By Helgi Analytics - March 3, 2020
Panin Bank made a net profit of IDR 932 bil under revenues of IDR 2,753 bil in the fourth quarter of 2019, down 7% and 20.9% ...
By Helgi Analytics - March 3, 2020
Panin Bank employed 12,242 persons in 2019-12-31, down 0.342% when compared to the previous year. Historically, the bank's workf...
By Helgi Analytics - March 3, 2020
Panin Bank stock traded at IDR 1,335 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 2,322 mi...
| Profit Statement | 2017 | 2018 | 2019 | |
| Net Interest Income | IDR bil | 8,197 | 8,478 | 8,454 |
| Net Fee Income | IDR bil | ... | ... | 1,241 |
| Other Income | IDR bil | ... | ... | 642 |
| Total Revenues | IDR bil | 10,143 | 11,346 | 10,337 |
| Staff Cost | IDR bil | 2,043 | 2,117 | 2,110 |
| Operating Profit | IDR bil | 5,407 | 6,297 | 5,471 |
| Provisions | IDR bil | 2,521 | 1,877 | 970 |
| Net Profit | IDR bil | 2,412 | 3,113 | 3,318 |
| Balance Sheet | 2017 | 2018 | 2019 | |
| Interbank Loans | IDR bil | 14,560 | 18,628 | 16,690 |
| Customer Loans | IDR bil | 139,740 | 148,945 | 147,312 |
| Total Assets | IDR bil | 213,542 | 207,204 | 211,287 |
| Shareholders' Equity | IDR bil | 36,289 | 40,747 | 44,442 |
| Interbank Borrowing | IDR bil | 14,982 | 16,387 | 12,837 |
| Customer Deposits | IDR bil | 145,671 | 137,694 | 131,403 |
| Issued Debt Securities | IDR bil | 10,599 | 6,236 | 16,863 |
| Ratios | 2017 | 2018 | 2019 | |
| ROE | % | 6.84 | 8.08 | 7.79 |
| ROA | % | 1.17 | 1.48 | 1.59 |
| Costs (As % Of Assets) | % | 2.30 | 2.40 | 2.33 |
| Costs (As % Of Income) | % | 46.7 | 44.5 | 47.1 |
| Capital Adequacy Ratio | % | 22.3 | 23.5 | 23.4 |
| Net Interest Margin | % | 3.97 | 4.03 | 4.04 |
| Loans (As % Of Deposits) | % | 95.9 | 108 | 112 |
| NPLs (As % Of Loans) | % | 5.77 | 8.84 | 7.99 |
| Provisions (As % Of NPLs) | % | 42.3 | 30.1 | 34.4 |
| Valuation | 2017 | 2018 | 2019 | |
| Price/Earnings (P/E) | 11.4 | 8.86 | 9.69 | |
| Price/Book Value (P/BV) | 0.757 | 0.677 | 0.724 | |
| Dividend Yield | % | 0 | ... | ... |
| Earnings Per Share (EPS) | IDR | 100 | 129 | 138 |
| Book Value Per Share | IDR | 1,507 | 1,692 | 1,845 |
| Dividend Per Share | IDR | 0 | ... | ... |
Get all company financials in excel:
| summary | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||
| Net Interest Income | IDR bil | 5,878 | 5,846 | 6,729 | 7,910 | 8,197 | |||||||||||||||||||||||||
| Total Revenues | IDR bil | 7,411 | 7,980 | 8,200 | 9,664 | 10,143 | |||||||||||||||||||||||||
| Operating Profit | IDR bil | 3,939 | 4,458 | 4,207 | 5,140 | 5,407 | |||||||||||||||||||||||||
| Net Profit | IDR bil | 2,260 | 2,367 | 1,407 | 2,405 | 2,412 | |||||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||||
| Interbank Loans | IDR bil | 12,156 | 7,576 | 11,916 | 18,051 | 14,560 | |||||||||||||||||||||||||
| Customer Loans | IDR bil | 110,790 | 120,359 | 125,905 | 131,764 | 139,740 | |||||||||||||||||||||||||
| Debt Securities | IDR bil | 22,136 | 24,744 | 19,283 | 21,572 | 32,376 | |||||||||||||||||||||||||
| Total Assets | IDR bil | 164,056 | 172,639 | 183,121 | 199,175 | 213,542 | |||||||||||||||||||||||||
| Shareholders' Equity | IDR bil | 19,958 | 23,057 | 30,806 | 34,201 | 36,289 | |||||||||||||||||||||||||
| Interbank Borrowing | IDR bil | 11,984 | 11,821 | 11,808 | 7,720 | 14,982 | |||||||||||||||||||||||||
| Customer Deposits | IDR bil | 120,257 | 126,105 | 128,316 | 142,654 | 145,671 | |||||||||||||||||||||||||
| Issued Debt Securities | IDR bil | 8,079 | 7,230 | 8,045 | 9,330 | 10,599 | |||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||
| ROE | % | ... | 12.0 | 11.0 | 5.22 | 7.40 | 6.84 | ||||||||||||||||||||||||
| ROA | % | ... | 1.44 | 1.41 | 0.791 | 1.26 | 1.17 | ||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.22 | 2.09 | 2.24 | 2.37 | 2.30 | ||||||||||||||||||||||||
| Costs (As % Of Income) | % | 46.9 | 44.1 | 48.7 | 46.8 | 46.7 | |||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | 16.7 | 17.3 | 20.1 | 20.5 | 22.3 | ||||||||||||||||||
| Net Interest Margin | % | ... | 3.76 | 3.47 | 3.78 | 4.14 | 3.97 | ||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 79.3 | 73.3 | 82.1 | 81.9 | 80.8 | |||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 7.19 | -1.71 | -0.797 | 6.78 | ... | ... | ||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 49.1 | 52.9 | 49.0 | 40.4 | 43.1 | |||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 12.2 | 13.4 | 16.8 | 17.2 | 17.0 | |||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 92.1 | 95.4 | 98.1 | 92.4 | 95.9 | |||||||||||||||||||||||||
| Loans (As % Assets) | % | 67.5 | 69.7 | 68.8 | 66.2 | 65.4 | |||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.90 | 4.78 | 5.42 | 5.58 | 5.77 | ||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33.3 | 35.5 | 40.0 | 42.7 | 42.3 | ||||||||||||||||
| valuation | |||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | 1,306 | 2,258 | 1,426 | 1,334 | 2,021 | ||||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24,088 | 24,088 | 24,088 | 24,088 | 24,088 | |||||||||||||
| Share Price (End Of Period) | IDR | ... | 660 | 1,165 | 820 | 750 | 1,140 | ||||||||||||||||||||||||
| Earnings Per Share (EPS) | IDR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 93.8 | 98.3 | 58.4 | 99.9 | 100 | |||||||||||||||
| Book Value Per Share | IDR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 829 | 957 | 1,279 | 1,420 | 1,507 | |||||||||||||
| Dividend Per Share | IDR | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | ... | ... | |||||||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.03 | 11.9 | 14.0 | 7.51 | 11.4 | ||||||||||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.797 | 1.22 | 0.641 | 0.528 | 0.757 | ||||||||||||||
| Dividend Yield | % | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | ... | ... | |||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.24 | 4.73 | -40.6 | 71.0 | 0.290 | ||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.1 | 15.5 | 33.6 | 11.0 | 6.10 |
| income statement | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||
| Interest Income | IDR bil | 12,745 | 15,130 | 16,442 | 16,914 | 17,029 | |||||||||||||||||||||||||
| Interest Cost | IDR bil | 6,867 | 9,285 | 9,714 | 9,004 | 8,832 | |||||||||||||||||||||||||
| Net Interest Income | IDR bil | 5,878 | 5,846 | 6,729 | 7,910 | 8,197 | |||||||||||||||||||||||||
| Net Fee Income | IDR bil | 533 | -136 | -65.4 | 655 | ... | ... | ||||||||||||||||||||||||
| Other Income | IDR bil | 1,000 | 2,271 | 1,536 | 1,099 | ... | ... | ||||||||||||||||||||||||
| Total Revenues | IDR bil | 7,411 | 7,980 | 8,200 | 9,664 | 10,143 | |||||||||||||||||||||||||
| Staff Cost | IDR bil | 1,706 | 1,862 | 1,958 | 1,827 | 2,043 | |||||||||||||||||||||||||
| Operating Cost | IDR bil | 3,472 | 3,522 | 3,993 | 4,524 | 4,736 | |||||||||||||||||||||||||
| Operating Profit | IDR bil | 3,939 | 4,458 | 4,207 | 5,140 | 5,407 | |||||||||||||||||||||||||
| Provisions | IDR bil | 539 | 461 | 1,175 | 1,846 | 2,521 | |||||||||||||||||||||||||
| Extra and Other Cost | IDR bil | 148 | 320 | 574 | -12.0 | -77.3 | |||||||||||||||||||||||||
| Pre-Tax Profit | IDR bil | 3,252 | 3,677 | 2,458 | 3,306 | 2,963 | |||||||||||||||||||||||||
| Tax | IDR bil | 798 | 1,083 | 890 | 788 | 955 | |||||||||||||||||||||||||
| Minorities | IDR bil | 195 | 227 | 161 | 113 | -404 | |||||||||||||||||||||||||
| Net Profit | IDR bil | 2,260 | 2,367 | 1,407 | 2,405 | 2,412 | |||||||||||||||||||||||||
| Dividends | IDR bil | 0 | 0 | 0 | 0 | 0 | ... | ... | |||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | 8.47 | -0.550 | 15.1 | 17.6 | 3.62 | ||||||||||||||||||||||||
| Net Fee Income Growth | % | ... | -8.56 | -126 | -52.0 | -1,102 | ... | ... | ... | ||||||||||||||||||||||
| Total Revenue Growth | % | ... | -2.05 | 7.69 | 2.75 | 17.9 | 4.95 | ||||||||||||||||||||||||
| Operating Cost Growth | % | ... | -0.647 | 1.43 | 13.4 | 13.3 | 4.69 | ||||||||||||||||||||||||
| Operating Profit Growth | % | ... | -3.26 | 13.2 | -5.64 | 22.2 | 5.18 | ||||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 6.89 | 13.1 | -33.2 | 34.5 | -10.4 | ||||||||||||||||||||||||
| Net Profit Growth | % | ... | 7.23 | 4.73 | -40.6 | 71.0 | 0.298 | ||||||||||||||||||||||||
| market share | |||||||||||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.10 | 2.01 | 1.87 | 1.92 | 1.96 | ... | ... | ||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.02 | 2.07 | 1.42 | 2.55 | 1.88 | ... | ... | ||||||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| balance sheet | |||||||||||||||||||||||||||||||
| Cash | IDR bil | 11,993 | 12,407 | 12,173 | 11,683 | 11,665 | |||||||||||||||||||||||||
| Interbank Loans | IDR bil | 12,156 | 7,576 | 11,916 | 18,051 | 14,560 | |||||||||||||||||||||||||
| Customer Loans | IDR bil | 110,790 | 120,359 | 125,905 | 131,764 | 139,740 | |||||||||||||||||||||||||
| Retail Loans | IDR bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24,016 | 23,387 | 21,891 | 26,872 | 30,456 | ||||||||
| Corporate Loans | IDR bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 78,381 | 77,173 | ||||||||
| Debt Securities | IDR bil | 22,136 | 24,744 | 19,283 | 21,572 | 32,376 | |||||||||||||||||||||||||
| Fixed Assets | IDR bil | 2,441 | 2,502 | 9,134 | 9,852 | 9,688 | |||||||||||||||||||||||||
| Intangible Assets | IDR bil | ... | ... | ... | ... | ... | ... | 67.2 | 86.5 | 121 | 130 | 138 | |||||||||||||||||||
| Goodwill | IDR bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.92 | 9.92 | 9.92 | 9.92 | 0 | |||||||||
| Total Assets | IDR bil | 164,056 | 172,639 | 183,121 | 199,175 | 213,542 | |||||||||||||||||||||||||
| Shareholders' Equity | IDR bil | 19,958 | 23,057 | 30,806 | 34,201 | 36,289 | |||||||||||||||||||||||||
| Of Which Minority Interest | IDR bil | 1,408 | 2,255 | 2,455 | 2,586 | 2,307 | |||||||||||||||||||||||||
| Liabilities | IDR bil | 144,097 | 149,582 | 152,314 | 164,974 | 177,253 | |||||||||||||||||||||||||
| Interbank Borrowing | IDR bil | 11,984 | 11,821 | 11,808 | 7,720 | 14,982 | |||||||||||||||||||||||||
| Customer Deposits | IDR bil | 120,257 | 126,105 | 128,316 | 142,654 | 145,671 | |||||||||||||||||||||||||
| Sight Deposits | IDR bil | 16,775 | 8,880 | 9,623 | 10,413 | 9,731 | |||||||||||||||||||||||||
| Term Deposits | IDR bil | 103,482 | 117,225 | 118,694 | 132,241 | 135,940 | |||||||||||||||||||||||||
| Issued Debt Securities | IDR bil | 8,079 | 7,230 | 8,045 | 9,330 | 10,599 | |||||||||||||||||||||||||
| Subordinated Debt | IDR bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,430 | 4,435 | 4,442 | 4,495 | 4,482 | |||||||||
| Other Liabilities | IDR bil | 3,778 | 4,426 | 4,145 | 5,270 | 6,002 | |||||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||||
| Non-Performing Loans | IDR bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,514 | 5,854 | 6,975 | 7,531 | 8,271 | ||||||||||||||||
| Gross Loans | IDR bil | 112,628 | 122,435 | 128,696 | 134,981 | 143,238 | |||||||||||||||||||||||||
| Total Provisions | IDR bil | 1,838 | 2,076 | 2,791 | 3,217 | 3,498 | |||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 13.2 | 8.64 | 4.61 | 4.65 | 6.05 | ||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.53 | -2.62 | -6.40 | 22.8 | 13.3 | |||||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -1.54 | |||||||
| Total Asset Growth | % | ... | 10.3 | 5.23 | 6.07 | 8.77 | 7.21 | ||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 13.1 | 15.5 | 33.6 | 11.0 | 6.10 | ||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | 17.1 | 4.86 | 1.75 | 11.2 | 2.11 | ||||||||||||||||||||||||
| market share | |||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.23 | 3.18 | 3.08 | 3.02 | 2.95 | ... | ... | |||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.73 | 3.42 | ... | ... | ||||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.57 | 1.41 | 1.23 | 1.22 | 1.30 | ... | ... | |||
| Market Share in Total Assets | % | 3.32 | 3.08 | 3.00 | 3.00 | 2.93 | ... | ... | |||||||||||||||||||||||
| Market Share in Customer Deposits | % | 3.52 | 3.33 | 3.15 | 3.16 | 2.96 | ... | ... |
| ratios | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| ratios | |||||||||||||||||||||||||||||||
| ROE | % | ... | 12.0 | 11.0 | 5.22 | 7.40 | 6.84 | ||||||||||||||||||||||||
| ROA | % | ... | 1.44 | 1.41 | 0.791 | 1.26 | 1.17 | ||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.22 | 2.09 | 2.24 | 2.37 | 2.30 | ||||||||||||||||||||||||
| Costs (As % Of Income) | % | 46.9 | 44.1 | 48.7 | 46.8 | 46.7 | |||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | 16.7 | 17.3 | 20.1 | 20.5 | 22.3 | ||||||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.0 | 13.9 | 17.5 | 18.5 | 19.2 | |||||||||||
| Net Interest Margin | % | ... | 3.76 | 3.47 | 3.78 | 4.14 | 3.97 | ||||||||||||||||||||||||
| Interest Spread | % | ... | 3.16 | 2.66 | 2.81 | 3.17 | 3.09 | ||||||||||||||||||||||||
| Asset Yield | % | ... | 8.15 | 8.99 | 9.24 | 8.85 | 8.25 | ||||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 4.99 | 6.32 | 6.44 | 5.68 | 5.16 | ||||||||||||||||||||||||
| Payout Ratio | % | 0 | 0 | 0 | 0 | 0 | ... | ... | |||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 79.3 | 73.3 | 82.1 | 81.9 | 80.8 | |||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 7.19 | -1.71 | -0.797 | 6.78 | ... | ... | ||||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | 13.5 | 28.5 | 18.7 | 11.4 | ... | ... | ||||||||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | 1,435 | 1,174 | 1,124 | 1,023 | 1,047 | ||||||||||||||||||||
| Cost Per Employee (Local Currency) | IDR per month | ... | ... | ... | ... | ... | 14,951,500 | 14,411,300 | 14,719,500 | 13,932,300 | 14,126,800 | ||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 49.1 | 52.9 | 49.0 | 40.4 | 43.1 | |||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 12.2 | 13.4 | 16.8 | 17.2 | 17.0 | |||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 92.1 | 95.4 | 98.1 | 92.4 | 95.9 | |||||||||||||||||||||||||
| Loans (As % Assets) | % | 67.5 | 69.7 | 68.8 | 66.2 | 65.4 | |||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.90 | 4.78 | 5.42 | 5.58 | 5.77 | ||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33.3 | 35.5 | 40.0 | 42.7 | 42.3 | ||||||||||||||||
| Provisions (As % Of Loans) | % | 1.66 | 1.72 | 2.22 | 2.44 | 2.50 | |||||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 0.516 | 0.399 | 0.955 | 1.43 | 1.86 |
| other data | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| other data | |||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 57.0 | 61.0 | 61.0 | ... | 59.0 | ||||||||||||||
| Employees | ... | ... | ... | ... | ... | 9,507 | 10,766 | 11,083 | 10,930 | 12,051 | |||||||||||||||||||||
| Sight (As % Of Customer Deposits) | % | 13.9 | 7.04 | 7.50 | 7.30 | 6.68 | |||||||||||||||||||||||||
| Risk-Weighted Assets | IDR bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 132,392 | 142,881 | 156,316 | 165,356 | 151,010 | |||||||||||
| Return on Loans | % | ... | 2.17 | 2.05 | 1.14 | 1.87 | 1.78 | ||||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 3.78 | 3.86 | 3.42 | 3.99 | 3.98 | ||||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 3.33 | 3.05 | 3.24 | 3.51 | 3.49 | ||||||||||||||||||||||||
| Equity (As % Of Loans) | % | 18.0 | 19.2 | 24.5 | 26.0 | 26.0 |
Get all company financials in excel:
By Helgi Analytics - March 4, 2020
Panin Bank's non-performing loans reached 7.99% of total loans at the end of 2019-12-31, down from 8.84% compared to the previous year. Historically, the NPL ratio hit an all time high of 16.4% in 2001-12-31 and an all time low of 1.95% in 2007-12-31. Provi...
By Helgi Analytics - March 3, 2020
Panin Bank stock traded at IDR 1,335 per share at the end fourth quarter of 2019 implying a market capitalization of USD 2,322 mil. Since the end of 4Q2014, the stock has appreciated by 14.6 % implying an annual average growth of 2.76 %. In absolute terms, the value o...
By Helgi Analytics - March 3, 2020
Panin Bank's net interest margin amounted to 4.25% in the fourth quarter of 2019, up from 4.04% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 7.01% in 1Q2003 and an all time low of 2.13% ...
By Helgi Analytics - March 4, 2020
Panin Bank generated total banking revenues of IDR 2,753 bil in the fourth quarter of 2019, down 20.9% when compared to the same period of last year and up 6.36% when compared to the previous quarter. Historically, the bank’s revenues containing o...
By Helgi Analytics - March 3, 2020
Panin Bank's capital adequacy ratio reached 23.4% at the end of fourth quarter of 2019, up from 23.3% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 35.9% in 1Q2005 and an all time low of 16.3% in 4Q2012. ...
By Helgi Analytics - March 3, 2020
Panin Bank's cost to income ratio reached 45.9% in the fourth quarter of 2019, down from 47.5% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 121% of income in 4Q2005 and an all time low of 13.9% in 1Q2003. ...
By Helgi Analytics - March 3, 2020
Panin Bank's Equity reached 21.0% of total assets in the 4Q2019, up from 19.7% for the previous year. As a share of net customer loans, the ratio amounted to 30.2% at the end of the fourth quarter of 2019. ...
By Helgi Analytics - March 3, 2020
Panin Bank's customer loan growth reached -1.10% in 2019-12-31, down from 6.59% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 66.8% in 2008-03-31 and an all time low of -21.6% in 2003-06-30. In the last d...
By Helgi Analytics - March 3, 2020
Panin Bank made a net profit of IDR 3,318 bil under revenues of IDR 10,337 bil in 2019, up 6.60% and -8.89% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of IDR 3,318 bil in 2019 and an all time low of IDR 2....
By Helgi Analytics - March 3, 2020
Panin Bank employed 12,242 persons in 2019, down 2.69% when compared to the previous year. Historically, the bank's workforce hit an all time high of 12,580 persons in 2018 and an all time low of 2,441 in 2002. Average cost reached USD 1,025 per month per employe...
Helgi Analytics 
