By Helgi Analytics - November 23, 2022
mBank Czech Republic's customer deposits reached CZK 61,681 mil in 2022-09-30, up 1.82% compared to the previous year. Czech ba...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's customer loans reached CZK 36,651 mil in 2022-09-30, down 3.56% compared to the previous year. Czech ban...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's mortgage loans reached CZK 27,539 mil in 2022-09-30, down 5.75% compared to the previous year. Czech ban...
| Profit Statement | 2019 | 2020 | 2021 | |
| Balance Sheet | 2019 | 2020 | 2021 | |
| Customer Loans | CZK mil | 23,353 | 29,758 | 36,933 |
| Total Assets | CZK mil | 43,759 | 54,427 | 59,574 |
| Customer Deposits | CZK mil | 43,759 | 54,427 | 59,574 |
| Ratios | 2019 | 2020 | 2021 | |
| Loans (As % Of Deposits) | % | 53.4 | 54.7 | 62.0 |
| Growth Rates | 2019 | 2020 | 2021 | |
| Customer Loan Growth | % | 3.63 | 27.4 | 24.1 |
| Total Asset Growth | % | 2.15 | 24.4 | 9.46 |
| Customer Deposit Growth | % | 2.15 | 24.4 | 9.46 |
Get all company financials in excel:
| summary | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| balance sheet | ||||||||||||||||
| Customer Loans | CZK mil | 18,387 | 20,225 | 21,969 | 22,534 | 23,353 | ||||||||||
| Total Assets | CZK mil | 28,459 | 34,396 | 38,885 | 42,836 | 43,759 | ||||||||||
| Customer Deposits | CZK mil | 28,459 | 34,396 | 38,885 | 42,836 | 43,759 | ||||||||||
| ratios | ||||||||||||||||
| Loans (As % Of Deposits) | % | 64.6 | 58.8 | 56.5 | 52.6 | 53.4 | ||||||||||
| Loans (As % Assets) | % | 64.6 | 58.8 | 56.5 | 52.6 | 53.4 |
| income statement | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| market share | ||||||||||||||||
| Market Share in Branches | % | 1.20 | 1.27 | 1.18 | 1.23 | 1.48 | ... |
| balance sheet | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| balance sheet | ||||||||||||||||
| Customer Loans | CZK mil | 18,387 | 20,225 | 21,969 | 22,534 | 23,353 | ||||||||||
| Retail Loans | CZK mil | ... | ... | ... | ... | ... | ... | 18,387 | 20,225 | 21,969 | 22,534 | 23,353 | ||||
| Mortgage Loans | CZK mil | ... | ... | ... | ... | ... | ... | 15,856 | 17,396 | 18,202 | 18,274 | 18,494 | ||||
| Consumer Loans | CZK mil | ... | ... | ... | ... | ... | ... | 2,531 | 2,829 | 3,767 | 4,260 | 4,859 | ||||
| Total Assets | CZK mil | 28,459 | 34,396 | 38,885 | 42,836 | 43,759 | ||||||||||
| Customer Deposits | CZK mil | 28,459 | 34,396 | 38,885 | 42,836 | 43,759 | ||||||||||
| Retail Deposits | CZK mil | 28,459 | 34,396 | 38,885 | 42,836 | 43,759 | ||||||||||
| Sight Deposits | CZK mil | ... | ... | ... | ... | ... | ... | 14,967 | 18,857 | 22,257 | 25,189 | 26,419 | ||||
| Term Deposits | CZK mil | ... | ... | ... | ... | ... | ... | 13,492 | 15,538 | 16,628 | 17,648 | 17,339 | ||||
| growth rates | ||||||||||||||||
| Customer Loan Growth | % | ... | ... | 25.6 | 10.0 | 8.62 | 2.57 | 3.63 | ||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 25.6 | 10.0 | 8.62 | 2.57 | 3.63 | |||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 25.2 | 9.71 | 4.63 | 0.393 | 1.21 | |||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 28.0 | 11.8 | 33.1 | 13.1 | 14.0 | |||
| Total Asset Growth | % | ... | 15.5 | 20.9 | 13.1 | 10.2 | 2.15 | |||||||||
| Customer Deposit Growth | % | ... | 15.5 | 20.9 | 13.1 | 10.2 | 2.15 | |||||||||
| Retail Deposit Growth | % | ... | 15.5 | 20.9 | 13.1 | 10.2 | 2.15 | |||||||||
| market share | ||||||||||||||||
| Market Share in Customer Loans | % | 0.661 | 0.686 | 0.712 | 0.682 | 0.677 | ||||||||||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | 0.719 | 0.772 | 0.987 | 1.07 | 1.17 | ||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | 1.39 | 1.42 | 1.44 | 1.37 | 1.34 | ||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | 1.63 | 1.65 | 1.59 | 1.47 | 1.39 | ||||
| Market Share in Total Assets | % | 0.513 | 0.571 | 0.550 | 0.584 | 0.580 | ||||||||||
| Market Share in Customer Deposits | % | 0.808 | 0.913 | 0.933 | 0.964 | 0.923 | ||||||||||
| Market Share in Retail Deposits | % | 1.40 | 1.56 | 1.64 | 1.67 | 1.61 |
| ratios | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| revenues (as % of rwa) | ||||||||||||||||
| Loans (As % Of Deposits) | % | 64.6 | 58.8 | 56.5 | 52.6 | 53.4 | ||||||||||
| Loans (As % Assets) | % | 64.6 | 58.8 | 56.5 | 52.6 | 53.4 |
| other data | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Branches | 26.0 | 26.0 | 23.0 | 24.0 | 28.0 |
| customer breakdown | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Customers | mil | 0.557 | 0.612 | 0.634 | 0.642 | 0.667 | ||||||||||
| Number of Accounts | mil | ... | ... | ... | ... | ... | ... | 0.516 | 0.572 | 0.593 | 0.601 | 0.625 | ||||
| Average Size of Deposit | CZK | ... | ... | ... | ... | ... | ... | 55,141 | 60,160 | 65,599 | 71,302 | 70,034 | ||||
| Accounts (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | 92.7 | 93.4 | 93.6 | 93.6 | 93.7 | ||||
| Loan per Customer (Local Currency) | CZK | 33,018 | 33,031 | 34,674 | 35,089 | 35,009 | ||||||||||
| Deposit per Customer (Local Currency) | CZK | 51,106 | 56,174 | 61,372 | 66,703 | 65,600 | ||||||||||
| Loan per Customer | USD | 1,330 | 1,288 | 1,629 | 1,562 | 1,548 | ||||||||||
| Deposit per Customer | USD | 2,059 | 2,191 | 2,883 | 2,969 | 2,900 |
Get all company financials in excel:
By Helgi Analytics - November 23, 2022
mBank Czech Republic's retail deposits reached CZK 61,681 mil in 2022-09-30, up 1.82% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,346 bil in 2022-09-30, up 0.685% when compared to the last year. mBank Czech Republ...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's consumer loans reached CZK 8,783 mil in 2022-06-30, up 9.20% compared to the previous year. Czech banking sector provided consumer loans of CZK 462 bil in 2022-06-30, up 0.846% when compared to the last year. mBank Czech Republic ac...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's retail loans reached CZK 36,651 mil in the third quarter of 2022, down 3.56% compared to the previous year. Czech banking sector provided retail loans of CZK 2,121 bil in 3Q2022, up 1.19% when compared to the last year. mBank Czech ...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's retail loans reached CZK 36,651 mil at the end of 2022-09-30, down 3.56% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 100% of the bank's loan boo...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's customer loan growth reached -0.056% in 2022-09-30, down from 38.2% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 5,898% in 2009-03-31 and an all time low of -0.056% in 2022-09-30. ...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's customer deposits reached CZK 61,681 mil in 2022-09-30, up 1.82% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,417 bil in 2022-09-30, up 1.21% when compared to the last year. mBank Czech Rep...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's mortgage loans reached CZK 24,097 mil in 2020, up 30.3% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,436 bil in 2020, up 7.98% when compared to the last year. mBank Czech Republic accounted fo...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's customer loans reached CZK 36,933 mil in 2021, up 24.1% compared to the previous year. Czech banking sector provided customer loans of CZK 3,848 bil in 2021, up 7.01% when compared to the last year. mBank Czech Republic accounted fo...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's customer deposits reached CZK 59,574 mil in 2021, up 9.46% compared to the previous year. Czech banking sector accepted customer deposits of CZK 5,502 bil in 2021, up 6.59% when compared to the last year. mBank Czech Republic accoun...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's consumer loans reached CZK 5,661 mil in 2020, up 16.5% compared to the previous year. Czech banking sector provided consumer loans of CZK 423 bil in 2020, up 1.82% when compared to the last year. mBank Czech Republic accounted for 1...
mBank Czech Republic has been growing its revenues and asset by % and 11.6% a year on average in the last 3 years. Its loans and deposits have grown by 17.9% and 11.6% a year during that time and loans to deposits ratio reached 62.0% at the end of 2021. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2021, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2021. mBank Czech Republic's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2021.
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