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Postal Savings Bank of China

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Postal Savings Bank of China

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AnnualQuarterly
summary Unit
2012 2013 2014 2015 2016 2017 2018

income statement

121,250 138,973 167,816 179,259 157,586    
131,646 150,951 178,236 196,565 201,238    
44,042 48,890 63,905 72,188 72,769    
28,371 29,668 32,567 34,859 39,801    

balance sheet

1,352,600 1,525,300 1,401,500 673,490 442,194    
1,208,300 1,463,300 1,832,100 2,412,600 2,939,200    
902,174 822,724 809,742 1,103,200 1,965,300    
4,903,100 5,574,500 6,298,300 7,296,400 8,265,600    
114,869 141,047 187,909 270,831 346,888    
38,397 112,909 174,801 557,027 425,634    
4,659,300 5,206,500 5,802,900 6,305,000 7,286,300    
0 0 0 24,973 54,943    

ratios

24.7% 23.2% 19.8% 15.2% 12.9%    
0.579% 0.566% 0.549% 0.513% 0.512%    
1.79% 1.95% 1.93% 1.83% 1.65%    
66.5% 67.6% 64.1% 63.3% 63.8%    
... 8.84% 9.56% 10.5% 11.1%    
2.47% 2.65% 2.83% 2.64% 2.03%    
92.1% 92.1% 94.2% 91.2% 78.3%    
3.87% 3.95% 3.64% 4.41% 5.71%    
2.34% 2.53% 2.98% 3.71% 4.20%    
25.9% 28.1% 31.6% 38.3% 40.3%    
24.6% 26.2% 29.1% 33.1% 35.6%    
... 0.532% 0.653% 0.819% 0.907%    
... 370% 357% 293% 262%    

valuation

... ... ... ... 43,723    
45,071 45,071 47,137 57,318 71,810    
... ... ... ... 4.23    
0.629 0.658 0.691 0.608 0.554    
2.55 3.13 3.99 4.73 4.83    
... ... ... ... 8.52    
... ... ... ... 0.977    
... 4.57% 4.96% -12.0% -8.87%    
... 22.8% 27.4% 18.5% 2.23%    

Download Data
income statement Unit
2012 2013 2014 2015 2016 2017 2018

income statement

Interest Income CNY mil
Interest Cost CNY mil
Net Interest Income CNY mil
Net Fee Income CNY mil
Other Income CNY mil
Total Revenues CNY mil
Operating Cost CNY mil
Operating Profit CNY mil
Provisions CNY mil
Extra and Other Cost CNY mil
Pre-Tax Profit CNY mil
Tax CNY mil
Minorities CNY mil
Net Profit CNY mil
213,183 242,145 281,780 300,561 278,198    
91,933 103,172 113,964 121,302 120,612    
121,250 138,973 167,816 179,259 157,586    
5,090 5,965 6,479 8,672 11,498    
5,306 6,013 3,941 8,634 32,154    
131,646 150,951 178,236 196,565 201,238    
87,604 102,061 114,331 124,377 128,469    
44,042 48,890 63,905 72,188 72,769    
5,501 8,066 17,921 23,186 20,311    
4,640 5,730 6,647 7,614 9,530    
33,901 35,094 39,337 41,388 42,928    
5,530 5,426 6,770 6,531 3,152    
0 0 0 -2.00 -25.0    
28,371 29,668 32,567 34,859 39,801    

growth rates

... 14.6% 20.8% 6.82% -12.1%    
... 17.2% 8.62% 33.8% 32.6%    
... 14.7% 18.1% 10.3% 2.38%    
... 16.5% 12.0% 8.79% 3.29%    
... 11.0% 30.7% 13.0% 0.805%    
... 3.52% 12.1% 5.21% 3.72%    
... 4.57% 9.77% 7.04% 14.2%    

market share

4.16% 4.22% 4.24% 4.23% 4.28%   ...
1.88% ... ... ... ... ... ...

Download Data
balance sheet Unit
2012 2013 2014 2015 2016 2017 2018

balance sheet

1,113,700 1,225,700 1,389,800 1,131,200 1,310,300    
1,352,600 1,525,300 1,401,500 673,490 442,194    
1,208,300 1,463,300 1,832,100 2,412,600 2,939,200    
528,593 733,178 963,066 1,222,600 1,582,200    
... 301,469 402,668 577,256 903,967    
... 431,709 560,398 645,344 678,233    
275,474 708,818 804,316 980,980 1,079,400    
902,174 822,724 809,742 1,103,200 1,965,300    
30,857 33,322 38,124 38,447 39,282    
4,903,100 5,574,500 6,298,300 7,296,400 8,265,600    
114,869 141,047 187,909 270,831 346,888    
0 0 0 383 358    
4,788,230 5,433,450 6,110,390 7,025,570 7,918,710    
38,397 112,909 174,801 557,027 425,634    
4,659,300 5,206,500 5,802,900 6,305,000 7,286,300    
2,083,600 2,292,100 2,454,300 2,667,300 3,090,200    
2,575,700 2,914,400 3,348,600 3,637,700 4,196,100    
0 0 0 24,973 54,943    
90,534 114,044 132,690 138,569 151,835    

asset quality

... 7,934 12,247 20,256 27,303    
1,231,300 1,492,600 1,875,700 2,471,900 3,010,600    
22,998 29,345 43,681 59,258 71,431    

growth rates

... 21.1% 25.2% 31.7% 21.8%    
... 38.7% 31.4% 26.9% 29.4%    
... ... 33.6% 43.4% 56.6%    
... ... 29.8% 15.2% 5.10%    
... 157% 13.5% 22.0% 10.0%    
... 13.7% 13.0% 15.8% 13.3%    
... 22.8% 33.2% 44.1% 28.1%    
... 11.7% 11.5% 8.65% 15.6%    

market share

1.80% 1.84% 2.03% 2.30% 2.52%    
3.67% 3.66% 3.66% 3.66% 3.59%    
4.94% 12.5% 12.8% 11.1% 10.3%    

Download Data
ratios Unit
2012 2013 2014 2015 2016 2017 2018

ratios

24.7% 23.2% 19.8% 15.2% 12.9%    
0.579% 0.566% 0.549% 0.513% 0.512%    
1.79% 1.95% 1.93% 1.83% 1.65%    
66.5% 67.6% 64.1% 63.3% 63.8%    
... 8.84% 9.56% 10.5% 11.1%    
... 7.72% 8.44% 8.53% 8.63%    
2.47% 2.65% 2.83% 2.64% 2.03%    
... 2.60% 2.77% 2.57% 1.96%    
4.35% 4.62% 4.75% 4.42% 3.58%    
... 2.02% 1.97% 1.85% 1.61%    
92.1% 92.1% 94.2% 91.2% 78.3%    
3.87% 3.95% 3.64% 4.41% 5.71%    
4.03% 3.98% 2.21% 4.39% 16.0%    
2.34% 2.53% 2.98% 3.71% 4.20%    
25.9% 28.1% 31.6% 38.3% 40.3%    
24.6% 26.2% 29.1% 33.1% 35.6%    
... 0.532% 0.653% 0.819% 0.907%    
... 370% 357% 293% 262%    
1.90% 2.01% 2.38% 2.46% 2.43%    
0.455% 0.604% 1.09% 1.09% 0.759%    

Download Data
other data Unit
2012 2013 2014 2015 2016 2017 2018

other data

... ... ... ... 169,735    
44.7% 44.0% 42.3% 42.3% 42.4%    
... 1,463,300 1,832,100 2,412,600 2,939,200    

Download Data
Postal Savings Bank of China in Numbers

This Annual statistical dossier offers a summary of Postal Savings Bank of China's performance between 2012 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset

Read more »

This Annual statistical dossier offers a summary of Postal Savings Bank of China's performance between 2012 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Postal Savings Bank of China's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Postal Savings Bank of China in Quarterly Numbers

This Quarterly statistical dossier offers a summary of Postal Savings Bank of China's performance between Mar 16 and Jun 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as

Read more »

This Quarterly statistical dossier offers a summary of Postal Savings Bank of China's performance between Mar 16 and Jun 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Postal Savings Bank of China's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 14 banks in China in 2018, Industrial & Commercial Bank of China was the largest bank by assets, followed by China Construction Bank and Agricultural Bank of China.

Industrial & Commercial Bank of China assets

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Based on a comparison of 14 banks in China in 2018, Industrial & Commercial Bank of China was the largest bank by assets, followed by China Construction Bank and Agricultural Bank of China.

Industrial & Commercial Bank of China assets reached CNY 27,699,500 mil, up 6.18% when compared to the last year. Historically, the bank’s assets reached an all time high of CNY 27,699,500 mil in 2018 and an all time low of CNY 3,997,800 mil in 2000.

Comparing Industrial & Commercial Bank of China with its closest peers, China Construction Bank assets amounted to CNY 23,222,700 mil, Agricultural Bank of China operated with CNY 22,609,500 mil assets and Bank of China had total assets of CNY 21,267,300 mil.

You can see all the banks assets on the Total Assets indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 12 banks in China in 2018, Qudian had the highest share of bad loans, followed by China Minsheng Banking and Agricultural Bank of China.

Qudian's non-performing loans reached 16.7% of total loans at the end of 2018,

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Based on a comparison of 12 banks in China in 2018, Qudian had the highest share of bad loans, followed by China Minsheng Banking and Agricultural Bank of China.

Qudian's non-performing loans reached 16.7% of total loans at the end of 2018, up from 4.60% when compared to the previous year. Historically, the NPL ratio hit an all time high of 16.7% in 2018 and an all time low of 0.049% in 2014.

Provision coverage amounted to 2.71% at the end of 2018, up from 2.63% compared to a year earlier.

Comparing Qudian with its closest peers, China Minsheng Banking operated at the end of 2018 with NPL ratio of 2.71% and provision coverage of 85.4%, Agricultural Bank of China with 2.09% and 192% and Huaxia Bank had 2.09% of bad loans covered with 140% by provisions at the end of 2018.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 14 banks in China in 2018, Qudian operated with the highest net interest margin, followed by Postal Savings Bank of China and China Merchants Bank.

Qudian's net interest margin amounted to 15.7% in 2018,

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Based on a comparison of 14 banks in China in 2018, Qudian operated with the highest net interest margin, followed by Postal Savings Bank of China and China Merchants Bank.

Qudian's net interest margin amounted to 15.7% in 2018, down from 21.0% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 21.0% in 2017 and an all time low of 15.7% in 2018. The average margin in the last five years amounted to 19.1%.

Average asset yield was 19.8% in 2018, down from 27.5% when compared to previous year. On the other hand, cost of funding amounted to 9.58% in 2018, down from 11.9%.

Comparing Qudian with its closest peers, Postal Savings Bank of China operated in 2018 with a net interest margin of 2.53% China Merchants Bank reached 2.46% and Ping An Bank some 2.24%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 14 banks in China, Industrial & Commercial Bank of China produced the highest net profit in 2018, followed by China Construction Bank and Agricultural Bank of China.

Industrial & Commercial Bank of China made

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Based on a comparison of 14 banks in China, Industrial & Commercial Bank of China produced the highest net profit in 2018, followed by China Construction Bank and Agricultural Bank of China.

Industrial & Commercial Bank of China made a net profit of CNY 293,170 mil, up 4.10% compared to the previous year. Historically, the bank’s net profit reached an all time high of CNY 293,170 mil in 2018 and an all time low of CNY 5,220 mil in 2000. The average profit in the last five years amounted to CNY 279,838 mil.

The bank generated an average return on equity of 15.5% for its shareholders in the last five years with a maximum of 19.7% and a minimum of 13.2%.

Comparing Industrial & Commercial Bank of China with its closest peers, China Construction Bank generated a net profit of CNY 254,655 mil with a ROE of 13.6% in 2018, Agricultural Bank of China netted CNY 202,783 mil (ROE of 13.1%) and Bank of China announced a net profit of CNY 180,086 mil giving a ROE of 10.9%.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Chinese banks in the report section.

See all charts of the company »
Postal Savings Bank of China's price/earnings (P/E) fell 1.89% to 6.57 in 2Q2019
Postal Savings Bank of China's price/earnings (P/E) fell 1.89% to 6.57 in 2Q2019
Postal Savings Bank of China's npls (as % of loans) fell 0.157% to 0.829% in 2Q2019
Postal Savings Bank of China's net interest margin fell 1.37% to 2.37% in 2Q2019
Postal Savings Bank's market capitalisation (end of period) rose 3.77% to USD 48,113 mil in 2Q2019
Postal Savings Bank of China's capital adequacy ratio fell 3.42% to 13.0% in 2Q2019
Postal Savings Bank of China's share price (end of period) rose 6.25% to CNY 4.08 in 2Q2019
Postal Savings Bank of China's corporate loans rose 4.11% to CNY 1,503,100 mil in 2Q2019
Postal Savings Bank of China's retail loan growth fell 2.22% to 18.3% in 2Q2019
Postal Savings Bank of China's customer loan growth rose 0.641% to 16.3% in 2Q2019
Postal Savings Bank of China's net interest income rose 1.39% to CNY 59,953 mil in 2Q2019
Postal Savings Bank of China's equity (as % of assets) rose 0.836% to 4.91% in 2Q2019
Postal Savings Bank of China's equity (as % of assets) rose 0.836% to 4.91% in 2Q2019
Postal Savings Bank of China's equity (as % of assets) rose 0.836% to 4.91% in 2Q2019
Postal Savings Bank of China's capital adequacy ratio rose 9.99% to 13.8% in 2018
Postal Savings Bank of China's capital adequacy ratio rose 9.99% to 13.8% in 2018
Postal Savings Bank of China's npls (as % of loans) rose 11.3% to 0.887% in 2018
Postal Savings Bank of China's corporate loans fell 0.532% to CNY 1,384,500 mil in 2018
Postal Savings Bank of China's net interest income rose 24.5% to CNY 234,122 mil in 2018
Postal Savings Bank of China's net interest income rose 24.5% to CNY 234,122 mil in 2018
Postal Savings Bank of China's net interest margin rose 16.1% to 2.53% in 2018
Postal Savings Bank of China's retail loan growth fell 16.7% to 19.2% in 2018
Postal Savings Bank of China's retail loan growth fell 16.7% to 19.2% in 2018
Postal Savings Bank of China's customer loan growth fell 16.3% to 17.2% in 2018
Postal Savings Bank of China's customer deposits rose 7.00% to CNY 8,062,700 mil in 2018
Postal Savings Bank of China's total revenues rose 13.6% to CNY 232,967 mil in 2018
Postal Savings Bank of China's customer loans rose 17.2% to CNY 3,541,600 mil in 2018
Postal Savings Bank of China's customer loans rose 17.2% to CNY 3,541,600 mil in 2018
Postal Savings Bank of China's customer loans rose 17.2% to CNY 3,541,600 mil in 2018