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J&T Banka

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J&T Banka

J&T Banka is a Czech Republic-based bank, It is a subsidiary of J&T Group, which provides investment, corporate, and retail banking services in the Czech Republic, Slovakia, and Russia. The Bank offers bank deposits, investments and advisory services comprising portfolio management, asset structuring, and concierge services. The Bank also provides financing products, which include loan financing, securities financing, and current accounts;

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J&T Banka is a Czech Republic-based bank, It is a subsidiary of J&T Group, which provides investment, corporate, and retail banking services in the Czech Republic, Slovakia, and Russia. The Bank offers bank deposits, investments and advisory services comprising portfolio management, asset structuring, and concierge services. The Bank also provides financing products, which include loan financing, securities financing, and current accounts; and other banking services, such as payment cards. J&T Group is an investment group founded in 1993 in Slovakia. J&T invests mainly into the financial services, energy sector, real estate, health care, media and sports. The name of the company is derived from the family names of its two founders Ivan Jakabovič and Patrik Tkáč

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summary Unit
2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

...               1,143 1,851 1,832 2,911 3,088    
...               1,612 3,215 2,987 3,975 4,206    
...               660 1,672 1,217 1,686 1,937    
                269 1,015 977 1,330 1,967    

balance sheet

                9,091 6,865 3,556 7,164 34,379    
                35,456 41,150 60,004 71,170 74,668    
...               25,136 30,580 29,983 32,880 23,912    
                72,558 88,401 110,237 133,801 154,851    
                5,235 7,417 14,046 15,343 16,945    
                9,110 11,248 5,083 4,616 4,259    
                55,024 64,032 85,823 106,946 121,812    
                1,010 996 1,508 1,908 2,049    

ratios

                6.16% 16.0% 9.10% 9.05% 12.2%    
                0.450% 1.26% 0.984% 1.09% 1.36%    
...               1.59% 1.92% 1.78% 1.88% 1.57%    
...               59.0% 48.0% 59.3% 57.6% 53.9%    
                12.1% 11.9% 17.1% 14.5% 15.8%    
...               1.91% 2.30% 1.84% 2.39% 2.14%    
...               70.9% 57.6% 61.3% 73.2% 73.4%    
...               16.9% 15.6% 15.0% 16.2% 14.4%    
...               38.3% 48.7% 39.4% 34.6% 38.2%    
                7.22% 8.39% 12.7% 11.5% 10.9%    
                64.4% 64.3% 69.9% 66.5% 61.3%    
                48.9% 46.5% 54.4% 53.2% 48.2%    
... ... ...           14.1% 9.12% 8.99% 4.72% 10.2%    
... ... ...           23.8% 21.3% 22.2% 29.6% 19.8%    

Download Data
income statement Unit
2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income CZK mil
Interest Cost CZK mil
Net Interest Income CZK mil
Net Fee Income CZK mil
Other Income CZK mil
Total Revenues CZK mil
Staff Cost CZK mil
Depreciation CZK mil
Other Cost CZK mil
Operating Cost CZK mil
Operating Profit CZK mil
Provisions CZK mil
Extra and Other Cost CZK mil
Pre-Tax Profit CZK mil
Tax CZK mil
Minorities CZK mil
Net Profit CZK mil
...               2,643 3,980 4,305 5,796 5,689    
...               1,500 2,129 2,473 2,885 2,601    
...               1,143 1,851 1,832 2,911 3,088    
...               272 500 448 642 605    
...               196 864 707 422 513    
...               1,612 3,215 2,987 3,975 4,206    
...               365 752 698 793 867    
...               71.3 92.0 85.0 90.0 102    
...               515 699 987 1,406 1,300    
...               951 1,543 1,770 2,289 2,269    
...               660 1,672 1,217 1,686 1,937    
...               306 479 532 303 754    
...               0.000 0.000 -321 -340 -954    
                355 1,193 1,006 1,723 2,137    
                85.4 272 151 381 261    
                0.081 1.00 92.0 12.0 -91.0    
                269 1,015 977 1,330 1,967    

growth rates

... ...             2.79% 61.9% -1.03% 58.9% 6.08%    
... ...             120% 83.9% -10.4% 43.3% -5.76%    
... ...             17.0% 99.5% -7.09% 33.1% 5.81%    
... ...             21.7% 62.2% 14.7% 29.3% -0.874%    
... ...             10.8% 153% -27.2% 38.5% 14.9%    
...               8.90% 236% -15.7% 71.3% 24.0%    
...               2.04% 277% -3.74% 36.1% 47.9%    

market share

...               0.994% 1.92% 1.78% 2.37% 2.42%    
                0.505% 1.58% 1.60% 2.11% 2.97%    
...               1.02% 1.24% 1.23% 1.71% 1.67%    

Download Data
balance sheet Unit
2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

...               1,493 6,978 8,408 13,339 19,724    
                9,091 6,865 3,556 7,164 34,379    
                35,456 41,150 60,004 71,170 74,668    
... ... ... ... ... ... ... ... ... ... 3,129 3,729 3,709    
... ... ... ... ... ... ... ... ... ... 46,775 52,014 54,435    
...               25,136 30,580 29,983 32,880 23,912    
...               427 410 781 560 524    
                72,558 88,401 110,237 133,801 154,851    
                5,235 7,417 14,046 15,343 16,945    
                3.71 5.00 620 826 743    
                67,323 80,984 96,191 118,458 137,906    
                9,110 11,248 5,083 4,616 4,259    
                55,024 64,032 85,823 106,946 121,812    
... ... ... ... ... ... ... ... ... 31,366 47,498 67,230 78,721 ... ...
... ... ... ... ... ... ... ... ... 32,653 38,325 39,697 42,987 ... ...
... ... ... ... ... ... ... ... ... ... 11,726 11,009 40,533 ... ...
... ... ... ... ... ... ... ... ... ... 74,030 95,814 81,073 ... ...
                1,010 996 1,508 1,908 2,049    
                2,179 4,708 3,777 4,988 9,786    

asset quality

... ... ...           5,183 3,826 5,502 3,407 7,757    
...               36,689 41,966 61,228 72,177 76,207    
...               1,233 816 1,224 1,007 1,539    

growth rates

...               20.2% 16.1% 45.8% 18.6% 4.91%    
... ... ... ... ... ... ... ... ... ... ... 19.2% -0.536%    
... ... ... ... ... ... ... ... ... ... ... 11.2% 4.65%    
...               54.3% 21.8% 24.7% 21.4% 15.7%    
...               49.4% 41.7% 89.4% 9.23% 10.4%    
...               40.1% 16.4% 34.0% 24.6% 13.9%    
... ... ... ... ... ... ... ... ... ... 51.4% 41.5% 17.1% ... ...
... ... ... ... ... ... ... ... ... ... 17.4% 3.58% 8.29% ... ...

market share

                1.62% 1.83% 2.41% 2.73% 2.68%    
... ... ... ... ... ... ... ... ... ... 5.39% 5.95% 5.91%    
... ... ... ... ... ... ... ... ... ... 0.265% 0.304% 0.281%    
                1.62% 1.91% 2.14% 2.52% 2.79%    
                2.04% 2.27% 2.81% 3.11% 3.46%    
... ... ... ... ... ... ... ... ... 1.77% 2.62% 3.50% 3.87% ... ...
... ... ... ... ... ... ... ... ... 4.56% 4.93% 4.74% 4.66% ... ...

Download Data
ratios Unit
2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

                6.16% 16.0% 9.10% 9.05% 12.2%    
                0.450% 1.26% 0.984% 1.09% 1.36%    
...               1.59% 1.92% 1.78% 1.88% 1.57%    
...               59.0% 48.0% 59.3% 57.6% 53.9%    
                12.1% 11.9% 17.1% 14.5% 15.8%    
... ... ... ...         9.90% ... ... 11.7% 12.2%    
...               1.91% 2.30% 1.84% 2.39% 2.14%    
...               1.71% 2.07% 1.54% 2.06% 1.91%    
...               4.42% 4.95% 4.33% 4.75% 3.94%    
...               2.71% 2.87% 2.79% 2.69% 2.03%    
...               70.9% 57.6% 61.3% 73.2% 73.4%    
...               16.9% 15.6% 15.0% 16.2% 14.4%    
...               12.2% 26.9% 23.7% 10.6% 12.2%    
...               4,285 6,420 6,105 4,494 4,393    
...               75,790 125,584 119,439 96,051 104,862    
...               38.3% 48.7% 39.4% 34.6% 38.2%    
                7.22% 8.39% 12.7% 11.5% 10.9%    
                64.4% 64.3% 69.9% 66.5% 61.3%    
                48.9% 46.5% 54.4% 53.2% 48.2%    
... ... ...           14.1% 9.12% 8.99% 4.72% 10.2%    
... ... ...           23.8% 21.3% 22.2% 29.6% 19.8%    
...               3.48% 1.98% 2.04% 1.41% 2.06%    
...               0.941% 1.25% 1.05% 0.462% 1.03%    

Download Data
other data Unit
2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

...               401 499 487 688 689    
... ... ... ... ... ...     0.020 0.025 0.038 0.051 0.055    
... ... ... ... ... ... ... ... ... ... 13.7% 10.3% 33.3% ... ...
... ... ... ... ... ... ... ... ... ... ... 108,573 113,600 ... ...

Download Data
Comparison of 22 Banks in Czech Republic

This Quarterly Statistical Dossier offers a comparison of 22 Czech banks from Dec 96 to Sep 18 on an quarterly basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

Read more »

This Quarterly Statistical Dossier offers a comparison of 22 Czech banks from Dec 96 to Sep 18 on an quarterly basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 24 Banks in Czech Republic

This Annual Statistical Dossier offers a comparison of 24 Czech banks from 1990 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 24 Czech banks from 1990 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

J&T Banka in Numbers

September 26, 2018
J&T Banka in Numbers

This Annual statistical dossier offers a summary of J&T Banka's performance between 2003 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of J&T Banka's performance between 2003 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track J&T Banka's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

J&T Banka at a Glance

J&T Banka is a Czech Republic-based bank, It is a subsidiary of J&T Group, which provides investment, corporate, and retail banking services in the Czech Republic, Slovakia, and Russia. The Bank offers bank deposits, investments and advisory services comprising portfolio management, asset structuring, and concierge services. The Bank also provides financing

Read more »

J&T Banka is a Czech Republic-based bank, It is a subsidiary of J&T Group, which provides investment, corporate, and retail banking services in the Czech Republic, Slovakia, and Russia. The Bank offers bank deposits, investments and advisory services comprising portfolio management, asset structuring, and concierge services. The Bank also provides financing products, which include loan financing, securities financing, and current accounts; and other banking services, such as payment cards. J&T Group is an investment group founded in 1993 in Slovakia. J&T invests mainly into the financial services, energy sector, real estate, health care, media and sports. The name of the company is derived from the family names of its two founders Ivan Jakabovič and Patrik Tkáč.

This report offers a summary of the bank's performance in 2004-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in the Czech Republic.

J&T Banka in Numbers

J&T Banka is a Czech Republic-based bank, It is a subsidiary of J&T Group, which provides investment, corporate, and retail banking services in the Czech Republic, Slovakia, and Russia. The Bank offers bank deposits, investments and advisory services comprising portfolio management, asset structuring, and concierge services. The Bank also provides financing

Read more »

J&T Banka is a Czech Republic-based bank, It is a subsidiary of J&T Group, which provides investment, corporate, and retail banking services in the Czech Republic, Slovakia, and Russia. The Bank offers bank deposits, investments and advisory services comprising portfolio management, asset structuring, and concierge services. The Bank also provides financing products, which include loan financing, securities financing, and current accounts; and other banking services, such as payment cards. J&T Group is an investment group founded in 1993 in Slovakia. J&T invests mainly into the financial services, energy sector, real estate, health care, media and sports. The name of the company is derived from the family names of its two founders Ivan Jakabovič and Patrik Tkáč.

This excel file offers a summary of the bank's performance in 2004-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in the Czech Republic

Based on a comparison of 23 banks in the Czech Republic in 2017, Moravsky Penezni Ustav had the highest share of bad loans, followed by PPF Banka and Fio banka.

Moravsky Penezni Ustav's non-performing loans reached 26.4% of total loans at

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Based on a comparison of 23 banks in the Czech Republic in 2017, Moravsky Penezni Ustav had the highest share of bad loans, followed by PPF Banka and Fio banka.

Moravsky Penezni Ustav's non-performing loans reached 26.4% of total loans at the end of 2017, up from 24.4% when compared to the previous year. Historically, the NPL ratio hit an all time high of 39.4% in 2015 and an all time low of 2.23% in 2008.

Provision coverage amounted to 13.8% at the end of 2017, up from 7.63% compared to a year earlier.

Comparing Moravsky Penezni Ustav with its closest peers, PPF Banka operated at the end of 2017 with NPL ratio of 13.8% and provision coverage of 22.6%, Fio banka with 11.8% and 32.7% and J&T Banka had 10.7% of bad loans covered with 39.3% by provisions at the end of 2017.

Non-performing loans of the whole Czechia’s banking sector amounted to 3.74% of total loans in 2017, down from 4.59% when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Czech banks in the report section.

Based on a comparison of 23 banks in the Czech Republic, CSOB produced the highest net profit in 2017, followed by Komercni Banka and Ceska Sporitelna.

CSOB made a net profit of CZK 17,517 mil, up 15.7% compared to the previous

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Based on a comparison of 23 banks in the Czech Republic, CSOB produced the highest net profit in 2017, followed by Komercni Banka and Ceska Sporitelna.

CSOB made a net profit of CZK 17,517 mil, up 15.7% compared to the previous year. Historically, the bank’s net profit reached an all time high of CZK 17,517 mil in 2017 and an all time low of CZK 570 mil in 1994. The average profit in the last five years amounted to CZK 14,786 mil.

The bank generated an average return on equity of 17.2% for its shareholders in the last five years with a maximum of 19.2% and a minimum of 15.9%.

Comparing CSOB with its closest peers, Komercni Banka generated a net profit of CZK 14,930 mil with a ROE of 14.5% in 2017, Ceska Sporitelna netted CZK 14,610 mil (ROE of 12.0%) and UniCredit Czech Republic announced a net profit of CZK 7,626 mil giving a ROE of 11.0%.

The net profit of the Czechia’s banking sector amounted to CZK 75,867 mil in 2017, up 3.19% compared to the previous year. Heading up the rankings, CSOB accounted for 23.1% of the sector’s net profit in 2017. The top 3 companies held a 62.0% share while the five largest firms some 81.0% in 2017.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Czech banks in the report section.

Based on a comparison of 23 banks in the Czech Republic, Ceska Sporitelna produced the highest net profit in 2016, followed by CSOB and Komercni Banka.

Ceska Sporitelna made a net profit of CZK 15,457 mil, up 8.14% compared to

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Based on a comparison of 23 banks in the Czech Republic, Ceska Sporitelna produced the highest net profit in 2016, followed by CSOB and Komercni Banka.

Ceska Sporitelna made a net profit of CZK 15,457 mil, up 8.14% compared to the previous year. Historically, the bank’s net profit reached an all time high of CZK 16,612 mil in 2012 and an all time low of CZK 41.0 mil in 2000. The average profit in the last five years amounted to CZK 15,404 mil.

The bank generated an average return on equity of 15.0% for its shareholders in the last five years with a maximum of 19.2% and a minimum of 12.6%.

Comparing Ceska Sporitelna with its closest peers, CSOB generated a net profit of CZK 15,141 mil with a ROE of 16.9% in 2016, Komercni Banka netted CZK 13,689 mil (ROE of 12.9%) and UniCredit Czech Republic announced a net profit of CZK 6,045 mil giving a ROE of 9.42%.

The net profit of the Czechia’s banking sector amounted to CZK 73,525 mil in 2016, up 10.8% compared to the previous year. Heading up the rankings, Ceska Sporitelna accounted for 21.0% of the sector’s net profit in 2016. The top 3 companies held a 60.2% share while the five largest firms some 76.3% in 2016.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Czech banks in the report section.

Based on a comparison of 23 banks in the Czech Republic in 2016, PPF Banka was paying its employees the best, followed by J&T Banka and Stavebni Sporitelna Ceske Sporitelny.

PPF Banka employed 210 persons in 2016, up 7.14% when compared

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Based on a comparison of 23 banks in the Czech Republic in 2016, PPF Banka was paying its employees the best, followed by J&T Banka and Stavebni Sporitelna Ceske Sporitelny.

PPF Banka employed 210 persons in 2016, up 7.14% when compared to the previous year. Historically, the bank's workforce hit an all time high of 210 persons in 2016 and an all time low of 64.0 in 2002.

Average cost reached CZK 140,079 per month per employee, 8.73% more than a year ago. This figure was CZK 131,843 per month some 10 years ago.

Staff accounted for 36.9% of total operating expenditures in 2016.

Comparing PPF Banka with its closest peers, J&T Banka had 717 employees with average cost of CZK 109,949 per month per person, Stavebni Sporitelna Ceske Sporitelny operated with 175 people (and CZK 100,476 per month per employee) and Moravsky Penezni Ustav had 104 employees in 2016 with cost of CZK 96,787 per month per head.

You can see all the banks cost per employee data on the Cost Per Employee indicator page or you can download a report on the Czech banks in the report section.

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J&T Banka's net profit rose 117% to CZK 2,260 mil in 2017
J&T Banka's total revenues rose 21.2% to CZK 5,652 mil in 2017
J&T Banka's customer deposits fell 11.0% to CZK 91,704 mil in 2017
J&T Banka's customer loans fell 9.23% to CZK 69,109 mil in 2017
J&T Banka's capital adequacy ratio rose 0.630% to 16.0% in 2017
J&T Banka's net interest income rose 15.7% to CZK 3,725 mil in 2017
J&T Banka's npls (as % of loans) rose 6.33% to 10.7% in 2017
J&T Banka's net interest margin rose 20.7% to 2.70% in 2017
J&T Banka's corporate loans fell 11.8% to CZK 41,723 mil in 2017
J&T Banka's customer loan growth fell 569% to -9.23% in 2017