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Budapest Bank

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Budapest Bank

Budapest Bank Zrt. is a Hungary-based bank offering retail and corporate products and services. As one of the first commercial banks in the country, it offers comprehensive financial services to individual and business customers since the establishment of the two-tier banking system in 1987. GE (General Electric Company) became majority shareholder in the Bank in 2001. In line with the overall strategy of GE, Budapest Bank focuses on consumer

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Budapest Bank Zrt. is a Hungary-based bank offering retail and corporate products and services. As one of the first commercial banks in the country, it offers comprehensive financial services to individual and business customers since the establishment of the two-tier banking system in 1987. GE (General Electric Company) became majority shareholder in the Bank in 2001. In line with the overall strategy of GE, Budapest Bank focuses on consumer finance. With over 100 branches and more than 2,800 employees, the Bank maintains approximately 3% of Hungarian banking assets.

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summary Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

                            68,644 66,817 57,104 49,600 42,647    
                            99,267 88,718 86,335 78,734 71,680    
                            42,745 26,252 29,309 20,576 18,404    
                            9,583 10,848 14,060 -38,725 14,766    

balance sheet

                            37,814 48,090 58,879 114,826 198,726    
                            646,350 586,625 566,560 581,363 533,626    
                            181,428 231,592 222,322 133,260 177,306    
                            941,119 925,609 905,371 895,455 965,164    
                            126,544 137,391 154,141 115,416 117,732    
                            28,769 29,522 73,015 116,400 145,411    
                            738,783 715,094 643,494 588,530 663,737    
                            4,011 4,011 4,011 150 150    

ratios

                            7.87% 8.22% 9.65% -28.7% 12.7%    
                            1.03% 1.16% 1.54% -4.30% 1.59%    
                            6.10% 6.69% 6.23% 6.46% 5.73%    
                            56.9% 70.4% 66.1% 73.9% 74.3%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...   ...
                            7.41% 7.16% 6.24% 5.51% 4.58%    
                            69.2% 75.3% 66.1% 63.0% 59.5%    
                            13.3% 14.2% 24.8% 31.4% 33.9%    
                            40.5% 38.5% 38.7% 39.0% 44.6%    
                            13.4% 14.8% 17.0% 12.9% 12.2%    
                            87.5% 82.0% 88.0% 98.8% 80.4%    
                            68.7% 63.4% 62.6% 64.9% 55.3%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 18.8% 18.9% 17.2%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 91.7% 91.0% 96.2%    

Download Data
income statement Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income HUF mil
Interest Cost HUF mil
Net Interest Income HUF mil
Net Fee Income HUF mil
Other Income HUF mil
Total Revenues HUF mil
Staff Cost HUF mil
Depreciation HUF mil
Other Cost HUF mil
Operating Cost HUF mil
Operating Profit HUF mil
Provisions HUF mil
Extra and Other Cost HUF mil
Pre-Tax Profit HUF mil
Tax HUF mil
Minorities HUF mil
Net Profit HUF mil
                            86,354 88,466 73,877 58,053 48,327    
                            17,710 21,649 16,773 8,453 5,680    
                            68,644 66,817 57,104 49,600 42,647    
                            13,237 12,597 21,384 24,758 24,335    
                            17,386 9,304 7,847 4,376 4,698    
                            99,267 88,718 86,335 78,734 71,680    
                            22,890 24,026 22,076 22,665 23,763    
                            3,177 2,949 3,061 3,335 3,389    
                            30,455 35,491 31,889 32,158 26,124    
                            56,522 62,466 57,026 58,158 53,276    
                            42,745 26,252 29,309 20,576 18,404    
                            121,000 118,000 118,063 120,319 105,476    
                            -93.0 367 804 50,579 1,229    
                            11,019 15,788 21,136 -36,903 18,949    
                            1,436 4,940 7,076 1,822 4,183    
                            0.000 0.000 0.000 0.000 0.000    
                            9,583 10,848 14,060 -38,725 14,766    

growth rates

...                           3.59% -2.66% -14.5% -13.1% -14.0%    
...                           -8.32% -4.83% 69.8% 15.8% -1.71%    
...                           2.40% -10.6% -2.69% -8.80% -8.96%    
...                           12.8% 10.5% -8.71% 1.99% -8.39%    
...                           -8.73% -38.6% 11.6% -29.8% -10.6%    
...                           -9.63% 43.3% 33.9% -275% -151%    
...                           -6.26% 13.2% 29.6% -375% -138%    

market share

...                           7.46% 9.86% 8.61% 7.45% 8.40%    
                            ... ... 45.1% ... ...    
... ... ... ... ...                   6.97% 7.03% 7.02% 7.13% 7.46%    
... ... ... ... ... ... ... ...             2.96% 3.06% 3.14% 3.28% 3.41%    

Download Data
balance sheet Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

                            43,022 31,380 29,761 28,320 20,084    
                            37,814 48,090 58,879 114,826 198,726    
                            646,350 586,625 566,560 581,363 533,626    
... ... ... ... ... ... ... ...             330,950 282,000 362,063 352,694 294,506    
... ... ... ... ... ... ... ...             226,506 188,000 185,171 191,932 161,331    
... ... ... ... ... ... ... ...             104,444 94,000 176,892 160,762 133,175    
... ... ... ... ... ... ... ...             211,000 214,000 321,338 343,504 343,631    
                            181,428 231,592 222,322 133,260 177,306    
                            20,518 18,993 20,681 20,839 21,207    
                            941,119 925,609 905,371 895,455 965,164    
                            126,544 137,391 154,141 115,416 117,732    
                            0.000 0.000 0.000 0.000 0.000    
                            814,575 788,218 751,230 780,039 847,432    
                            28,769 29,522 73,015 116,400 145,411    
                            738,783 715,094 643,494 588,530 663,737    
... ... ... ... ... ... ... ... ...           255,000 250,000 227,000 ... ... ... ...
... ... ... ... ... ... ... ... ...           483,783 465,094 416,494 ... ... ... ...
                            4,011 4,011 4,011 150 150    
                            43,012 39,591 30,710 74,959 38,134    

asset quality

Non-Performing Loans HUF mil
Gross Loans HUF mil
Provisions HUF mil
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 128,709 132,281 109,671    
... ... ... ... ...                   767,350 704,625 684,623 701,682 639,102    
                            121,000 118,000 118,063 120,319 105,476    

growth rates

...                           -0.909% -9.24% -3.42% 2.61% -8.21%    
... ... ... ... ... ... ... ... ...           0.900% -14.8% 28.4% -2.59% -16.5%    
... ... ... ... ... ... ... ... ...           2.96% -17.0% -1.50% 3.65% -15.9%    
... ... ... ... ... ... ... ... ...           -3.29% -10.0% 88.2% -9.12% -17.2%    
... ... ... ... ... ... ... ... ...           -15.6% 1.42% 50.2% 6.90% 0.037%    
...                           3.31% -1.65% -2.19% -1.10% 7.78%    
...                           8.19% 8.57% 12.2% -25.1% 2.01%    
...                           1.68% -3.21% -10.0% -8.54% 12.8%    
... ... ... ... ... ... ... ... ... ...         -1.92% -1.96% -9.20% ... ... ... ...
... ... ... ... ... ... ... ... ... ...         3.69% -3.86% -10.4% ... ... ... ...

market share

                            3.50% 3.66% 3.69% 3.88% 4.00%    
... ... ... ... ... ... ... ...             3.08% 3.60% 5.63% 5.85% 6.48%    
... ... ... ... ... ... ... ...             3.06% 3.16% 6.61% 6.49% 6.48%    
... ... ... ... ... ... ... ...             4.32% 4.33% 6.02% 6.06% 5.82%    
... ... ... ... ... ... ... ...             5.34% 5.32% 5.54% 5.74% 5.37%    
                            2.48% 2.69% 2.56% 2.45% 2.68%    
                            5.06% 4.88% 4.32% 3.67% 3.71%    
... ... ... ... ... ... ... ... ...           3.28% 3.25% 3.27% ... ... ... ...
... ... ... ... ... ... ... ... ...           11.0% 10.6% 8.29% ... ... ... ...

Download Data
ratios Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

                            7.87% 8.22% 9.65% -28.7% 12.7%    
                            1.03% 1.16% 1.54% -4.30% 1.59%    
                            6.10% 6.69% 6.23% 6.46% 5.73%    
                            56.9% 70.4% 66.1% 73.9% 74.3%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...   ...
                            7.41% 7.16% 6.24% 5.51% 4.58%    
...                           7.12% 6.78% 5.89% 5.34% 4.50%    
                            9.32% 9.48% 8.07% 6.45% 5.19%    
...                           2.20% 2.70% 2.18% 1.10% 0.698%    
                            69.2% 75.3% 66.1% 63.0% 59.5%    
                            13.3% 14.2% 24.8% 31.4% 33.9%    
                            17.5% 10.5% 9.09% 5.56% 6.55%    
... ... ... ... ...                   3,296 3,079 2,884 2,816 2,537    
... ... ... ... ...                   662,787 692,791 645,044 671,436 695,068    
                            40.5% 38.5% 38.7% 39.0% 44.6%    
                            13.4% 14.8% 17.0% 12.9% 12.2%    
                            87.5% 82.0% 88.0% 98.8% 80.4%    
                            68.7% 63.4% 62.6% 64.9% 55.3%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 18.8% 18.9% 17.2%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 91.7% 91.0% 96.2%    
... ... ... ... ...                   18.7% 20.1% 20.8% 20.7% 19.8%    
                            4.90% 1.64% 1.28% 1.20% -0.318%    

Download Data
other data Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ... ... ... ... ... ...             102 102 102 102 96.0    
... ... ... ... ...                   2,878 2,890 2,852 2,813 2,849    

Download Data
Comparison of 10 Banks in Hungary

This Annual Statistical Dossier offers a comparison of 10 Hungarian banks from 1993 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 10 Hungarian banks from 1993 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Budapest Bank in Numbers

September 22, 2018
Budapest Bank in Numbers

This Annual statistical dossier offers a summary of Budapest Bank's performance between 1997 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Budapest Bank's performance between 1997 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track BB's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Budapest Bank at a Glance

Budapest Bank Zrt. is a Hungary-based bank offering retail and corporate products and services. As one of the first commercial banks in the country, it offers comprehensive financial services to individual and business customers since the establishment of the two-tier banking system in 1987. GE (General Electric Company) became majority shareholder in the Bank in

Read more »

Budapest Bank Zrt. is a Hungary-based bank offering retail and corporate products and services. As one of the first commercial banks in the country, it offers comprehensive financial services to individual and business customers since the establishment of the two-tier banking system in 1987. GE (General Electric Company) became majority shareholder in the Bank in 2001. In line with the overall strategy of GE, Budapest Bank focuses on consumer finance. With over 100 branches and more than 2,800 employees, the Bank maintains approximately 3% of Hungarian banking assets.

This report offers a summary of the bank's performance in 1997-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Hungary

Budapest Bank in Numbers

Budapest Bank Zrt. is a Hungary-based bank offering retail and corporate products and services. As one of the first commercial banks in the country, it offers comprehensive financial services to individual and business customers since the establishment of the two-tier banking system in 1987. GE (General Electric Company) became majority shareholder in the Bank in

Read more »

Budapest Bank Zrt. is a Hungary-based bank offering retail and corporate products and services. As one of the first commercial banks in the country, it offers comprehensive financial services to individual and business customers since the establishment of the two-tier banking system in 1987. GE (General Electric Company) became majority shareholder in the Bank in 2001. In line with the overall strategy of GE, Budapest Bank focuses on consumer finance. With over 100 branches and more than 2,800 employees, the Bank maintains approximately 3% of Hungarian banking assets.

This excel file offers a summary of the bank's performance in 1997-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Hungary

Based on a comparison of 9 banks in Hungary in 2016, OTP Group had the most employees, followed by K&H Bank and Budapest Bank.

OTP Group employed 32,335 persons in 2016, up 1.96% when compared to the previous year. Historically,

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Based on a comparison of 9 banks in Hungary in 2016, OTP Group had the most employees, followed by K&H Bank and Budapest Bank.

OTP Group employed 32,335 persons in 2016, up 1.96% when compared to the previous year. Historically, the bank's workforce hit an all time high of 37,487 persons in 2013 and an all time low of 8,137 in 2000.

Average cost reached CZK 493,386 per month per month per employee, 0.023% less than a year ago. This figure was CZK 331,285 per month some 10 years ago.

Comparing OTP Group with its closest peers, K&H Bank had 3,654 employees with average cost of CZK 714,491 per month per person, Budapest Bank operated with 2,914 people (and CZK 717,828 per month per employee) and Erste Bank Hungary had 2,873 employees in 2016 with cost CZK 2,873 per month per head.

Hungarian banking sector employed 41,020 people in 2016.

You can see all the banks employees data on the Employees indicator page or you can download a report on the Hungarian banks in the report section.

Based on a comparison of 10 banks in Hungary in 2016, FHB Bank had the highest share of bad loans, followed by CIB Bank and OTP Group.

FHB Bank's non-performing loans reached 26.8 of total loans at the end of 2016, up from 21.8

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Based on a comparison of 10 banks in Hungary in 2016, FHB Bank had the highest share of bad loans, followed by CIB Bank and OTP Group.

FHB Bank's non-performing loans reached 26.8 of total loans at the end of 2016, up from 21.8 when compared to the previous year. Historically, the NPL ratio hit an all time high of 26.8 in 2016 and an all time low of 0.278 in 2003.

Provision coverage amounted to 24.7 at the end of 2016, down from 28.6 compared to a year earlier.

Comparing FHB Bank with its closest peers, CIB Bank operated at the end of 2016 with NPL ratio of 24.7 and provision coverage of 61.9, OTP Group with 14.7 and 96.8 and Budapest Bank had 14.7 of bad loans covered with 92.2 by provisions at the end of 2016.

Non-performing loans of the whole Hungary’s banking sector amounted to 4.59 of total loans in 2016, down from 5.48 when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Hungarian banks in the report section.

Based on a comparison of 10 banks in Hungary in 2016, OTP Bank Hungary operated with the lowest loan to deposit ratio, followed by K&H Bank and MKB Bank.

OTP Bank Hungary's loan to deposit ratio reached 53.2 at the end of 2016,

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Based on a comparison of 10 banks in Hungary in 2016, OTP Bank Hungary operated with the lowest loan to deposit ratio, followed by K&H Bank and MKB Bank.

OTP Bank Hungary's loan to deposit ratio reached 53.2 at the end of 2016, down from 53.3 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 99.6 in 2008 and an all time low of 53.2 in 2016.

Comparing OTP Bank Hungary with its closest peers, K&H Bank ended the year 2016 with loans to deposits at 55.3, MKB Bank with 56.5 and Raiffeisen Bank Hungary some 63.0 of loans to deposits at the end of 2016.

Overall, total loans of the Hungarian banking sector amounted to 78.3% of deposits at the end of 2016.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Hungarian banks in the report section.

Based on a comparison of 9 banks in Hungary in 2016, OTP Group operated with the highest net interest margin, followed by Budapest Bank and Erste Bank Hungary.

OTP Group's net interest margin amounted to 4.75 in 2016, down from

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Based on a comparison of 9 banks in Hungary in 2016, OTP Group operated with the highest net interest margin, followed by Budapest Bank and Erste Bank Hungary.

OTP Group's net interest margin amounted to 4.75 in 2016, down from 5.09 when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 6.84 in 2004 and an all time low of 4.75 in 2016. The average margin in the last five years amounted to 5.71.

Average asset yield was 6.31 in 2016, down from 7.42 when compared to previous year. On the other hand, cost of funding amounted to 1.77 in 2016, down from 2.64.

Comparing OTP Group with its closest peers, Budapest Bank operated in 2016 with a net interest margin of 4.18 Erste Bank Hungary reached 2.86 and K&H Bank some 2.53.

The average net interest margin reached 1.90% in the Hungarian banking sector in 2016 while interest spread amounted to 3.53%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Hungarian banks in the report section.

See all charts of the company »
BB's net interest margin fell 7.70% to 3.85% in 2017
BB's customer loans rose 13.5% to HUF 670,672 mil in 2017
BB's npls (as % of loans) fell 24.9% to 11.0% in 2017
BB's mortgage loans rose 2.73% to HUF 162,649 mil in 2017
BB's corporate loans rose 13.6% to HUF 452,982 mil in 2017
BB's net profit rose 11.8% to HUF 14,600 mil in 2017
BB's costs (as % of assets) rose 3.81% to 5.01% in 2017
BB's corporate loans rose 13.6% to HUF 452,982 mil in 2017
BB's net profit rose 11.8% to HUF 14,600 mil in 2017
BB's customer deposits rose 2.18% to HUF 699,155 mil in 2017