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CIB Bank

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CIB Bank

CIB Bank Zrt., is a Hungary-based retail and corporate bank. The Bank offers a full range of commercial banking and investment services, supplemented by products and schemes offered by its affiliates (CIB Leasing, CIB Factor, CIB Insurance) to near 600,000 customers through its branch network of near 100 units covering the entire country. The Bank offers for example current accounts, saving accounts, debit cards, or credit cards in the retail

Read more »
CIB Bank Zrt., is a Hungary-based retail and corporate bank. The Bank offers a full range of commercial banking and investment services, supplemented by products and schemes offered by its affiliates (CIB Leasing, CIB Factor, CIB Insurance) to near 600,000 customers through its branch network of near 100 units covering the entire country. The Bank offers for example current accounts, saving accounts, debit cards, or credit cards in the retail banking area. In the corporate segment, the Bank provides financing products, working capital financing, investment credits, project financing, factoring, or syndicated loans, for instance. CIB Bank is a subsidiary of Intesa Sanpaolo. Intesa is the leader in Italy but also serves more than 8.4 mil customers with over 1,500 branches in 12 countries in the region of the Central Eastern Europe and Middle Eastern and North Africa.

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summary Unit
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

... ...                           59,198 35,377 37,518 40,031 29,519    
... ...                           120,190 83,346 90,124 86,242 59,762    
... ...                           63,766 15,830 15,264 29,762 5,388    
... ...                           -37,306 -151,873 -136,744 -104,140 -40,224    

balance sheet

... ...                           177,928 107,698 127,804 302,857 479,385    
... ...                           1,901,530 1,517,980 1,252,530 1,061,420 910,204    
... ...                           313,137 390,416 390,577 215,815 157,916    
... ...                           2,524,370 2,119,290 1,849,240 1,733,640 1,675,710    
... ...                           244,111 194,364 172,547 184,780 147,840    
... ...                           711,644 433,771 316,449 213,655 225,029    
... ...                           1,364,820 1,282,810 1,159,570 1,114,740 1,179,710    
... ...                           131,386 145,794 160,169 166,636 97,292    

ratios

... ...                           -15.4% -69.3% -74.5% -58.3% -24.2%    
... ...                           -1.49% -6.54% -6.89% -5.81% -2.36%    
... ...                           2.25% 2.91% 3.77% 3.15% 3.19%    
... ...                           46.9% 81.0% 83.1% 65.5% 91.0%    
                              10.3% 13.0% 15.5% 18.2% 16.7%    
... ...                           2.36% 1.52% 1.89% 2.23% 1.73%    
... ...                           49.3% 42.4% 41.6% 46.4% 49.4%    
... ...                           25.4% 31.9% 35.0% 34.1% 46.5%    
... ...                           43.9% 35.9% 31.1% 40.8% 43.8%    
... ...                           9.67% 9.17% 9.33% 10.7% 8.82%    
... ...                           139% 118% 108% 95.2% 77.2%    
... ...                           75.3% 71.6% 67.7% 61.2% 54.3%    
... ... ... ... ... ... ... ... ... ...           25.1% 35.6% 37.3% 33.3% 28.6%    
... ... ... ... ... ... ... ... ... ...           50.7% 48.2% 58.6% 62.3% 58.7%    

Download Data
income statement Unit
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income HUF mil
Interest Cost HUF mil
Net Interest Income HUF mil
Net Fee Income HUF mil
Other Income HUF mil
Total Revenues HUF mil
Staff Cost HUF mil
Depreciation HUF mil
Other Cost HUF mil
Operating Cost HUF mil
Operating Profit HUF mil
Provisions HUF mil
Extra and Other Cost HUF mil
Pre-Tax Profit HUF mil
Tax HUF mil
Minorities HUF mil
Net Profit HUF mil
... ...                           129,286 117,425 87,628 67,397 47,007    
... ...                           70,088 82,048 50,110 27,366 17,488    
... ...                           59,198 35,377 37,518 40,031 29,519    
... ...                           30,541 26,581 31,554 29,444 27,786    
... ...                           30,451 21,388 21,052 16,767 2,457    
... ...                           120,190 83,346 90,124 86,242 59,762    
... ...                           24,767 24,205 23,315 23,066 23,835    
... ...                           7,297 7,031 7,664 5,853 4,534    
... ...                           24,360 36,280 43,881 27,561 26,005    
... ...                           56,424 67,516 74,860 56,480 54,374    
... ...                           63,766 15,830 15,264 29,762 5,388    
... ...                           276,520 314,417 349,736 277,758 183,597    
... ...                           0.000 0.000 0.000 0.000 0.000    
... ...                           -41,953 -139,567 -127,094 -88,790 -25,291    
... ...                           -4,647 12,306 9,650 15,350 14,933    
... ...                           0.000 0.000 0.000 0.000 0.000    
... ...                           -37,306 -151,873 -136,744 -104,140 -40,224    

growth rates

... ... ...                         -17.8% -40.2% 6.05% 6.70% -26.3%    
... ... ... ... ... ... ... ... ...             -8.16% -13.0% 18.7% -6.69% -5.63%    
... ... ...                         -11.1% -30.7% 8.13% -4.31% -30.7%    
... ... ...                         -22.0% 19.7% 10.9% -24.6% -3.73%    
... ... ...                         1.49% -75.2% -3.58% 95.0% -81.9%    
... ... ...                         107% 233% -8.94% -30.1% -71.5%    
... ... ...                         58.7% 307% -9.96% -23.8% -61.4%    

market share

... ...                           9.04% 9.26% 8.99% 8.16% 7.00%    
... ...                         ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ...           7.13% 6.70% 6.23% 6.21% 6.01%    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   4.79% 4.85% 4.23% 3.94% 3.94%   ...
... ... ... ... ... ... ... ... ... ... ... ...       3.71% 3.24% 2.93% 3.05% 2.95%    

Download Data
balance sheet Unit
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

... ...                           40,069 33,014 26,792 27,335 23,259    
... ...                           177,928 107,698 127,804 302,857 479,385    
... ...                           1,901,530 1,517,980 1,252,530 1,061,420 910,204    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   671,300 521,200 432,111 388,780 334,918    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   1,230,200 996,700 820,421 672,642 575,286    
... ...                           313,137 390,416 390,577 215,815 157,916    
... ...                           43,423 39,971 30,910 27,039 25,576    
... ...                           2,524,370 2,119,290 1,849,240 1,733,640 1,675,710    
... ...                           244,111 194,364 172,547 184,780 147,840    
... ...                           0.000 0.000 0.000 0.000 0.000    
... ...                           2,280,260 1,924,920 1,676,690 1,548,860 1,527,870    
... ...                           711,644 433,771 316,449 213,655 225,029    
... ...                           1,364,820 1,282,810 1,159,570 1,114,740 1,179,710    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   819,800 804,700 629,797 367,157 510,726    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   597,700 506,200 572,945 694,265 697,142    
... ...                           131,386 145,794 160,169 166,636 97,292    
... ...                           72,412 62,546 40,506 53,831 25,840    

asset quality

Non-Performing Loans HUF mil
Gross Loans HUF mil
Provisions HUF mil
... ... ... ... ... ... ... ... ... ...           545,797 652,336 597,054 446,010 312,776    
... ...                           2,178,050 1,832,400 1,602,270 1,339,180 1,093,800    
... ...                           276,520 314,417 349,736 277,758 183,597    

growth rates

... ... ...                         -11.3% -20.2% -17.5% -15.3% -14.2%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... -12.5% -22.4% -17.1% -10.0% -13.9%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... -10.6% -19.0% -17.7% -18.0% -14.5%    
... ... ...                         1.18% -16.0% -12.7% -6.25% -3.34%    
... ... ...                         1.19% -20.4% -11.2% 7.09% -20.0%    
... ... ...                         -0.212% -6.01% -9.61% -3.87% 5.83%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 13.2% -1.84% -21.7% -41.7% 39.1%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... -3.43% -15.3% 13.2% 21.2% 0.414%    

market share

... ...                           10.3% 9.47% 8.16% 7.08% 6.83%    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   18.0% 16.8% 14.4% 11.5% 10.9%    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   8.77% 8.01% 7.18% 6.68% 6.61%    
... ...                           6.66% 6.15% 5.23% 4.74% 4.65%    
... ...                           9.34% 8.75% 7.79% 6.96% 6.59%    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   10.5% 10.5% 9.08% 5.34% 7.26%    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   13.6% 11.5% 11.4% 13.3% 11.7%    

Download Data
ratios Unit
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

... ...                           -15.4% -69.3% -74.5% -58.3% -24.2%    
... ...                           -1.49% -6.54% -6.89% -5.81% -2.36%    
... ...                           2.25% 2.91% 3.77% 3.15% 3.19%    
... ...                           46.9% 81.0% 83.1% 65.5% 91.0%    
                              10.3% 13.0% 15.5% 18.2% 16.7%    
... ... ... ... ... ... ... ... ... ... ... ...       9.54% 13.6% 11.7% 13.8% 12.5%    
... ...                           2.36% 1.52% 1.89% 2.23% 1.73%    
... ... ...                         2.06% 1.16% 1.63% 2.07% 1.62%    
... ...                           5.15% 5.06% 4.42% 3.76% 2.76%    
... ... ...                         3.09% 3.90% 2.78% 1.70% 1.14%    
... ...                           49.3% 42.4% 41.6% 46.4% 49.4%    
... ...                           25.4% 31.9% 35.0% 34.1% 46.5%    
... ...                           25.3% 25.7% 23.4% 19.4% 4.11%    
... ... ... ... ... ... ... ... ... ...           3,485 3,253 3,432 3,290 3,157    
... ... ... ... ... ... ... ... ... ...           700,821 732,154 767,648 784,558 865,091    
... ...                           43.9% 35.9% 31.1% 40.8% 43.8%    
... ...                           9.67% 9.17% 9.33% 10.7% 8.82%    
... ...                           139% 118% 108% 95.2% 77.2%    
... ...                           75.3% 71.6% 67.7% 61.2% 54.3%    
... ... ... ... ... ... ... ... ... ...           25.1% 35.6% 37.3% 33.3% 28.6%    
... ... ... ... ... ... ... ... ... ...           50.7% 48.2% 58.6% 62.3% 58.7%    
... ...                           14.5% 20.7% 27.9% 26.2% 20.2%    
... ...                           5.23% 9.09% 10.3% 10.2% 3.11%    

Download Data
other data Unit
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ... ... ... ... ... ... ... ... ... ...       128 108 95.0 95.0 83.0    
... ... ... ... ... ... ... ... ... ...           2,945 2,755 2,531 2,450 2,296    
... ... ... ... ... ... ... ... ... ... ... ...       186 171 156 156 142    
... ... ... ... ... ... ... ... ... ... ... ...       0.682 0.638 0.560 0.490 0.458    
... ... ... ... ... ... ... ... ... ... ... ... ... ...   428 434 379 350 353   ...

Download Data
Comparison of 7 Companies within Intesa SanPaolo New Europe

This Annual Statistical Dossier offers a comparison of 7 banks from Intesa SanPaolo New Europe from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related

Read more »

This Annual Statistical Dossier offers a comparison of 7 banks from Intesa SanPaolo New Europe from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 10 Banks in Hungary

This Annual Statistical Dossier offers a comparison of 10 Hungarian banks from 1993 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 10 Hungarian banks from 1993 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

CIB Bank in Numbers

September 23, 2018
CIB Bank in Numbers

This Annual statistical dossier offers a summary of CIB Bank's performance between 1996 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios,

Read more »

This Annual statistical dossier offers a summary of CIB Bank's performance between 1996 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track CIB's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

CIB Bank at a Glance

CIB Bank Zrt., is a Hungary-based retail and corporate bank. The Bank offers a full range of commercial banking and investment services, supplemented by products and schemes offered by its affiliates (CIB Leasing, CIB Factor, CIB Insurance) to near 600,000 customers through its branch network of near 100 units covering the entire country. The Bank offers for example

Read more »

CIB Bank Zrt., is a Hungary-based retail and corporate bank. The Bank offers a full range of commercial banking and investment services, supplemented by products and schemes offered by its affiliates (CIB Leasing, CIB Factor, CIB Insurance) to near 600,000 customers through its branch network of near 100 units covering the entire country. The Bank offers for example current accounts, saving accounts, debit cards, or credit cards in the retail banking area. In the corporate segment, the Bank provides financing products, working capital financing, investment credits, project financing, factoring, or syndicated loans, for instance. CIB Bank is a subsidiary of Intesa Sanpaolo. Intesa is the leader in Italy but also serves more than 8.4 mil customers with over 1,500 branches in 12 countries in the region of the Central Eastern Europe and Middle Eastern and North Africa.

This report offers a summary of the bank's performance in 1998-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Hungary

CIB Bank in Numbers

CIB Bank Zrt., is a Hungary-based retail and corporate bank. The Bank offers a full range of commercial banking and investment services, supplemented by products and schemes offered by its affiliates (CIB Leasing, CIB Factor, CIB Insurance) to near 600,000 customers through its branch network of near 100 units covering the entire country. The Bank offers for example

Read more »

CIB Bank Zrt., is a Hungary-based retail and corporate bank. The Bank offers a full range of commercial banking and investment services, supplemented by products and schemes offered by its affiliates (CIB Leasing, CIB Factor, CIB Insurance) to near 600,000 customers through its branch network of near 100 units covering the entire country. The Bank offers for example current accounts, saving accounts, debit cards, or credit cards in the retail banking area. In the corporate segment, the Bank provides financing products, working capital financing, investment credits, project financing, factoring, or syndicated loans, for instance. CIB Bank is a subsidiary of Intesa Sanpaolo. Intesa is the leader in Italy but also serves more than 8.4 mil customers with over 1,500 branches in 12 countries in the region of the Central Eastern Europe and Middle Eastern and North Africa.

This excel file offers a summary of the bank's performance in 1998-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Hungary

Based on a comparison of 7 banks among Intesa SanPaolo New Europe in 2017, Privredna Banka Zagreb was the largest deposit taker, followed by VUB Banka and CIB Bank.

Privredna Banka Zagreb's customer deposits reached HRK 78,157 mil,

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Based on a comparison of 7 banks among Intesa SanPaolo New Europe in 2017, Privredna Banka Zagreb was the largest deposit taker, followed by VUB Banka and CIB Bank.

Privredna Banka Zagreb's customer deposits reached HRK 78,157 mil, up from HRK 74,284 mil, compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 78,157 mil in 2017 and an all time low of HRK 7,491 mil in 1997.

Comparing Privredna Banka Zagreb with its closest peers, VUB Banka's deposits amounted to HRK 74,189 mil at the end of 2017, CIB Bank operated with HRK 28,765 mil of customer deposits and Bank Intesa Serbia had clients' deposits of HRK 24,447 mil at the end of 2017.

You can see all the banks customers deposits data on the Customer Deposits indicator page or you can download a report on the Intesa SanPaolo New Europe banks in the reports section.

Based on a comparison of 7 banks among Intesa SanPaolo New Europe in 2017, Privredna Banka Zagreb generated the largest fee income, followed by VUB Banka and CIB Bank.

Privredna Banka Zagreb reported total fee income of HRK 1,501 mil,

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Based on a comparison of 7 banks among Intesa SanPaolo New Europe in 2017, Privredna Banka Zagreb generated the largest fee income, followed by VUB Banka and CIB Bank.

Privredna Banka Zagreb reported total fee income of HRK 1,501 mil, up 4.24% compared to the previous year. Historically, the bank’s fee income reached an all time high of HRK 1,501 mil in 2017 and an all time low of HRK 209 mil in 1997.

Comparing Privredna Banka Zagreb with its closest peers, VUB Banka generated total fee income of HRK 848 mil, CIB Bank operated with HRK 664 mil fee income and Bank Intesa Serbia produced total fees worth HRK 404 mil.

You can see all the banks fee income data on the Fee Income indicator page or you can download a report on the Intesa SanPaolo New Europe banks in the reports section.

Based on a comparison of 7 banks among Intesa SanPaolo New Europe, Privredna Banka Zagreb produced the highest net profit in 2017, followed by VUB Banka and Bank Intesa Serbia.

Privredna Banka Zagreb made a net profit of HRK 1,331 mil,

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Based on a comparison of 7 banks among Intesa SanPaolo New Europe, Privredna Banka Zagreb produced the highest net profit in 2017, followed by VUB Banka and Bank Intesa Serbia.

Privredna Banka Zagreb made a net profit of HRK 1,331 mil, down 19.8% compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 1,660 mil in 2016 and an all time low of HRK 28.0 mil in 1997. The average profit in the last five years amounted to HRK 1,032 mil.

The bank generated an average return on equity of 6.84% for its shareholders in the last five years with a maximum of 10.3% and a minimum of 2.48%.

Comparing Privredna Banka Zagreb with its closest peers, VUB Banka generated a net profit of HRK 1,306 mil with a ROE of 11.2% in 2017, Bank Intesa Serbia netted HRK 728 mil (ROE of 9.75%) and CIB Bank announced a net profit of HRK 593 mil giving a ROE of 11.4%.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Intesa SanPaolo New Europe banks in the reports section.

Based on a comparison of 7 banks among Intesa SanPaolo New Europe in 2017, Privredna Banka Zagreb generated the largest revenues, followed by VUB Banka and Bank Intesa Serbia.

Privredna Banka Zagreb reported total revenues of HRK 4,908

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Based on a comparison of 7 banks among Intesa SanPaolo New Europe in 2017, Privredna Banka Zagreb generated the largest revenues, followed by VUB Banka and Bank Intesa Serbia.

Privredna Banka Zagreb reported total revenues of HRK 4,908 mil, down 6.05% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of HRK 5,224 mil in 2016 and an all time low of HRK 752 mil in 1997. The average revenue in the last five years amounted to HRK 4,363 mil.

Bank's total revenues accounted for 4.77% of total assets in 2017, down from 5.24% a year earlier.

Comparing Privredna Banka Zagreb with its closest peers, VUB Banka generated total revenues of HRK 4,086 mil, or 3.66% of assets in 2017, Bank Intesa Serbia operated with HRK 1,850 mil total income, or 5.33% revenue margin and CIB Bank produced total income worth HRK 1,477 mil, or 3.64% of assets.

You can see all the banks revenues data on the Total Revenues indicator page or you can download a report on the Intesa SanPaolo New Europe banks in the reports section.

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CIB's capital adequacy ratio rose 10.8% to 24.1% in 2017
CIB's employees fell 1.08% to 2,014 in 2017
CIB's net interest margin fell 18.3% to 1.29% in 2017
CIB's branches fell 7.32% to 76.0 in 2017
CIB's corporate loans rose 2.47% to HUF 472,412 mil in 2017
CIB's corporate deposits rose 0.348% to HUF 693,898 mil in 2017
CIB's npls (as % of loans) fell 56.2% to 10.8% in 2017
CIB's net profit rose 105% to HUF 24,563 mil in 2017
CIB's total revenues fell 11.7% to HUF 61,193 mil in 2017
CIB's customer deposits rose 2.07% to HUF 1,191,760 mil in 2017
CIB's customer loans rose 0.372% to HUF 762,601 mil in 2017
CIB's retail deposits rose 3.74% to HUF 500,466 mil in 2017
CIB's net interest income fell 18.1% to HUF 21,343 mil in 2017
CIB's costs (as % of assets) fell 6.21% to 2.87% in 2017
CIB's customer loan growth rose 102% to 0.372% in 2017
CIB's payment cards fell 1.45% to 348 '000 in 2016