We use cookies to personalise the web experience for you. By using www.helgilibrary.com, you agree to our use of cookies.
Some cookies are also used by Google Analytics, which anonymously tracks visitors and helps us to analyse how users use our website. Read more

Zagrebacka Banka

Banking > Croatia > Zagrebacka Banka
Change Company
Zagrebacka Banka

Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall, the Group has more than 2 million of retail clients. At the end of 2015,

Read more »
Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall, the Group has more than 2 million of retail clients. At the end of 2015, Zagrebacka banka operated a network of 204 branches; and over 900 ATMs and employed over 5,600 people within the Group. The Bank was founded in 1914 and is headquartered in Zagreb, Croatia. Since 2002, the Bank is a member of UniCredit Group with parent entity UniCredit Bank Austria AG.

Buy all financials of Zagrebacka Banka

from $199 /month

Buy annual subscriptions for all our products.

summary Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

                      3,513 3,166 3,040 3,121 3,331    
                      5,255 5,082 4,947 5,116 5,060    
                      2,764 2,707 2,564 2,601 2,489    
                      1,416 1,153 692 1,051 -150    

balance sheet

                      11,844 9,841 10,632 10,970 10,984    
                      79,514 78,729 81,065 81,087 84,340    
                      7,745 10,709 12,062 12,810 12,700    
                      119,691 120,201 123,724 120,115 128,004    
                      17,468 18,103 18,179 18,845 17,036    
                      11,645 13,649 13,969 10,570 9,095    
                      86,885 86,112 88,678 75,972 86,544    
                      75.3 76.0 76.9 871 1,956    

ratios

                      8.46% 6.48% 3.81% 5.68% -0.836%    
                      1.22% 0.961% 0.567% 0.862% -0.121%    
                      2.15% 1.98% 1.95% 2.06% 2.07%    
                      47.4% 46.7% 48.2% 49.2% 50.8%    
... ... ... ... ... ... ... ... ...   ... 21.7% 23.6% 23.8% 25.6% 24.7%    
                      3.03% 2.64% 2.49% 2.56% 2.69%    
                      66.9% 62.3% 61.5% 61.0% 65.8%    
                      20.8% 21.4% 22.4% 22.9% 24.1%    
                      49.6% 46.8% 48.6% 48.0% 44.8%    
                      14.6% 15.1% 14.7% 15.7% 13.3%    
                      91.5% 91.4% 91.4% 107% 97.5%    
                      66.4% 65.5% 65.5% 67.5% 65.9%    
... ... ... ...               9.70% 13.4% 16.0% 17.2% 16.2%    
... ... ... ...               50.4% 54.3% 54.0% 57.4% 62.8%    

Download Data
income statement Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income HRK mil
Interest Cost HRK mil
Net Interest Income HRK mil
Net Fee Income HRK mil
Other Income HRK mil
Total Revenues HRK mil
Staff Cost HRK mil
Depreciation HRK mil
Other Cost HRK mil
Operating Cost HRK mil
Operating Profit HRK mil
Provisions HRK mil
Extra and Other Cost HRK mil
Pre-Tax Profit HRK mil
Tax HRK mil
Minorities HRK mil
Net Profit HRK mil
                      6,218 6,464 6,462 6,572 6,662    
                      2,706 3,298 3,422 3,451 3,331    
                      3,513 3,166 3,040 3,121 3,331    
                      1,096 1,088 1,110 1,173 1,219    
                      646 828 797 822 510    
                      5,255 5,082 4,947 5,116 5,060    
                      1,235 1,112 1,158 1,208 1,152    
                      301 291 280 238 284    
                      955 972 945 1,069 1,135    
                      2,490 2,375 2,383 2,515 2,571    
                      2,764 2,707 2,564 2,601 2,489    
                      917 1,183 1,643 1,110 2,722    
                      0.000 0.000 0.000 0.000 0.000    
                      1,847 1,524 921 1,491 -233    
                      355 264 150 351 -85.0    
                      76.1 107 79.2 89.0 2.00    
                      1,416 1,153 692 1,051 -150    

growth rates

...                     8.75% -9.87% -3.99% 2.67% 6.73%    
...                     -6.26% -0.711% 2.00% 5.72% 3.92%    
...                     3.89% -3.29% -2.66% 3.42% -1.09%    
...                     0.523% -4.63% 0.310% 5.56% 2.23%    
...                     7.12% -2.09% -5.27% 1.44% -4.31%    
...                     7.77% -17.5% -39.6% 61.9% -116%    
...                     2.58% -18.6% -40.0% 51.9% -114%    

market share

                      32.7% 34.2% 34.4% 35.3% 34.8%    
                      37.4% 42.3% 146% 76.2% ...    
... ... ... ... ... ... ... ... ... ...   24.2% 23.7% 22.1% 26.3% 27.0%    
... ... ...                 10.7% 10.5% 10.6% 17.3% 17.4%    

Download Data
balance sheet Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

                      14,433 13,954 14,060 12,464 15,837    
                      11,844 9,841 10,632 10,970 10,984    
                      79,514 78,729 81,065 81,087 84,340    
                      31,244 30,944 30,080 34,650 34,575    
                      19,158 20,007 19,473 17,439 17,329    
                      12,086 10,937 10,607 17,211 17,246    
                      48,270 47,785 50,985 46,437 49,765    
                      7,745 10,709 12,062 12,810 12,700    
                      3,139 3,100 3,083 1,584 2,162    
                      119,691 120,201 123,724 120,115 128,004    
                      17,468 18,103 18,179 18,845 17,036    
                      808 915 838 864 23.0    
                      102,223 102,098 105,546 101,270 110,968    
                      11,645 13,649 13,969 10,570 9,095    
                      86,885 86,112 88,678 75,972 86,544    
                      47,403 50,058 52,339 54,308 56,928    
                      39,481 36,054 36,339 21,664 29,616    
                      75.3 76.0 76.9 871 1,956    
                      3,618 2,260 2,821 13,857 13,373    

asset quality

... ... ... ...               8,213 9,953 12,405 15,109 15,202    
                      84,666 74,279 77,533 87,756 93,893    
                      4,138 5,407 6,698 8,669 9,553    

growth rates

...                     5.39% -0.988% 2.97% 0.027% 4.01%    
...                     0.337% -0.960% -2.79% 15.2% -0.216%    
...                     3.04% 4.43% -2.67% -10.4% -0.631%    
...                     -3.67% -9.51% -3.02% 62.3% 0.203%    
...                     8.94% -1.01% 6.70% -8.92% 7.17%    
...                     6.76% 0.426% 2.93% -2.92% 6.57%    
...                     9.13% 3.64% 0.418% 3.67% -9.60%    
...                     4.91% -0.889% 2.98% -14.3% 13.9%    
...                     1.19% 5.60% 4.56% 3.76% 4.82%    
...                     9.75% -8.68% 0.791% -40.4% 36.7%    

market share

                      31.6% 33.3% 34.6% 35.3% 37.9%    
                      43.2% 49.5% 53.3% 50.5% 57.0%    
                      18.5% 17.1% 16.8% 27.2% 27.4%    
                      24.4% 24.5% 24.3% 28.3% 28.7%    
                      30.5% 32.1% 32.1% 29.6% 30.1%    
                      25.0% 25.4% 25.8% 24.4% 25.5%    
                      39.4% 37.9% 37.5% 31.1% 33.7%    
                      27.8% 28.1% 29.2% 29.7% 30.3%    
... ... ... ...               82.1% 80.1% 85.8% 49.5% 55.8%    

Download Data
ratios Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

                      8.46% 6.48% 3.81% 5.68% -0.836%    
                      1.22% 0.961% 0.567% 0.862% -0.121%    
                      2.15% 1.98% 1.95% 2.06% 2.07%    
                      47.4% 46.7% 48.2% 49.2% 50.8%    
... ... ... ... ... ... ... ... ...   ... 21.7% 23.6% 23.8% 25.6% 24.7%    
                      3.03% 2.64% 2.49% 2.56% 2.69%    
...                     2.64% 2.16% 2.00% 2.05% 2.23%    
                      5.37% 5.39% 5.30% 5.39% 5.37%    
...                     2.73% 3.23% 3.30% 3.34% 3.14%    
                      66.9% 62.3% 61.5% 61.0% 65.8%    
                      20.8% 21.4% 22.4% 22.9% 24.1%    
                      12.3% 16.3% 16.1% 16.1% 10.1%    
... ... ...   ...   ...   ...     2,901 2,457 2,694 3,046 2,549    
... ... ...   ...   ...   ...     15,516 14,378 15,381 18,060 16,982    
                      49.6% 46.8% 48.6% 48.0% 44.8%    
                      14.6% 15.1% 14.7% 15.7% 13.3%    
                      91.5% 91.4% 91.4% 107% 97.5%    
                      66.4% 65.5% 65.5% 67.5% 65.9%    
... ... ... ...               9.70% 13.4% 16.0% 17.2% 16.2%    
... ... ... ...               50.4% 54.3% 54.0% 57.4% 62.8%    
                      5.20% 6.87% 8.26% 10.7% 11.3%    
                      1.18% 1.50% 2.06% 1.37% 3.29%    

Download Data
other data Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ...                 226 219 215 207 204    
... ... ...   ...   ...   ...     6,631 6,445 6,274 5,574 5,653    
... ... ... ... ... ... ... ... ... ... ... 2.20 ... ... ... ... ... ...

Download Data
Comparison of 11 Companies within CEE Savings Banks

This Annual Statistical Dossier offers a comparison of 11 banks from CEE Savings Banks from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to

Read more »

This Annual Statistical Dossier offers a comparison of 11 banks from CEE Savings Banks from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 11 Companies within UniCredit New Europe

This Annual Statistical Dossier offers a comparison of 11 banks from UniCredit New Europe from 1958 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related

Read more »

This Annual Statistical Dossier offers a comparison of 11 banks from UniCredit New Europe from 1958 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 27 Banks in Croatia

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Zagrebacka Banka in Numbers

September 30, 2018
Zagrebacka Banka in Numbers

This Annual statistical dossier offers a summary of Zagrebacka Banka's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Zagrebacka Banka's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Zagrebacka's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Zagrebacka Banka in Numbers

This Statistical Dossier offers a summary of Zagrebačka banka 's performance between 2000 and 2015 on an annual basis. The report can be downloaded in Excel file format.

You will find here all the key numbers from the bank's balance sheet, income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and

Read more »

This Statistical Dossier offers a summary of Zagrebačka banka 's performance between 2000 and 2015 on an annual basis. The report can be downloaded in Excel file format.

You will find here all the key numbers from the bank's balance sheet, income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the Bank's businesses such as its loan portfolio.

If you are only interested in specific areas of the Bank's business, you find and download them at the Bank's Corporate Profile.

If you want to see more reports about the Bank, please, go to the Bank's Reports Page.

Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall, the Group has more than 2 million of retail clients. At the end of 2015, Zagrebacka banka operated a network of 204 branches; and over 900 ATMs and employed over 5,600 people within the Group. The Bank was founded in 1914 and is headquartered in Zagreb, Croatia. Since 2002, the Bank is a member of UniCredit Group with parent entity UniCredit Bank Austria AG.

Zagrebacka banka at a Glance

Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall,

Read more »

Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall, the Group has more than 2 million of retail clients. Zagrebacka banka operates a network of 215 branches; and approximately 862 ATMs and employs over 6,200 eomplyees within the Group. The Bank was founded in 1914 and is headquartered in Zagreb, Croatia. Since 2002, the Bank is a member of UniCredit Group with parent entity UniCredit Bank Austria AG.

This report offers a summary of the bank's performance in 1999-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Croatia

Zagrebačka banka in Numbers

Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall,

Read more »

Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall, the Group has more than 2 million of retail clients. Zagrebacka banka operates a network of 215 branches; and approximately 862 ATMs and employs over 6,200 eomplyees within the Group. The Bank was founded in 1914 and is headquartered in Zagreb, Croatia. Since 2002, the Bank is a member of UniCredit Group with parent entity UniCredit Bank Austria AG.

This excel file offers a summary of the bank's performance in 1999-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

Zagrebacka Banka's mortgage loans reached HRK 16,552 mil in 2017, up 1.78% compared to the previous year.

Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year.

Read more »

Zagrebacka Banka's mortgage loans reached HRK 16,552 mil in 2017, up 1.78% compared to the previous year.

Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year.

Zagrebacka Banka accounted for 32.9% of all mortgage loans issued in Croatia at the end of 2017. Historically, the bank’s market share in mortgage loans reached an all time high of 46.5% in 2000 and an all time low of 29.6% in 2014.

You can see all the company’s data at Zagrebacka Banka Profile, or you can download a report on the firm in the report section.

Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the largest lender, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka loans reached 80,746, down 4.26% compared to

Read more »

Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the largest lender, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka loans reached 80,746, down 4.26% compared to the previous year. Historically, the bank’s loans reached an all time high of 84,340 in 2015 and an all time low of 14,598 in 2000.

Comparing Zagrebacka Banka with its closest peers, Privredna Banka Zagreb customer loans amounted to 65,177, Erste & Steiermarkische Bank operated with 43,656 loans and Raiffeisenbank Croatia had a loan portfolio of 18,504.

Croatian banking sector provided total customer loans of CZK 215 bil in 2016, down 3.47% when compared to the last year. As a result, the top ranked company - Zagrebacka Banka accounted for 37.6% of the sector’s loans in 2016. The top 3 companies held a 88.3% share while the five largest firms some 104% in 2016.

You can see all the banks loans on the Customer Loans indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2017, Zagrebacka Banka had the most employees, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka employed 5,424 persons in 2017, down 1.38% when

Read more »

Based on a comparison of 15 banks in Croatia in 2017, Zagrebacka Banka had the most employees, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka employed 5,424 persons in 2017, down 1.38% when compared to the previous year. Historically, the bank's workforce hit an all time high of 6,686 persons in 2010 and an all time low of 5,424 in 2017.

Average cost reached HRK 17,315 per month per month per employee, 3.23% more than a year ago. This figure was HRK 13,990 per month some 10 years ago.

Comparing Zagrebacka Banka with its closest peers, Privredna Banka Zagreb had 4,922 employees with average cost of HRK 18,658 per month per person, Erste & Steiermarkische Bank operated with 3,170 people (and HRK 17,561 per month per employee) and Raiffeisenbank Croatia had 2,261 employees in 2017 with cost HRK 2,261 per month per head.

Croatian banking sector employed 20,434 people in 2017. The average staff cost per employee reached HRK 15,871 per month.

You can see all the banks employees data on the Employees indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2017, Zagrebacka Banka was the largest bank by assets, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka assets reached 126,893, down 1.12% when

Read more »

Based on a comparison of 15 banks in Croatia in 2017, Zagrebacka Banka was the largest bank by assets, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka assets reached 126,893, down 1.12% when compared to the last year. Historically, the bank’s assets reached an all time high of 128,328 in 2016 and an all time low of 37,196 in 2000.

Comparing Zagrebacka Banka with its closest peers, Privredna Banka Zagreb assets amounted to 102,912, Erste & Steiermarkische Bank operated with 65,925 assets and Raiffeisenbank Croatia had total assets of 34,178.

Total assets of the Croatian banking sector amounted to HRK 401 bil in 2017, up 0.706% when compared to the last year. As a result, the top ranked company - Zagrebacka Banka accounted for 31.6% of the sector’s assets in 2017. The top 3 companies held a 73.7% share while the five largest firms some 88.9% in 2017.

You can see all the banks assets on the Total Assets indicator page or you can download a report on the Croatian banks in the report section.

See all charts of the company »
Zagrebacka's customer deposits rose 3.28% to HRK 95,249 mil in 2017
Zagrebacka's total revenues fell 2.45% to HRK 5,451 mil in 2017
Zagrebacka's employees fell 1.38% to 5,424 in 2017
Zagrebacka's retail deposits rose 1.43% to HRK 61,380 mil in 2017
Zagrebacka's mortgage loans rose 1.78% to HRK 16,552 mil in 2017
Zagrebacka's consumer loans fell 4.23% to HRK 18,894 mil in 2017
Zagrebacka's net profit fell 38.2% to HRK 1,042 mil in 2017
Zagrebacka's npls (as % of loans) fell 23.2% to 11.4% in 2017
Zagrebacka's net profit fell 38.2% to HRK 1,042 mil in 2017
Zagrebacka's customer loans fell 4.37% to HRK 77,217 mil in 2017