By Helgi Library - November 3, 2019
Dhanlaxmi Bank made a net profit of INR 0.198 bil under revenues of INR 1.06 bil in the second quarter of 2019, up 144% and 9...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank stock traded at INR 16.0 per share at the end of second quarter of 2019 implying a market capitalization of USD 58.7 ...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank's non-performing loans reached 7.48% of total loans at the end of 2019-03-31, up from 7.35% compared to the previo...
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By Helgi Library - November 3, 2019
Dhanlaxmi Bank's customer deposits reached INR 112 bil in 2016-09-30, down 0.647% compared to the previous year. Indian banking sector accepted customer deposits of INR 99,408 bil in 2016-09-30, up 4.01% when compared to the last year. Dhanlaxmi Bank acco...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank's net interest margin amounted to 2.94% in the first quarter of 2019, down from 3.06% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.06% in 4Q2018 and an all time low of 1...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank's capital adequacy ratio reached 13.8% at the end of first quarter of 2019, up from when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 14.6% in 3Q2010 and an all time low of 7.51% in 1Q2016. T...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank stock traded at INR 16.8 per share at the end first quarter of 2019 implying a market capitalization of USD 63.3 mil. Since the end of 1Q2014, the stock has appreciated by % implying an annual average growth of 0 %. In absolute terms, the value of the ...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank generated total banking revenues of INR 1.14 bil in the first quarter of 2019, down 1.13% when compared to the same period of last year and 3.53% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank stock traded at INR 16.8 per share at the end of first quarter of 2019 implying a market capitalization of USD 63.3 mil. Over the last five years, the stock has appreciated by % implying an annual average growth of 0 %. In absolute terms, the value of ...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank's Equity reached 7.38% of total assets in the 1Q2019, down from 7.68% for the previous year. As a share of net customer loans, the ratio amounted to 19.5% at the end of the first quarter of 2019. ...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank's customer loan growth reached 2.93% in 2019-03-31, up from -5.21% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 81.1% in 2011-03-31 and an all time low of -25.6% in 2012-09-30. In the last...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank's net interest margin amounted to 2.88% in 2018, up from 2.81% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.07% in 2006 and an all time low of 1.71% in 2011. The average margin ...
By Helgi Library - November 3, 2019
Dhanlaxmi Bank's capital adequacy ratio reached 13.8% at the end of 2018, down from 13.9% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 15.4% in 2008 and an all time low of 7.51% in 2015. The Tier 1 ratio amount...
Dhanlaxmi Bank has been growing its revenues and asset by 7.13% and 7.66% a year on average in the last 10 years. Its loans and deposits have grown by 7.00% and 7.87% a year during that time and loans to deposits ratio reached 59.3% at the end of 2018. The company achieved an average return on equity of -10.5% in the last decade with net profit growing -14.7% a year on average. In terms of operating efficiency, its cost to income ratio reached 76.2% in 2018, compared to 92.5% average in the last decade.
Equity represented 6.45% of total assets or 12.1% of loans at the end of 2018. Dhanlaxmi Bank's non-performing loans were 7.48% of total loans while provisions covered some 69.3% of NPLs at the end of 2018.
Dhanlaxmi Bank stock traded at INR 17.3 per share at the end of 2018 resulting in a market capitalization of USD 62.7 mil. Over the previous five years, stock price fell by 52% or 13.7% a year on average. That’s compared to an average ROE of -13.4% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 37.5x and price to book value (PBV) of 0.575x in 2018.
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