By Helgi Library - September 1, 2018
DSK Bank's net interest margin amounted to 3.91% in 2017, down from 4.61% compared to the previous year. Historically, the...
By Helgi Library - September 1, 2018
DSK Bank's customer deposits reached BGN 10,254 mil in 2017, up 5.44% compared to the previous year. Bulgarian banking sector a...
By Helgi Library - September 23, 2018
DSK Bank's retail deposits reached BGN 8,215 mil in 2017, up 8.90% compared to the previous year. Bulgarian banking sector acce...
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By Helgi Library - September 1, 2018
DSK Bank made a net profit of BGN 285 mil under revenues of BGN 715 mil in 2017, up -6.03% and -5.28% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of BGN 321 mil in 2015 and an all time low of BGN 45.6 mil i...
By Helgi Library - September 23, 2018
DSK Bank generated total banking revenues of BGN 715 mil in 2017, down 5.28% compared to the previous year. Bulgarian banking sector banking sector generated total revenues of BGN 3,870 mil in 2017, down 4.62% when compared to the last year. As ...
By Helgi Library - September 1, 2018
DSK Bank employed 4,872 persons in 2017, up 4.13% when compared to the previous year. Historically, the bank's workforce hit an all time high of 4,872 persons in 2017 and an all time low of 3,569 in 2006. Average cost reached USD 1,211 per month per employee, ...
By Helgi Library - September 23, 2018
DSK Bank's corporate deposits reached BGN 1,776 mil in 2017, up 10.8% compared to the previous year. Bulgarian banking sector accepted corporate deposits of BGN 22.0 bil in 2017, up 13.8% when compared to the last year. DSK Bank accounted for 8.06% of all...
By Helgi Library - September 23, 2018
DSK Bank's mortgage loans reached BGN 2,130 mil in 2017, down 0.109% compared to the previous year. Bulgarian banking sector provided mortgage loans of BGN 9.45 bil in 2017, up 7.40% when compared to the last year. DSK Bank accounted for 22.5% of all mort...
By Helgi Library - September 2, 2018
DSK Bank's non-performing loans reached 11.2% of total loans at the end of 2017, down from 13.7% compared to the previous year. Historically, the NPL ratio hit an all time high of 21.5% in 2013 and an all time low of 2.27% in 2006. Provision coverage amount...
By Helgi Library - September 1, 2018
DSK Bank's loans reached BGN 7,564 mil in the 2017, up from BGN 7,260 mil compared to the previous year. Historically, the bank’s loans reached an all time high of BGN 7,707 mil in 2012 and an all time low of BGN 2,977 mil in 2005. In the last decade, t...
By Helgi Library - September 1, 2018
DSK Bank's customer loans reached BGN 6,784 mil in 2017, up 6.59% compared to the previous year. Bulgarian banking sector provided customer loans of BGN 59.7 bil in 2017, up 6.73% when compared to the last year. DSK Bank accounted for 11.4% of all custome...
By Helgi Library - September 1, 2018
DSK Bank employed 4,872 persons in 2017, up 4.13% compared to the previous year. Historically, the bank's workforce hit an all time high of 4,872 persons in 2017 and an all time low of 3,569 in 2006. The bank operated a network of 367 branches and 890 ATMs...
By Helgi Library - September 1, 2018
DSK Bank's capital adequacy ratio reached 17.1% at the end of 2017, down from 17.6% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 18.1% in 2014 and an all time low of 16.9% in 2013. The Tier 1 ratio amounted to ...
DSK Bank EAD is the biggest Bulgarian retail bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. At the end of 2013, the Bank operated 378 branches and 873 ATMs in Bulgaria and employed over 4,500 persons. The Bank was founded in 1951 and is headquartered in Sofia, Bulgaria. It is owned by OTP Bank, Hungary's largest bank.
DSK Bank has been growing its revenues and asset by 4.26% and 4.65% a year on average in the last 10 years. Its loans and deposits have grown by 1.80% and 7.41% a year during that time and loans to deposits ratio reached 66.2% at the end of 2017. The company achieved an average return on equity of 14.9% in the last decade with net profit growing 4.25% a year on average. In terms of operating efficiency, its cost to income ratio reached 48.0% in 2017, compared to 39.4% average in the last decade.
Equity represented 13.2% of total assets or 24.0% of loans at the end of 2017. DSK Bank's non-performing loans were 11.2% of total loans while provisions covered some 92.3% of NPLs at the end of 2017.
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