By Helgi Library - November 1, 2023
mBank Czech Republic's mortgage loans reached CZK 25,448 mil in 3Q2023, down 2.33% compared to the previous year. Czech banking...
By Helgi Library - November 1, 2023
mBank Czech Republic's customer loans reached CZK 35,720 mil in 2023-06-30, down 1.29% compared to the previous year. Czech ban...
By Helgi Library - November 1, 2023
mBank Czech Republic's customer deposits reached CZK 64,133 mil in 2023-06-30, up 2.60% compared to the previous year. Czech ba...
Profit Statement | 2020 | 2021 | 2022 |
Balance Sheet | 2020 | 2021 | 2022 | |
Customer Loans | CZK mil | 29,488 | 36,933 | 31,231 |
Total Assets | CZK mil | 54,427 | 59,573 | 52,887 |
Customer Deposits | CZK mil | 54,427 | 59,573 | 52,887 |
Ratios | 2020 | 2021 | 2022 | |
Loans (As % Of Deposits) | % | 54.2 | 62.0 | 59.1 |
Growth Rates | 2020 | 2021 | 2022 | |
Customer Loan Growth | % | 26.3 | 25.2 | -15.4 |
Total Asset Growth | % | 24.4 | 9.46 | -11.2 |
Customer Deposit Growth | % | 24.4 | 9.46 | -11.2 |
Get all company financials in excel:
summary | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
balance sheet | |||||||||||||||||
Customer Loans | CZK mil | 20,225 | 21,969 | 22,534 | 23,353 | 29,488 | |||||||||||
Total Assets | CZK mil | 34,395 | 38,885 | 42,836 | 43,759 | 54,427 | |||||||||||
Customer Deposits | CZK mil | 34,395 | 38,885 | 42,836 | 43,759 | 54,427 | |||||||||||
ratios | |||||||||||||||||
Loans (As % Of Deposits) | % | 58.8 | 56.5 | 52.6 | 53.4 | 54.2 | |||||||||||
Loans (As % Assets) | % | 58.8 | 56.5 | 52.6 | 53.4 | 54.2 |
income statement | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
market share | |||||||||||||||||
Market Share in Branches | % | 1.27 | 1.18 | 1.23 | 1.48 | 1.78 |
balance sheet | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
balance sheet | |||||||||||||||||
Customer Loans | CZK mil | 20,225 | 21,969 | 22,534 | 23,353 | 29,488 | |||||||||||
Retail Loans | CZK mil | ... | ... | ... | ... | ... | ... | 20,225 | 21,969 | 22,534 | 23,353 | 29,488 | |||||
Mortgage Loans | CZK mil | ... | ... | ... | ... | ... | ... | 17,396 | 18,202 | 18,274 | 18,494 | 23,827 | |||||
Consumer Loans | CZK mil | ... | ... | ... | ... | ... | ... | 2,829 | 3,767 | 4,260 | 4,859 | 5,661 | |||||
Total Assets | CZK mil | 34,395 | 38,885 | 42,836 | 43,759 | 54,427 | |||||||||||
Customer Deposits | CZK mil | 34,395 | 38,885 | 42,836 | 43,759 | 54,427 | |||||||||||
Retail Deposits | CZK mil | 34,395 | 38,885 | 42,836 | 43,759 | 54,427 | |||||||||||
Sight Deposits | CZK mil | ... | ... | ... | ... | ... | ... | 18,857 | 22,257 | 25,189 | 26,419 | 32,217 | ... | ||||
Term Deposits | CZK mil | ... | ... | ... | ... | ... | ... | 15,538 | 16,628 | 17,647 | 17,339 | 22,210 | ... | ||||
growth rates | |||||||||||||||||
Customer Loan Growth | % | ... | ... | 10.0 | 8.62 | 2.57 | 3.63 | 26.3 | |||||||||
Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 10.0 | 8.62 | 2.57 | 3.63 | 26.3 | ||||
Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 9.71 | 4.63 | 0.393 | 1.21 | 28.8 | ||||
Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 11.8 | 33.1 | 13.1 | 14.0 | 16.5 | ||||
Total Asset Growth | % | ... | 20.9 | 13.1 | 10.2 | 2.15 | 24.4 | ||||||||||
Customer Deposit Growth | % | ... | 20.9 | 13.1 | 10.2 | 2.15 | 24.4 | ||||||||||
Retail Deposit Growth | % | ... | 20.9 | 13.1 | 10.2 | 2.15 | 24.4 | ||||||||||
market share | |||||||||||||||||
Market Share in Customer Loans | % | 0.686 | 0.712 | 0.682 | 0.677 | 0.820 | |||||||||||
Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | 1.43 | 1.44 | 1.37 | 1.34 | 1.59 | |||||
Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | 0.772 | 0.987 | 1.07 | 1.17 | 1.34 | |||||
Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | 1.65 | 1.59 | 1.47 | 1.39 | 1.66 | |||||
Market Share in Total Assets | % | 0.577 | 0.555 | 0.588 | 0.579 | 0.683 | |||||||||||
Market Share in Customer Deposits | % | 0.913 | 0.933 | 0.964 | 0.923 | 1.05 | |||||||||||
Market Share in Retail Deposits | % | 1.56 | 1.64 | 1.67 | 1.61 | 1.78 |
ratios | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
revenues (as % of rwa) | |||||||||||||||||
Loans (As % Of Deposits) | % | 58.8 | 56.5 | 52.6 | 53.4 | 54.2 | |||||||||||
Loans (As % Assets) | % | 58.8 | 56.5 | 52.6 | 53.4 | 54.2 |
other data | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
Branches | 26.0 | 23.0 | 24.0 | 28.0 | 30.0 |
customer breakdown | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
Customers | mil | 0.612 | 0.634 | 0.642 | 0.667 | 0.703 | |||||||||||
Number of Accounts | mil | ... | ... | ... | ... | ... | ... | 0.572 | 0.593 | 0.601 | 0.625 | 0.659 | ... | ||||
Average Size of Deposit | CZK | ... | ... | ... | ... | ... | ... | 60,160 | 65,599 | 71,302 | 70,034 | 82,650 | ... | ||||
Accounts (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | 93.4 | 93.6 | 93.6 | 93.7 | 93.7 | ... | ||||
Loan per Customer (Local Currency) | CZK | 33,031 | 34,673 | 35,089 | 35,009 | 41,966 | |||||||||||
Deposit per Customer (Local Currency) | CZK | 56,174 | 61,372 | 66,703 | 65,600 | 77,459 | |||||||||||
Loan per Customer | USD | 1,288 | 1,629 | 1,562 | 1,548 | 1,962 | |||||||||||
Deposit per Customer | USD | 2,191 | 2,883 | 2,969 | 2,900 | 3,622 |
Get all company financials in excel:
By Helgi Library - November 1, 2023
mBank Czech Republic's consumer loans reached CZK 9,666 mil in 2023-06-30, up 2.16% compared to the previous year. Czech banking sector provided consumer loans of CZK 486 bil in 2023-06-30, up 2.85% when compared to the last year. mBank Czech Republic acc...
By Helgi Library - November 1, 2023
mBank Czech Republic's retail loans reached CZK 35,720 mil in the second quarter of 2023, down 1.29% compared to the previous year. Czech banking sector provided retail loans of CZK 2,203 bil in 2Q2023, up 2.19% when compared to the last year. mBank Czech...
By Helgi Library - November 1, 2023
mBank Czech Republic's retail deposits reached CZK 64,133 mil in 2023-06-30, up 2.60% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,513 bil in 2023-06-30, up 1.93% when compared to the last year. mBank Czech Republi...
By Helgi Library - November 1, 2023
mBank Czech Republic's retail loans reached CZK 35,247 mil at the end of 2023-09-30, down 1.32% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 100% of the bank's loan boo...
By Helgi Library - November 1, 2023
mBank Czech Republic's customer loan growth reached -5.46% in 2023-09-30, down from 1.67% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 5,898% in 2009-03-31 and an all time low of -5.95% in 2023-06-30. In...
By Helgi Library - June 28, 2023
mBank Czech Republic's mortgage loans reached CZK 29,671 mil in 2021, up 24.5% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,595 in 2021, up 11.1% when compared to the last year. mBank Czech Republic accounted for 1....
By Helgi Library - June 28, 2023
mBank Czech Republic's customer loans reached CZK 36,933 mil in 2021, up 25.2% compared to the previous year. Czech banking sector provided customer loans of CZK 3,848 bil in 2021, up 7.01% when compared to the last year. mBank Czech Republic accounted fo...
By Helgi Library - June 28, 2023
mBank Czech Republic's customer deposits reached CZK 59,573 mil in 2021, up 9.46% compared to the previous year. Czech banking sector accepted customer deposits of CZK 5,502 bil in 2021, up 6.59% when compared to the last year. mBank Czech Republic accoun...
By Helgi Library - June 28, 2023
mBank Czech Republic's retail deposits reached CZK 59,573 mil in 2021, up 9.46% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,265 bil in 2021, up 6.80% when compared to the last year. mBank Czech Republic accounted ...
By Helgi Library - June 28, 2023
mBank Czech Republic's consumer loans reached CZK 7,262 mil in 2021, up 28.3% compared to the previous year. Czech banking sector provided consumer loans of CZK 448 bil in 2021, up 6.00% when compared to the last year. mBank Czech Republic accounted for 1...
mBank Czech Republic has been growing its revenues and asset by % and 6.52% a year on average in the last 3 years. Its loans and deposits have grown by 10.2% and 6.52% a year during that time and loans to deposits ratio reached 59.1% at the end of 2022. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2022, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2022. mBank Czech Republic's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2022.