By Helgi Library - November 29, 2018
UniCredit Tiriac Bank's mortgage loans reached RON 11,254 mil in 2017, up 23.3% compared to the previous year. Romanian banking...
By Helgi Library - July 16, 2018
UniCredit Tiriac Bank's customer loans reached RON 22,951 mil in 2017, up 12.1% compared to the previous year. Romanian banking...
By Helgi Library - July 16, 2018
UniCredit Tiriac Bank's customer deposits reached RON 27,149 mil in 2017, up 23.4% compared to the previous year. Romanian bank...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
Get all company financials in excel:
Get all company financials in excel:
By Helgi Library - July 16, 2018
UniCredit Tiriac Bank's retail deposits reached RON 9,231 mil in 2017, up 16.6% compared to the previous year. Romanian banking sector accepted retail deposits of RON 178 bil in 2017, up 9.10% when compared to the last year. UniCredit Tiriac Bank accounte...
By Helgi Library - May 29, 2018
UniCredit Tiriac Bank made a net profit of RON 385 mil under revenues of RON 1,754 mil in 2017, up 24.8% and 5.44% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RON 385 mil in 2017 and an all time low of R...
By Helgi Library - May 29, 2018
UniCredit Tiriac Bank employed 3,348 persons in 2017, down 0.209% when compared to the previous year. Historically, the bank's workforce hit an all time high of 3,369 persons in 2014 and an all time low of 2,799 in 2012. Average cost reached USD 2,269 per month p...
By Helgi Library - July 16, 2018
UniCredit Tiriac Bank's corporate deposits reached RON 17,918 mil in 2017, up 27.3% compared to the previous year. Romanian banking sector accepted corporate deposits of RON 107 bil in 2017, up 12.3% when compared to the last year. UniCredit Tiriac Bank a...
By Helgi Library - July 16, 2018
UniCredit Tiriac Bank's consumer loans reached RON 2,395 mil in 2017, up 25.5% compared to the previous year. Romanian banking sector provided consumer loans of RON 55.7 bil in 2017, up 1.95% when compared to the last year. UniCredit Tiriac Bank accounted...
By Helgi Library - May 29, 2018
UniCredit Tiriac Bank's loans reached RON 24,558 mil in the 2017, up from RON 21,821 mil compared to the previous year. Historically, the bank’s loans reached an all time high of RON 24,558 mil in 2017 and an all time low of RON 12,045 mil in 2009. In t...
By Helgi Library - May 29, 2018
UniCredit Tiriac Bank's capital adequacy ratio reached 14.8% at the end of 2017, up from 12.4% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 15.9% in 2013 and an all time low of 11.4% in 2008. The Tier 1 ratio a...
By Helgi Library - May 29, 2018
UniCredit Tiriac Bank's non-performing loans reached 9.45% of total loans at the end of 2017, down from 12.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 17.7% in 2013 and an all time low of 0.245% in 2007. Provision c...
By Helgi Library - May 29, 2018
UniCredit Tiriac Bank's cost to income ratio reached 48.3% in 2017, up from 48.1% compared to the previous year. Historically, the bank’s costs reached an all time high of 51.4% of income in 2007 and an all time low of 42.9% in 2010. When compared to total...
By Helgi Library - May 29, 2018
UniCredit Tiriac Bank's net interest margin amounted to 2.56% in 2017, down from 2.62% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.67% in 2010 and an all time low of 0.810% in 2009. The avera...
UniCredit Tiriac Bank S.A. is a Romania-based subsidiary of the UniCredit Group. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio primarily comprises personal, mortgage, housing, investment, short-term, subsidized, refinanced investment, and real estate project financing loans, as well as overdrafts, trade finance, and credit guarantees. At the end of 2013, the Bank had some 189 branches units and employed nearly 3,200 persons. The Bank is headquartered in Bucharest, Romania. UniCredit Tiriac Bank S.A. operates as a subsidiary of UniCredit Bank Austria AG.
UniCredit Tiriac Bank has been growing its revenues and asset by 7.68% and 13.0% a year on average in the last 10 years. Its loans and deposits have grown by 11.3% and 15.2% a year during that time and loans to deposits ratio reached 84.5% at the end of 2017. The company achieved an average return on equity of 9.30% in the last decade with net profit growing 3.90% a year on average. In terms of operating efficiency, its cost to income ratio reached 48.3% in 2017, compared to 48.7% average in the last decade.
Equity represented 8.53% of total assets or 16.2% of loans at the end of 2017. UniCredit Tiriac Bank's non-performing loans were 9.45% of total loans while provisions covered some 69.3% of NPLs at the end of 2017.
Helgi Library 
