By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro's net interest margin amounted to 1.81% in 2018, down from 1.82% compared to the previous year. ...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro's capital adequacy ratio reached 12.9% at the end of 2018, up from 12.5% compared to the previous year...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro's non-performing loans reached 12.9% of total loans at the end of 2018, down from 16.8% compared to th...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | EUR mil | 1,480 | 1,440 | 1,449 |
| Net Fee Income | EUR mil | 1,004 | 1,053 | 1,033 |
| Other Income | EUR mil | 191 | 54.7 | 155 |
| Total Revenues | EUR mil | 2,675 | 2,547 | 2,637 |
| Staff Cost | EUR mil | 1,020 | 954 | 982 |
| Operating Profit | EUR mil | 1,007 | 855 | 934 |
| Provisions | EUR mil | 611 | 539 | 454 |
| Net Profit | EUR mil | 219 | 155 | 312 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | EUR mil | 4,185 | 6,938 | 7,882 |
| Customer Loans | EUR mil | 61,268 | 61,225 | 65,351 |
| Total Assets | EUR mil | 79,049 | 78,933 | 81,203 |
| Shareholders' Equity | EUR mil | 5,610 | 5,804 | 5,296 |
| Interbank Borrowing | EUR mil | 23,598 | 23,900 | 25,982 |
| Customer Deposits | EUR mil | 43,928 | 44,738 | 45,708 |
| Issued Debt Securities | EUR mil | 1,361 | 903 | 504 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 3.89 | 2.72 | 5.63 |
| ROA | % | 1.65 | 1.40 | 1.48 |
| Costs (As % Of Assets) | % | 2.74 | 2.76 | 2.69 |
| Costs (As % Of Income) | % | 62.3 | 66.4 | 64.6 |
| Capital Adequacy Ratio | % | 13.2 | 12.5 | 12.9 |
| Net Interest Margin | % | 1.89 | 1.82 | 1.81 |
| Loans (As % Of Deposits) | % | 139 | 137 | 143 |
| NPLs (As % Of Loans) | % | 19.0 | 16.8 | 12.9 |
| Provisions (As % Of NPLs) | % | 56.6 | 53.1 | 58.4 |
| Valuation | 2016 | 2017 | 2018 | |
| Earnings Per Share (EPS) | EUR | 0.106 | 0.075 | 0.150 |
| Book Value Per Share | EUR | 2.70 | 2.79 | 2.55 |
Get all company financials in excel:
| summary | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | ... | ... | ... | 1,839 | 1,620 | 1,747 | 1,582 | 1,480 | |||||||||||||||||||||||
| Total Revenues | EUR mil | ... | ... | ... | 2,988 | 2,875 | 2,829 | 2,713 | 2,675 | |||||||||||||||||||||||
| Operating Profit | EUR mil | ... | ... | ... | 1,105 | 1,088 | 1,089 | 1,050 | 1,007 | |||||||||||||||||||||||
| Net Profit | EUR mil | ... | ... | ... | 51.7 | 91.6 | -111 | 17.4 | 219 | |||||||||||||||||||||||
| balance sheet | ||||||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | ... | ... | 7,941 | 8,859 | 4,711 | 3,111 | 4,185 | |||||||||||||||||||||||
| Customer Loans | EUR mil | ... | ... | ... | 68,817 | 63,738 | 61,998 | 60,523 | 61,268 | |||||||||||||||||||||||
| Debt Securities | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,031 | ||||||||||||||||||
| Total Assets | EUR mil | ... | ... | ... | 91,201 | 85,008 | 80,330 | 77,495 | 79,049 | |||||||||||||||||||||||
| Shareholders' Equity | EUR mil | ... | ... | ... | 5,358 | 5,572 | 5,558 | 5,649 | 5,610 | |||||||||||||||||||||||
| Interbank Borrowing | EUR mil | ... | ... | ... | 33,638 | 27,987 | 24,602 | 24,808 | 23,598 | |||||||||||||||||||||||
| Customer Deposits | EUR mil | ... | ... | ... | 37,364 | 38,053 | 37,404 | 38,710 | 43,928 | |||||||||||||||||||||||
| Issued Debt Securities | EUR mil | ... | ... | ... | 6,252 | 6,293 | 5,901 | 3,007 | 1,361 | |||||||||||||||||||||||
| ratios | ||||||||||||||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | 0.988 | 1.68 | -2.00 | 0.311 | 3.89 | |||||||||||||||||||||
| ROA | % | ... | ... | ... | ... | ... | 1.49 | 1.64 | 1.73 | 1.71 | 1.65 | |||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | 2.54 | 2.70 | 2.77 | 2.71 | 2.74 | |||||||||||||||||||||
| Costs (As % Of Income) | % | ... | ... | ... | 63.0 | 62.2 | 61.5 | 61.3 | 62.3 | |||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.0 | 11.9 | 13.0 | 13.4 | 13.2 | |||||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | 1.94 | 1.84 | 2.11 | 2.00 | 1.89 | |||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | 61.5 | 56.3 | 61.8 | 58.3 | 55.3 | |||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 35.5 | 34.5 | 34.7 | 37.5 | 37.5 | ||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | 54.3 | 60.3 | 59.4 | 62.4 | 61.2 | |||||||||||||||||||||||
| Equity (As % Of Assets) | % | ... | ... | ... | 7.79 | 8.74 | 8.97 | 9.33 | 9.16 | |||||||||||||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | 184 | 167 | 166 | 156 | 139 | |||||||||||||||||||||||
| Loans (As % Assets) | % | ... | ... | ... | 75.5 | 75.0 | 77.2 | 78.1 | 77.5 | |||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.7 | 19.0 | 19.2 | 19.0 | |||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 50.9 | 47.6 | 53.3 | 56.6 | |||||||||||
| valuation | ||||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,077 | 2,077 | 2,077 | 2,077 | 2,077 | ||
| Share Price (End Of Period) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||
| Earnings Per Share (EPS) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.025 | 0.044 | -0.029 | 0.057 | 0.106 | ||
| Book Value Per Share | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.58 | 2.68 | 2.68 | 2.72 | 2.70 | ||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 77.1 | -166 | -297 | 85.3 | ||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | -3.43 | 3.99 | -0.245 | 1.63 | -0.690 |
| income statement | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||||||||||||||
| Interest Income | EUR mil | ... | ... | ... | 2,922 | 2,514 | 2,407 | 2,049 | 1,726 | |||||||||||||||||||||||
| Interest Cost | EUR mil | ... | ... | ... | 1,082 | 894 | 660 | 467 | 247 | |||||||||||||||||||||||
| Net Interest Income | EUR mil | ... | ... | ... | 1,839 | 1,620 | 1,747 | 1,582 | 1,480 | |||||||||||||||||||||||
| Net Fee Income | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,061 | 992 | 983 | 1,018 | 1,004 | ||||||||||||||||||
| Other Income | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 88.5 | 263 | 99.2 | 113 | 191 | ||||||||||||||||||
| Total Revenues | EUR mil | ... | ... | ... | 2,988 | 2,875 | 2,829 | 2,713 | 2,675 | |||||||||||||||||||||||
| Staff Cost | EUR mil | ... | ... | ... | 1,022 | 1,077 | 1,033 | 1,038 | 1,020 | |||||||||||||||||||||||
| Depreciation | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 71.9 | 65.6 | 66.5 | 63.4 | 59.6 | |||||
| Other Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 789 | 645 | 640 | 562 | 587 | |||||
| Operating Cost | EUR mil | ... | ... | ... | 1,883 | 1,787 | 1,740 | 1,663 | 1,667 | |||||||||||||||||||||||
| Operating Profit | EUR mil | ... | ... | ... | 1,105 | 1,088 | 1,089 | 1,050 | 1,007 | |||||||||||||||||||||||
| Provisions | EUR mil | ... | ... | ... | 784 | 876 | 1,023 | 777 | 611 | |||||||||||||||||||||||
| Extra and Other Cost | EUR mil | ... | ... | ... | 138 | 121 | 168 | 239 | 83.8 | |||||||||||||||||||||||
| Pre-Tax Profit | EUR mil | ... | ... | ... | 183 | 90.9 | -102 | 33.4 | 312 | |||||||||||||||||||||||
| Tax | EUR mil | ... | ... | ... | 131 | -1.51 | 9.47 | 15.8 | 92.9 | |||||||||||||||||||||||
| Minorities | EUR mil | ... | ... | ... | ... | -0.038 | 0.784 | 0.234 | 0.177 | 0.108 | ||||||||||||||||||||||
| Net Profit | EUR mil | ... | ... | ... | 51.7 | 91.6 | -111 | 17.4 | 219 | |||||||||||||||||||||||
| Dividends | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | -3.43 | -11.9 | 7.82 | -9.43 | -6.47 | |||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -4.69 | -6.48 | -0.927 | 3.62 | -1.41 | ||||||||||||||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | -6.30 | -3.78 | -1.62 | -4.09 | -1.41 | |||||||||||||||||||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | -1.33 | -5.08 | -2.68 | -4.39 | 0.250 | |||||||||||||||||||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | -13.7 | -1.56 | 0.117 | -3.61 | -4.04 | |||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | -62.6 | -50.4 | -212 | -133 | 835 | |||||||||||||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | -75.0 | 77.4 | -221 | -116 | 1,157 |
| balance sheet | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | ||||||||||||||||||||||||||||||||
| Cash | EUR mil | ... | ... | ... | 648 | 615 | 618 | 621 | 659 | |||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | ... | ... | 7,941 | 8,859 | 4,711 | 3,111 | 4,185 | |||||||||||||||||||||||
| Customer Loans | EUR mil | ... | ... | ... | 68,817 | 63,738 | 61,998 | 60,523 | 61,268 | |||||||||||||||||||||||
| Retail Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 46,445 | 45,473 | 46,532 | ||
| Mortgage Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 37,947 | ||
| Consumer Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,585 | ||
| Debt Securities | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,031 | ||||||||||||||||||
| Fixed Assets | EUR mil | ... | ... | ... | 1,923 | 1,810 | 1,791 | 1,713 | 1,926 | |||||||||||||||||||||||
| Intangible Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 98.7 | 115 | 127 | 128 | 137 | |||||||||||||||
| Goodwill | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | ||||||||
| Total Assets | EUR mil | ... | ... | ... | 91,201 | 85,008 | 80,330 | 77,495 | 79,049 | |||||||||||||||||||||||
| Shareholders' Equity | EUR mil | ... | ... | ... | 5,358 | 5,572 | 5,558 | 5,649 | 5,610 | |||||||||||||||||||||||
| Of Which Minority Interest | EUR mil | ... | ... | ... | ... | 3.67 | 5.31 | 6.12 | 7.70 | 3.50 | ||||||||||||||||||||||
| Liabilities | EUR mil | ... | ... | ... | 85,843 | 79,436 | 74,772 | 71,846 | 73,439 | |||||||||||||||||||||||
| Interbank Borrowing | EUR mil | ... | ... | ... | 33,638 | 27,987 | 24,602 | 24,808 | 23,598 | |||||||||||||||||||||||
| Customer Deposits | EUR mil | ... | ... | ... | 37,364 | 38,053 | 37,404 | 38,710 | 43,928 | |||||||||||||||||||||||
| Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33,769 | 35,699 | 41,880 | |||||||||||||||||
| Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,302 | 2,334 | 1,500 | ||||||||||||||||||
| Issued Debt Securities | EUR mil | ... | ... | ... | 6,252 | 6,293 | 5,901 | 3,007 | 1,361 | |||||||||||||||||||||||
| Subordinated Debt | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Other Liabilities | EUR mil | ... | ... | ... | 8,589 | 7,103 | 6,865 | 5,321 | 4,553 | |||||||||||||||||||||||
| asset quality | ||||||||||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10,156 | 12,955 | 12,927 | 13,078 | |||||||||||||||
| Gross Loans | EUR mil | ... | ... | ... | ... | ... | 68,908 | 68,168 | 67,408 | 68,672 | ||||||||||||||||||||||
| Total Provisions | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,170 | 6,170 | 6,884 | 7,405 | ||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | -13.2 | -7.38 | -2.73 | -2.38 | 1.23 | |||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -2.09 | 2.33 | ||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Total Asset Growth | % | ... | ... | ... | ... | ... | -6.88 | -6.79 | -5.50 | -3.53 | 2.01 | |||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | ... | 5.16 | 3.99 | -0.245 | 1.63 | -0.690 | |||||||||||||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | 3.44 | 1.84 | -1.71 | 3.49 | 13.5 |
| ratios | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | ||||||||||||||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | 0.988 | 1.68 | -2.00 | 0.311 | 3.89 | |||||||||||||||||||||
| ROA | % | ... | ... | ... | ... | ... | 1.49 | 1.64 | 1.73 | 1.71 | 1.65 | |||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | 2.54 | 2.70 | 2.77 | 2.71 | 2.74 | |||||||||||||||||||||
| Costs (As % Of Income) | % | ... | ... | ... | 63.0 | 62.2 | 61.5 | 61.3 | 62.3 | |||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.0 | 11.9 | 13.0 | 13.4 | 13.2 | |||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.50 | 10.0 | 11.0 | 11.7 | 12.2 | |||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | 1.94 | 1.84 | 2.11 | 2.00 | 1.89 | |||||||||||||||||||||
| Interest Spread | % | ... | ... | ... | ... | ... | 1.88 | 1.77 | 2.06 | 1.96 | 1.87 | |||||||||||||||||||||
| Asset Yield | % | ... | ... | ... | ... | ... | 3.09 | 2.85 | 2.91 | 2.60 | 2.21 | |||||||||||||||||||||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | 1.21 | 1.08 | 0.856 | 0.637 | 0.339 | |||||||||||||||||||||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | 61.5 | 56.3 | 61.8 | 58.3 | 55.3 | |||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 35.5 | 34.5 | 34.7 | 37.5 | 37.5 | ||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 2.96 | 9.16 | 3.51 | 4.15 | 7.14 | ||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | 7,911 | 8,688 | 8,142 | 7,415 | 6,856 | |||||||||||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | ... | ... | ... | 6,156 | 6,545 | 6,316 | 6,468 | 6,395 | |||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | 54.3 | 60.3 | 59.4 | 62.4 | 61.2 | |||||||||||||||||||||||
| Equity (As % Of Assets) | % | ... | ... | ... | 7.79 | 8.74 | 8.97 | 9.33 | 9.16 | |||||||||||||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | 184 | 167 | 166 | 156 | 139 | |||||||||||||||||||||||
| Loans (As % Assets) | % | ... | ... | ... | 75.5 | 75.0 | 77.2 | 78.1 | 77.5 | |||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.7 | 19.0 | 19.2 | 19.0 | |||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 50.9 | 47.6 | 53.3 | 56.6 | |||||||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.11 | 9.95 | 11.4 | 12.1 | ||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | 1.06 | 1.32 | 1.63 | 1.27 | 1.00 |
| other data | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | ||||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||
| Employees | ... | ... | ... | 13,838 | 13,718 | 13,628 | 13,371 | 13,294 | ||||||||||||||||||||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 90.3 | 92.2 | 95.3 | |||||||||||||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 69,106 | 55,804 | 50,468 | 42,611 | 41,815 | ||||
| Return on Loans | % | ... | ... | ... | 0.070 | 0.138 | -0.177 | 0.028 | 0.360 | |||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | ... | ... | ... | ... | 1.49 | 1.64 | 1.73 | 1.71 | 1.65 | |||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | 2.54 | 2.70 | 2.77 | 2.71 | 2.74 | |||||||||||||||||||||
| Equity (As % Of Loans) | % | ... | ... | ... | 7.79 | 8.74 | 8.97 | 9.33 | 9.16 |
Get all company financials in excel:
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro made a net profit of EUR 312 mil under revenues of EUR 2,637 mil in 2018, up 101.59553533985% and 3.513827598662% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 476 mil in 2000 an...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro's customer loan growth reached 6.74% in 2018, up from -0.070% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 31.5% in 1990 and an all time low of -13.2% in 2012. In the last deca...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro made a net profit of EUR 182 mil under revenues of EUR 822 mil in the first quarter of 2007, down 0% and 0% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of EUR...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro stock traded at EUR 2.92 per share at the end of first quarter of 2007 implying a market capitalization of USD 10,956 mil. Over the last five years, the stock has appreciated by 20.9 implying an annual average growth of 3.87% In...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro's capital adequacy ratio reached 9.70% at the end of first quarter of 2007, up from 8.60% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 11.9% in 4Q2004 and an all time low of 8.60% i...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro's Equity reached 13.2% of total assets in the 1Q2007, down from 14.7% for the previous year. As a share of net customer loans, the ratio amounted to 29.5% at the end of the first quarter of 2007. ...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro's customer loan growth reached 0% in 2007-03-31, down from 7.69% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 8.96% in 2005-09-30 and an all time low of -8.60% in 2004-03-31. I...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro generated total banking revenues of EUR 582 mil in the fourth quarter of 2006, down 0% when compared to the same period of last year and 21% when compared to the previous quarter. Historically, the bank’s revenues containing of inte...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro employed 17,127 persons in 2006-09-30, down 10.1% when compared to the previous year. Historically, the bank's workforce hit an all time high of 19,054 persons in 2006-06-30 and an all time low of 16,876 in 2004-12-31. Average cost reach...
By Helgi Library - February 19, 2020
Banca Nazionale del Lavoro employed 17,347 persons in 2003, down 5.23% when compared to the previous year. Historically, the bank's workforce hit an all time high of 24,358 persons in 1997 and an all time low of 17,347 in 2003. Average cost reached USD 6,042 per m...
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