By Helgi Analytics - November 23, 2022
mBank Czech Republic's customer deposits reached CZK 61,681 mil in 2022-09-30, up 1.82% compared to the previous year. Czech ba...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's customer loans reached CZK 36,651 mil in 2022-09-30, down 3.56% compared to the previous year. Czech ban...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's mortgage loans reached CZK 27,539 mil in 2022-09-30, down 5.75% compared to the previous year. Czech ban...
| Profit Statement | Mar 2022 | Jun 2022 | Sep 2022 | |
| Balance Sheet | Mar 2022 | Jun 2022 | Sep 2022 | |
| Customer Loans | CZK mil | 37,609 | 38,003 | 36,651 |
| Total Assets | CZK mil | 58,735 | 60,580 | 61,681 |
| Customer Deposits | CZK mil | 58,735 | 60,580 | 61,681 |
| Ratios | Mar 2022 | Jun 2022 | Sep 2022 | |
| Loans (As % Of Deposits) | % | 64.0 | 62.7 | 59.4 |
| Growth Rates | Mar 2022 | Jun 2022 | Sep 2022 | |
| Customer Loan Growth | % | 16.1 | 7.42 | -0.056 |
| Total Asset Growth | % | -1.79 | -1.95 | -1.64 |
| Customer Deposit Growth | % | -1.79 | -1.95 | -1.64 |
Get all company financials in excel:
| summary | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| balance sheet | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Loans | CZK mil | 32,392 | 35,379 | 36,672 | 36,933 | 37,609 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Assets | CZK mil | 59,804 | 61,786 | 62,707 | 59,574 | 58,735 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Deposits | CZK mil | 59,804 | 61,786 | 62,707 | 59,574 | 58,735 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 54.2 | 57.3 | 58.5 | 62.0 | 64.0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 54.2 | 57.3 | 58.5 | 62.0 | 64.0 |
| income statement | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| market share | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Branches | % | 1.81 | 1.85 | 1.93 | 1.94 | 1.93 | ... |
| balance sheet | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| balance sheet | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Loans | CZK mil | 32,392 | 35,379 | 36,672 | 36,933 | 37,609 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 32,392 | 35,379 | 36,672 | 36,933 | 37,609 | ||||||||||||||||||||||||||||||||||
| Mortgage Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 26,495 | 29,165 | 29,808 | 29,671 | 29,566 | ||||||||||||||||||||||||||||||||||
| Consumer Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,897 | 6,214 | 6,864 | 7,262 | 8,043 | ||||||||||||||||||||||||||||||||||
| Total Assets | CZK mil | 59,804 | 61,786 | 62,707 | 59,574 | 58,735 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Deposits | CZK mil | 59,804 | 61,786 | 62,707 | 59,574 | 58,735 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Deposits | CZK mil | 59,804 | 61,786 | 62,707 | 59,574 | 58,735 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Sight Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 35,124 | 36,848 | 37,565 | 36,322 | 33,884 | ||||||||||||||||||||||||||||||||||
| Term Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24,680 | 24,938 | 25,142 | 23,251 | 24,850 | ||||||||||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | 36.1 | 44.4 | 38.2 | 25.2 | 16.1 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 36.1 | 44.4 | 38.2 | 25.2 | 16.1 | ||||||||||||||||||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -68.4 | 52.2 | 42.6 | 24.5 | 401 | ||||||||||||||||||||||||||||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 21.6 | 28.3 | ... | ||||||||||||||||||||||||||||||
| Total Asset Growth | % | ... | ... | ... | ... | 33.7 | 27.2 | 22.3 | 9.46 | -1.79 | |||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | 33.7 | 27.2 | 22.3 | -33.3 | -1.79 | |||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | 33.7 | 27.2 | 22.3 | 9.46 | -1.79 | |||||||||||||||||||||||||||||||||||||||||||||||||||
| market share | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | 0.861 | 0.956 | 0.971 | 0.960 | 0.958 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.72 | 1.83 | 1.84 | 1.81 | 1.81 | ||||||||||||||||||||||||||||||||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.40 | 1.44 | 1.56 | 1.62 | 1.77 | ||||||||||||||||||||||||||||||||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.81 | 1.94 | 1.92 | 1.86 | 1.82 | ||||||||||||||||||||||||||||||||||
| Market Share in Total Assets | % | 0.683 | 0.701 | 0.697 | 0.692 | 0.615 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Customer Deposits | % | 1.01 | 1.06 | 1.05 | 1.08 | 0.952 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Retail Deposits | % | 1.89 | 1.92 | 1.92 | 1.82 | 1.79 |
| ratios | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| Loans (As % Of Deposits) | % | 54.2 | 57.3 | 58.5 | 62.0 | 64.0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 54.2 | 57.3 | 58.5 | 62.0 | 64.0 |
| other data | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| Branches | 30.0 | 30.0 | 31.0 | 31.0 | 31.0 |
| customer breakdown | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| Customers | mil | 0.708 | 0.710 | 0.716 | 0.718 | 0.720 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Number of Accounts | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.663 | 0.668 | 0.673 | 0.676 | 0.678 | ||||||||||||||||||||||||||||||||||
| Average Size of Deposit | CZK | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 90,143 | 92,525 | 93,125 | 88,161 | 86,674 | ||||||||||||||||||||||||||||||||||
| Accounts (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 93.7 | 94.1 | 94.1 | 94.1 | 94.1 | ||||||||||||||||||||||||||||||||||
| Loan per Customer (Local Currency) | CZK | 45,751 | 49,850 | 51,250 | 51,453 | 52,230 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposit per Customer (Local Currency) | CZK | 84,469 | 87,058 | 87,636 | 82,994 | 81,568 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan per Customer | USD | 2,052 | 2,325 | 2,327 | 2,344 | 2,378 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposit per Customer | USD | 3,789 | 4,061 | 3,980 | 3,781 | 3,714 |
Get all company financials in excel:
By Helgi Analytics - November 23, 2022
mBank Czech Republic's retail deposits reached CZK 61,681 mil in 2022-09-30, up 1.82% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,346 bil in 2022-09-30, up 0.685% when compared to the last year. mBank Czech Republ...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's consumer loans reached CZK 8,783 mil in 2022-06-30, up 9.20% compared to the previous year. Czech banking sector provided consumer loans of CZK 462 bil in 2022-06-30, up 0.846% when compared to the last year. mBank Czech Republic ac...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's retail loans reached CZK 36,651 mil in the third quarter of 2022, down 3.56% compared to the previous year. Czech banking sector provided retail loans of CZK 2,121 bil in 3Q2022, up 1.19% when compared to the last year. mBank Czech ...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's retail loans reached CZK 36,651 mil at the end of 2022-09-30, down 3.56% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 100% of the bank's loan boo...
By Helgi Analytics - November 23, 2022
mBank Czech Republic's customer loan growth reached -0.056% in 2022-09-30, down from 38.2% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 5,898% in 2009-03-31 and an all time low of -0.056% in 2022-09-30. ...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's customer deposits reached CZK 61,681 mil in 2022-09-30, up 1.82% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,417 bil in 2022-09-30, up 1.21% when compared to the last year. mBank Czech Rep...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's mortgage loans reached CZK 24,097 mil in 2020, up 30.3% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,436 bil in 2020, up 7.98% when compared to the last year. mBank Czech Republic accounted fo...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's customer loans reached CZK 36,933 mil in 2021, up 24.1% compared to the previous year. Czech banking sector provided customer loans of CZK 3,848 bil in 2021, up 7.01% when compared to the last year. mBank Czech Republic accounted fo...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's customer deposits reached CZK 59,574 mil in 2021, up 9.46% compared to the previous year. Czech banking sector accepted customer deposits of CZK 5,502 bil in 2021, up 6.59% when compared to the last year. mBank Czech Republic accoun...
By Helgi Analytics - March 2, 2022
mBank Czech Republic's consumer loans reached CZK 5,661 mil in 2020, up 16.5% compared to the previous year. Czech banking sector provided consumer loans of CZK 423 bil in 2020, up 1.82% when compared to the last year. mBank Czech Republic accounted for 1...
mBank Czech Republic has been growing its revenues and asset by % and 11.6% a year on average in the last 3 years. Its loans and deposits have grown by 17.9% and 11.6% a year during that time and loans to deposits ratio reached 62.0% at the end of 2021. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2021, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2021. mBank Czech Republic's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2021.
Helgi Library 
