Banca Commerciala Romana - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Romania | May 28, 2018
$3.99
Excel Sheet

Banca Commerciala Romana's net interest margin amounted to 2.55% in 2017, down from 2.75% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 9.04% in 2001 and an all time low of 2.55% in 2017. The average margin in the last five years amounted to 3.21%.

Average asset yield was 3.23% in 2017, down from 3.65% when compared to previous year. On the other hand, cost of funding amounted to 0.761% in 2017, down from 0.992%.

Comparing Banca Commerciala Romana with its closest peers, Banca Transilvania operated in 2017 with a net interest margin of 3.38% in 2017, BRD Groupe Societe Generale reached 3.22% and Raiffeisen Bank Romania some 3.35%.

You can see all the bank’s data at Banca Commerciala Romana Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2012 2013 2014 2015 2016 2017 2018 2019
Alpha Bank Romania % 3.19% 3.11% 2.59% 2.66% ... ... ...
Banca Commerciala Romana % 3.96% 3.57% 3.21% 2.75% 2.55% ... ...
Banca Transilvania % 3.30% 3.46% 4.68% 3.54% 3.38% ... ...
BRD Groupe Societe Generale % 3.54% 3.37% 3.15% 3.11% 3.22%
CEC Bank % 3.21% 2.83% 2.95% 2.82% ... ... ...
Garanti Bank Romania % ... 3.46% 3.27% 3.37% 3.31% 3.20% ... ...
OTP Bank Romania % 2.25% 3.75% 4.06% 3.61% 3.38% ... ...
Piraeus Bank Romania % 2.37% 2.86% 3.07% 2.38% 2.57% ... ...
Raiffeisen Bank Romania % 4.36% 3.78% 3.50% 3.42% 3.35% ... ...
UniCredit Tiriac Bank % 3.07% 2.89% 2.57% 2.62% 2.56% ... ...
AVERAGE % 3.40% 3.27% 3.29% 3.31% 3.02% 3.03% 3.59% 3.79%