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Punjab National Bank

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Punjab National Bank

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summary Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

                      155 170 177 168 153    
                      196 214 235 234 245    
                      112 119 127 131 150    
                      49.5 36.2 34.0 -36.9 8.49    

balance sheet

                      102 245 338 506 555    
                      3,203 3,661 4,046 4,461 4,242    
                      1,335 1,480 1,550 1,626 1,902    
                      4,966 5,748 6,360 7,128 7,333    
                      348 385 426 425 439    
                      165 211 486 713 25.7    
                      3,849 4,426 4,691 5,016 6,297    
                      471 590 592 817 433    

ratios

                      15.4% 9.86% 8.38% -8.67% 1.96%    
                      1.02% 0.675% 0.562% -0.547% 0.117%    
                      1.72% 1.79% 1.79% 1.53% 1.32%    
                      42.6% 44.7% 45.9% 44.1% 38.9%    
    ... ... ... ... ... ... ... ...   13.2% 12.1% 12.9% 13.2% 11.2%    
                      3.21% 3.16% 2.93% 2.50% 2.12%    
                      79.2% 79.1% 75.3% 71.8% 62.6%    
                      0% 0% 0% 0% 0%    
                      7.01% 6.70% 6.70% 5.97% 5.99%    
                      83.2% 82.7% 86.3% 88.9% 67.4%    
                      64.5% 63.7% 63.6% 62.6% 57.9%    
...       ... ... ... ... ... ... ... ... ... ... ... ... ... ...
...       ... ... ... ... ... ... ... ... ... ... ... ... ... ...

valuation

...                     4,631 4,358 4,248 2,508 4,694    
                      1,701 1,780 1,810 1,909 2,053    
...                     149 151 148 87.1 155    
                      29.1 20.3 18.8 -19.3 4.14    
                      205 216 235 223 214    
                      5.61 2.03 3.38 0 0    
...                     5.12 7.45 7.88 ... 37.6 ... ...
...                     0.728 0.699 0.629 0.391 0.726    
...                     3.76% 1.34% 2.29% 0% 0%    
...                     -1.74% -30.2% -7.61% -203% -121%    
...                     17.6% 5.70% 8.69% -5.30% -3.92%    

Download Data
income statement Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

Interest Income INR bil
Interest Cost INR bil
Net Interest Income INR bil
Net Fee Income INR bil
Other Income INR bil
Total Revenues INR bil
Operating Cost INR bil
Operating Profit INR bil
Provisions INR bil
Extra and Other Cost INR bil
Pre-Tax Profit INR bil
Tax INR bil
Minorities INR bil
Net Profit INR bil
Dividends INR bil
                      433 452 491 512 481    
                      278 282 313 343 327    
                      155 170 177 168 153    
                      0 0 0 0 0    
                      40.7 44.9 58.2 66.1 91.6    
                      196 214 235 234 245    
                      83.4 95.8 108 103 95.2    
                      112 119 127 131 150    
                      44.5 69.0 83.2 184 141    
                      -0.027 -0.048 -0.031 -0.024 -0.055    
                      67.9 49.7 44.1 -52.7 9.01    
                      18.6 14.3 10.7 -16.0 0    
                      0.654 0.568 1.26 1.80 0.520    
                      49.5 36.2 34.0 -36.9 8.49    
                      9.54 3.62 6.12 0 0    

growth rates

...                     11.6% 9.36% 4.52% -4.98% -8.92%    
...                     9.11% 9.54% 9.77% -0.386% 4.48%    
...                     17.1% 14.9% 12.8% -4.25% -7.98%    
...                     3.87% 5.55% 7.31% 2.89% 14.3%    
...                     -5.35% -26.8% -11.2% -219% -117%    
...                     -1.42% -27.0% -6.01% -209% -123%    

market share

... ... ... ... ... ... ... ... ... ...   8.29% 7.95% 7.75% 6.96% 6.09%   ...
... ... ... ... ... ... ... ... ... ...   8.37% 6.71% 6.23% ... ... ... ...

Download Data
balance sheet Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

balance sheet

                      179 224 244 265 358    
                      102 245 338 506 555    
                      3,203 3,661 4,046 4,461 4,242    
                      1,335 1,480 1,550 1,626 1,902    
                      34.2 34.9 36.6 53.1 63.0    
                      4,966 5,748 6,360 7,128 7,333    
                      348 385 426 425 439    
                      3.66 4.23 5.49 7.29 3.09    
                      4,618 5,363 5,934 6,703 6,894    
                      165 211 486 713 25.7    
                      3,849 4,426 4,691 5,016 6,297    
                      274 295 313 346 469    
                      3,575 4,131 4,377 4,670 5,827    
                      471 590 592 817 433    
                      134 136 166 157 138    

asset quality

...       ... ... ... ... ... ... ... ... ... ... ... ... ... ...
                      3,264 3,748 4,144 4,659 4,378    
        ... ... ...         61.0 87.4 98.0 199 136    

growth rates

...                     6.29% 14.3% 10.5% 10.2% -4.90%    
...                     5.57% 15.7% 10.6% 12.1% 2.88%    
...                     17.9% 10.6% 10.6% -0.130% 3.32%    
...                     4.71% 15.0% 5.99% 6.93% 25.5%    

market share

... ... ...                 5.80% 5.70% 5.70% 5.60% 5.14%   ...
                      5.72% 5.68% 5.71% 5.65% 5.16%   ...
                      6.12% 6.15% 5.75% 5.49% 5.91%   ...

Download Data
ratios Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

ratios

                      15.4% 9.86% 8.38% -8.67% 1.96%    
                      1.02% 0.675% 0.562% -0.547% 0.117%    
                      1.72% 1.79% 1.79% 1.53% 1.32%    
                      42.6% 44.7% 45.9% 44.1% 38.9%    
    ... ... ... ... ... ... ... ...   13.2% 12.1% 12.9% 13.2% 11.2%    
    ... ... ... ... ... ... ... ...   10.0% 9.32% 9.67% 10.2% 8.91%    
                      3.21% 3.16% 2.93% 2.50% 2.12%    
...                     2.80% 2.78% 2.56% 2.15% 1.83%    
                      8.96% 8.43% 8.10% 7.59% 6.65%    
...                     6.16% 5.65% 5.55% 5.43% 4.81%    
                      19.3% 10.0% 18.0% 0% 0%    
                      79.2% 79.1% 75.3% 71.8% 62.6%    
                      0% 0% 0% 0% 0%    
                      20.8% 20.9% 24.7% 28.2% 37.4%    
                      7.01% 6.70% 6.70% 5.97% 5.99%    
                      83.2% 82.7% 86.3% 88.9% 67.4%    
                      64.5% 63.7% 63.6% 62.6% 57.9%    
...       ... ... ... ... ... ... ... ... ... ... ... ... ... ...
...       ... ... ... ... ... ... ... ... ... ... ... ... ... ...
        ... ... ...         1.91% 2.39% 2.42% 4.45% 3.20%    
                      1.43% 2.01% 2.16% 4.32% 3.24%    

Download Data
other data Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

other data

                      63,292 65,541 68,290 70,801 72,849    
                      7.12% 6.67% 6.68% 6.89% 7.45%    

Download Data
Punjab National Bank in Numbers

This Annual statistical dossier offers a summary of Punjab National Bank's performance between 2001 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Annual statistical dossier offers a summary of Punjab National Bank's performance between 2001 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Punjab National Bank's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 26 banks in India in 2018, State Bank of India was the largest deposit taker, followed by HDFC Bank and Punjab National Bank.

State Bank of India's customer deposits reached INR 29,256 bil, up from INR

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Based on a comparison of 26 banks in India in 2018, State Bank of India was the largest deposit taker, followed by HDFC Bank and Punjab National Bank.

State Bank of India's customer deposits reached INR 29,256 bil, up from INR 27,019 bil, compared to the previous year. Historically, the bank’s net profit reached an all time high of INR 29,256 bil in 2018 and an all time low of INR 3,361 bil in 2001.

Comparing State Bank of India with its closest peers, HDFC Bank's deposits amounted to INR 9,131 bil at the end of 2018, Punjab National Bank operated with INR 6,819 bil of customer deposits and Bank of Baroda had clients' deposits of INR 6,656 bil at the end of 2018.

You can see all the banks customers deposits data on the Customer Deposits indicator page or you can download a report on the Indian banks in the report section.

Based on a comparison of 26 banks in India in 2018, ICICI Bank was the most cost efficient bank, followed by UCO Bank and Bandhan Bank.

ICICI Bank's cost to income ratio reached 14.1% in 2018, down from 22.3% when compared to

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Based on a comparison of 26 banks in India in 2018, ICICI Bank was the most cost efficient bank, followed by UCO Bank and Bandhan Bank.

ICICI Bank's cost to income ratio reached 14.1% in 2018, down from 22.3% when compared to the last year. Historically, the bank’s costs reached an all time high of 48.5% in 2013 and an all time low of -9.45% in 2002.

When compared to total assets, bank's cost amounted to 1.39% in 2018, down from 1.04% a year earlier.

Comparing ICICI Bank with its closest peers, UCO Bank operated in 2018 with a cost to income ratio of 28.1%, Bandhan Bank reached 32.1% and HDFC Bank some 40.1%.

You can see all the banks cost efficiency data on the Costs (As % Of Income) indicator page or you can download a report on the Indian banks in the report section.

Based on a comparison of 26 banks in India in 2018, Bandhan Bank operated with the highest net interest margin, followed by HDFC Bank and Kotak Mahindra Bank.

Bandhan Bank's net interest margin amounted to 8.93% in 2018, up from

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Based on a comparison of 26 banks in India in 2018, Bandhan Bank operated with the highest net interest margin, followed by HDFC Bank and Kotak Mahindra Bank.

Bandhan Bank's net interest margin amounted to 8.93% in 2018, up from 8.14% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 9.62% in 2016 and an all time low of 8.14% in 2017. The average margin in the last five years amounted to 8.97%.

Average asset yield was 13.2% in 2018, up from 12.9% when compared to previous year. On the other hand, cost of funding amounted to 5.36% in 2018, down from 5.83%.

Comparing Bandhan Bank with its closest peers, HDFC Bank operated in 2018 with a net interest margin of 4.29% Kotak Mahindra Bank reached 4.02% and City Union Bank some 3.78%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Indian banks in the report section.

Based on a comparison of 26 banks in India in 2018, Central Bank of India operated with the lowest loan to deposit ratio, followed by UCO Bank and Bank of Maharashtra.

Central Bank of India's loan to deposit ratio reached 49.1% at the end

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Based on a comparison of 26 banks in India in 2018, Central Bank of India operated with the lowest loan to deposit ratio, followed by UCO Bank and Bank of Maharashtra.

Central Bank of India's loan to deposit ratio reached 49.1% at the end of 2018, down from 53.3% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 76.2% in 2012 and an all time low of 43.1% in 2003.

Comparing Central Bank of India with its closest peers, UCO Bank ended the year 2018 with loans to deposits at 50.2%, Bank of Maharashtra with 58.8% and Dhanlaxmi Bank some 59.3% of loans to deposits at the end of 2018.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Indian banks in the report section.

See all charts of the company »
Punjab National Bank's net interest margin rose 11.0% to 2.23% in 2018
Punjab National Bank's capital adequacy ratio rose 10.2% to 10.1% in 2018
Punjab National Bank's net interest income rose 15.1% to INR 175 bil in 2018
Punjab National Bank's customer loan growth rose 56.3% to 5.38% in 2018
Punjab National Bank's customer deposits rose 5.16% to INR 6,484 bil in 2018
Punjab National Bank's customer loans rose 5.38% to INR 4,388 bil in 2018
Punjab National Bank's total revenues rose 3.18% to INR 241 bil in 2018
Punjab National Bank's price/earnings (P/E) rose 377% to 37.6 in 2016
Punjab National Bank's share price (end of period) rose 14.9% to INR 155 in 2018