By Helgi Analytics - December 12, 2019
mBank Slovakia's customer deposits reached EUR 605 mil in 2017, up 15.7% compared to the previous year. Slovak banking sector a...
By Helgi Analytics - December 12, 2019
mBank Slovakia's mortgage loans reached EUR 154 mil in 2017, down 18.9% compared to the previous year. Slovak banking sector pr...
By Helgi Analytics - December 12, 2019
mBank Slovakia's customer loans reached EUR 199 mil in 2017, down 9.21% compared to the previous year. Slovak banking sector pr...
| Profit Statement | 2015 | 2016 | 2017 | |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Customer Loans | EUR mil | 218 | 220 | 199 |
| Total Assets | EUR mil | 443 | 523 | 605 |
| Customer Deposits | EUR mil | 443 | 523 | 605 |
| Ratios | 2015 | 2016 | 2017 | |
| Loans (As % Of Deposits) | % | 49.1 | 42.0 | 33.0 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Customer Loan Growth | % | 39.8 | 0.999 | -9.21 |
| Total Asset Growth | % | 3.91 | 17.9 | 15.7 |
| Customer Deposit Growth | % | 3.91 | 17.9 | 15.7 |
Get all company financials in excel:
| summary | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||
| Customer Loans | EUR mil | 71.9 | 69.4 | 99.3 | 156 | 218 | ||||||
| Total Assets | EUR mil | 236 | 346 | 422 | 427 | 443 | ||||||
| Customer Deposits | EUR mil | 236 | 346 | 422 | 427 | 443 | ||||||
| ratios | ||||||||||||
| Loans (As % Of Deposits) | % | 30.5 | 20.1 | 23.5 | 36.5 | 49.1 | ||||||
| Loans (As % Assets) | % | 30.5 | 20.1 | 23.5 | 36.5 | 49.1 |
| income statement | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| market share | ||||||||||||
| Market Share in Branches | % | 0.870 | 0.848 | 0.950 | 0.953 | 1.06 |
| balance sheet | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||
| Customer Loans | EUR mil | 71.9 | 69.4 | 99.3 | 156 | 218 | ||||||
| Retail Loans | EUR mil | 71.9 | 69.4 | 99.3 | 156 | 218 | ||||||
| Mortgage Loans | EUR mil | 57.5 | 55.5 | 87.3 | 137 | 193 | ||||||
| Consumer Loans | EUR mil | 14.4 | 13.9 | 12.1 | 18.6 | 24.7 | ||||||
| Total Assets | EUR mil | 236 | 346 | 422 | 427 | 443 | ||||||
| Customer Deposits | EUR mil | 236 | 346 | 422 | 427 | 443 | ||||||
| Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | 94.3 | 116 | 160 | ||
| Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | 328 | 310 | 284 | ||
| growth rates | ||||||||||||
| Customer Loan Growth | % | ... | -12.5 | -3.48 | 43.1 | 56.6 | 39.8 | |||||
| Retail Loan Growth | % | ... | -12.5 | -3.48 | 43.1 | 56.6 | 39.8 | |||||
| Mortgage Loan Growth | % | ... | -12.5 | -3.48 | 57.2 | 57.0 | 40.8 | |||||
| Consumer Loan Growth | % | ... | -12.5 | -3.48 | -13.0 | 54.4 | 32.6 | |||||
| Total Asset Growth | % | ... | -20.6 | 46.5 | 22.1 | 1.02 | 3.91 | |||||
| Customer Deposit Growth | % | ... | -20.6 | 46.5 | 22.1 | 1.02 | 3.91 | |||||
| market share | ||||||||||||
| Market Share in Customer Loans | % | 0.197 | 0.187 | 0.253 | 0.373 | 0.478 | ||||||
| Market Share in Retail Loans | % | 0.295 | 0.273 | 0.230 | 0.327 | 0.399 | ||||||
| Market Share in Consumer Loans | % | 0.418 | 0.370 | 0.483 | 0.675 | 0.840 | ||||||
| Market Share in Mortgage Loans | % | 0.467 | 0.406 | 0.571 | 0.789 | 0.978 | ||||||
| Market Share in Total Assets | % | 0.400 | 0.579 | 0.692 | 0.664 | 0.642 | ||||||
| Market Share in Customer Deposits | % | 0.588 | 0.816 | 0.953 | 0.926 | 0.878 |
| ratios | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||
| Loans (As % Of Deposits) | % | 30.5 | 20.1 | 23.5 | 36.5 | 49.1 | ||||||
| Loans (As % Assets) | % | 30.5 | 20.1 | 23.5 | 36.5 | 49.1 |
| other data | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||
| Branches | 9.00 | 9.00 | 9.00 | 9.00 | 10.0 | |||||||
| Clients | 0 | 0.149 | 0.163 | 0.187 | 0.228 | 0.240 | ||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | 22.3 | 27.2 | 36.0 |
Get all company financials in excel:
By Helgi Analytics - December 12, 2019
mBank Slovakia's consumer loans reached EUR 45.3 mil in 2017, up 53.5% compared to the previous year. Slovak banking sector provided consumer loans of EUR 7.45 bil in 2017, up 8.46% when compared to the last year. mBank Slovakia accounted for 0.608% of al...
By Helgi Analytics - May 27, 2018
mBank Slovakia's retail loans reached EUR 199 mil at the end of 2017, down 9.21% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 100% of the bank's loan book at the end of...
By Helgi Analytics - May 27, 2018
mBank Slovakia's customer loan growth reached -9.21% in 2017, down from 0.999% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 69,227% in 2008 and an all time low of -12.5% in 2011. In the last decade, the ...
mBank Slovakia has been growing its revenues and asset by % and 12.3% a year on average in the last 3 years. Its loans and deposits have grown by 8.63% and 12.3% a year during that time and loans to deposits ratio reached 33.0% at the end of 2017. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2017, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2017. mBank Slovakia's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2017.
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