Huaxia Bank

Based on a comparison of 14 banks in China in 2018, Industrial & Commercial Bank of China was the largest bank by assets, followed by China Construction Bank and Agricultural Bank of China.

Industrial & Commercial Bank of China assets reached CNY 27,699,500 mil, up 6.18% when compared to the last year. Historically, the bank’s assets reached an all time high of CNY 27,699,500 mil in 2018 and an all time low of CNY 3,997,800 mil in 2000.

Comparing Industrial & Commercial Bank of China with its closest peers, China Construction Bank assets amounted to CNY 23,222,700 mil, Agricultural Bank of China operated with CNY 22,609,500 mil assets and Bank of China had total assets of CNY 21,267,300 mil.

You can see all the banks assets on the Total Assets indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 12 banks in China in 2018, Qudian had the highest share of bad loans, followed by China Minsheng Banking and Agricultural Bank of China.

Qudian's non-performing loans reached 16.7% of total loans at the end of 2018, up from 4.60% when compared to the previous year. Historically, the NPL ratio hit an all time high of 16.7% in 2018 and an all time low of 0.049% in 2014.

Provision coverage amounted to 2.71% at the end of 2018, up from 2.63% compared to a year earlier.

Comparing Qudian with its closest peers, China Minsheng Banking operated at the end of 2018 with NPL ratio of 2.71% and provision coverage of 85.4%, Agricultural Bank of China with 2.09% and 192% and Huaxia Bank had 2.09% of bad loans covered with 140% by provisions at the end of 2018.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 14 banks in China in 2018, Qudian operated with the highest net interest margin, followed by Postal Savings Bank of China and China Merchants Bank.

Qudian's net interest margin amounted to 15.7% in 2018, down from 21.0% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 21.0% in 2017 and an all time low of 15.7% in 2018. The average margin in the last five years amounted to 19.1%.

Average asset yield was 19.8% in 2018, down from 27.5% when compared to previous year. On the other hand, cost of funding amounted to 9.58% in 2018, down from 11.9%.

Comparing Qudian with its closest peers, Postal Savings Bank of China operated in 2018 with a net interest margin of 2.53% China Merchants Bank reached 2.46% and Ping An Bank some 2.24%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 14 banks in China, Industrial & Commercial Bank of China produced the highest net profit in 2018, followed by China Construction Bank and Agricultural Bank of China.

Industrial & Commercial Bank of China made a net profit of CNY 293,170 mil, up 4.10% compared to the previous year. Historically, the bank’s net profit reached an all time high of CNY 293,170 mil in 2018 and an all time low of CNY 5,220 mil in 2000. The average profit in the last five years amounted to CNY 279,838 mil.

The bank generated an average return on equity of 15.5% for its shareholders in the last five years with a maximum of 19.7% and a minimum of 13.2%.

Comparing Industrial & Commercial Bank of China with its closest peers, China Construction Bank generated a net profit of CNY 254,655 mil with a ROE of 13.6% in 2018, Agricultural Bank of China netted CNY 202,783 mil (ROE of 13.1%) and Bank of China announced a net profit of CNY 180,086 mil giving a ROE of 10.9%.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Chinese banks in the report section.