serbia-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management

Read more »
Alpha Bank Serbia a.d. is a Serbia-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. The Bank is headquartered in Belgrade, the Republic of Serbia. Alpha Bank Serbia a.d. is a subsidiary of Alpha Bank A.E. Athens.

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summary Unit
2006 2007 2008 2009 2010 2011 2012 2013 2014

income statement

    3,172 1,317 2,683 2,982 2,740    
    7,260 3,758 7,718 3,947 6,652    
    889 -1,981 -1,135 -1,042 -1,218    
    874 -2,729 -1,724 -2,113 -2,873    

balance sheet

    13,105 16,078 15,056 15,345 17,401    
    24,670 35,364 64,796 52,670 50,941    
    7,007 7,667 7,185 4,928 5,536    
    58,320 73,650 98,370 85,189 91,236    
    14,780 12,057 10,314 10,242 13,144    
    289 2,901 4,526 3,813 3,882    
    34,397 48,807 71,838 61,497 65,999    
    0.000 0.000 0.000 0.000 5,167    

ratios

    7.08% -20.3% -15.4% -20.6% -24.6%    
    1.60% -4.14% -2.00% -2.30% -3.26%    
    11.7% 8.70% 10.3% 5.44% 8.92%    
    87.8% 153% 115% 126% 118%    
    35.3% 26.0% 14.7% 20.5% 23.6%    
    5.82% 2.00% 3.12% 3.25% 3.11%    
    43.7% 35.0% 34.8% 75.6% 41.2%    
    11.7% 22.9% 11.7% 22.1% 11.8%    
    24.9% 30.2% 20.1% 36.0% 22.5%    
    25.3% 16.4% 10.5% 12.0% 14.4%    
    71.7% 72.5% 90.2% 85.6% 77.2%    
    42.3% 48.0% 65.9% 61.8% 55.8%    
... ... 1.85% 7.09% 9.76% 11.7% 13.9%    
... ... 433% 103% 56.5% 66.8% 76.6%    

Download Data
income statement Unit
2006 2007 2008 2009 2010 2011 2012 2013 2014

income statement

Interest Income RSD mil
Interest Cost RSD mil
Net Interest Income RSD mil
Net Fee Income RSD mil
Other Income RSD mil
Total Revenues RSD mil
Staff Cost RSD mil
Depreciation RSD mil
Other Cost RSD mil
Operating Cost RSD mil
Operating Profit RSD mil
Provisions RSD mil
Extra and Other Cost RSD mil
Pre-Tax Profit RSD mil
Tax RSD mil
Minorities RSD mil
Net Profit RSD mil
    5,807 3,979 5,711 6,882 6,186    
    2,635 2,662 3,028 3,900 3,446    
    3,172 1,317 2,683 2,982 2,740    
    850 859 901 873 785    
    3,238 1,582 4,134 91.7 3,127    
    7,260 3,758 7,718 3,947 6,652    
    1,587 1,733 1,781 1,796 1,768    
    326 446 639 511 479    
    4,458 3,560 6,433 2,682 5,623    
    6,371 5,739 8,853 4,989 7,870    
    889 -1,981 -1,135 -1,042 -1,218    
    43.6 827 593 1,063 1,660    
    0.000 0.000 0.000 0.720 0.000    
    845 -2,809 -1,728 -2,106 -2,878    
    -28.6 -79.8 -3.98 7.30 -3.79    
    0.000 0.000 0.000 0.000 0.000    
    874 -2,729 -1,724 -2,113 -2,873    

growth rates

...   71.2% -58.5% 104% 11.2% -8.14%    
...   1.39% 1.15% 4.90% -3.17% -10.0%    
...   6.60% -48.2% 105% -48.9% 68.6%    
...   22.2% -9.92% 54.3% -43.6% 57.8%    
...   -44.4% -323% -42.7% -8.19% 16.9%    
...   269% -432% -38.5% 21.8% 36.7%    
...   260% -412% -36.8% 22.5% 36.0%    

market share

    3.21% 2.50% 4.86% 2.39% 3.93%    
...   2.50% ... ... ... ... ...  
    5.23% 4.80% 5.10% 5.11% 5.05%    
...   5.93% 6.15% 6.15% 7.26% 5.97%    

Download Data
balance sheet Unit
2006 2007 2008 2009 2010 2011 2012 2013 2014

balance sheet

    7,262 7,533 3,554 5,848 11,486    
    13,105 16,078 15,056 15,345 17,401    
    24,670 35,364 64,796 52,670 50,941    
    10,675 17,437 34,815 38,718 38,118    
... ... ... ... ... ... ...    
... ... ... ... ... ... ...    
    10,550 14,820 16,840 8,464 9,193    
    7,007 7,667 7,185 4,928 5,536    
    5,282 5,503 4,969 4,448 3,971    
    58,320 73,650 98,370 85,189 91,236    
    14,780 12,057 10,314 10,242 13,144    
    0.000 0.000 0.000 0.000 0.000    
    43,540 61,593 88,056 74,947 78,092    
    289 2,901 4,526 3,813 3,882    
    34,397 48,807 71,838 61,497 65,999    
    17,388 28,037 47,824 43,114 55,272    
    9,536 8,502 9,380 13,941 10,001    
... ... ... ... ... ... ...    
... ... ... ... ... ... ...    
    0.000 0.000 0.000 0.000 5,167    
    8,855 9,885 11,692 9,636 3,043    

asset quality

... ... 496 2,705 6,694 6,710 7,920    
    26,819 38,156 68,580 57,149 57,009    
    2,149 2,793 3,784 4,479 6,068    

growth rates

...   -11.5% 43.3% 83.2% -18.7% -3.28%    
...   8.50% 63.3% 99.7% 11.2% -1.55%    
... ... ... ... ... ... ... ...  
... ... ... ... ... ... ... ...  
...   -33.6% 40.5% 13.6% -49.7% 8.61%    
...   15.1% 26.3% 33.6% -13.4% 7.10%    
...   49.5% -18.4% -14.5% -0.704% 28.3%    
...   6.70% 41.9% 47.2% -14.4% 7.32%    
...   -6.22% 61.2% 70.6% -9.85% 28.2%    
...   3.66% -10.8% 10.3% 48.6% -28.3%    

market share

    2.15% 2.48% 3.50% 2.65% 2.26%    
    1.65% 1.96% 1.75% 0.832% 0.821%    
... ... ... ... ... ... ...    
    2.49% 3.77% 6.10% 6.43% 5.84%    
... ... ... ... ... ... ...    
    3.04% 3.15% 3.59% 2.94% 2.89%    
    3.81% 4.40% 5.66% 4.44% 4.31%    
    3.72% 4.47% 6.03% 5.04% 5.59%    
    3.01% 2.43% 2.60% 3.29% 2.32%    

Download Data
ratios Unit
2006 2007 2008 2009 2010 2011 2012 2013 2014

ratios

    7.08% -20.3% -15.4% -20.6% -24.6%    
    1.60% -4.14% -2.00% -2.30% -3.26%    
    11.7% 8.70% 10.3% 5.44% 8.92%    
    87.8% 153% 115% 126% 118%    
    35.3% 26.0% 14.7% 20.5% 23.6%    
    5.82% 2.00% 3.12% 3.25% 3.11%    
...   4.41% 0.965% 2.59% 2.71% 2.51%    
    10.7% 6.03% 6.64% 7.50% 7.01%    
...   6.25% 5.06% 4.05% 4.79% 4.50%    
    43.7% 35.0% 34.8% 75.6% 41.2%    
    11.7% 22.9% 11.7% 22.1% 11.8%    
    44.6% 42.1% 53.6% 2.32% 47.0%    
    1,402 1,427 1,252 1,366 1,167    
    78,136 96,486 97,460 100,246 102,699    
    24.9% 30.2% 20.1% 36.0% 22.5%    
    25.3% 16.4% 10.5% 12.0% 14.4%    
    71.7% 72.5% 90.2% 85.6% 77.2%    
    42.3% 48.0% 65.9% 61.8% 55.8%    
... ... 1.85% 7.09% 9.76% 11.7% 13.9%    
... ... 433% 103% 56.5% 66.8% 76.6%    
    8.71% 7.90% 5.84% 8.50% 11.9%    
    0.166% 2.76% 1.18% 1.81% 3.20%    

Download Data
other data Unit
2006 2007 2008 2009 2010 2011 2012 2013 2014

other data

...   162 162 153 173 134    
    1,693 1,497 1,523 1,493 1,435    
... ... ... ... ... ... ...    
... ... ... ... ... ... ...    

Download Data
Comparison of 18 Banks in Serbia

This Annual Statistical Dossier offers a comparison of 18 Serbian banks from 2002 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 18 Serbian banks from 2002 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Alpha Bank Serbia in Numbers

This Annual statistical dossier offers a summary of Alpha Bank Serbia's performance between 2006 and 2014 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Alpha Bank Serbia's performance between 2006 and 2014 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Alpha Serbia's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Alpha Bank Serbia at a Glance

Alpha Bank Serbia a.d. is a Serbia-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage,

Read more »

Alpha Bank Serbia a.d. is a Serbia-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. The Bank is headquartered in Belgrade, the Republic of Serbia. Alpha Bank Serbia a.d. is a subsidiary of Alpha Bank A.E. Athens.

This report offers a summary of the bank's performance in 2006-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Serbia

Alpha Bank Serbia in Numbers

Alpha Bank Serbia a.d. is a Serbia-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage,

Read more »

Alpha Bank Serbia a.d. is a Serbia-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. The Bank is headquartered in Belgrade, the Republic of Serbia. Alpha Bank Serbia a.d. is a subsidiary of Alpha Bank A.E. Athens.

This excel file offers a summary of the bank's performance in 2006-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Serbia

Alpha Bank Serbia made a net profit of RSD 183 mil under revenues of RSD 5,348 mil in 2014, up 112% and 10.7% respectively compared to the previous year.

Historically, the bank’s net profit reached an all time high of RSD 874 mil

Read more »

Alpha Bank Serbia made a net profit of RSD 183 mil under revenues of RSD 5,348 mil in 2014, up 112% and 10.7% respectively compared to the previous year.

Historically, the bank’s net profit reached an all time high of RSD 874 mil in 2008 and an all time low of RSD -2,873 mil in 2012. The average profit in the last five years amounted to RSD -1,612 mil.

On the other hand, bank’s revenues amounted to an all time high of RSD 7,718 mil in 2010 and an all time low of RSD 3,758 mil in 2009. The average revenues in the last five years reached RSD 5,699 mil.

Comparing Alpha Bank Serbia with its closest peers, Komercijalna Banka Beograd generated a net profit of RSD 4,795 mil with revenues of RSD 19,985 mil in 2014, Bank Intesa Serbia netted RSD 6,809 mil (revenues of RSD 29,562 mil) and Raiffeisenbank Serbia announced a net profit of RSD 5,228 mil (revenues of RSD 16,369 mil).

You can see all the bank’s data at Alpha Bank Serbia Profile, or you can download a report on the bank in the report section.

Alpha Bank Serbia made a net profit of RSD 183 mil in 2014, up 112% compared to the previous year. This implies a return on equity of 1.58%.

Historically, the bank’s net profit reached an all time high of RSD 874 mil in 2008

Read more »

Alpha Bank Serbia made a net profit of RSD 183 mil in 2014, up 112% compared to the previous year. This implies a return on equity of 1.58%.

Historically, the bank’s net profit reached an all time high of RSD 874 mil in 2008 and an all time low of RSD -2,873 mil in 2012. The average profit in the last five years amounted to RSD -1,612 mil.

The bank generated its shareholders an average return on equity of -14.3% in the last five years with maximum at 1.58% and minimum at -24.6%

Comparing Alpha Bank Serbia with its closest peers, Komercijalna Banka Beograd generated a net profit of RSD 4,795 mil with ROE of 6.89% in 2014, Bank Intesa Serbia netted RSD 6,809 mil (ROE of 6.67%) and Raiffeisenbank Serbia announced a net profit of RSD 5,228 mil implying ROE of 9.32%.

Alpha Bank Serbia has been ranked 143th within the group of 216 banks we follow in terms of return on equity in 2014.

You can see all the bank’s data at Alpha Bank Serbia Profile, or you can download a report on the bank in the report section.

Alpha Bank Serbia's net interest margin amounted to 4.58% in 2014, up from 3.76% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.82% in 2008 and an all time low

Read more »

Alpha Bank Serbia's net interest margin amounted to 4.58% in 2014, up from 3.76% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.82% in 2008 and an all time low of 2.00% in 2009. The average margin in the last five years amounted to 3.56%.

Average asset yield was 6.73% in 2014, down from 7.11% when compared to previous year. On the other hand, cost of funding amounted to 2.49% in 2014, down from 3.90%.

Comparing Alpha Bank Serbia with its closest peers, Komercijalna Banka Beograd operated in 2014 with a net interest margin of 3.54% in 2014, Bank Intesa Serbia reached 4.68% and Raiffeisenbank Serbia some 5.37%.

You can see all the bank’s data at Alpha Bank Serbia Profile, or you can download a report on the bank in the report section.

Alpha Bank Serbia's cost to income ratio reached 84.7% in 2014, down from 96.2% compared to the previous year.

Historically, the bank’s costs reached an all time high of 153% of income in 2009 and an all time low of 76.5%

Read more »

Alpha Bank Serbia's cost to income ratio reached 84.7% in 2014, down from 96.2% compared to the previous year.

Historically, the bank’s costs reached an all time high of 153% of income in 2009 and an all time low of 76.5% in 2007.

When compared to total assets, bank's cost amounted to 5.26% in 2014, down from 5.34% a year earlier.

Staff accounted for 34.2% of total operating expenditures in 2014. The bank operated a network of 81.0 branches and employed 1,164 persons in 2014.

Comparing Alpha Bank Serbia with its closest peers, Komercijalna Banka Beograd operated in 2014 with a cost to income ratio of 61.9% in 2014, Bank Intesa Serbia reached 45.0% and Raiffeisenbank Serbia some 49.4%.

You can see all the bank’s data at Alpha Bank Serbia Profile, or you can download a report on the bank in the report section.

See all charts of the company »
Alpha Serbia's employees fell 10.9% to 1,164 in 2014
Alpha Serbia's net profit rose 112% to RSD 183 mil in 2014
Alpha Serbia's npls (as % of loans) rose 1.65% to 19.6% in 2014
Alpha Serbia's net profit rose 112% to RSD 183 mil in 2014
Alpha Serbia's corporate loans rose 44.2% to RSD 24,220 mil in 2014
Alpha Serbia's corporate deposits fell 41.3% to RSD 4,672 mil in 2014
Alpha Serbia's net interest income rose 20.3% to RSD 3,940 mil in 2014
Alpha Serbia's costs (as % of assets) fell 1.37% to 5.26% in 2014
Alpha Serbia's customer loans rose 7.75% to RSD 55,288 mil in 2014
Alpha Serbia's customer deposits fell 4.35% to RSD 51,551 mil in 2014