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Kärntner Sparkasse

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Kärntner Sparkasse

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summary Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

...   92.4 76.2 73.1 80.8 82.9    
...   119 117 119 127 128    
...   32.4 35.6 37.4 39.6 37.4    
...   10.2 0.384 4.52 5.92 21.2    

balance sheet

...   390 447 436 423 418    
...   3,794 3,513 3,354 3,413 3,464    
...   509 402 454 460 496    
...   4,708 4,631 4,517 4,526 4,610    
...   279 289 291 300 296    
...   1,431 1,458 1,136 1,182 1,078    
...   2,401 2,426 2,638 2,607 2,817    
...   456 338 340 334 290    

ratios

...   3.56% 0.135% 1.56% 2.00% 7.11%    
...   0.215% 0.008% 0.099% 0.131% 0.464%    
...   1.83% 1.73% 1.78% 1.94% 1.98%    
...   72.9% 69.4% 68.5% 68.9% 70.7%    
    13.6% 12.9% 13.3% 13.9% 14.4%    
...   1.95% 1.63% 1.60% 1.79% 1.81%    
...   77.5% 65.4% 61.6% 63.6% 64.9%    
...   26.9% 28.3% 30.0% 30.8% 31.8%    
... ... ... ... ... ... ...    
...   5.94% 6.24% 6.44% 6.63% 6.42%    
...   158% 145% 127% 131% 123%    
...   80.6% 75.9% 74.3% 75.4% 75.1%    

Download Data
income statement Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income EUR mil
Interest Cost EUR mil
Net Interest Income EUR mil
Net Fee Income EUR mil
Other Income EUR mil
Total Revenues EUR mil
Staff Cost EUR mil
Depreciation EUR mil
Other Cost EUR mil
Operating Cost EUR mil
Operating Profit EUR mil
Provisions EUR mil
Extra and Other Cost EUR mil
Pre-Tax Profit EUR mil
Tax EUR mil
Minorities EUR mil
Net Profit EUR mil
...   157 129 112 110 102    
...   64.8 53.0 38.9 29.3 19.1    
...   92.4 76.2 73.1 80.8 82.9    
...   32.0 33.0 35.7 39.1 40.6    
...   -5.19 7.33 9.96 7.23 4.23    
...   119 117 119 127 128    
... ... ... ... ... ... ...    
... ... ... 6.70 6.69 5.84 5.90    
... ... ... ... ... ... ...    
...   86.9 80.9 81.3 87.6 90.2    
...   32.4 35.6 37.4 39.6 37.4    
...   29.7 46.6 34.7 28.9 3.55    
...   -8.87 -0.001 -0.001 -0.006 -0.001    
...   11.5 -11.0 2.73 10.7 33.9    
...   1.43 0.111 2.20 5.92 10.6    
...   0.133 2.83 3.98 -1.17 2.08    
...   10.2 0.384 4.52 5.92 21.2    

growth rates

... ... 4.44% -17.5% -4.18% 10.6% 2.54%    
... ... 5.57% 2.93% 8.14% 9.69% 3.71%    
... ... -0.769% -2.26% 1.83% 7.15% 0.396%    
... ... -0.537% -6.83% 0.440% 7.70% 3.07%    
... ... -1.39% 10.0% 4.99% 5.95% -5.50%    
... ... 183% -196% -125% 290% 218%    
... ... 92.2% -96.2% 1,077% 31.0% 258%    

market share

...   0.620% 0.610% 0.626% 0.638% 0.613%    
...   0.854% 0.012% -0.483% -0.088% 0.570%    

Download Data
balance sheet Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

...   38.4 48.4 65.8 39.6 41.5    
...   390 447 436 423 418    
...   3,794 3,513 3,354 3,413 3,464    
...   509 402 454 460 496    
...   72.6 69.9 69.4 70.0 75.2    
...   4,708 4,631 4,517 4,526 4,610    
...   279 289 291 300 296    
...   27.5 24.6 22.9 21.7 27.7    
...   4,428 4,341 4,226 4,226 4,314    
...   1,431 1,458 1,136 1,182 1,078    
...   2,401 2,426 2,638 2,607 2,817    
...   456 338 340 334 290    
...   140 119 112 103 129    

growth rates

... ... 0.983% -7.42% -4.52% 1.77% 1.50%    
... ... -1.17% -1.64% -2.46% 0.207% 1.85%    
... ... -4.84% 3.45% 0.671% 3.03% -1.33%    
... ... -2.66% 1.05% 8.72% -1.17% 8.04%    

market share

...   0.850% 0.797% 0.774% 0.801% 0.805%    
...   0.464% 0.471% 0.487% 0.505% 0.537%    
...   0.689% 0.686% 0.727% 0.697% 0.731%    

Download Data
ratios Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

...   3.56% 0.135% 1.56% 2.00% 7.11%    
...   0.215% 0.008% 0.099% 0.131% 0.464%    
...   1.83% 1.73% 1.78% 1.94% 1.98%    
...   72.9% 69.4% 68.5% 68.9% 70.7%    
    13.6% 12.9% 13.3% 13.9% 14.4%    
    13.4% 11.7% 12.0% 12.6% 13.2%    
...   1.95% 1.63% 1.60% 1.79% 1.81%    
... ... 1.86% 1.56% 1.54% 1.74% 1.79%    
...   3.32% 2.77% 2.45% 2.44% 2.23%    
... ... 1.46% 1.21% 0.907% 0.693% 0.447%    
...   77.5% 65.4% 61.6% 63.6% 64.9%    
...   26.9% 28.3% 30.0% 30.8% 31.8%    
...   -4.35% 6.29% 8.40% 5.68% 3.31%    
... ... ... ... ... ... ...    
...   5.94% 6.24% 6.44% 6.63% 6.42%    
...   158% 145% 127% 131% 123%    
...   80.6% 75.9% 74.3% 75.4% 75.1%    
...   0.788% 1.28% 1.01% 0.856% 0.104%    

Download Data
Comparison of 15 Companies within Erste Group

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

Read more »

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 20 Banks in Austria

This Annual Statistical Dossier offers a comparison of 20 Austrian banks from 1999 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 20 Austrian banks from 1999 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Kärntner Sparkasse in Numbers

This Annual statistical dossier offers a summary of Kärntner Sparkasse's performance between 2009 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Annual statistical dossier offers a summary of Kärntner Sparkasse's performance between 2009 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Kärntner Sparkasse's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 15 banks in Austria in 2016, Raiffeisen Bank International operated with the highest net interest margin, followed by Erste Group Bank and BAWAG Group.

Raiffeisen Bank International's net interest margin amounted to

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Based on a comparison of 15 banks in Austria in 2016, Raiffeisen Bank International operated with the highest net interest margin, followed by Erste Group Bank and BAWAG Group.

Raiffeisen Bank International's net interest margin amounted to 2.57 in 2016, down from 2.82 when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 4.09 in 2008 and an all time low of 2.45 in 2012. The average margin in the last five years amounted to 2.73.

Average asset yield was 3.62 in 2016, down from 4.17 when compared to previous year. On the other hand, cost of funding amounted to 1.14 in 2016, down from 1.45.

Comparing Raiffeisen Bank International with its closest peers, Erste Group Bank operated in 2016 with a net interest margin of 2.15 BAWAG Group reached 1.93 and Kärntner Sparkasse some 1.84.

The average net interest margin reached 1.00% in the Austrian banking sector in 2016 while interest spread amounted to 4.98%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Austrian banks in the report section.

Based on a comparison of 15 banks in Austria in 2017, Erste Bank Core Austria operated with the lowest loan to deposit ratio, followed by Erste Bank Austria and Raiffeisen Bank International.

Erste Bank Core Austria's loan to deposit ratio reached

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Based on a comparison of 15 banks in Austria in 2017, Erste Bank Core Austria operated with the lowest loan to deposit ratio, followed by Erste Bank Austria and Raiffeisen Bank International.

Erste Bank Core Austria's loan to deposit ratio reached 82.2 at the end of 2017, down from 85.2 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 101 in 2007 and an all time low of 82.2 in 2017.

Comparing Erste Bank Core Austria with its closest peers, Erste Bank Austria ended the year 2017 with loans to deposits at 91.7, Raiffeisen Bank International with 92.1 and Erste Group Bank some 92.5 of loans to deposits at the end of 2017.

Overall, total loans of the Austrian banking sector amounted to 107% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Austrian banks in the report section.

Based on a comparison of 15 banks in Austria in 2017, Raiffeisen Bank International operated with the highest net interest margin, followed by Erste Group Bank and Kärntner Sparkasse.

Raiffeisen Bank International's net interest margin

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Based on a comparison of 15 banks in Austria in 2017, Raiffeisen Bank International operated with the highest net interest margin, followed by Erste Group Bank and Kärntner Sparkasse.

Raiffeisen Bank International's net interest margin amounted to 2.38 in 2017, down from 2.57 when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 4.09 in 2008 and an all time low of 2.38 in 2017. The average margin in the last five years amounted to 2.71.

Average asset yield was 3.20 in 2017, down from 3.62 when compared to previous year. On the other hand, cost of funding amounted to 0.891 in 2017, down from 1.14.

Comparing Raiffeisen Bank International with its closest peers, Erste Group Bank operated in 2017 with a net interest margin of 2.03 Kärntner Sparkasse reached 1.83 and BAWAG Group some 1.83.

The average net interest margin reached 0.988% in the Austrian banking sector in 2017 while interest spread amounted to %.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Austrian banks in the report section.

Based on a comparison of 15 banks in Austria in 2017, Raiffeisenlandesbank Niederosterreich-Wien was the best capitalised bank, followed by Bank Austria Group and Raiffeisenlandesbank Steiermark.

Raiffeisenlandesbank Niederosterreich-Wien's

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Based on a comparison of 15 banks in Austria in 2017, Raiffeisenlandesbank Niederosterreich-Wien was the best capitalised bank, followed by Bank Austria Group and Raiffeisenlandesbank Steiermark.

Raiffeisenlandesbank Niederosterreich-Wien's capital adequacy ratio reached 24.3, up from 20.4 when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 24.3 in 2017 and an all time low of 12.0 in 2008.

Comparing Raiffeisenlandesbank Niederosterreich-Wien with its closest peers, Bank Austria Group ended the year 2017 with a capital adequacy ratio at 22.5, Raiffeisenlandesbank Steiermark with 21.2 and Steiermarkische Sparkasse some 20.3 at the end of 2017.

The average capital adequacy reached 18.8 in the Austrian banking sector in 2017.

You can see all the banks capital adequacy ratio data on the Capital Adequacy Ratio indicator page or you can download a report on the Austrian banks in the report section.

See all charts of the company »
Kärntner Sparkasse's customer deposits rose 9.61% to EUR 3,383 mil in 2017
Kärntner Sparkasse's total revenues rose 4.29% to EUR 136 mil in 2017
Kärntner Sparkasse's net profit rose 1.96% to EUR 22.0 mil in 2017
Kärntner Sparkasse's capital adequacy ratio rose 5.56% to 15.2% in 2017
Kärntner Sparkasse's net profit rose 1.96% to EUR 22.0 mil in 2017
Kärntner Sparkasse's net interest margin fell 0.433% to 1.83% in 2017
Kärntner Sparkasse's customer loans rose 3.73% to EUR 3,703 mil in 2017
Kärntner Sparkasse's net interest income rose 4.27% to EUR 90.6 mil in 2017
Kärntner Sparkasse's customer loan growth rose 21.8% to 3.73% in 2017