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Istarska Kreditna Banka Umag

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Istarska Kreditna Banka Umag

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summary Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

... ... ... ... ...           70.5 62.4 63.0 61.5 76.2    
... ... ... ... ...           108 99.5 103 104 157    
... ... ... ... ...           38.3 31.6 36.9 36.3 87.1    
... ... ... ... ...           18.7 17.2 12.8 12.1 12.4    

balance sheet

... ... ... ... ...           273 344 264 344 190    
... ... ... ... ...           1,451 1,466 1,469 1,502 1,525    
... ... ... ... ...           366 309 549 633 661    
                    2,531 2,671 2,805 2,926 3,090    
                    248 255 258 260 262    
... ... ... ... ...           65.6 72.6 82.7 82.9 101    
... ... ... ... ...           2,187 2,310 2,425 2,541 2,673    
... ... ... ... ...           18.8 23.7 29.9 33.1 42.7    

ratios

... ... ... ... ...           7.67% 6.85% 5.00% 4.65% 4.76%    
... ... ... ... ...           0.758% 0.663% 0.469% 0.421% 0.414%    
... ... ... ... ...           2.84% 2.61% 2.43% 2.36% 2.32%    
... ... ... ... ...           64.6% 68.2% 64.3% 65.1% 44.4%    
                    15.1% 15.4% 16.7% 16.5% 17.8%    
... ... ... ... ...           2.85% 2.40% 2.30% 2.15% 2.53%    
... ... ... ... ...           65.0% 62.8% 60.9% 59.2% 48.6%    
... ... ... ... ...           18.7% 21.5% 22.3% 23.4% 16.8%    
... ... ... ... ...           52.2% 56.6% 56.4% 55.6% 55.8%    
                    9.81% 9.55% 9.22% 8.89% 8.49%    
... ... ... ... ...           66.4% 63.5% 60.6% 59.1% 57.1%    
... ... ... ... ...           57.3% 54.9% 52.4% 51.3% 49.4%    
... ... ... ... ...           12.2% 12.3% 18.8% 21.2% 21.8%    
... ... ... ... ...           39.9% 43.3% 35.6% 36.2% 45.1%    

Download Data
income statement Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income HRK mil
Interest Cost HRK mil
Net Interest Income HRK mil
Net Fee Income HRK mil
Other Income HRK mil
Total Revenues HRK mil
Staff Cost HRK mil
Depreciation HRK mil
Other Cost HRK mil
Operating Cost HRK mil
Operating Profit HRK mil
Provisions HRK mil
Extra and Other Cost HRK mil
Pre-Tax Profit HRK mil
Tax HRK mil
Minorities HRK mil
Net Profit HRK mil
... ... ... ... ...           126 124 124 119 125    
... ... ... ... ...           56.0 61.8 60.6 57.0 48.4    
... ... ... ... ...           70.5 62.4 63.0 61.5 76.2    
... ... ... ... ...           20.3 21.4 23.1 24.3 26.3    
... ... ... ... ...           17.7 15.7 17.3 18.2 54.3    
... ... ... ... ...           108 99.5 103 104 157    
... ... ... ... ...           36.6 38.4 37.5 37.7 38.9    
... ... ... ... ...           5.51 5.83 5.63 5.49 5.32    
... ... ... ... ...           28.0 23.6 23.4 24.6 25.5    
... ... ... ... ...           70.1 67.9 66.5 67.7 69.7    
... ... ... ... ...           38.3 31.6 36.9 36.3 87.1    
... ... ... ... ...           15.0 10.1 23.3 21.7 72.3    
... ... ... ... ...           0.000 0.000 0.000 0.000 -0.681    
... ... ... ... ...           23.3 21.5 13.6 14.7 15.5    
... ... ... ... ...           4.56 4.25 0.798 2.59 3.06    
... ... ... ... ...           0.000 0.000 0.000 0.000 0.000    
... ... ... ... ...           18.7 17.2 12.8 12.1 12.4    

growth rates

... ... ... ... ... ...         12.0% -11.4% 0.907% -2.30% 23.8%    
... ... ... ... ... ...         5.51% 5.50% 8.13% 5.31% 7.96%    
... ... ... ... ... ...         7.51% -8.27% 3.97% 0.605% 50.7%    
... ... ... ... ... ...         2.63% -3.18% -1.99% 1.81% 2.94%    
... ... ... ... ... ...         17.7% -17.6% 16.8% -1.56% 140%    
... ... ... ... ... ...         5.31% -7.71% -36.6% 7.52% 5.80%    
... ... ... ... ... ...         5.02% -7.91% -25.6% -5.97% 3.12%    

market share

... ... ... ... ...           0.675% 0.670% 0.719% 0.719% 1.08%    
... ... ... ... ...           0.495% 0.633% 2.71% 0.875% ...    
... ... ... ... ...           1.03% 1.08% 1.05% 1.08% 1.09%    

Download Data
balance sheet Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

... ... ... ... ...           374 489 427 381 638    
... ... ... ... ...           273 344 264 344 190    
... ... ... ... ...           1,451 1,466 1,469 1,502 1,525    
... ... ... ... ...           546 552 571 578 562    
... ... ... ... ...           245 248 260 267 264    
... ... ... ... ...           301 304 312 311 298    
... ... ... ... ...           911 985 995 1,027 1,052    
... ... ... ... ...           366 309 549 633 661    
... ... ... ... ...           54.0 53.0 51.3 49.4 45.8    
                    2,531 2,671 2,805 2,926 3,090    
                    248 255 258 260 262    
... ... ... ... ...           0.000 0.000 0.000 0.000 0.000    
                    2,282 2,416 2,546 2,666 2,828    
... ... ... ... ...           65.6 72.6 82.7 82.9 101    
... ... ... ... ...           2,187 2,310 2,425 2,541 2,673    
... ... ... ... ...           1,834 1,937 2,014 2,072 2,143    
... ... ... ... ...           353 373 411 469 529    
... ... ... ... ...           2,015 2,115 2,212 2,269 2,381    
... ... ... ... ...           172 195 213 272 291    
... ... ... ... ...           18.8 23.7 29.9 33.1 42.7    
... ... ... ... ...           11.0 9.98 8.60 8.73 11.7    

asset quality

... ... ... ... ...           186 191 296 345 370    
... ... ... ... ...           1,525 1,549 1,574 1,627 1,692    
... ... ... ... ...           74.1 82.5 105 125 167    

growth rates

... ... ... ... ... ...         8.17% 1.03% 0.158% 2.28% 1.54%    
... ... ... ... ... ...         1.39% 1.13% 3.47% 1.11% -2.78%    
... ... ... ... ... ...         4.67% 1.09% 4.71% 2.78% -1.11%    
... ... ... ... ... ...         -1.14% 1.17% 2.46% -0.280% -4.22%    
... ... ... ... ... ...         12.7% 8.11% 1.03% 3.20% 2.48%    
...                   5.09% 5.56% 4.99% 4.33% 5.61%    
...                   3.33% 2.79% 1.31% 0.675% 0.855%    
... ... ... ... ... ...         4.85% 5.62% 4.98% 4.79% 5.18%    
... ... ... ... ... ...         20.0% 5.59% 4.00% 2.86% 3.46%    
... ... ... ... ... ...         -36.8% 5.76% 10.1% 14.2% 12.8%    

market share

... ... ... ... ...           0.576% 0.620% 0.627% 0.654% 0.685%    
... ... ... ... ...           0.816% 1.02% 1.04% 1.12% 1.21%    
... ... ... ... ...           0.461% 0.476% 0.495% 0.491% 0.474%    
... ... ... ... ...           0.426% 0.437% 0.462% 0.472% 0.466%    
... ... ... ... ...           0.390% 0.398% 0.428% 0.453% 0.458%    
                    0.607% 0.651% 0.676% 0.698% 0.742%    
... ... ... ... ...           0.991% 1.02% 1.03% 1.04% 1.04%    
... ... ... ... ...           1.08% 1.09% 1.12% 1.13% 1.14%    
... ... ... ... ...           0.733% 0.829% 0.970% 1.07% 0.997%    

Download Data
ratios Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

... ... ... ... ...           7.67% 6.85% 5.00% 4.65% 4.76%    
... ... ... ... ...           0.758% 0.663% 0.469% 0.421% 0.414%    
... ... ... ... ...           2.84% 2.61% 2.43% 2.36% 2.32%    
... ... ... ... ...           64.6% 68.2% 64.3% 65.1% 44.4%    
                    15.1% 15.4% 16.7% 16.5% 17.8%    
... ... ... ... ... ... ... ... ... ... ... ... ... 14.9% 16.0%    
... ... ... ... ...           2.85% 2.40% 2.30% 2.15% 2.53%    
... ... ... ... ...           2.60% 2.15% 2.07% 1.95% 2.38%    
... ... ... ... ...           5.12% 4.78% 4.51% 4.14% 4.14%    
... ... ... ... ...           2.51% 2.63% 2.44% 2.19% 1.76%    
... ... ... ... ...           65.0% 62.8% 60.9% 59.2% 48.6%    
... ... ... ... ...           18.7% 21.5% 22.3% 23.4% 16.8%    
... ... ... ... ...           16.3% 15.7% 16.7% 17.5% 34.7%    
... ... ... ... ...           2,524 2,349 2,402 2,321 2,123    
... ... ... ... ...           13,501 13,744 13,710 13,765 14,142    
... ... ... ... ...           52.2% 56.6% 56.4% 55.6% 55.8%    
                    9.81% 9.55% 9.22% 8.89% 8.49%    
... ... ... ... ...           66.4% 63.5% 60.6% 59.1% 57.1%    
... ... ... ... ...           57.3% 54.9% 52.4% 51.3% 49.4%    
... ... ... ... ...           12.2% 12.3% 18.8% 21.2% 21.8%    
... ... ... ... ...           39.9% 43.3% 35.6% 36.2% 45.1%    
... ... ... ... ...           5.11% 5.62% 7.16% 8.32% 10.9%    
... ... ... ... ...           1.08% 0.693% 1.59% 1.46% 4.78%    

Download Data
other data Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ... ... ...           226 233 228 228 229    
... ... ... ... ...           92.1% 91.6% 91.2% 89.3% 89.1%    

Download Data
Comparison of 27 Banks in Croatia

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Istarska Kreditna Banka Umag in Numbers

This Annual statistical dossier offers a summary of Istarska Kreditna Banka Umag's performance between 2001 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset

Read more »

This Annual statistical dossier offers a summary of Istarska Kreditna Banka Umag's performance between 2001 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Istarska Kreditna Banka Umag's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Istarska Kreditna Banka Umag's mortgage loans reached HRK 267 mil in 2017, up 0.819% compared to the previous year.

Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last

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Istarska Kreditna Banka Umag's mortgage loans reached HRK 267 mil in 2017, up 0.819% compared to the previous year.

Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year.

Istarska Kreditna Banka Umag accounted for 0.530% of all mortgage loans issued in Croatia at the end of 2017. Historically, the bank’s market share in mortgage loans reached an all time high of 0.530% in 2017 and an all time low of 0.381% in 2010.

You can see all the company’s data at Istarska Kreditna Banka Umag Profile, or you can download a report on the firm in the report section.

Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the largest lender, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka loans reached 80,746, down 4.26% compared to

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Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the largest lender, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka loans reached 80,746, down 4.26% compared to the previous year. Historically, the bank’s loans reached an all time high of 84,340 in 2015 and an all time low of 14,598 in 2000.

Comparing Zagrebacka Banka with its closest peers, Privredna Banka Zagreb customer loans amounted to 65,177, Erste & Steiermarkische Bank operated with 43,656 loans and Raiffeisenbank Croatia had a loan portfolio of 18,504.

Croatian banking sector provided total customer loans of CZK 215 bil in 2016, down 3.47% when compared to the last year. As a result, the top ranked company - Zagrebacka Banka accounted for 37.6% of the sector’s loans in 2016. The top 3 companies held a 88.3% share while the five largest firms some 104% in 2016.

You can see all the banks loans on the Customer Loans indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.

Jadranska Banka's loan to deposit ratio reached 26.4

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Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.

Jadranska Banka's loan to deposit ratio reached 26.4 at the end of 2017, down from 31.7 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 83.6 in 2009 and an all time low of 26.4 in 2017.

Comparing Jadranska Banka with its closest peers, PBZ Stambena Stedionica ended the year 2017 with loans to deposits at 46.8, Istarska Kreditna Banka Umag with 53.2 and Croatia Banka some 55.1 of loans to deposits at the end of 2017.

Overall, total loans of the Croatian banking sector amounted to 78.0% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka had the highest share of bad loans, followed by Imex Banka and Podravska Banka.

Jadranska Banka's non-performing loans reached 40.0 of total loans at the end of 2017,

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Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka had the highest share of bad loans, followed by Imex Banka and Podravska Banka.

Jadranska Banka's non-performing loans reached 40.0 of total loans at the end of 2017, up from 33.0 when compared to the previous year. Historically, the NPL ratio hit an all time high of 56.9 in 2015 and an all time low of 2.45 in 2009.

Provision coverage amounted to 25.3 at the end of 2017, up from 18.7 compared to a year earlier.

Comparing Jadranska Banka with its closest peers, Imex Banka operated at the end of 2017 with NPL ratio of 25.3 and provision coverage of 62.9, Podravska Banka with 23.5 and 54.9 and Croatia Banka had 23.1 of bad loans covered with 79.6 by provisions at the end of 2017.

Non-performing loans of the whole Croatia’s banking sector amounted to 11.2 of total loans in 2017, down from 13.6 when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Croatian banks in the report section.

See all charts of the company »
Istarska Kreditna Banka Umag's customer deposits rose 5.52% to HRK 2,955 mil in 2017
Istarska Kreditna Banka Umag's corporate deposits rose 62.8% to HRK 933 mil in 2017
Istarska Kreditna Banka Umag's net profit rose 27.3% to HRK 26.3 mil in 2017
Istarska Kreditna Banka Umag's net profit rose 27.3% to HRK 26.3 mil in 2017
Istarska Kreditna Banka Umag's customer loans rose 4.70% to HRK 1,571 mil in 2017
Istarska Kreditna Banka Umag's npls (as % of loans) fell 21.4% to 17.3% in 2017
Istarska Kreditna Banka Umag's mortgage loans rose 0.819% to HRK 267 mil in 2017
Istarska Kreditna Banka Umag's corporate loans fell 1.90% to HRK 1,157 mil in 2017
Istarska Kreditna Banka Umag's corporate loans fell 1.90% to HRK 1,157 mil in 2017
Istarska Kreditna Banka Umag's net interest margin rose 3.47% to 2.46% in 2017