By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna employed 600 persons in 2023-09-30, down 0.826% when compared to the previous year. Historica...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna's mortgage loans reached CZK 91,514 mil in 3Q2023, up 2.37% compared to the previous year. C...
By Helgi Library - September 30, 2023
Modra Pyramida Stavebni Sporitelna's customer loans reached CZK 89,095 mil in 2023-06-30, up 2.30% compared to the previous year. ...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
Get all company financials in excel:
| income statement | Unit | Apr 2024 | Sep 2023 |
| growth rates | |||
| Net Interest Income Growth | % | ... |
| ratios | Unit | Apr 2024 | Sep 2023 |
| ROTE | % | ... | |
| Return on Loans | % | ... | |
| Costs (As % Of Loans) | % | ... |
Get all company financials in excel:
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna's non-performing loans reached 0.977% of total loans at the end of 2023-09-30, down from 1.44% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.27% in 2015-03-31 and an all time low of 0.977% ...
By Helgi Library - September 30, 2023
Modra Pyramida Stavebni Sporitelna's retail loans reached CZK 89,394 mil in the second quarter of 2023, up 2.30% compared to the previous year. Czech banking sector provided retail loans of CZK 2,203 bil in 2Q2023, up 2.19% when compared to the last year. ...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna's net interest margin amounted to 0.909% in the third quarter of 2023, up from 0.837% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.25% in 3Q2011 and an al...
By Helgi Library - September 30, 2023
Modra Pyramida Stavebni Sporitelna generated total banking revenues of CZK 289 mil in 2023-06-30, up 14.4% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 67,123 mil in 2023-06-30, up 20.3% when compa...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna's capital adequacy ratio reached 24.7% at the end of third quarter of 2023, down from 24.9% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 30.4% in 1Q2021 and an all time low of ...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna made a net profit of CZK 121 mil in the third quarter of 2023, up 144% when compared to the same period of last year. This implies a return on equity of 7.06%. Historically, the bank’s net profit reached an all time high of CZK ...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna made a net profit of CZK 121 mil under revenues of CZK 403 mil in the third quarter of 2023, up 144% and 31.5% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna's cost to income ratio reached 58.8% in the third quarter of 2023, down from 73.4% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 82.1% of income in 1Q2023 and an all time low ...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna's loans reached CZK 91,716 mil in the third quarter of 2023, up from CZK 89,603 mil when compared to the previous quarter and up from CZK 85,267 mil when compared to the same period of last year. Historically, the ba...
By Helgi Library - November 24, 2023
Modra Pyramida Stavebni Sporitelna's customer deposits reached CZK 53,825 mil in 2023-06-30, down 0.451% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,832 bil in 2023-06-30, up 3.12% when compared to the last year. ...
Modrá Pyramida is building savings bank in the Czech Republic, owned by Komercni Banka, the third largest bank in the country. The Bank has been set up to provide loans to finance householdes' living needs with a subsidized interest rate, historically a popular alternative to mortgage loans. Nowadays, the Bank has developed into a mortgage lender expanding into other banking services within Komercni Banka Group.
Modra Pyramida Stavebni Sporitelna has been growing its revenues and asset by -5.03% and 2.16% a year on average in the last 10 years. Its loans and deposits have grown by 5.94% and -2.58% a year during that time and loans to deposits ratio reached 154% at the end of 2022. The company achieved an average return on equity of 10.9% in the last decade with net profit growing -9.08% a year on average. In terms of operating efficiency, its cost to income ratio reached 59.2% in 2022, compared to 46.7% average in the last decade.
Equity represented 6.53% of total assets or 7.69% of loans at the end of 2022. Modra Pyramida Stavebni Sporitelna's non-performing loans were 1.04% of total loans while provisions covered some 57.8% of NPLs at the end of 2022.
Helgi Library 
