We use cookies to personalise the web experience for you. By using www.helgilibrary.com, you agree to our use of cookies.
Some cookies are also used by Google Analytics, which anonymously tracks visitors and helps us to analyse how users use our website. Read more

Erste Bank Hungary

Banking > Hungary > Erste Bank Hungary
Change Company
Erste Bank Hungary

Erste Bank Hungary is a Hungary-based subsidiary of Austria's Erste Bank. Erste Group entered the Hungarian market by purchasing the state-owned Mezőbank in 1997. In 2003, acquistion of Postabank cemented Erste Bank's position among the top five banks on the market. Now, Erste Bank serves some 900,000 clients through 201 branches in Hungary. Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public

Read more »
Erste Bank Hungary is a Hungary-based subsidiary of Austria's Erste Bank. Erste Group entered the Hungarian market by purchasing the state-owned Mezőbank in 1997. In 2003, acquistion of Postabank cemented Erste Bank's position among the top five banks on the market. Now, Erste Bank serves some 900,000 clients through 201 branches in Hungary. Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

Buy all financials of Erste Bank Hungary

from $199 /month

Buy annual subscriptions for all our products.

summary Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

                      116,100 103,780 91,829 82,565 62,003    
                      157,046 134,231 132,166 140,437 109,041    
... ...                   97,411 52,453 45,487 -48,468 23,237    
                      -149,403 -6,113 -24,939 -101,383 -22,010    

balance sheet

                      226,109 127,822 132,183 341,112 278,436    
                      2,309,750 1,583,540 1,360,770 1,192,570 998,292    
                      305,488 551,878 388,155 229,532 372,924    
                      3,247,940 2,788,200 2,266,720 1,887,160 1,924,170    
... ...                   177,791 210,585 183,793 177,122 160,268    
                      1,684,380 1,159,350 817,278 237,912 290,768    
                      1,201,880 1,360,290 1,215,810 1,227,410 1,221,560    
                      88,668 57,976 49,837 48,291 44,513    

ratios

... ...                   -91.9% -3.15% -12.6% -56.2% -13.0%    
                      -4.82% -0.203% -0.987% -4.88% -1.15%    
... ...                   1.92% 2.71% 3.43% 9.10% 4.50%    
... ...                   38.0% 60.9% 65.6% 135% 78.7%    
... ... ... ... ... ... ... ... ... ...   17.2% 17.9% 17.6% 21.3% 21.6%    
                      3.74% 3.44% 3.63% 3.98% 3.25%    
                      73.9% 77.3% 69.5% 58.8% 56.9%    
                      18.5% 20.8% 29.6% 30.6% 39.1%    
... ...                   44.5% 29.8% 30.3% 13.2% 30.6%    
... ...                   5.47% 7.55% 8.11% 9.39% 8.33%    
                      192% 116% 112% 97.2% 81.7%    
                      71.1% 56.8% 60.0% 63.2% 51.9%    
... ... ... ... ... ... ... ... ... ...   18.0% 21.3% 26.1% 26.3% 18.5%    
... ... ... ... ... ... ... ... ... ...   70.1% 64.0% 62.1% 62.3% 59.2%    

Download Data
income statement Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income HUF mil
Interest Cost HUF mil
Net Interest Income HUF mil
Net Fee Income HUF mil
Other Income HUF mil
Total Revenues HUF mil
Staff Cost HUF mil
Depreciation HUF mil
Other Cost HUF mil
Operating Cost HUF mil
Operating Profit HUF mil
Provisions HUF mil
Extra and Other Cost HUF mil
Pre-Tax Profit HUF mil
Tax HUF mil
Minorities HUF mil
Net Profit HUF mil
                      208,726 209,496 162,545 119,962 91,158    
                      92,626 105,716 70,716 37,397 29,155    
                      116,100 103,780 91,829 82,565 62,003    
                      29,055 27,922 39,110 43,009 42,591    
                      11,891 2,529 1,227 14,863 4,447    
                      157,046 134,231 132,166 140,437 109,041    
... ...                   26,532 24,389 26,299 24,941 26,226    
                      5,163 5,186 5,660 6,114 6,401    
                      27,940 52,203 54,720 157,850 53,177    
... ...                   59,635 81,778 86,679 188,905 85,804    
... ...                   97,411 52,453 45,487 -48,468 23,237    
... ...                   334,158 295,953 262,689 233,535 122,696    
... ...                   15,514 -8,484 5,759 915 1.00    
                      -143,911 -394 -21,742 -97,487 -18,571    
                      5,492 5,719 3,197 3,897 3,440    
                      0.000 0.000 0.000 0.000 0.000    
                      -149,403 -6,113 -24,939 -101,383 -22,010    

growth rates

...                     2.74% -10.6% -11.5% -10.1% -24.9%    
...                     2.23% -3.90% 40.1% 9.97% -0.972%    
...                     0.166% -14.5% -1.54% 6.26% -22.4%    
... ... ...                 -25.1% 37.1% 5.99% 118% -54.6%    
... ... ...                 26.2% -46.2% -13.3% -207% -148%    
...                     -3,594% -99.7% 5,418% 348% -81.0%    
...                     7,645% -95.9% 308% 307% -78.3%    

market share

                      11.8% 14.9% 13.2% 13.3% 12.8%    
...                   ... ... ... ... ... ...    
... ... ... ...               7.02% 6.40% 6.82% 7.06% 7.59%    
... ... ... ...               4.15% 4.23% 4.16% 4.15% 4.59%    

Download Data
balance sheet Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

                      328,162 148,744 54,597 70,596 111,869    
                      226,109 127,822 132,183 341,112 278,436    
                      2,309,750 1,583,540 1,360,770 1,192,570 998,292    
... ... ... ... ... ... ... ... ... ...   1,426,890 1,188,000 1,075,510 933,044 743,905    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 493,151    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 250,754    
... ... ... ... ... ... ... ... ... ...   710,596 544,493 435,377 375,545 330,384    
                      305,488 551,878 388,155 229,532 372,924    
                      23,754 25,002 24,731 22,209 21,631    
                      3,247,940 2,788,200 2,266,720 1,887,160 1,924,170    
... ...                   177,791 210,585 183,793 177,122 160,268    
... ...                   0.000 0.000 0.000 0.000 0.000    
... ...                   3,070,140 2,577,620 2,082,930 1,710,040 1,763,900    
                      1,684,380 1,159,350 817,278 237,912 290,768    
                      1,201,880 1,360,290 1,215,810 1,227,410 1,221,560    
... ... ... ... ... ... ... ... ... ...   656,385 679,958 511,380 540,683 588,258    
... ... ... ... ... ... ... ... ... ...   306,738 429,469 338,386 270,023 322,843    
                      88,668 57,976 49,837 48,291 44,513    
... ...                   95,214 0.000 0.000 196,425 207,057    

asset quality

Non-Performing Loans HUF mil
Gross Loans HUF mil
Provisions HUF mil
... ... ... ... ... ... ... ... ... ...   476,427 462,361 423,240 375,068 207,098    
... ... ... ... ... ... ... ... ... ...   2,643,910 2,175,450 1,623,460 1,426,100 1,120,990    
... ...                   334,158 295,953 262,689 233,535 122,696    

growth rates

...                     2.28% -31.4% -14.1% -12.4% -16.3%    
... ... ... ... ... ... ... ... ... ... ... 1.37% -16.7% -9.47% -13.2% -20.3%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... 0.177% -23.4% -20.0% -13.7% -12.0%    
...                     9.97% -14.2% -18.7% -16.7% 1.96%    
... ... ...                 20.8% 18.4% -12.7% -3.63% -9.52%    
...                     9.99% 13.2% -10.6% 0.954% -0.476%    
... ... ... ... ... ... ... ... ... ... ... 12.4% 3.59% -24.8% 5.73% 8.80%    
... ... ... ... ... ... ... ... ... ... ... 7.99% 40.0% -21.2% -20.2% 19.6%    

market share

                      12.5% 9.88% 8.87% 7.95% 7.49%    
... ... ... ... ... ... ... ... ... ...   10.4% 9.16% 7.62% 6.39% 6.23%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 12.2%    
... ... ... ... ... ... ... ... ... ...   18.6% 18.3% 17.9% 16.0% 14.7%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 16.4%    
                      8.57% 8.09% 6.41% 5.16% 5.34%    
                      8.22% 9.28% 8.17% 7.66% 6.83%    
... ... ... ... ... ... ... ... ... ...   8.43% 8.84% 7.38% 7.86% 8.37%    
... ... ... ... ... ... ... ... ... ...   6.96% 9.80% 6.74% 5.17% 5.41%    

Download Data
ratios Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

... ...                   -91.9% -3.15% -12.6% -56.2% -13.0%    
                      -4.82% -0.203% -0.987% -4.88% -1.15%    
... ...                   1.92% 2.71% 3.43% 9.10% 4.50%    
... ...                   38.0% 60.9% 65.6% 135% 78.7%    
... ... ... ... ... ... ... ... ... ...   17.2% 17.9% 17.6% 21.3% 21.6%    
... ... ... ... ... ... ... ... ... ...   13.6% 13.0% 12.5% 11.8% 11.1%    
                      3.74% 3.44% 3.63% 3.98% 3.25%    
... ... ...                 3.58% 3.20% 3.40% 3.80% 3.11%    
                      6.73% 6.94% 6.43% 5.78% 4.78%    
... ... ...                 3.15% 3.74% 3.03% 1.97% 1.68%    
                      73.9% 77.3% 69.5% 58.8% 56.9%    
                      18.5% 20.8% 29.6% 30.6% 39.1%    
                      7.57% 1.88% 0.928% 10.6% 4.08%    
... ... ... ...               3,791 3,431 3,537 3,129 2,750    
... ... ... ...               762,388 772,107 791,043 746,156 753,491    
... ...                   44.5% 29.8% 30.3% 13.2% 30.6%    
... ...                   5.47% 7.55% 8.11% 9.39% 8.33%    
                      192% 116% 112% 97.2% 81.7%    
                      71.1% 56.8% 60.0% 63.2% 51.9%    
... ... ... ... ... ... ... ... ... ...   18.0% 21.3% 26.1% 26.3% 18.5%    
... ... ... ... ... ... ... ... ... ...   70.1% 64.0% 62.1% 62.3% 59.2%    
... ... ... ... ... ... ... ... ... ...   14.5% 18.7% 19.3% 19.6% 12.3%    
... ...                   9.89% 3.15% 4.18% 3.77% 3.82%    

Download Data
other data Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ... ...               143 141 135 129 129    
... ... ... ...               2,900 2,632 2,771 2,786 2,901    
... ... ... ... ... ... ... ... ... ... ... ... ... 421 420 ... ... ...
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...  

Download Data
Comparison of 15 Companies within Erste Group

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

Read more »

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 10 Banks in Hungary

This Annual Statistical Dossier offers a comparison of 10 Hungarian banks from 1993 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 10 Hungarian banks from 1993 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Erste Bank Hungary in Numbers

This Annual statistical dossier offers a summary of Erste Bank Hungary's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Annual statistical dossier offers a summary of Erste Bank Hungary's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Erste Hungary's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Erste Bank Hungary at a Glance

Erste Bank Hungary is a Hungary-based subsidiary of Austria's Erste Bank. Erste Group entered the Hungarian market by purchasing the state-owned Mezőbank in 1997. In 2003, acquistion of Postabank cemented Erste Bank's position among the top five banks on the market. Now, Erste Bank serves some 900,000 clients through 201 branches in Hungary. Erste Bank

Read more »

Erste Bank Hungary is a Hungary-based subsidiary of Austria's Erste Bank. Erste Group entered the Hungarian market by purchasing the state-owned Mezőbank in 1997. In 2003, acquistion of Postabank cemented Erste Bank's position among the top five banks on the market. Now, Erste Bank serves some 900,000 clients through 201 branches in Hungary. Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This report offers a summary of the bank's performance in 2000-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Hungary

Erste Bank Hungary in Numbers

Erste Bank Hungary is a Hungary-based subsidiary of Austria's Erste Bank. Erste Group entered the Hungarian market by purchasing the state-owned Mezőbank in 1997. In 2003, acquistion of Postabank cemented Erste Bank's position among the top five banks on the market. Now, Erste Bank serves some 900,000 clients through 201 branches in Hungary. Erste Bank

Read more »

Erste Bank Hungary is a Hungary-based subsidiary of Austria's Erste Bank. Erste Group entered the Hungarian market by purchasing the state-owned Mezőbank in 1997. In 2003, acquistion of Postabank cemented Erste Bank's position among the top five banks on the market. Now, Erste Bank serves some 900,000 clients through 201 branches in Hungary. Erste Bank is the second largest commercial bank in Austria. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This excel file offers a summary of the bank's performance in 2000-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Hungary

Based on a comparison of 9 banks in Hungary in 2016, OTP Group had the most employees, followed by K&H Bank and Budapest Bank.

OTP Group employed 32,335 persons in 2016, up 1.96% when compared to the previous year. Historically,

Read more »

Based on a comparison of 9 banks in Hungary in 2016, OTP Group had the most employees, followed by K&H Bank and Budapest Bank.

OTP Group employed 32,335 persons in 2016, up 1.96% when compared to the previous year. Historically, the bank's workforce hit an all time high of 37,487 persons in 2013 and an all time low of 8,137 in 2000.

Average cost reached CZK 493,386 per month per month per employee, 0.023% less than a year ago. This figure was CZK 331,285 per month some 10 years ago.

Comparing OTP Group with its closest peers, K&H Bank had 3,654 employees with average cost of CZK 714,491 per month per person, Budapest Bank operated with 2,914 people (and CZK 717,828 per month per employee) and Erste Bank Hungary had 2,873 employees in 2016 with cost CZK 2,873 per month per head.

Hungarian banking sector employed 41,020 people in 2016.

You can see all the banks employees data on the Employees indicator page or you can download a report on the Hungarian banks in the report section.

Based on a comparison of 10 banks in Hungary in 2016, FHB Bank had the highest share of bad loans, followed by CIB Bank and OTP Group.

FHB Bank's non-performing loans reached 26.8 of total loans at the end of 2016, up from 21.8

Read more »

Based on a comparison of 10 banks in Hungary in 2016, FHB Bank had the highest share of bad loans, followed by CIB Bank and OTP Group.

FHB Bank's non-performing loans reached 26.8 of total loans at the end of 2016, up from 21.8 when compared to the previous year. Historically, the NPL ratio hit an all time high of 26.8 in 2016 and an all time low of 0.278 in 2003.

Provision coverage amounted to 24.7 at the end of 2016, down from 28.6 compared to a year earlier.

Comparing FHB Bank with its closest peers, CIB Bank operated at the end of 2016 with NPL ratio of 24.7 and provision coverage of 61.9, OTP Group with 14.7 and 96.8 and Budapest Bank had 14.7 of bad loans covered with 92.2 by provisions at the end of 2016.

Non-performing loans of the whole Hungary’s banking sector amounted to 4.59 of total loans in 2016, down from 5.48 when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Hungarian banks in the report section.

Based on a comparison of 10 banks in Hungary in 2016, OTP Bank Hungary operated with the lowest loan to deposit ratio, followed by K&H Bank and MKB Bank.

OTP Bank Hungary's loan to deposit ratio reached 53.2 at the end of 2016,

Read more »

Based on a comparison of 10 banks in Hungary in 2016, OTP Bank Hungary operated with the lowest loan to deposit ratio, followed by K&H Bank and MKB Bank.

OTP Bank Hungary's loan to deposit ratio reached 53.2 at the end of 2016, down from 53.3 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 99.6 in 2008 and an all time low of 53.2 in 2016.

Comparing OTP Bank Hungary with its closest peers, K&H Bank ended the year 2016 with loans to deposits at 55.3, MKB Bank with 56.5 and Raiffeisen Bank Hungary some 63.0 of loans to deposits at the end of 2016.

Overall, total loans of the Hungarian banking sector amounted to 78.3% of deposits at the end of 2016.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Hungarian banks in the report section.

Based on a comparison of 9 banks in Hungary in 2016, OTP Group operated with the highest net interest margin, followed by Budapest Bank and Erste Bank Hungary.

OTP Group's net interest margin amounted to 4.75 in 2016, down from

Read more »

Based on a comparison of 9 banks in Hungary in 2016, OTP Group operated with the highest net interest margin, followed by Budapest Bank and Erste Bank Hungary.

OTP Group's net interest margin amounted to 4.75 in 2016, down from 5.09 when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 6.84 in 2004 and an all time low of 4.75 in 2016. The average margin in the last five years amounted to 5.71.

Average asset yield was 6.31 in 2016, down from 7.42 when compared to previous year. On the other hand, cost of funding amounted to 1.77 in 2016, down from 2.64.

Comparing OTP Group with its closest peers, Budapest Bank operated in 2016 with a net interest margin of 4.18 Erste Bank Hungary reached 2.86 and K&H Bank some 2.53.

The average net interest margin reached 1.90% in the Hungarian banking sector in 2016 while interest spread amounted to 3.53%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Hungarian banks in the report section.

See all charts of the company »
Erste Hungary's npls (as % of loans) fell 42.6% to 5.48% in 2017
Erste Hungary's retail deposits rose 28.7% to HUF 828,479 mil in 2017
Erste Hungary's net profit rose 26.3% to HUF 54,754 mil in 2017
Erste Hungary's net profit rose 26.3% to HUF 54,754 mil in 2017
Erste Hungary's customer deposits rose 8.58% to HUF 1,540,900 mil in 2017
Erste Hungary's corporate deposits rose 4.13% to HUF 452,862 mil in 2017
Erste Hungary's customer loans rose 10.0% to HUF 1,123,700 mil in 2017
Erste Hungary's total revenues rose 15.9% to HUF 126,281 mil in 2017
Erste Hungary's employees rose 6.06% to 3,047 in 2017
Erste Hungary's net interest margin rose 7.31% to 3.07% in 2017