By Helgi Library - November 24, 2022
PPF Banka's net interest margin amounted to 2.57% in the third quarter of 2022, up from 2.39% when compared to the previous quar...
By Helgi Library - November 24, 2022
PPF Banka made a net profit of CZK 746 mil in the third quarter of 2022, up 94.6% when compared to the same period of last year. ...
By Helgi Library - November 24, 2022
PPF Banka made a net profit of CZK 746 mil under revenues of CZK 1,261 mil in the third quarter of 2022, up 94.6% and 77.8% ...
| Profit Statement | 2019 | 2020 | 2021 | |
| Net Interest Income | CZK mil | 4,112 | 3,292 | 2,827 |
| Net Fee Income | CZK mil | 130 | 209 | 224 |
| Other Income | CZK mil | -706 | 458 | 211 |
| Total Revenues | CZK mil | 3,536 | 3,959 | 3,263 |
| Staff Cost | CZK mil | 393 | 435 | 445 |
| Operating Profit | CZK mil | 2,555 | 3,061 | 1,907 |
| Provisions | CZK mil | -74.0 | 1,750 | -221 |
| Net Profit | CZK mil | 2,088 | 1,133 | 1,747 |
| Balance Sheet | 2019 | 2020 | 2021 | |
| Interbank Loans | CZK mil | 3,636 | 4,130 | 134,780 |
| Customer Loans | CZK mil | 41,109 | 35,745 | 43,351 |
| Investments | CZK mil | 24,717 | 38,605 | 48,898 |
| Total Assets | CZK mil | 226,958 | 169,723 | 236,622 |
| Shareholders' Equity | CZK mil | 14,295 | 15,414 | 16,543 |
| Interbank Borrowing | CZK mil | 25,743 | 1,993 | 40,966 |
| Customer Deposits | CZK mil | 172,805 | 131,462 | 145,548 |
| Issued Debt Securities | CZK mil | 3,536 | 3,122 | 4,411 |
| Ratios | 2019 | 2020 | 2021 | |
| ROE | % | 16.1 | 7.63 | 10.9 |
| ROA | % | 0.904 | 0.571 | 0.860 |
| Costs (As % Of Assets) | % | 0.425 | 0.453 | 0.667 |
| Costs (As % Of Income) | % | 27.7 | 22.7 | 41.5 |
| Capital Adequacy Ratio | % | 18.3 | 24.5 | 20.3 |
| Net Interest Margin | % | 1.78 | 1.66 | 1.39 |
| Loans (As % Of Deposits) | % | 23.8 | 27.2 | 29.8 |
| NPLs (As % Of Loans) | % | 6.79 | 8.26 | 4.14 |
| Provisions (As % Of NPLs) | % | 35.3 | 70.3 | 61.7 |
| Growth Rates | 2019 | 2020 | 2021 | |
| Total Revenue Growth | % | -5.35 | 12.0 | -17.6 |
| Operating Cost Growth | % | 0.204 | -8.46 | 50.9 |
| Operating Profit Growth | % | -7.33 | 19.8 | -37.7 |
| Net Profit Growth | % | -5.18 | -45.7 | 54.2 |
| Customer Loan Growth | % | 19.4 | -13.0 | 21.3 |
| Total Asset Growth | % | -3.49 | -25.2 | 39.4 |
| Customer Deposit Growth | % | 30.1 | -23.9 | 10.7 |
| Shareholders' Equity Growth | % | 23.0 | 7.83 | 7.32 |
| Employees | 237 | 240 | 238 | |
Get all company financials in excel:
| summary | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| income statement | |||||||||||||||||||||
| Net Interest Income | CZK mil | 2,645 | 2,163 | 2,457 | 3,468 | 4,112 | |||||||||||||||
| Total Revenues | CZK mil | 3,226 | 2,872 | 3,038 | 3,736 | 3,536 | |||||||||||||||
| Operating Profit | CZK mil | 2,382 | 1,915 | 2,085 | 2,757 | 2,555 | |||||||||||||||
| Net Profit | CZK mil | 1,153 | 1,356 | 1,521 | 2,202 | 2,088 | |||||||||||||||
| balance sheet | |||||||||||||||||||||
| Interbank Loans | CZK mil | 4,664 | 5,783 | 3,355 | 5,131 | 3,636 | |||||||||||||||
| Customer Loans | CZK mil | 26,276 | 27,983 | 33,236 | 34,437 | 41,109 | |||||||||||||||
| Investments | CZK mil | 37,907 | 42,626 | 37,900 | 31,440 | 24,717 | |||||||||||||||
| Total Assets | CZK mil | 103,517 | 136,810 | 232,941 | 235,162 | 226,958 | |||||||||||||||
| Shareholders' Equity | CZK mil | 7,375 | 8,863 | 10,144 | 11,620 | 14,295 | |||||||||||||||
| Interbank Borrowing | CZK mil | 1,658 | 6,819 | 38,963 | 66,306 | 25,743 | |||||||||||||||
| Customer Deposits | CZK mil | 58,440 | 103,060 | 157,384 | 132,785 | 172,805 | |||||||||||||||
| Issued Debt Securities | CZK mil | 26,405 | 14,818 | 17,485 | 18,763 | 3,536 | |||||||||||||||
| ratios | |||||||||||||||||||||
| ROE | % | ... | 15.7 | 16.7 | 16.0 | 20.2 | 16.1 | ||||||||||||||
| ROA | % | ... | 1.09 | 1.13 | 0.823 | 0.941 | 0.904 | ||||||||||||||
| Costs (As % Of Assets) | % | ... | 0.797 | 0.796 | 0.515 | 0.418 | 0.425 | ||||||||||||||
| Costs (As % Of Income) | % | 26.2 | 33.3 | 31.4 | 26.2 | 27.7 | |||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | 14.6 | 14.8 | 16.2 | 16.3 | 18.3 | ||||||||||||
| Net Interest Margin | % | ... | 2.50 | 1.80 | 1.33 | 1.48 | 1.78 | ||||||||||||||
| Interest Income (As % Of Revenues) | % | 82.0 | 75.3 | 80.9 | 92.8 | 116 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | 7.01 | 7.03 | 4.25 | 3.53 | 3.68 | |||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 35.9 | 36.9 | 36.8 | 39.0 | 40.1 | |||||||||||||||
| Equity (As % Of Assets) | % | 7.12 | 6.48 | 4.35 | 4.94 | 6.30 | |||||||||||||||
| Loans (As % Of Deposits) | % | 45.0 | 27.2 | 21.1 | 25.9 | 23.8 | |||||||||||||||
| Loans (As % Assets) | % | 25.4 | 20.5 | 14.3 | 14.6 | 18.1 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | 8.95 | 7.63 | 10.4 | 12.9 | 6.79 | ||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | 64.7 | 58.2 | 29.9 | 29.0 | 35.3 |
| income statement | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| income statement | |||||||||||||||||||||
| Interest Income | CZK mil | 3,351 | 2,739 | 2,902 | 4,314 | 6,073 | |||||||||||||||
| Interest Cost | CZK mil | 706 | 576 | 445 | 846 | 1,961 | |||||||||||||||
| Net Interest Income | CZK mil | 2,645 | 2,163 | 2,457 | 3,468 | 4,112 | |||||||||||||||
| Net Fee Income | CZK mil | 226 | 202 | 129 | 132 | 130 | |||||||||||||||
| Fee Income | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 209 | ||
| Fee Expense | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 79.0 | ||
| Other Income | CZK mil | 355 | 507 | 452 | 136 | -706 | |||||||||||||||
| Total Revenues | CZK mil | 3,226 | 2,872 | 3,038 | 3,736 | 3,536 | |||||||||||||||
| Staff Cost | CZK mil | 303 | 353 | 351 | 382 | 393 | |||||||||||||||
| Depreciation | CZK mil | 32.0 | 27.0 | 31.0 | 40.0 | 74.0 | |||||||||||||||
| Other Cost | CZK mil | 509 | 577 | 571 | 557 | 514 | |||||||||||||||
| Operating Cost | CZK mil | 844 | 957 | 953 | 979 | 981 | |||||||||||||||
| Operating Profit | CZK mil | 2,382 | 1,915 | 2,085 | 2,757 | 2,555 | |||||||||||||||
| Provisions | CZK mil | 939 | 285 | 177 | 68.0 | -74.0 | |||||||||||||||
| Extra and Other Cost | CZK mil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||
| Pre-Tax Profit | CZK mil | 1,443 | 1,630 | 1,908 | 2,689 | 2,629 | |||||||||||||||
| Tax | CZK mil | 290 | 274 | 387 | 487 | 541 | |||||||||||||||
| Minorities | CZK mil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||
| Net Profit | CZK mil | 1,153 | 1,356 | 1,521 | 2,202 | 2,088 | |||||||||||||||
| Net Profit Avail. to Common | CZK mil | 1,153 | 1,356 | 1,521 | 2,202 | 2,088 | |||||||||||||||
| Dividends | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | ||
| growth rates | |||||||||||||||||||||
| Net Interest Income Growth | % | ... | 24.0 | -18.2 | 13.6 | 41.1 | 18.6 | ||||||||||||||
| Net Fee Income Growth | % | ... | -19.3 | -10.6 | -36.1 | 2.33 | -1.52 | ||||||||||||||
| Total Revenue Growth | % | ... | 33.6 | -11.0 | 5.78 | 23.0 | -5.35 | ||||||||||||||
| Operating Cost Growth | % | ... | -20.5 | 13.4 | -0.418 | 2.73 | 0.204 | ||||||||||||||
| Operating Profit Growth | % | ... | 76.1 | -19.6 | 8.88 | 32.2 | -7.33 | ||||||||||||||
| Pre-Tax Profit Growth | % | ... | 61.6 | 13.0 | 17.1 | 40.9 | -2.23 | ||||||||||||||
| Net Profit Growth | % | ... | 64.7 | 17.6 | 12.2 | 44.8 | -5.18 | ||||||||||||||
| market share | |||||||||||||||||||||
| Market Share in Revenues | % | 1.85 | 1.59 | 1.70 | 1.96 | 1.75 | |||||||||||||||
| Market Share in Net Profit | % | 1.74 | 1.83 | 2.02 | 2.70 | 2.29 | |||||||||||||||
| Market Share in Employees | % | 0.476 | 0.512 | 0.537 | 0.561 | 0.570 | |||||||||||||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.185 | 0.196 | 0.103 | 0.102 | 0.105 |
| balance sheet | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| balance sheet | |||||||||||||||||||||
| Cash & Cash Equivalents | CZK mil | 31,952 | 60,032 | 156,926 | 163,539 | 156,713 | |||||||||||||||
| Interbank Loans | CZK mil | 4,664 | 5,783 | 3,355 | 5,131 | 3,636 | |||||||||||||||
| Customer Loans | CZK mil | 26,276 | 27,983 | 33,236 | 34,437 | 41,109 | |||||||||||||||
| Retail Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 117 | ... | |
| Corporate Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15,806 | ... | |
| Investments | CZK mil | 37,907 | 42,626 | 37,900 | 31,440 | 24,717 | |||||||||||||||
| Property and Equipment | CZK mil | 83.0 | 86.0 | 132 | 182 | 167 | |||||||||||||||
| Intangible Assets | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 193 | ||
| Total Assets | CZK mil | 103,517 | 136,810 | 232,941 | 235,162 | 226,958 | |||||||||||||||
| Shareholders' Equity | CZK mil | 7,375 | 8,863 | 10,144 | 11,620 | 14,295 | |||||||||||||||
| Of Which Minority Interest | CZK mil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||
| Liabilities | CZK mil | 96,142 | 127,947 | 222,797 | 223,542 | 212,663 | |||||||||||||||
| Interbank Borrowing | CZK mil | 1,658 | 6,819 | 38,963 | 66,306 | 25,743 | |||||||||||||||
| Customer Deposits | CZK mil | 58,440 | 103,060 | 157,384 | 132,785 | 172,805 | |||||||||||||||
| Retail Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24,018 | 5,143 | 3,011 | 4,255 | 5,730 | |||
| Corporate Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13,400 | 59,046 | 32,085 | 17,509 | 16,313 | |||
| Sight Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41,202 | 77,785 | 135,662 | 116,334 | ... | ... | ... | ||
| Term Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17,326 | 25,275 | 21,722 | 16,451 | ... | ... | ... | ||
| Issued Debt Securities | CZK mil | 26,405 | 14,818 | 17,485 | 18,763 | 3,536 | |||||||||||||||
| Other Liabilities | CZK mil | 9,639 | 3,250 | 8,965 | 5,688 | 10,579 | |||||||||||||||
| asset quality | |||||||||||||||||||||
| Non-Performing Loans | CZK mil | ... | 2,496 | 2,235 | 3,567 | 4,612 | 2,861 | ||||||||||||||
| Gross Loans | CZK mil | 27,891 | 29,283 | 34,303 | 35,774 | 42,119 | |||||||||||||||
| Risk-Weighted Assets | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 60,407 | 64,192 | 70,053 | 70,034 | 56,042 | |||
| Total Provisions | CZK mil | ... | 1,615 | 1,300 | 1,067 | 1,337 | 1,010 | ||||||||||||||
| growth rates | |||||||||||||||||||||
| Customer Loan Growth | % | ... | 12.0 | 6.50 | 18.8 | 3.61 | 19.4 | ||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Total Asset Growth | % | ... | -4.36 | 32.2 | 70.3 | 0.953 | -3.49 | ||||||||||||||
| Shareholders' Equity Growth | % | ... | 0.354 | 20.2 | 14.5 | 14.6 | 23.0 | ||||||||||||||
| Customer Deposit Growth | % | ... | -25.9 | 76.4 | 52.7 | -15.6 | 30.1 | ||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -35.9 | -78.6 | -41.5 | 41.3 | 34.7 | ||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -22.4 | 341 | -45.7 | -45.4 | -6.83 | ||
| market share | |||||||||||||||||||||
| Market Share in Customer Loans | % | 0.944 | 0.948 | 1.08 | 1.04 | 1.19 | |||||||||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.41 | ... | |
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.007 | ... | |
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.007 | ... | |
| Market Share in Total Assets | % | 1.89 | 2.30 | 3.33 | 3.23 | 3.00 | |||||||||||||||
| Market Share in Customer Deposits | % | 1.66 | 2.74 | 3.77 | 2.99 | 3.65 | |||||||||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.18 | 0.233 | 0.127 | 0.166 | 0.210 | |||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.45 | 6.45 | 3.22 | 1.68 | 1.49 |
| ratios | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| ROE | % | ... | 15.7 | 16.7 | 16.0 | 20.2 | 16.1 | ||||||||||||||
| ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| ROE (@ 15% of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.9 | 14.5 | 15.1 | 21.0 | 22.1 | ||
| ROA | % | ... | 1.09 | 1.13 | 0.823 | 0.941 | 0.904 | ||||||||||||||
| Return on Loans | % | ... | 4.64 | 5.00 | 4.97 | 6.51 | 5.53 | ||||||||||||||
| Operating Profit (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.29 | 3.07 | 3.11 | 3.94 | 4.05 | ||
| Costs (As % Of Assets) | % | ... | 0.797 | 0.796 | 0.515 | 0.418 | 0.425 | ||||||||||||||
| Costs (As % Of Income) | % | 26.2 | 33.3 | 31.4 | 26.2 | 27.7 | |||||||||||||||
| Costs (As % Of Loans) | % | ... | 3.39 | 3.53 | 3.11 | 2.89 | 2.60 | ||||||||||||||
| Costs (As % Of Loans & Deposits) | % | ... | 0.902 | 0.887 | 0.593 | 0.547 | 0.515 | ||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | 14.6 | 14.8 | 16.2 | 16.3 | 18.3 | ||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.0 | 13.4 | 14.2 | 16.3 | 18.3 | ||
| Net Interest Margin | % | ... | 2.50 | 1.80 | 1.33 | 1.48 | 1.78 | ||||||||||||||
| Interest Spread | % | ... | 2.45 | 1.77 | 1.32 | 1.46 | 1.73 | ||||||||||||||
| Asset Yield | % | ... | 3.16 | 2.28 | 1.57 | 1.84 | 2.63 | ||||||||||||||
| Revenues (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.81 | 4.61 | 4.53 | 5.33 | 5.61 | ||
| Cost Of Liabilities | % | ... | 0.717 | 0.514 | 0.254 | 0.379 | 0.899 | ||||||||||||||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | ||
| Interest Income (As % Of Revenues) | % | 82.0 | 75.3 | 80.9 | 92.8 | 116 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | 7.01 | 7.03 | 4.25 | 3.53 | 3.68 | |||||||||||||||
| Other Income (As % Of Revenues) | % | 11.0 | 17.7 | 14.9 | 3.64 | -20.0 | |||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 35.9 | 36.9 | 36.8 | 39.0 | 40.1 | |||||||||||||||
| Equity (As % Of Assets) | % | 7.12 | 6.48 | 4.35 | 4.94 | 6.30 | |||||||||||||||
| Equity (As % Of Loans) | % | 28.1 | 31.7 | 30.5 | 33.7 | 34.8 | |||||||||||||||
| Loans (As % Of Deposits) | % | 45.0 | 27.2 | 21.1 | 25.9 | 23.8 | |||||||||||||||
| Loans (As % Assets) | % | 25.4 | 20.5 | 14.3 | 14.6 | 18.1 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | 8.95 | 7.63 | 10.4 | 12.9 | 6.79 | ||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | 64.7 | 58.2 | 29.9 | 29.0 | 35.3 | |||||||||||||
| Provisions (As % Of Loans) | % | ... | 6.15 | 4.65 | 3.21 | 3.88 | 2.46 | ||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 3.78 | 1.05 | 0.578 | 0.201 | -0.196 |
| other data | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.00 | 4.00 | 2.00 | 2.00 | 2.00 | ||||||
| Employees | 196 | 210 | 225 | 235 | 237 | ||||||||||||||||
| Employees Per Bank Branch | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 49.0 | 52.5 | 113 | 118 | 119 | ||||||
| Cost Per Employee | USD per month | 5,397 | 5,552 | 5,540 | 6,192 | 6,130 | |||||||||||||||
| Cost Per Employee (Local Currency) | CZK per month | 128,827 | 140,079 | 130,000 | 135,461 | 138,186 |
| customer breakdown | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Average Size of Mortgage Loan | CZK | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,282,000 | 1,352,000 | 1,393,000 | 1,451,000 | 1,444,000 | ... |
Get all company financials in excel:
By Helgi Library - November 24, 2022
PPF Banka employed 238 persons in 2022-09-30, up 1.50% when compared to the previous year. Historically, the bank's workforce hit an all time high of 242 persons in 2020-06-30 and an all time low of 182 in 2012-12-31. Average cost reached USD 6,867 per month per ...
By Helgi Library - November 24, 2022
PPF Banka's customer loans reached CZK 45,000 mil in 2022-09-30, up 1.12% compared to the previous year. Czech banking sector provided customer loans of CZK 4,064 bil in 2022-09-30, up 2.69% when compared to the last year. PPF Banka accounted for 1.11% of...
By Helgi Library - November 24, 2022
PPF Banka's customer deposits reached CZK 160,000 mil in 2022-09-30, up 3.23% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,417 bil in 2022-09-30, up 1.21% when compared to the last year. PPF Banka accounted for 2...
By Helgi Library - November 24, 2022
PPF Banka's capital adequacy ratio reached 20.4% at the end of third quarter of 2022, up from 19.7% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 24.5% in 4Q2020 and an all time low of 12.9% in 3Q2014. T...
By Helgi Library - November 24, 2022
PPF Banka generated total banking revenues of CZK 1,261 mil in the third quarter of 2022, up 77.8% when compared to the same period of last year and 36.8% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fee...
By Helgi Library - November 24, 2022
PPF Banka's non-performing loans reached 4.30% of total loans at the end of 2022-09-30, up from 3.47% compared to the previous year. Historically, the NPL ratio hit an all time high of 18.5% in 2016-06-30 and an all time low of 0.283% in 2012-09-30. Provisi...
By Helgi Library - November 24, 2022
PPF Banka generated total banking revenues of CZK 922 mil in 2022-06-30, down 40.6% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 58,487 mil in 2022-06-30, down 1.22% when compared to the last year....
By Helgi Library - November 24, 2022
PPF Banka's retail deposits reached CZK 5,114 mil in 2022-09-30, down 0% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,346 bil in 2022-09-30, up 0.685% when compared to the last year. PPF Banka accounted for 0.153% ...
By Helgi Library - November 24, 2022
PPF Banka's retail loans reached CZK 127 mil in the third quarter of 2022, down 0% compared to the previous year. Czech banking sector provided retail loans of CZK 2,121 bil in 3Q2022, up 1.19% when compared to the last year. PPF Banka accounted for 0.006...
By Helgi Library - November 24, 2022
PPF Banka's cost to income ratio reached 25.6% in the third quarter of 2022, down from 32.1% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 317% of income in 1Q2021 and an all time low of 14.0% in 1Q2020. ...
PPF banka is a specialised corporate and investment bank providing financial advisory, banking and investment services. PPF banka focuses primarily on corporate and municipal clients, including local government entities and local authorities, and provides private banking services. PPF banka also serves as the central treasury bank for PPF Group and provides services to the Group in 12 countries worldwide. The Bank was founded in 1992 and then operated in the Czech market as Prvni mestska banka. PPF Group became the majority shareholder in 2002 and the City of Prague remains a minority shareholder.
PPF Banka has been growing its revenues and asset by 9.50% and 13.7% a year on average in the last 10 years. Its loans and deposits have grown by 7.46% and 12.2% a year during that time and loans to deposits ratio reached 29.8% at the end of 2021. The company achieved an average return on equity of 14.1% in the last decade with net profit growing 11.2% a year on average. In terms of operating efficiency, its cost to income ratio reached 41.5% in 2021, compared to 32.3% average in the last decade.
Equity represented 6.99% of total assets or 38.2% of loans at the end of 2021. PPF Banka's non-performing loans were 4.14% of total loans while provisions covered some 61.7% of NPLs at the end of 2021.
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