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Raiffeisen Stambena Stedionica

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Raiffeisen Stambena Stedionica

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summary Unit
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

      33.6 33.4 31.1 29.6 26.0    
      46.0 56.8 42.3 36.2 35.8    
      -8.23 3.71 6.19 1.22 2.99    
      -7.90 4.42 5.73 0.422 2.39    

balance sheet

      82.5 36.4 44.6 93.6 107    
      1,132 1,136 1,067 945 826    
      356 367 369 213 199    
      1,719 1,676 1,582 1,466 1,323    
      83.9 79.9 74.1 82.4 87.2    
      0.000 0.000 0.000 0.000 0.000    
      1,446 1,426 1,364 1,295 1,155    
      51.3 51.4 51.5 51.6 51.5    

ratios

      -8.99% 5.39% 7.45% 0.539% 2.82%    
      -0.459% 0.260% 0.352% 0.028% 0.171%    
      3.15% 3.13% 2.22% 2.29% 2.35%    
      118% 93.5% 85.4% 96.6% 91.6%    
      18.7% 17.6% 17.1% 16.0% 19.4%    
      1.95% 1.97% 1.91% 1.94% 1.87%    
      73.0% 58.8% 73.5% 81.8% 72.7%    
      32.8% 24.3% 26.8% 16.2% 11.7%    
      44.4% 38.7% 48.1% 46.2% 38.1%    
      4.88% 4.77% 4.69% 5.62% 6.59%    
      78.3% 79.7% 78.2% 73.0% 71.5%    
      65.9% 67.8% 67.4% 64.5% 62.5%    
      0.374% 0.537% 0.291% 0.472% 0.123%    
      280% 191% 502% 360% 1,619%    

Download Data
income statement Unit
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income HRK mil
Interest Cost HRK mil
Net Interest Income HRK mil
Net Fee Income HRK mil
Other Income HRK mil
Total Revenues HRK mil
Staff Cost HRK mil
Depreciation HRK mil
Other Cost HRK mil
Operating Cost HRK mil
Operating Profit HRK mil
Provisions HRK mil
Extra and Other Cost HRK mil
Pre-Tax Profit HRK mil
Tax HRK mil
Minorities HRK mil
Net Profit HRK mil
      79.1 81.3 75.8 71.7 65.2    
      45.5 47.9 44.7 42.1 39.2    
      33.6 33.4 31.1 29.6 26.0    
      15.1 13.8 11.3 5.84 4.20    
      -2.65 9.59 -0.133 0.724 5.58    
      46.0 56.8 42.3 36.2 35.8    
      24.1 20.5 17.4 16.2 12.5    
      6.84 7.04 2.20 2.03 1.89    
      23.3 25.5 16.6 16.8 18.4    
      54.2 53.1 36.1 35.0 32.8    
      -8.23 3.71 6.19 1.22 2.99    
      -0.176 2.69 7.39 0.801 0.600    
      < -0.001 < 0.001 < -0.001 < -0.001 0.000    
      -8.05 1.02 -1.20 0.422 2.39    
      -0.157 5.43 4.53 0.000 0.000    
      0.000 0.000 0.000 0.000 0.000    
      -7.90 4.42 5.73 0.422 2.39    

growth rates

...     17.9% -0.492% -6.79% -4.86% -12.2%    
...     8.03% -8.41% -18.0% -48.4% -28.1%    
...     6.26% 23.5% -25.5% -14.5% -1.05%    
...     -20.0% -2.09% -31.9% -3.25% -6.14%    
...     -66.3% -145% 66.7% -80.2% 144%    
...     -61.1% -113% -219% -135% 466%    
...     -62.2% -156% 29.8% -92.6% 466%    

market share

      0.286% 0.383% 0.294% 0.250% 0.246%    
...   ... ... 0.162% 1.21% 0.031% ...    
      0.800% 0.739% 0.530% 0.373% 0.201%    

Download Data
balance sheet Unit
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

      4.82 10.7 10.3 2.01 6.85    
      82.5 36.4 44.6 93.6 107    
      1,132 1,136 1,067 945 826    
      356 367 369 213 199    
      13.5 8.87 7.24 5.14 4.11    
      1,719 1,676 1,582 1,466 1,323    
      83.9 79.9 74.1 82.4 87.2    
      0.000 0.000 0.000 0.000 0.000    
      1,635 1,596 1,508 1,384 1,235    
      0.000 0.000 0.000 0.000 0.000    
      1,446 1,426 1,364 1,295 1,155    
      1,446 1,426 1,364 1,295 1,155    
      0.000 0.000 0.000 0.000 0.000    
      51.3 51.4 51.5 51.6 51.5    
      138 119 92.2 37.5 28.8    

asset quality

      4.28 6.16 3.15 4.54 1.04    
      1,144 1,148 1,083 962 843    
      12.0 11.8 15.8 16.3 16.8    

growth rates

...     3.04% 0.360% -6.11% -11.4% -12.6%    
...     -0.087% -2.50% -5.63% -7.29% -9.81%    
...     -8.60% -4.80% -7.19% 11.2% 5.77%    
...     -0.617% -1.39% -4.36% -5.06% -10.8%    
...     -0.617% -1.39% -4.36% -5.06% -10.8%    

market share

      0.449% 0.481% 0.456% 0.412% 0.371%    
      0.413% 0.408% 0.381% 0.350% 0.318%    
      0.656% 0.628% 0.577% 0.530% 0.449%    
      0.848% 0.801% 0.760% 0.707% 0.615%    
      0.000% 0.000% 0.000% 0.000% 0.000%    

Download Data
ratios Unit
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

      -8.99% 5.39% 7.45% 0.539% 2.82%    
      -0.459% 0.260% 0.352% 0.028% 0.171%    
      3.15% 3.13% 2.22% 2.29% 2.35%    
      118% 93.5% 85.4% 96.6% 91.6%    
      18.7% 17.6% 17.1% 16.0% 19.4%    
      1.95% 1.97% 1.91% 1.94% 1.87%    
...     1.81% 1.82% 1.77% 1.79% 1.68%    
      4.60% 4.79% 4.66% 4.70% 4.67%    
...     2.79% 2.97% 2.88% 2.91% 2.99%    
      73.0% 58.8% 73.5% 81.8% 72.7%    
      32.8% 24.3% 26.8% 16.2% 11.7%    
      -5.77% 16.9% -0.314% 2.00% 15.6%    
      2,192 1,744 1,844 2,340 2,588    
      11,455 10,685 12,585 17,036 24,835    
      44.4% 38.7% 48.1% 46.2% 38.1%    
      4.88% 4.77% 4.69% 5.62% 6.59%    
      78.3% 79.7% 78.2% 73.0% 71.5%    
      65.9% 67.8% 67.4% 64.5% 62.5%    
      0.374% 0.537% 0.291% 0.472% 0.123%    
      280% 191% 502% 360% 1,619%    
      1.06% 1.04% 1.48% 1.73% 2.03%    
      -0.016% 0.237% 0.671% 0.080% 0.068%    

Download Data
other data Unit
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

      175 160 115 79.0 42.0    

Download Data
Comparison of 11 Companies within Raiffeisen New Europe

This Annual Statistical Dossier offers a comparison of 11 banks from Raiffeisen New Europe from 1999 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related

Read more »

This Annual Statistical Dossier offers a comparison of 11 banks from Raiffeisen New Europe from 1999 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 27 Banks in Croatia

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Raiffeisen Stambena Stedionica in Numbers

This Annual statistical dossier offers a summary of Raiffeisen Stambena Stedionica's performance between 2008 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset

Read more »

This Annual statistical dossier offers a summary of Raiffeisen Stambena Stedionica's performance between 2008 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Raiffeisen Stambena Stedionica's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.

Jadranska Banka's loan to deposit ratio reached 26.4

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Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.

Jadranska Banka's loan to deposit ratio reached 26.4 at the end of 2017, down from 31.7 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 83.6 in 2009 and an all time low of 26.4 in 2017.

Comparing Jadranska Banka with its closest peers, PBZ Stambena Stedionica ended the year 2017 with loans to deposits at 46.8, Istarska Kreditna Banka Umag with 53.2 and Croatia Banka some 55.1 of loans to deposits at the end of 2017.

Overall, total loans of the Croatian banking sector amounted to 78.0% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia, Zagrebacka Banka produced the highest net profit in 2016, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka made a net profit of 1,686, up

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Based on a comparison of 15 banks in Croatia, Zagrebacka Banka produced the highest net profit in 2016, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka made a net profit of 1,686, up 1,224% compared to the previous year. Historically, the bank’s net profit reached an all time high of 1,686 in 2016 and an all time low of -150 in 2015. The average profit in the last five years amounted to 886.

The bank generated an average return on equity of 4.92% for its shareholders in the last five years with a maximum of 9.44% and a minimum of -0.836%.

Comparing Zagrebacka Banka with its closest peers, Privredna Banka Zagreb generated a net profit of 1,660 with a ROE of 10.3% in 2016, Erste & Steiermarkische Bank netted 875 (ROE of 11.6%) and Raiffeisenbank Croatia announced a net profit of 535 giving a ROE of 11.5%.

The net profit of the Croatia’s banking sector amounted to 5,099 in 2016, up 212% compared to the previous year. Heading up the rankings, Zagrebacka Banka accounted for 33.1% of the sector’s net profit in 2016. The top 3 companies held a 82.8% share while the five largest firms some 100% in 2016.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2016, PBZ Stambena Stedionica was paying its employees the best, followed by Privredna Banka Zagreb and Splitska Banka.

PBZ Stambena Stedionica employed 23.0 persons in 2016, up 4.55% when

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Based on a comparison of 15 banks in Croatia in 2016, PBZ Stambena Stedionica was paying its employees the best, followed by Privredna Banka Zagreb and Splitska Banka.

PBZ Stambena Stedionica employed 23.0 persons in 2016, up 4.55% when compared to the previous year. Historically, the bank's workforce hit an all time high of 23.0 persons in 2016 and an all time low of 21.0 in 2009.

Average cost reached 19,156 per employee, 12.8% less than a year ago. This figure was some 10 years ago.

Staff accounted for 40.1% of total operating expenditures in 2016.

Comparing PBZ Stambena Stedionica with its closest peers, Privredna Banka Zagreb had 4,852 employees with average cost of 18,566 per person, Splitska Banka operated with 1,380 people (and 18,478 per employee) and Raiffeisen Stambena Stedionica had 43.0 employees in 2016 with cost of 18,455 per head.

The average staff cost per employee reached 15,227 in the Croatian banking sector in 2016.

You can see all the banks cost per employee data on the Cost Per Employee indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the most cost efficient bank, followed by Erste & Steiermarkische Bank and Privredna Banka Zagreb.

Zagrebacka Banka's cost to income ratio reached 45.3 in 2016,

Read more »

Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the most cost efficient bank, followed by Erste & Steiermarkische Bank and Privredna Banka Zagreb.

Zagrebacka Banka's cost to income ratio reached 45.3 in 2016, down from 50.8 when compared to the last year. Historically, the bank’s costs reached an all time high of 68.3 in 2001 and an all time low of 45.3 in 2016.

When compared to total assets, bank's cost amounted to 1.39% in 2016, down from 2.07 a year earlier.

Comparing Zagrebacka Banka with its closest peers, Erste & Steiermarkische Bank operated in 2016 with a cost to income ratio of 46.7, Privredna Banka Zagreb reached 47.5 and Splitska Banka some 50.6.

The average cost to income ratio reached 45.2% in the Croatian banking sector in 2016.

You can see all the banks cost efficiency data on the Costs (As % Of Income) indicator page or you can download a report on the Croatian banks in the report section.

See all charts of the company »
Raiffeisen Stambena Stedionica's net profit fell 24.3% to HRK 8.64 mil in 2017
Raiffeisen Stambena Stedionica's net profit fell 24.3% to HRK 8.64 mil in 2017
Raiffeisen Stambena Stedionica's npls (as % of loans) fell 14.2% to 0.939% in 2017
Raiffeisen Stambena Stedionica's customer deposits fell 2.88% to HRK 1,028 mil in 2017
Raiffeisen Stambena Stedionica's customer loans fell 3.19% to HRK 747 mil in 2017
Raiffeisen Stambena Stedionica's retail deposits fell 2.88% to HRK 1,028 mil in 2017
Raiffeisen Stambena Stedionica's net interest margin rose 2.79% to 1.95% in 2017
Raiffeisen Stambena Stedionica's total revenues rose 14.3% to HRK 38.3 mil in 2017
Raiffeisen Stambena Stedionica's net interest income fell 2.29% to HRK 23.7 mil in 2017
Raiffeisen Stambena Stedionica's corporate deposits remain unchanged at HRK 0.000 mil in 2017