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Podravska Banka

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Podravska Banka

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summary Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

... ...                 109 94.5 83.4 85.3 88.1    
... ...                 146 132 131 129 133    
... ...                 36.8 16.5 19.5 20.4 28.8    
... ...                 12.5 8.13 1.05 -14.4 3.30    

balance sheet

... ...                 176 166 62.7 1,824 1,872    
... ...                 1,894 1,773 1,888 1,824 1,872    
... ...                 532 580 722 735 714    
                    2,912 3,068 3,103 3,045 3,182    
                    368 393 394 383 393    
... ...                 151 147 69.8 106 91.2    
... ...                 2,151 2,190 2,209 2,256 2,349    
... ...                 212 286 388 243 310    

ratios

... ...                 3.36% 2.14% 0.268% -3.70% 0.850%    
... ...                 0.437% 0.272% 0.034% -0.468% 0.106%    
... ...                 3.84% 3.86% 3.61% 3.54% 3.35%    
... ...                 74.9% 87.5% 85.1% 84.2% 78.4%    
                    16.6% 17.0% 19.1% 16.4% 16.1%    
... ...                 3.84% 3.16% 2.70% 2.78% 2.83%    
... ...                 74.8% 71.7% 63.8% 66.1% 66.2%    
... ...                 17.4% 17.9% 17.8% 18.6% 18.0%    
... ...                 46.6% 46.6% 45.8% 46.2% 48.2%    
                    12.6% 12.8% 12.7% 12.6% 12.4%    
... ...                 88.1% 80.9% 85.5% 80.8% 79.7%    
... ...                 65.0% 57.8% 60.8% 59.9% 58.8%    
... ... ... ... ...           10.5% 16.9% 17.6% 18.0% 20.0%    
... ... ... ... ...           76.4% 50.5% 49.4% 57.9% 56.3%    

Download Data
income statement Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income HRK mil
Interest Cost HRK mil
Net Interest Income HRK mil
Net Fee Income HRK mil
Other Income HRK mil
Total Revenues HRK mil
Staff Cost HRK mil
Depreciation HRK mil
Other Cost HRK mil
Operating Cost HRK mil
Operating Profit HRK mil
Provisions HRK mil
Extra and Other Cost HRK mil
Pre-Tax Profit HRK mil
Tax HRK mil
Minorities HRK mil
Net Profit HRK mil
... ... ...               180 172 156 153 147    
... ... ...               70.4 77.5 72.9 67.3 59.3    
... ...                 109 94.5 83.4 85.3 88.1    
... ...                 25.5 23.6 23.2 24.0 24.0    
... ...                 11.4 13.7 24.2 19.8 21.1    
... ...                 146 132 131 129 133    
... ...                 51.0 53.7 51.0 50.2 50.3    
... ...                 10.1 9.47 9.56 7.49 9.06    
... ...                 48.5 52.1 50.8 51.0 45.0    
... ...                 110 115 111 109 104    
... ...                 36.8 16.5 19.5 20.4 28.8    
... ...                 21.1 6.28 17.7 37.9 25.2    
... ...                 0.000 < -0.001 < 0.001 0.000 0.000    
... ...                 15.6 10.2 1.88 -17.5 3.60    
... ...                 3.17 2.09 0.822 -3.10 -0.296    
... ...                 0.000 0.000 0.000 0.000 0.000    
... ...                 12.5 8.13 1.05 -14.4 3.30    

growth rates

... ... ...               25.3% -13.7% -11.7% 2.29% 3.23%    
... ... ...               -4.58% -7.26% -1.75% 3.21% 0.083%    
... ... ...               5.10% -9.94% -0.761% -1.33% 3.14%    
... ... ...               0.141% 5.21% -3.50% -2.30% -4.03%    
... ... ...               23.3% -55.1% 18.4% 4.23% 41.4%    
... ... ...               -2.67% -34.7% -81.6% -1,033% -121%    
... ... ...               -3.92% -34.8% -87.0% -1,467% -123%    

market share

... ...                 0.911% 0.888% 0.909% 0.892% 0.915%    
... ...                 0.329% 0.298% 0.222% ... ...    
... ...                 1.44% 1.36% 1.32% 1.31% 1.15%    
... ...           ... ... ... ... ... ... ... ... ... ...

Download Data
balance sheet Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

... ...                 189 389 268 230 321    
... ...                 176 166 62.7 1,824 1,872    
... ...                 1,894 1,773 1,888 1,824 1,872    
... ...                 611 578 589 581 582    
... ...                 1,449 1,354 1,481 1,454 1,528    
... ...                 532 580 722 735 714    
... ...                 93.5 126 127 131 127    
                    2,912 3,068 3,103 3,045 3,182    
                    368 393 394 383 393    
                    0.000 0.000 0.000 0.000 0.000    
                    2,544 2,675 2,709 2,662 2,788    
... ...                 151 147 69.8 106 91.2    
... ...                 2,151 2,190 2,209 2,256 2,349    
... ...                 1,610 1,684 1,661 1,672 1,819    
... ...                 541 515 548 584 530    
... ...                 639 573 655 620 680    
... ...                 1,511 1,617 1,553 1,636 1,669    
... ...                 212 286 388 243 310    
... ...                 30.6 51.7 42.0 57.2 38.5    

asset quality

... ... ... ... ...           217 327 364 367 423    
... ...                 2,060 1,938 2,068 2,036 2,111    
... ...                 166 165 180 212 238    

growth rates

... ... ...               20.5% -6.39% 6.51% -3.40% 2.67%    
... ... ...               -4.34% -5.33% 1.87% -1.31% 0.146%    
... ... ...               34.1% -6.54% 9.37% -1.78% 5.07%    
...                   4.10% 5.36% 1.16% -1.87% 4.48%    
...                   -1.65% 6.80% 0.382% -2.73% 2.57%    
... ... ...               2.03% 1.84% 0.850% 2.14% 4.12%    
... ... ...               -1.70% 4.58% -1.38% 0.668% 8.79%    
... ... ...               15.1% -4.65% 6.36% 6.61% -9.25%    

market share

... ...                 0.752% 0.750% 0.806% 0.794% 0.842%    
... ...                 1.30% 1.40% 1.55% 1.58% 1.75%    
... ...                 0.477% 0.458% 0.477% 0.475% 0.484%    
                    0.699% 0.747% 0.748% 0.726% 0.764%    
... ...                 0.975% 0.965% 0.934% 0.924% 0.914%    
... ...                 0.945% 0.946% 0.926% 0.913% 0.968%    
... ... ...               1.12% 1.15% 1.29% 1.34% 0.999%    

Download Data
ratios Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

... ...                 3.36% 2.14% 0.268% -3.70% 0.850%    
... ...                 0.437% 0.272% 0.034% -0.468% 0.106%    
... ...                 3.84% 3.86% 3.61% 3.54% 3.35%    
... ...                 74.9% 87.5% 85.1% 84.2% 78.4%    
                    16.6% 17.0% 19.1% 16.4% 16.1%    
... ...                 3.84% 3.16% 2.70% 2.78% 2.83%    
... ... ...               3.47% 2.78% 2.36% 2.46% 2.56%    
... ... ...               6.30% 5.75% 5.07% 4.96% 4.73%    
... ... ...               2.83% 2.97% 2.71% 2.50% 2.17%    
... ...                 74.8% 71.7% 63.8% 66.1% 66.2%    
... ...                 17.4% 17.9% 17.8% 18.6% 18.0%    
... ...                 7.79% 10.4% 18.5% 15.3% 15.8%    
... ...                 2,532 2,604 2,602 2,538 2,621    
... ...                 13,545 15,234 14,856 15,049 17,463    
... ...                 46.6% 46.6% 45.8% 46.2% 48.2%    
                    12.6% 12.8% 12.7% 12.6% 12.4%    
... ...                 88.1% 80.9% 85.5% 80.8% 79.7%    
... ...                 65.0% 57.8% 60.8% 59.9% 58.8%    
... ... ... ... ...           10.5% 16.9% 17.6% 18.0% 20.0%    
... ... ... ... ...           76.4% 50.5% 49.4% 57.9% 56.3%    
... ...                 8.77% 9.31% 9.52% 11.6% 12.7%    
... ...                 1.22% 0.343% 0.965% 2.04% 1.36%    

Download Data
other data Unit
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ...           ... ... ... ... ... ... ... ... ... ...
... ...                 314 294 286 278 240    
... ...                 29.7% 26.2% 29.7% 27.5% 29.0%    

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Comparison of 27 Banks in Croatia

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 27 Croatian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Podravska Banka in Numbers

September 27, 2018
Podravska Banka in Numbers

This Annual statistical dossier offers a summary of Podravska Banka's performance between 2001 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Podravska Banka's performance between 2001 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Podravska Banka's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the largest lender, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka loans reached 80,746, down 4.26% compared to

Read more »

Based on a comparison of 15 banks in Croatia in 2016, Zagrebacka Banka was the largest lender, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka loans reached 80,746, down 4.26% compared to the previous year. Historically, the bank’s loans reached an all time high of 84,340 in 2015 and an all time low of 14,598 in 2000.

Comparing Zagrebacka Banka with its closest peers, Privredna Banka Zagreb customer loans amounted to 65,177, Erste & Steiermarkische Bank operated with 43,656 loans and Raiffeisenbank Croatia had a loan portfolio of 18,504.

Croatian banking sector provided total customer loans of CZK 215 bil in 2016, down 3.47% when compared to the last year. As a result, the top ranked company - Zagrebacka Banka accounted for 37.6% of the sector’s loans in 2016. The top 3 companies held a 88.3% share while the five largest firms some 104% in 2016.

You can see all the banks loans on the Customer Loans indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.

Jadranska Banka's loan to deposit ratio reached 26.4

Read more »

Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.

Jadranska Banka's loan to deposit ratio reached 26.4 at the end of 2017, down from 31.7 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 83.6 in 2009 and an all time low of 26.4 in 2017.

Comparing Jadranska Banka with its closest peers, PBZ Stambena Stedionica ended the year 2017 with loans to deposits at 46.8, Istarska Kreditna Banka Umag with 53.2 and Croatia Banka some 55.1 of loans to deposits at the end of 2017.

Overall, total loans of the Croatian banking sector amounted to 78.0% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka had the highest share of bad loans, followed by Imex Banka and Podravska Banka.

Jadranska Banka's non-performing loans reached 40.0 of total loans at the end of 2017,

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Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka had the highest share of bad loans, followed by Imex Banka and Podravska Banka.

Jadranska Banka's non-performing loans reached 40.0 of total loans at the end of 2017, up from 33.0 when compared to the previous year. Historically, the NPL ratio hit an all time high of 56.9 in 2015 and an all time low of 2.45 in 2009.

Provision coverage amounted to 25.3 at the end of 2017, up from 18.7 compared to a year earlier.

Comparing Jadranska Banka with its closest peers, Imex Banka operated at the end of 2017 with NPL ratio of 25.3 and provision coverage of 62.9, Podravska Banka with 23.5 and 54.9 and Croatia Banka had 23.1 of bad loans covered with 79.6 by provisions at the end of 2017.

Non-performing loans of the whole Croatia’s banking sector amounted to 11.2 of total loans in 2017, down from 13.6 when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Croatian banks in the report section.

Based on a comparison of 15 banks in Croatia in 2017, Zagrebacka Banka had the most employees, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka employed 5,424 persons in 2017, down 1.38% when

Read more »

Based on a comparison of 15 banks in Croatia in 2017, Zagrebacka Banka had the most employees, followed by Privredna Banka Zagreb and Erste & Steiermarkische Bank.

Zagrebacka Banka employed 5,424 persons in 2017, down 1.38% when compared to the previous year. Historically, the bank's workforce hit an all time high of 6,686 persons in 2010 and an all time low of 5,424 in 2017.

Average cost reached HRK 17,315 per month per month per employee, 3.23% more than a year ago. This figure was HRK 13,990 per month some 10 years ago.

Comparing Zagrebacka Banka with its closest peers, Privredna Banka Zagreb had 4,922 employees with average cost of HRK 18,658 per month per person, Erste & Steiermarkische Bank operated with 3,170 people (and HRK 17,561 per month per employee) and Raiffeisenbank Croatia had 2,261 employees in 2017 with cost HRK 2,261 per month per head.

Croatian banking sector employed 20,434 people in 2017. The average staff cost per employee reached HRK 15,871 per month.

You can see all the banks employees data on the Employees indicator page or you can download a report on the Croatian banks in the report section.

See all charts of the company »
Podravska Banka's npls (as % of loans) rose 31.0% to 23.5% in 2017
Podravska Banka's net interest margin fell 24.7% to 2.27% in 2017
Podravska Banka's retail deposits rose 1.21% to HRK 1,873 mil in 2017
Podravska Banka's net profit fell 45.9% to HRK 14.1 mil in 2017
Podravska Banka's net profit fell 45.9% to HRK 14.1 mil in 2017
Podravska Banka's customer loans fell 9.13% to HRK 1,713 mil in 2017
Podravska Banka's customer deposits rose 1.81% to HRK 2,417 mil in 2017
Podravska Banka's total revenues fell 10.3% to HRK 136 mil in 2017
Podravska Banka's corporate loans fell 17.0% to HRK 1,224 mil in 2017
Podravska Banka's corporate deposits rose 3.94% to HRK 544 mil in 2017