By Helgi Analytics - December 12, 2019
Fibabanka's customer loans reached TRY 14,529 mil in 2017, up 27.0% compared to the previous year. Turkish banking sector provi...
By Helgi Analytics - December 12, 2019
Fibabanka's customer deposits reached TRY 12,307 mil in 2017, up 27.9% compared to the previous year. Turkish banking sector ac...
By Helgi Analytics - June 30, 2018
Fibabanka made a net profit of TRY 162 mil in 2017, up 54.0% compared to the previous year. This implies a return on equity of 1...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | TRY mil | 357 | 466 | 622 |
| Net Fee Income | TRY mil | 20.6 | 23.9 | 42.4 |
| Other Income | TRY mil | 30.1 | 101 | 87.0 |
| Total Revenues | TRY mil | 408 | 591 | 751 |
| Staff Cost | TRY mil | 112 | 138 | 194 |
| Operating Profit | TRY mil | 191 | 324 | 400 |
| Provisions | TRY mil | 92.4 | 177 | 206 |
| Net Profit | TRY mil | 73.3 | 105 | 162 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | TRY mil | 69.6 | 58.1 | 321 |
| Customer Loans | TRY mil | 8,615 | 11,441 | 14,529 |
| Total Assets | TRY mil | 11,191 | 15,394 | 20,173 |
| Shareholders' Equity | TRY mil | 1,037 | 1,290 | 1,469 |
| Interbank Borrowing | TRY mil | 1,022 | 1,538 | 2,091 |
| Customer Deposits | TRY mil | 7,460 | 9,622 | 12,307 |
| Issued Debt Securities | TRY mil | 2,742 | 4,297 | 5,510 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | 9.04 | 9.03 | 11.7 |
| ROA | % | 0.763 | 0.790 | 0.909 |
| Costs (As % Of Assets) | % | 2.26 | 2.01 | 1.97 |
| Costs (As % Of Income) | % | 53.2 | 45.2 | 46.7 |
| Capital Adequacy Ratio | % | 13.6 | 13.5 | 16.1 |
| Net Interest Margin | % | 3.71 | 3.51 | 3.50 |
| Loans (As % Of Deposits) | % | 115 | 119 | 118 |
| NPLs (As % Of Loans) | % | 1.69 | 1.85 | 3.20 |
| Provisions (As % Of NPLs) | % | 53.3 | 39.6 | 36.5 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | 18.0 | 44.9 | 27.2 |
| Operating Cost Growth | % | 12.1 | 23.2 | 31.4 |
| Operating Profit Growth | % | 25.7 | 69.5 | 23.7 |
| Net Profit Growth | % | 2.52 | 43.2 | 54.0 |
| Customer Loan Growth | % | 39.2 | 32.8 | 27.0 |
| Total Asset Growth | % | 39.2 | 37.5 | 31.0 |
| Customer Deposit Growth | % | 42.2 | 29.0 | 27.9 |
| Shareholders' Equity Growth | % | 76.9 | 24.4 | 13.9 |
| Employees | 1,290 | 1,488 | 1,633 | |
Get all company financials in excel:
| summary | Unit | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | |||||||||||||||||||||||||||||||||||
| Net Interest Income | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 62.7 | 133 | 173 | 301 | 357 | |||||||||||
| Total Revenues | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 80.9 | 182 | 227 | 345 | 408 | |||||||||||
| Operating Profit | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.3 | 85.3 | 90.6 | 152 | 191 | |||||||||||
| Net Profit | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.61 | 46.3 | 39.2 | 71.5 | 73.3 | |||||||||||
| balance sheet | |||||||||||||||||||||||||||||||||||
| Interbank Loans | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.9 | 25.1 | 216 | 264 | 69.6 | |||||||||||
| Customer Loans | TRY mil | 2,107 | 3,221 | 5,180 | 6,190 | 8,615 | |||||||||||||||||||||||||||||
| Debt Securities | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 332 | 670 | 1,467 | 1,754 | 2,266 | |||||||||||
| Total Assets | TRY mil | 2,487 | 3,900 | 6,664 | 8,042 | 11,191 | |||||||||||||||||||||||||||||
| Shareholders' Equity | TRY mil | 233 | 383 | 497 | 586 | 1,037 | |||||||||||||||||||||||||||||
| Interbank Borrowing | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 29.7 | 310 | 564 | 850 | 1,022 | |||||||||||
| Customer Deposits | TRY mil | 2,051 | 2,689 | 4,548 | 5,246 | 7,460 | |||||||||||||||||||||||||||||
| Issued Debt Securities | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 43.3 | 819 | 1,598 | 2,272 | 2,742 | |||||||||||
| ratios | |||||||||||||||||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.71 | 15.0 | 8.91 | 13.2 | 9.04 | |||||||||||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.272 | 1.45 | 0.742 | 0.973 | 0.763 | |||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.40 | 3.03 | 2.58 | 2.63 | 2.26 | |||||||||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 71.2 | 53.1 | 60.1 | 56.0 | 53.2 | |||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.2 | 14.3 | 13.3 | 13.2 | 13.6 | |||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.70 | 4.16 | 3.27 | 4.10 | 3.71 | |||||||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 77.4 | 72.9 | 76.1 | 87.2 | 87.6 | |||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.2 | 3.88 | 5.25 | 4.91 | 5.04 | |||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 53.5 | 57.7 | 55.5 | 56.0 | 51.7 | |||||||||||
| Equity (As % Of Assets) | % | 9.38 | 9.81 | 7.46 | 7.29 | 9.27 | |||||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 103 | 120 | 114 | 118 | 115 | |||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 84.7 | 82.6 | 77.7 | 77.0 | 77.0 | |||||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.773 | 0.917 | 1.17 | 2.07 | 1.69 | |||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.9 | 47.1 | 58.0 | 43.5 | 53.3 |
| income statement | Unit | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | |||||||||||||||||||||||||||||||||||
| Interest Income | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 150 | 340 | 412 | 683 | 801 | |||||||||||
| Interest Cost | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 87.2 | 207 | 239 | 382 | 444 | |||||||||||
| Net Interest Income | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 62.7 | 133 | 173 | 301 | 357 | |||||||||||
| Net Fee Income | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10.7 | 7.07 | 11.9 | 17.0 | 20.6 | |||||||||||
| Other Income | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.59 | 42.3 | 42.2 | 27.3 | 30.1 | |||||||||||
| Total Revenues | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 80.9 | 182 | 227 | 345 | 408 | |||||||||||
| Staff Cost | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 30.9 | 55.9 | 75.7 | 108 | 112 | |||||||||||
| Operating Cost | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 57.7 | 96.8 | 136 | 194 | 217 | |||||||||||
| Operating Profit | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.3 | 85.3 | 90.6 | 152 | 191 | |||||||||||
| Provisions | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.2 | 24.3 | 37.8 | 60.1 | 92.4 | |||||||||||
| Extra and Other Cost | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||||||||||
| Pre-Tax Profit | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.06 | 61.1 | 52.7 | 91.8 | 98.5 | |||||||||||
| Tax | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.45 | 14.8 | 13.5 | 20.2 | 25.1 | |||||||||||
| Net Profit | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.61 | 46.3 | 39.2 | 71.5 | 73.3 | |||||||||||
| growth rates | |||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 93.2 | 112 | 30.2 | 74.3 | 18.6 | ||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 140 | -33.9 | 68.7 | 42.1 | 21.3 | ||||||||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 151 | 125 | 24.7 | 52.2 | 18.0 | ||||||||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.6 | 67.9 | 41.0 | 41.9 | 12.1 | ||||||||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -284 | 266 | 6.14 | 67.7 | 25.7 | ||||||||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -146 | 765 | -13.7 | 74.0 | 7.32 | ||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -132 | 903 | -15.3 | 82.5 | 2.52 | ||||||||||
| market share | |||||||||||||||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.138 | 0.250 | 0.281 | 0.388 | 0.411 | ... | ||||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.024 | 0.205 | 0.166 | 0.292 | 0.286 | ... | ||
| Market Share in Employees | % | 0.241 | 0.329 | 0.583 | 0.608 | 0.641 | |||||||||||||||||||||||||||||
| Market Share in Branches | % | 0.214 | 0.274 | 0.563 | 0.597 | 0.599 |
| balance sheet | Unit | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | |||||||||||||||||||||||||||||||||||
| Cash | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 243 | 431 | 812 | 1,027 | 1,470 | |||||||||||
| Interbank Loans | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.9 | 25.1 | 216 | 264 | 69.6 | |||||||||||
| Customer Loans | TRY mil | 2,107 | 3,221 | 5,180 | 6,190 | 8,615 | |||||||||||||||||||||||||||||
| Debt Securities | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 332 | 670 | 1,467 | 1,754 | 2,266 | |||||||||||
| Fixed Assets | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.7 | 22.1 | 40.1 | 37.0 | 197 | |||||||||||
| Total Assets | TRY mil | 2,487 | 3,900 | 6,664 | 8,042 | 11,191 | |||||||||||||||||||||||||||||
| Shareholders' Equity | TRY mil | 233 | 383 | 497 | 586 | 1,037 | |||||||||||||||||||||||||||||
| Liabilities | TRY mil | 2,254 | 3,518 | 6,167 | 7,455 | 10,154 | |||||||||||||||||||||||||||||
| Interbank Borrowing | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 29.7 | 310 | 564 | 850 | 1,022 | |||||||||||
| Customer Deposits | TRY mil | 2,051 | 2,689 | 4,548 | 5,246 | 7,460 | |||||||||||||||||||||||||||||
| Issued Debt Securities | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 43.3 | 819 | 1,598 | 2,272 | 2,742 | |||||||||||
| Other Liabilities | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 130 | -300 | -544 | -913 | -1,070 | |||||||||||
| asset quality | |||||||||||||||||||||||||||||||||||
| Non-Performing Loans | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 29.7 | 61.0 | 129 | 147 | |||||||||||
| Gross Loans | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,111 | 3,235 | 5,215 | 6,246 | 8,693 | |||||||||||
| Total Provisions | TRY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.72 | 14.0 | 35.4 | 56.3 | 78.3 | |||||||||||
| growth rates | |||||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 229 | 52.9 | 60.8 | 19.5 | 39.2 | ||||||||||||||||||||||||||||
| Total Asset Growth | % | ... | 176 | 56.8 | 70.9 | 20.7 | 39.2 | ||||||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 117 | 64.1 | 29.9 | 17.9 | 76.9 | ||||||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | 173 | 31.2 | 69.1 | 15.3 | 42.2 | ||||||||||||||||||||||||||||
| market share | |||||||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | 0.331 | 0.440 | 0.535 | 0.539 | 0.623 | |||||||||||||||||||||||||||||
| Market Share in Total Assets | % | 0.214 | 0.300 | 0.407 | 0.426 | 0.501 | |||||||||||||||||||||||||||||
| Market Share in Customer Deposits | % | 0.312 | 0.371 | 0.508 | 0.526 | 0.637 |
| ratios | Unit | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | |||||||||||||||||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.71 | 15.0 | 8.91 | 13.2 | 9.04 | |||||||||||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.272 | 1.45 | 0.742 | 0.973 | 0.763 | |||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.40 | 3.03 | 2.58 | 2.63 | 2.26 | |||||||||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 71.2 | 53.1 | 60.1 | 56.0 | 53.2 | |||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.2 | 14.3 | 13.3 | 13.2 | 13.6 | |||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.70 | 4.16 | 3.27 | 4.10 | 3.71 | |||||||||||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.12 | 3.46 | 2.86 | 3.68 | 3.29 | |||||||||||
| Asset Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.84 | 10.6 | 7.80 | 9.29 | 8.33 | |||||||||||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.72 | 7.17 | 4.93 | 5.60 | 5.05 | |||||||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 77.4 | 72.9 | 76.1 | 87.2 | 87.6 | |||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.2 | 3.88 | 5.25 | 4.91 | 5.04 | |||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.37 | 23.2 | 18.6 | 7.90 | 7.39 | |||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,495 | 4,227 | 2,872 | 3,297 | 2,762 | |||||||||||
| Cost Per Employee (Local Currency) | TRY per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,872 | 7,609 | 5,476 | 7,396 | 7,247 | |||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 53.5 | 57.7 | 55.5 | 56.0 | 51.7 | |||||||||||
| Equity (As % Of Assets) | % | 9.38 | 9.81 | 7.46 | 7.29 | 9.27 | |||||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 103 | 120 | 114 | 118 | 115 | |||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 84.7 | 82.6 | 77.7 | 77.0 | 77.0 | |||||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.773 | 0.917 | 1.17 | 2.07 | 1.69 | |||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.9 | 47.1 | 58.0 | 43.5 | 53.3 | |||||||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.224 | 0.433 | 0.683 | 0.909 | 0.908 | |||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.18 | 0.911 | 0.901 | 1.06 | 1.25 |
Get all company financials in excel:
By Helgi Analytics - June 30, 2018
Fibabanka employed 1,633 persons in 2017, up 9.74% when compared to the previous year. Historically, the bank's workforce hit an all time high of 1,633 persons in 2017 and an all time low of 97.0 in 2002. Average cost reached USD 2,709 per month per employee, ...
By Helgi Analytics - June 30, 2018
Fibabanka's non-performing loans reached 3.20% of total loans at the end of 2017, up from 1.85% compared to the previous year. Historically, the NPL ratio hit an all time high of 12.9% in 2002 and an all time low of 0.009% in 2004. Provision coverage amount...
By Helgi Analytics - June 30, 2018
Fibabanka generated total banking revenues of TRY 751 mil in 2017, up 27.2% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of TRY 751 mil in 2017 and an all tim...
By Helgi Analytics - June 30, 2018
Fibabanka's net interest margin amounted to 3.50% in 2017, down from 3.51% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 27.8% in 2002 and an all time low of 2.35% in 2005. The average margin in ...
By Helgi Analytics - June 30, 2018
Fibabanka's cost to income ratio reached 46.7% in 2017, up from 45.2% compared to the previous year. Historically, the bank’s costs reached an all time high of 341% of income in 2003 and an all time low of 45.2% in 2016. When compared to total assets, bank...
By Helgi Analytics - June 30, 2018
Fibabanka's customer loan growth reached 27.0% in 2017, down from 32.8% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 91,300% in 1997 and an all time low of -99.8% in 1996. In the last decade, the average...
By Helgi Analytics - July 16, 2018
Fibabanka generated total banking revenues of TRY 591 mil in 2016, up 44.9% compared to the previous year. Turkish banking sector banking sector generated total revenues of TRY 121,108 mil in 2016, up 22.1% when compared to the last year. As a r...
Fibabanka has been growing its revenues and asset by 30.2% and 33.1% a year on average in the last 10 years. Its loans and deposits have grown by 34.7% and 29.1% a year during that time and loans to deposits ratio reached 118% at the end of 2017. The company achieved an average return on equity of 4.53% in the last decade with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 46.7% in 2017, compared to 76.6% average in the last decade.
Equity represented 7.28% of total assets or 10.1% of loans at the end of 2017. Fibabanka's non-performing loans were 3.20% of total loans while provisions covered some 36.5% of NPLs at the end of 2017.
Helgi Analytics 
