Institutional Sign In

Go

City Union Bank

City Union Bank's net profit rose 15.3% to INR 6.83 bil in 2018

By Helgi Library - November 3, 2019

City Union Bank made a net profit of INR 6.83 bil under revenues of INR 21.2 bil in 2018, up 15.3% and 8.19% respectively compared to...

City Union Bank's net interest margin fell 0.541% to 3.78% in 2018

By Helgi Library - November 3, 2019

City Union Bank's net interest margin amounted to 3.78% in 2018, down from 3.80% compared to the previous year. Historical...

City Union Bank's share price (end of period) rose 29.8% to INR 209 in 2018

By Helgi Library - November 3, 2019

City Union Bank stock traded at INR 209 per share at the end of 2018 implying a market capitalization of USD 2,156 mil. Since the end o...

Profit Statement
Balance Sheet
Ratios
Valuation

Get all company financials in excel:

Download Sample   $19.99

Get all company financials in excel:

Download Sample   $19.99

City Union Bank's capital adequacy ratio fell 4.13% to 15.6% in 2018

By Helgi Library - November 3, 2019

City Union Bank's capital adequacy ratio reached 15.6% at the end of 2018, down from 16.2% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 16.5% in 2014 and an all time low of 12.2% in 2004. The Tier 1 ratio amoun...

City Union Bank's npls (as % of loans) fell 2.58% to 2.96% in 2018

By Helgi Library - November 3, 2019

City Union Bank's non-performing loans reached 2.96% of total loans at the end of 2018, down from 3.03% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.03% in 2017 and an all time low of 0.664% in 2008. Provision coverag...

City Union Bank's net interest income rose 12.7% to INR 16.1 bil in 2018

By Helgi Library - November 3, 2019

City Union Bank generated total banking revenues of INR 21.2 bil in 2018, up 8.19% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of INR 21.2 bil in 2018 and an...

City Union Bank's price/earnings (P/E) rose 13.8% to 22.0 in 2018

By Helgi Library - November 3, 2019

City Union Bank stock traded at INR 209 per share at the end 2018 implying a market capitalization of USD 2,156 mil. Since the end of 2013, the stock has appreciated by 353 % implying an annual average growth of 35.3 %. In absolute terms, the value of the company ...

City Union Bank's customer loan growth rose 2.60% to 17.3% in 2018

By Helgi Library - November 3, 2019

City Union Bank's customer loan growth reached 17.3% in 2018, up from 16.9% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 81.2% in 2002 and an all time low of -23.5% in 2001. In the last decade, the avera...

City Union Bank's total revenues rose 8.19% to INR 19.6 bil in 2018

By Helgi Library - November 3, 2019

City Union Bank generated total banking revenues of INR 19.6 bil in 2017, up 16.6% compared to the previous year. Indian banking sector banking sector generated total revenues of INR 4,320,359 mil in 2017, up 7.41% when compared to the last year. ...

City Union Bank's customer deposits rose 17.0% to INR 329 bil in 2018

By Helgi Library - November 3, 2019

City Union Bank's customer deposits reached INR 329 bil in 2017, up 9.09% compared to the previous year. Indian banking sector accepted customer deposits of INR 110,303 bil in 2017, up 3.61% when compared to the last year. City Union Bank accounted for 0....

City Union Bank's customer loans rose 17.3% to INR 279 bil in 2018

By Helgi Library - November 3, 2019

City Union Bank's customer loans reached INR 279 bil in 2017, up 16.9% compared to the previous year. Indian banking sector provided customer loans of INR 88,362 bil in 2017, up 7.04% when compared to the last year. City Union Bank accounted for 0.315% of...

More News

City Union Bank Logo

Finance

City Union Bank has been growing its revenues and asset by 19.2% and 17.2% a year on average in the last 10 years. Its loans and deposits have grown by 19.2% and 16.7% a year during that time and loans to deposits ratio reached 85.0% at the end of 2018. The company achieved an average return on equity of 18.8% in the last decade with net profit growing 18.8% a year on average. In terms of operating efficiency, its cost to income ratio reached 42.8% in 2018, compared to 46.3% average in the last decade.

Equity represented 10.7% of total assets or 14.8% of loans at the end of 2018. City Union Bank's non-performing loans were 2.96% of total loans while provisions covered some 39.0% of NPLs at the end of 2018.

Valuation

City Union Bank stock traded at INR 209 per share at the end of 2018 resulting in a market capitalization of USD 2,156 mil. Over the previous five years, stock price rose by 353% or 35.3% a year on average. That’s compared to an average ROE of 15.6% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 22.0x and price to book value (PBV) of 3.11x in 2018.