CSOB Slovakia

Based on a comparison of 14 banks in Slovakia in 2017, Slovenska Sporitelna was the largest bank by assets, followed by VUB Banka and Tatra banka.

Slovenska Sporitelna assets reached EUR 16,343 mil, up 10.2% when compared to the last year. Historically, the bank’s assets reached an all time high of EUR 16,343 mil in 2017 and an all time low of EUR 3,591 mil in 1998.

Comparing Slovenska Sporitelna with its closest peers, VUB Banka assets amounted to EUR 14,971 mil, Tatra banka operated with EUR 12,503 mil assets and CSOB Slovakia had total assets of EUR 9,221 mil.

Total assets of the Slovak banking sector amounted to EUR 75.8 bil in 2017, up 6.23% when compared to the last year. As a result, the top ranked company - Slovenska Sporitelna accounted for 21.6% of the sector’s assets in 2017. The top 3 companies held a 57.8% share while the five largest firms some 76.7% in 2017.

You can see all the banks assets on the Total Assets indicator page or you can download a report on the Slovak banks in the report section.

Based on a comparison of 13 banks in Slovakia, VUB Banka produced the highest net profit in 2017, followed by Slovenska Sporitelna and Tatra banka.

VUB Banka made a net profit of EUR 175 mil, up 11.6% compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 177 mil in 2011 and an all time low of EUR 31.1 mil in 2001. The average profit in the last five years amounted to EUR 155 mil.

The bank generated an average return on equity of 10.6% for its shareholders in the last five years with a maximum of 11.2% and a minimum of 10.0%.

Comparing VUB Banka with its closest peers, Slovenska Sporitelna generated a net profit of EUR 164 mil with a ROE of 12.0% in 2017, Tatra banka netted EUR 124 mil (ROE of 12.5%) and CSOB Slovakia announced a net profit of EUR 70.0 mil giving a ROE of 9.22%.

The net profit of the Slovakia’s banking sector amounted to EUR 75,867 mil in 2017, up 3.19% compared to the previous year. Heading up the rankings, VUB Banka accounted for 0.231% of the sector’s net profit in 2017. The top 3 companies held a 0.611% share while the five largest firms some 0.773% in 2017.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Slovak banks in the report section.

Based on a comparison of 13 banks in Slovakia in 2017, Slovenska Sporitelna generated the largest revenues, followed by VUB Banka and Tatra banka.

Slovenska Sporitelna reported total revenues of EUR 569 mil, down 5.19% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of EUR 605 mil in 2015 and an all time low of EUR 73.2 mil in 1999. The average revenue in the last five years amounted to EUR 592 mil.

Bank's total revenues accounted for 3.48% of total assets in 2017, down from 4.05% a year earlier.

Comparing Slovenska Sporitelna with its closest peers, VUB Banka generated total revenues of EUR 547 mil, or 3.66% of assets in 2017, Tatra banka operated with EUR 425 mil total income, or 3.40% revenue margin and CSOB Slovakia produced total income worth EUR 289 mil, or 3.13% of assets.

Slovak banking sector generated total revenues of EUR 179,125 mil in 2017, down 0.589% when compared to the previous year. As a result, the top ranked company - Slovenska Sporitelna accounted for 0.318% of the sector’s total income in 2017. The top 3 companies held a 0.860% share while the five largest firms some 1.13% in 2017.

You can see all the banks revenues data on the Total Revenues indicator page or you can download a report on the Slovak banks in the report section.

Based on a comparison of 13 banks in Slovakia in 2016, Postova Banka operated with the lowest loan to deposit ratio, followed by Wustenrot Stavebna Sporitelna and Privatbanka.

Postova Banka's loan to deposit ratio reached 56.0% at the end of 2016, down from 60.9% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 64.2% in 2014 and an all time low of 33.6% in 2004.

Comparing Postova Banka with its closest peers, Wustenrot Stavebna Sporitelna ended the year 2016 with loans to deposits at 65.4%, Privatbanka with 65.7% and CSOB Stavebna Sporitelna some 73.1% of loans to deposits at the end of 2016.

Overall, total loans of the Slovak banking sector amounted to 78.3% of deposits at the end of 2016.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Slovak banks in the report section.