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| summary | Unit |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| Net Interest Income | PLN mil |
| Total Revenues | PLN mil |
| Operating Profit | PLN mil |
| Net Profit | PLN mil |
| 100 | 198 | 337 | 384 | ||
| 246 | 465 | 780 | 792 | ||
| -22.0 | 74.1 | 263 | 105 | ||
| 23.6 | 104 | 241 | 312 |
| Interbank Loans | PLN mil |
| Customer Loans | PLN mil |
| Debt Securities | PLN mil |
| Total Assets | PLN mil |
| Shareholders' Equity | PLN mil |
| Interbank Borrowing | PLN mil |
| Customer Deposits | PLN mil |
| Issued Debt Securities | PLN mil |
| 228 | 99.5 | 511 | 264 | ||
| 3,145 | 4,416 | 6,845 | 8,799 | ||
| 651 | 968 | 2,139 | 2,895 | ||
| 5,201 | 7,393 | 15,064 | 18,858 | ||
| 676 | 771 | 1,476 | 2,055 | ||
| 358 | 634 | 660 | 529 | ||
| 3,890 | 5,498 | 10,881 | 13,017 | ||
| 136 | 248 | 1,055 | 669 |
| 3.48% | 14.4% | 21.5% | 17.7% | ||
| 0.453% | 1.65% | 2.15% | 1.84% | ||
| 5.03% | 5.26% | 4.07% | 3.04% | ||
| 106% | 71.2% | 58.6% | 65.1% | ||
| 11.8% | 11.9% | 13.5% | 14.9% | ||
| 1.92% | 3.15% | 3.00% | 2.26% | ||
| 40.6% | 42.7% | 43.2% | 48.5% | ||
| 58.0% | 52.6% | 41.3% | 49.0% | ||
| 48.5% | 47.1% | 45.3% | 44.0% | ||
| 13.0% | 10.4% | 9.80% | 10.9% | ||
| 80.8% | 80.3% | 62.9% | 67.6% | ||
| 60.5% | 59.7% | 45.4% | 46.7% | ||
| 3.46% | 5.88% | 6.91% | 6.09% | ||
| 79.0% | 61.5% | 57.6% | 42.7% |
| Number Of Shares (Average) | mil |
| Earnings Per Share (EPS) | |
| Book Value Per Share | |
| Earnings Per Share Growth | % |
| Book Value Per Share Growth | % |
| 48.5 | 48.5 | 67.8 | 78.4 | ||
| 0.486 | 2.15 | 3.56 | 3.98 | ||
| 14.0 | 15.9 | 21.8 | 26.2 | ||
| ... | 342% | 65.6% | 11.9% | ||
| ... | 14.0% | 36.8% | 20.4% |
| income statement | Unit |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| Interest Income | PLN mil |
| Interest Cost | PLN mil |
| Net Interest Income | PLN mil |
| Net Fee Income | PLN mil |
| Other Income | PLN mil |
| Total Revenues | PLN mil |
| Staff Cost | PLN mil |
| Depreciation | PLN mil |
| Other Cost | PLN mil |
| Operating Cost | PLN mil |
| Operating Profit | PLN mil |
| Provisions | PLN mil |
| Extra and Other Cost | PLN mil |
| Pre-Tax Profit | PLN mil |
| Tax | PLN mil |
| Minorities | PLN mil |
| Net Profit | PLN mil |
| 288 | 457 | 689 | 803 | ||
| 188 | 258 | 353 | 419 | ||
| 100 | 198 | 337 | 384 | ||
| 143 | 245 | 322 | 388 | ||
| 3.30 | 22.1 | 121 | 20.3 | ||
| 246 | 465 | 780 | 792 | ||
| 127 | 156 | 207 | 227 | ||
| 19.6 | 34.3 | 39.2 | 49.1 | ||
| 115 | 141 | 211 | 240 | ||
| 261 | 331 | 457 | 516 | ||
| -22.0 | 74.1 | 263 | 105 | ||
| 6.84 | 60.0 | 103 | 163 | ||
| -6.84 | -60.0 | -70.0 | -163 | ||
| -22.0 | 74.1 | 230 | 105 | ||
| -48.9 | -30.1 | 15.5 | -89.3 | ||
| 3.28 | 0 | 0 | 0 | ||
| 23.6 | 104 | 241 | 312 |
| Net Interest Income Growth | % |
| Net Fee Income Growth | % |
| Total Revenue Growth | % |
| Operating Cost Growth | % |
| Operating Profit Growth | % |
| Pre-Tax Profit Growth | % |
| Net Profit Growth | % |
| ... | 98.4% | 69.7% | 14.0% | ||
| ... | 71.1% | 31.7% | 20.4% | ||
| ... | 88.9% | 67.8% | 1.51% | ||
| ... | 26.6% | 38.0% | 12.9% | ||
| ... | -436% | 254% | -60.1% | ||
| ... | -436% | 210% | -54.4% | ||
| ... | 342% | 132% | 29.4% |
| 0.419% | 0.839% | 1.35% | 1.42% | ||
| 0.152% | 0.686% | 1.52% | 2.79% |
| balance sheet | Unit |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| Cash | PLN mil |
| Interbank Loans | PLN mil |
| Customer Loans | PLN mil |
| Debt Securities | PLN mil |
| Fixed Assets | PLN mil |
| Total Assets | PLN mil |
| Shareholders' Equity | PLN mil |
| Of Which Minority Interest | PLN mil |
| Liabilities | PLN mil |
| Interbank Borrowing | PLN mil |
| Customer Deposits | PLN mil |
| Issued Debt Securities | PLN mil |
| Other Liabilities | PLN mil |
| 91.4 | 170 | 436 | 600 | ||
| 228 | 99.5 | 511 | 264 | ||
| 3,145 | 4,416 | 6,845 | 8,799 | ||
| 651 | 968 | 2,139 | 2,895 | ||
| 286 | 319 | 1,046 | 778 | ||
| 5,201 | 7,393 | 15,064 | 18,858 | ||
| 676 | 771 | 1,476 | 2,055 | ||
| 0 | 0 | 0 | 0 | ||
| 4,525 | 6,622 | 13,588 | 16,803 | ||
| 358 | 634 | 660 | 529 | ||
| 3,890 | 5,498 | 10,881 | 13,017 | ||
| 136 | 248 | 1,055 | 669 | ||
| 141 | 242 | 991 | 2,587 |
| Non-Performing Loans | PLN mil |
| Gross Loans | PLN mil |
| Total Provisions | PLN mil |
| 112 | 269 | 493 | 551 | ||
| 3,233 | 4,582 | 7,129 | 9,034 | ||
| 88.5 | 166 | 284 | 235 |
| ... | 40.4% | 55.0% | 28.5% | ||
| ... | 42.1% | 104% | 25.2% | ||
| ... | 14.0% | 91.4% | 39.2% | ||
| ... | 41.3% | 97.9% | 19.6% |
| 0.336% | 0.454% | 0.659% | 0.796% | ||
| 0.385% | 0.526% | 0.983% | 1.18% | ||
| 0.419% | 0.562% | 1.04% | 1.17% |
| ratios | Unit |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| 3.48% | 14.4% | 21.5% | 17.7% | ||
| 0.453% | 1.65% | 2.15% | 1.84% | ||
| 5.03% | 5.26% | 4.07% | 3.04% | ||
| 106% | 71.2% | 58.6% | 65.1% | ||
| 11.8% | 11.9% | 13.5% | 14.9% | ||
| 11.8% | 11.9% | 13.5% | 11.1% | ||
| 1.92% | 3.15% | 3.00% | 2.26% | ||
| ... | 2.62% | 2.65% | 1.98% | ||
| 5.53% | 7.25% | 6.14% | 4.74% | ||
| ... | 4.64% | 3.49% | 2.76% | ||
| 40.6% | 42.7% | 43.2% | 48.5% | ||
| 58.0% | 52.6% | 41.3% | 49.0% | ||
| 1.34% | 4.76% | 15.5% | 2.56% | ||
| 48.5% | 47.1% | 45.3% | 44.0% | ||
| 13.0% | 10.4% | 9.80% | 10.9% | ||
| 80.8% | 80.3% | 62.9% | 67.6% | ||
| 60.5% | 59.7% | 45.4% | 46.7% | ||
| 3.46% | 5.88% | 6.91% | 6.09% | ||
| 79.0% | 61.5% | 57.6% | 42.7% | ||
| 2.81% | 3.75% | 4.15% | 2.67% | ||
| 0.218% | 1.59% | 1.83% | 2.08% |
This Annual Statistical Dossier offers a comparison of 18 Polish banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.
You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking
Read more »This Annual Statistical Dossier offers a comparison of 18 Polish banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.
You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.
The file contains data of following banks:
If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.
Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.
If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.
This Annual statistical dossier offers a summary of Idea Bank's performance between 2012 and 2017 on an annual basis. The report can be downloaded as an excel file.
You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios,
Read more »This Annual statistical dossier offers a summary of Idea Bank's performance between 2012 and 2017 on an annual basis. The report can be downloaded as an excel file.
You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.
In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Idea Bank's market position in mortgage or consumer lending.
If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.
If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.
Based on a comparison of 18 banks in Poland in 2017, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Bank Pocztowy and Bank Ochrony Srodowiska.
Bank Handlowy's loan to deposit ratio reached 55.6% at the end of 2017,
Read more »Based on a comparison of 18 banks in Poland in 2017, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Bank Pocztowy and Bank Ochrony Srodowiska.
Bank Handlowy's loan to deposit ratio reached 55.6% at the end of 2017, up from 50.6% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 71.6% in 2003 and an all time low of 50.6% in 2016.
Comparing Bank Handlowy with its closest peers, Bank Pocztowy ended the year 2017 with loans to deposits at 78.2%, Bank Ochrony Srodowiska with 79.8% and Bank Millennium some 82.8% of loans to deposits at the end of 2017.
Overall, total loans of the Polish banking sector amounted to 74.0% of deposits at the end of 2017.
You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Polish banks in the report section.
Based on a comparison of 18 banks in Poland in 2017, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.
Eurobank Poland's net interest margin amounted to 4.81% in 2017, down
Read more »Based on a comparison of 18 banks in Poland in 2017, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.
Eurobank Poland's net interest margin amounted to 4.81% in 2017, down from 4.92% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 5.40% in 2014 and an all time low of 4.81% in 2017. The average margin in the last five years amounted to 4.99%.
Average asset yield was 6.30% in 2017, down from 6.48% when compared to previous year. On the other hand, cost of funding amounted to 1.67% in 2017, down from 1.75%.
Comparing Eurobank Poland with its closest peers, Alior Bank operated in 2017 with a net interest margin of 4.35% Bank Pocztowy reached 3.79% and Getin Holding some 3.55%.
The average net interest margin reached 1.71% in the Polish banking sector in 2017 while interest spread amounted to 3.31%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Polish banks in the report section.
Based on a comparison of 18 banks in Poland in 2017, Santander Bank Polska was the most cost efficient bank, followed by Pekao SA and ING Bank Slaski.
Santander Bank Polska's cost to income ratio reached 43.4% in 2017, down from
Read more »Based on a comparison of 18 banks in Poland in 2017, Santander Bank Polska was the most cost efficient bank, followed by Pekao SA and ING Bank Slaski.
Santander Bank Polska's cost to income ratio reached 43.4% in 2017, down from 46.5% when compared to the last year. Historically, the bank’s costs reached an all time high of 79.8% in 2001 and an all time low of 43.4% in 2017.
When compared to total assets, bank's cost amounted to 1.39% in 2017, down from 2.39% a year earlier.
Comparing Santander Bank Polska with its closest peers, Pekao SA operated in 2017 with a cost to income ratio of 44.8%, ING Bank Slaski reached 44.8% and mBank some 45.9%.
The average cost to income ratio reached 45.1% in the Polish banking sector in 2017.
You can see all the banks cost efficiency data on the Costs (As % Of Income) indicator page or you can download a report on the Polish banks in the report section.
Based on a comparison of 18 banks in Poland in 2017, PKO BP generated the largest revenues, followed by Santander Bank Polska and Pekao SA.
PKO BP reported total revenues of PLN 12,045 mil, up 11.9% compared to the previous year.
Read more »Based on a comparison of 18 banks in Poland in 2017, PKO BP generated the largest revenues, followed by Santander Bank Polska and Pekao SA.
PKO BP reported total revenues of PLN 12,045 mil, up 11.9% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of PLN 12,045 mil in 2017 and an all time low of PLN 5,626 mil in 2003. The average revenue in the last five years amounted to PLN 11,142 mil.
Bank's total revenues accounted for 4.06% of total assets in 2017, up from 3.77% a year earlier.
Comparing PKO BP with its closest peers, Santander Bank Polska generated total revenues of PLN 7,764 mil, or 5.09% of assets in 2017, Pekao SA operated with PLN 7,291 mil total income, or 3.93% revenue margin and ING Bank Slaski produced total income worth PLN 4,769 mil, or 3.78% of assets.
Polish banking sector generated total revenues of PLN 179,125 mil in 2017, down 0.589% when compared to the previous year. As a result, the top ranked company - PKO BP accounted for 6.72% of the sector’s total income in 2017. The top 3 companies held a 15.1% share while the five largest firms some 20.3% in 2017.
You can see all the banks revenues data on the Total Revenues indicator page or you can download a report on the Polish banks in the report section.
