By Helgi Analytics - December 12, 2019
Prima Banka Slovakia's mortgage loans reached EUR 1,778 mil in 2017, up 70.0% compared to the previous year. Slovak banking sec...
By Helgi Analytics - May 25, 2018
Prima Banka Slovakia employed 959 persons in 2017, up 37.0% when compared to the previous year. Historically, the bank's workfor...
By Helgi Analytics - July 16, 2018
Prima Banka Slovakia's retail deposits reached EUR 2,192 mil in 2017, up 65.8% compared to the previous year. Slovak banking se...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | EUR mil | 52.1 | 48.5 | 56.3 |
| Fee Income (As % Of Revenues) | % | 22.8 | 22.4 | 24.4 |
| Other Income | EUR mil | 0.423 | 2.43 | 0.331 |
| Total Revenues | EUR mil | 68.0 | 65.7 | 75.0 |
| Staff Cost | EUR mil | 17.0 | 17.9 | 21.5 |
| Operating Profit | EUR mil | 21.4 | 23.6 | 27.5 |
| Provisions | EUR mil | 12.9 | 7.66 | 9.18 |
| Net Profit | EUR mil | 5.01 | 10.5 | 14.9 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | EUR mil | 129 | 104 | 287 |
| Customer Loans | EUR mil | 1,491 | 1,640 | 2,791 |
| Debt Securities | EUR mil | 304 | 301 | 334 |
| Total Assets | EUR mil | 2,037 | 2,150 | 3,553 |
| Shareholders' Equity | EUR mil | 134 | 146 | 304 |
| Interbank Borrowing | EUR mil | 50.0 | 35.1 | 30.4 |
| Customer Deposits | EUR mil | 1,682 | 1,858 | 3,080 |
| Issued Debt Securities | EUR mil | 116 | 76.1 | 120 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | 3.87 | 7.47 | 6.65 |
| ROA | % | 0.254 | 0.499 | 0.524 |
| Costs (As % Of Assets) | % | 2.36 | 2.01 | 1.67 |
| Costs (As % Of Income) | % | 68.5 | 64.1 | 63.4 |
| Capital Adequacy Ratio | % | 13.7 | 12.8 | 16.4 |
| Net Interest Margin | % | 2.64 | 2.32 | 1.98 |
| Loans (As % Of Deposits) | % | 88.6 | 88.2 | 90.6 |
| NPLs (As % Of Loans) | % | 6.39 | 5.90 | 8.05 |
| Provisions (As % Of NPLs) | % | 89.4 | 84.2 | 84.7 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | 5.61 | -3.40 | 14.1 |
| Operating Cost Growth | % | -6.44 | -9.56 | 12.7 |
| Operating Profit Growth | % | 46.8 | 10.0 | 16.6 |
| Net Profit Growth | % | 881 | 109 | 43.0 |
| Customer Loan Growth | % | 14.6 | 10.00 | 70.2 |
| Total Asset Growth | % | 6.52 | 5.54 | 65.3 |
| Customer Deposit Growth | % | 14.9 | 10.5 | 65.7 |
| Shareholders' Equity Growth | % | 7.42 | 8.53 | 109 |
| Employees | 692 | 700 | 959 | |
Get all company financials in excel:
| summary | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||||||
| Net Interest Income | EUR mil | 40.5 | 38.2 | 40.0 | 50.0 | 52.1 | ||||||||||||||||
| Total Revenues | EUR mil | 54.4 | 53.2 | 53.1 | 64.4 | 68.0 | ||||||||||||||||
| Operating Profit | EUR mil | 0.047 | 1.69 | 6.32 | 14.6 | 21.4 | ||||||||||||||||
| Net Profit | EUR mil | -11.7 | -8.28 | -5.63 | 0.511 | 5.01 | ||||||||||||||||
| balance sheet | ||||||||||||||||||||||
| Interbank Loans | EUR mil | 130 | 113 | 105 | 85.2 | 129 | ||||||||||||||||
| Customer Loans | EUR mil | 1,224 | 1,139 | 1,180 | 1,301 | 1,491 | ||||||||||||||||
| Debt Securities | EUR mil | 454 | 550 | 517 | 410 | 304 | ||||||||||||||||
| Total Assets | EUR mil | 1,912 | 1,979 | 1,900 | 1,912 | 2,037 | ||||||||||||||||
| Shareholders' Equity | EUR mil | 86.9 | 81.9 | 102 | 125 | 134 | ||||||||||||||||
| Interbank Borrowing | EUR mil | 61.3 | 267 | 113 | 182 | 50.0 | ||||||||||||||||
| Customer Deposits | EUR mil | 1,552 | 1,464 | 1,516 | 1,464 | 1,682 | ||||||||||||||||
| Issued Debt Securities | EUR mil | 112 | 78.1 | 96.7 | 88.5 | 116 | ||||||||||||||||
| ratios | ||||||||||||||||||||||
| ROE | % | -14.5 | -9.82 | -6.11 | 0.450 | 3.87 | ||||||||||||||||
| ROA | % | -0.516 | -0.426 | -0.290 | 0.027 | 0.254 | ||||||||||||||||
| Costs (As % Of Assets) | % | 2.40 | 2.65 | 2.41 | 2.61 | 2.36 | ||||||||||||||||
| Costs (As % Of Income) | % | 99.9 | 96.8 | 88.1 | 77.4 | 68.5 | ||||||||||||||||
| Capital Adequacy Ratio | % | 13.7 | 16.3 | 14.4 | 14.4 | 13.7 | ||||||||||||||||
| Net Interest Margin | % | 1.79 | 1.96 | 2.06 | 2.62 | 2.64 | ||||||||||||||||
| Interest Income (As % Of Revenues) | % | 74.5 | 71.7 | 75.4 | 77.6 | 76.5 | ||||||||||||||||
| Fee Income (As % Of Revenues) | % | 21.1 | 26.0 | 24.4 | 22.1 | 22.8 | ||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 41.2 | 32.6 | 33.9 | 34.9 | 36.4 | ||||||||||||||||
| Equity (As % Of Assets) | % | 4.54 | 4.14 | 5.39 | 6.53 | 6.59 | ||||||||||||||||
| Loans (As % Of Deposits) | % | 78.9 | 77.8 | 77.8 | 88.9 | 88.6 | ||||||||||||||||
| Loans (As % Assets) | % | 64.0 | 57.6 | 62.1 | 68.0 | 73.2 | ||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.5 | 13.1 | 12.9 | 7.86 | 6.39 | |||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 91.3 | 91.1 | 95.5 | 73.3 | 89.4 |
| income statement | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||||||
| Interest Income | EUR mil | 96.3 | 72.2 | 73.9 | 75.8 | 73.1 | ||||||||||||||||
| Interest Cost | EUR mil | 55.7 | 34.1 | 33.8 | 25.8 | 21.1 | ||||||||||||||||
| Net Interest Income | EUR mil | 40.5 | 38.2 | 40.0 | 50.0 | 52.1 | ||||||||||||||||
| Net Fee Income | EUR mil | 11.5 | 13.8 | 12.9 | 14.3 | 15.5 | ||||||||||||||||
| Other Income | EUR mil | 2.43 | 1.21 | 0.141 | 0.141 | 0.423 | ||||||||||||||||
| Total Revenues | EUR mil | 54.4 | 53.2 | 53.1 | 64.4 | 68.0 | ||||||||||||||||
| Staff Cost | EUR mil | 22.4 | 16.8 | 15.9 | 17.4 | 17.0 | ||||||||||||||||
| Depreciation | EUR mil | 8.11 | 5.38 | 4.75 | 5.10 | 4.29 | ||||||||||||||||
| Other Cost | EUR mil | 23.8 | 29.3 | 26.2 | 27.3 | 25.4 | ||||||||||||||||
| Operating Cost | EUR mil | 54.4 | 51.5 | 46.8 | 49.8 | 46.6 | ||||||||||||||||
| Operating Profit | EUR mil | 0.047 | 1.69 | 6.32 | 14.6 | 21.4 | ||||||||||||||||
| Provisions | EUR mil | 14.5 | 13.8 | 11.7 | 12.7 | 12.9 | ||||||||||||||||
| Extra and Other Cost | EUR mil | 0 | 0 | 0 | 0.360 | < 0.001 | ||||||||||||||||
| Pre-Tax Profit | EUR mil | -14.5 | -12.1 | -5.40 | 1.54 | 8.50 | ||||||||||||||||
| Tax | EUR mil | 2.77 | -3.81 | 0.226 | 1.03 | 3.49 | ||||||||||||||||
| Minorities | EUR mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| Net Profit | EUR mil | -11.7 | -8.28 | -5.63 | 0.511 | 5.01 | ||||||||||||||||
| growth rates | ||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -5.41 | -5.86 | 4.95 | 24.9 | 4.09 | |||||||||||||||
| Net Fee Income Growth | % | ... | 15.6 | 20.6 | -6.47 | 10.2 | 9.04 | |||||||||||||||
| Total Revenue Growth | % | ... | -0.921 | -2.26 | -0.141 | 21.3 | 5.61 | |||||||||||||||
| Operating Cost Growth | % | ... | 11.6 | -5.28 | -9.14 | 6.47 | -6.44 | |||||||||||||||
| Operating Profit Growth | % | ... | -99.2 | 3,489 | 275 | 131 | 46.8 | |||||||||||||||
| Pre-Tax Profit Growth | % | ... | -1,451 | -16.4 | -55.3 | -129 | 451 | |||||||||||||||
| Net Profit Growth | % | ... | -1,505 | -29.2 | -32.1 | -109 | 881 | |||||||||||||||
| market share | ||||||||||||||||||||||
| Market Share in Revenues | % | 2.22 | 2.54 | 2.29 | 2.62 | 2.99 | ||||||||||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.091 | 0.827 | |||||||||||
| Market Share in Employees | % | 3.62 | 3.32 | 3.58 | 3.77 | 3.66 | ||||||||||||||||
| Market Share in Debit Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Market Share in Credit Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Market Share in Branches | % | 4.74 | 7.16 | 9.61 | 10.8 | 11.3 |
| balance sheet | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||||||||||||
| Cash | EUR mil | 64.9 | 136 | 59.9 | 80.0 | 84.6 | ||||||||||||||||
| Interbank Loans | EUR mil | 130 | 113 | 105 | 85.2 | 129 | ||||||||||||||||
| Customer Loans | EUR mil | 1,224 | 1,139 | 1,180 | 1,301 | 1,491 | ||||||||||||||||
| Retail Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | 308 | 340 | 500 | 622 | 847 | |||||||||
| Mortgage Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | 272 | 272 | 414 | 622 | 726 | |||||||||
| Consumer Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | 24.3 | 52.3 | 71.3 | 100.0 | 121 | |||||||||
| Corporate Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | 544 | 524 | 470 | 351 | 376 | |||||||||
| Debt Securities | EUR mil | 454 | 550 | 517 | 410 | 304 | ||||||||||||||||
| Fixed Assets | EUR mil | 23.9 | 23.1 | 21.5 | 19.3 | 13.7 | ||||||||||||||||
| Total Assets | EUR mil | 1,912 | 1,979 | 1,900 | 1,912 | 2,037 | ||||||||||||||||
| Shareholders' Equity | EUR mil | 86.9 | 81.9 | 102 | 125 | 134 | ||||||||||||||||
| Of Which Minority Interest | EUR mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| Liabilities | EUR mil | 1,825 | 1,898 | 1,798 | 1,787 | 1,903 | ||||||||||||||||
| Interbank Borrowing | EUR mil | 61.3 | 267 | 113 | 182 | 50.0 | ||||||||||||||||
| Customer Deposits | EUR mil | 1,552 | 1,464 | 1,516 | 1,464 | 1,682 | ||||||||||||||||
| Retail Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | 941 | 948 | 1,019 | 1,031 | 1,175 | |||||||||
| Corporate Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | 354 | 271 | 229 | 217 | 254 | |||||||||
| Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 608 | 623 | 743 | ||
| Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 795 | 841 | 939 | ||
| Issued Debt Securities | EUR mil | 112 | 78.1 | 96.7 | 88.5 | 116 | ||||||||||||||||
| Other Liabilities | EUR mil | 100.0 | 88.5 | 72.4 | 52.4 | 54.0 | ||||||||||||||||
| asset quality | ||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 157 | 170 | 173 | 108 | 101 | |||||||
| Gross Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,368 | 1,294 | 1,346 | 1,380 | 1,581 | |||||||
| Total Provisions | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 143 | 155 | 166 | 79.5 | 90.3 | |||||||
| growth rates | ||||||||||||||||||||||
| Customer Loan Growth | % | ... | -33.8 | -6.96 | 3.59 | 10.2 | 14.6 | |||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | -2.37 | 10.5 | 46.9 | 24.5 | 36.2 | ||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | -2.18 | -0.042 | 52.4 | 50.2 | 16.7 | ||||||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.67 | 115 | 36.3 | 40.2 | 21.2 | ||||||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | -34.5 | -3.65 | -10.2 | -25.4 | 7.06 | ||||||||
| Total Asset Growth | % | ... | -27.1 | 3.52 | -3.99 | 0.624 | 6.52 | |||||||||||||||
| Shareholders' Equity Growth | % | ... | 16.3 | -5.80 | 25.1 | 22.0 | 7.42 | |||||||||||||||
| Customer Deposit Growth | % | ... | -6.50 | -5.64 | 3.56 | -3.44 | 14.9 | |||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 12.3 | 0.756 | 7.49 | 1.12 | 14.0 | ||||||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | -34.4 | -23.3 | -15.4 | -5.30 | 16.9 | ||||||||
| market share | ||||||||||||||||||||||
| Market Share in Customer Loans | % | 3.36 | 3.07 | 3.01 | 3.11 | 3.28 | ||||||||||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | 3.50 | 3.50 | 3.22 | 2.44 | 2.39 | |||||||||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | 0.500 | 1.03 | 1.36 | 1.76 | 1.96 | |||||||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | 1.79 | 1.81 | 2.43 | 2.70 | 3.27 | |||||||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | 2.21 | 1.98 | 2.71 | 3.58 | 3.68 | |||||||||
| Market Share in Total Assets | % | 3.24 | 3.31 | 3.11 | 2.98 | 2.95 | ||||||||||||||||
| Market Share in Customer Deposits | % | 3.87 | 3.46 | 3.42 | 3.18 | 3.33 | ||||||||||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | 3.74 | 3.56 | 3.72 | 3.61 | 3.78 | |||||||||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | 3.81 | 2.84 | 2.12 | 2.02 | 2.15 |
| ratios | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||||||||||||
| ROE | % | -14.5 | -9.82 | -6.11 | 0.450 | 3.87 | ||||||||||||||||
| ROA | % | -0.516 | -0.426 | -0.290 | 0.027 | 0.254 | ||||||||||||||||
| Costs (As % Of Assets) | % | 2.40 | 2.65 | 2.41 | 2.61 | 2.36 | ||||||||||||||||
| Costs (As % Of Income) | % | 99.9 | 96.8 | 88.1 | 77.4 | 68.5 | ||||||||||||||||
| Capital Adequacy Ratio | % | 13.7 | 16.3 | 14.4 | 14.4 | 13.7 | ||||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.50 | 11.0 | 11.3 | ... | ... | ... | ... |
| Net Interest Margin | % | 1.79 | 1.96 | 2.06 | 2.62 | 2.64 | ||||||||||||||||
| Interest Spread | % | ... | 1.70 | 1.88 | 1.98 | 2.54 | 2.56 | |||||||||||||||
| Asset Yield | % | 4.25 | 3.71 | 3.81 | 3.98 | 3.70 | ||||||||||||||||
| Cost Of Liabilities | % | ... | 2.55 | 1.83 | 1.83 | 1.44 | 1.14 | |||||||||||||||
| Interest Income (As % Of Revenues) | % | 74.5 | 71.7 | 75.4 | 77.6 | 76.5 | ||||||||||||||||
| Fee Income (As % Of Revenues) | % | 21.1 | 26.0 | 24.4 | 22.1 | 22.8 | ||||||||||||||||
| Other Income (As % Of Revenues) | % | 4.47 | 2.27 | 0.265 | 0.219 | 0.622 | ||||||||||||||||
| Cost Per Employee | USD per month | 3,889 | 2,897 | 2,648 | 2,656 | 2,342 | ||||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | 2,797 | 2,256 | 1,995 | 2,061 | 2,043 | ||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 41.2 | 32.6 | 33.9 | 34.9 | 36.4 | ||||||||||||||||
| Equity (As % Of Assets) | % | 4.54 | 4.14 | 5.39 | 6.53 | 6.59 | ||||||||||||||||
| Loans (As % Of Deposits) | % | 78.9 | 77.8 | 77.8 | 88.9 | 88.6 | ||||||||||||||||
| Loans (As % Assets) | % | 64.0 | 57.6 | 62.1 | 68.0 | 73.2 | ||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.5 | 13.1 | 12.9 | 7.86 | 6.39 | |||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 91.3 | 91.1 | 95.5 | 73.3 | 89.4 | |||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.7 | 13.6 | 14.0 | 6.11 | 6.06 | |||||||
| Cost of Provisions (As % Of Loans) | % | 0.945 | 1.17 | 1.01 | 1.02 | 0.925 |
| other data | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||||||||||||
| Branches | 49.0 | 76.0 | 91.0 | 102 | 107 | |||||||||||||||||
| Employees | 668 | 620 | 663 | 704 | 692 | |||||||||||||||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 82.0 | 127 | 162 | 206 | 222 | ||||||
| Debit Cards | '000 | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Credit Cards | '000 | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 40.1 | 42.5 | 44.2 |
Get all company financials in excel:
By Helgi Analytics - December 12, 2019
Prima Banka Slovakia's customer deposits reached EUR 3,080 mil in 2017, up 65.7% compared to the previous year. Slovak banking sector accepted customer deposits of EUR 55.7 bil in 2017, up 5.33% when compared to the last year. Prima Banka Slovakia account...
By Helgi Analytics - December 12, 2019
Prima Banka Slovakia's customer loans reached EUR 2,791 mil in 2017, up 70.2% compared to the previous year. Slovak banking sector provided customer loans of EUR 54.8 bil in 2017, up 9.56% when compared to the last year. Prima Banka Slovakia accounted for...
By Helgi Analytics - May 25, 2018
Prima Banka Slovakia employed 959 persons in 2017, up 37.0% compared to the previous year. Historically, the bank's workforce hit an all time high of 959 persons in 2017 and an all time low of 620 in 2012. The bank operated a network of 127 branches and 28...
By Helgi Analytics - July 16, 2018
Prima Banka Slovakia generated total banking revenues of EUR 75.0 mil in 2017, up 14.1% compared to the previous year. Slovak banking sector banking sector generated total revenues of EUR 2,324 mil in 2017, down 10.6% when compared to the last year. ...
By Helgi Analytics - May 25, 2018
Prima Banka Slovakia's net interest margin amounted to 1.98% in 2017, down from 2.32% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.63% in 2000 and an all time low of 1.57% in 2009. The average...
By Helgi Analytics - December 12, 2019
Prima Banka Slovakia's consumer loans reached EUR 238 mil in 2017, up 58.7% compared to the previous year. Slovak banking sector provided consumer loans of EUR 7.45 bil in 2017, up 8.46% when compared to the last year. Prima Banka Slovakia accounted for 6...
By Helgi Analytics - July 16, 2018
Prima Banka Slovakia's corporate deposits reached EUR 527 mil in 2017, up 144% compared to the previous year. Slovak banking sector accepted corporate deposits of EUR 12.3 bil in 2017, up 9.35% when compared to the last year. Prima Banka Slovakia accounte...
By Helgi Analytics - May 25, 2018
Prima Banka Slovakia's cost to income ratio reached 63.4% in 2017, down from 64.1% compared to the previous year. Historically, the bank’s costs reached an all time high of 104% of income in 2009 and an all time low of 43.2% in 2000. When compared to total...
By Helgi Analytics - May 25, 2018
Prima Banka Slovakia made a net profit of EUR 14.9 mil under revenues of EUR 75.0 mil in 2017, up 43.0% and 14.1% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 14.9 mil in 2017 and an all time low of E...
By Helgi Analytics - May 25, 2018
Prima Banka Slovakia's non-performing loans reached 8.05% of total loans at the end of 2017, up from 5.90% compared to the previous year. Historically, the NPL ratio hit an all time high of 13.1% in 2012 and an all time low of 0.430% in 2007. Provision cove...
Prima Banka Slovensko is a Slovakia-based universal bank with a 3% market share in terms of total assets. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio primarily comprises personal, mortgage, housing, or investment loans. At the end of 2013, the Bank operated through 91 branches and 162 ATMs and employed over 660 persons. The Bank was formerly known as Dexia Banka Slovensko and changed its name to Prima banka Slovensko in January 2012. Penta Investments is the majority owner of the Bank
Prima Banka Slovakia has been growing its revenues and asset by 2.66% and 5.41% a year on average in the last 10 years. Its loans and deposits have grown by 9.45% and 7.64% a year during that time and loans to deposits ratio reached 90.6% at the end of 2017. The company achieved an average return on equity of -12.9% in the last decade with net profit growing 2.10% a year on average. In terms of operating efficiency, its cost to income ratio reached 63.4% in 2017, compared to 82.4% average in the last decade.
Equity represented 8.55% of total assets or 10.9% of loans at the end of 2017. Prima Banka Slovakia's non-performing loans were 8.05% of total loans while provisions covered some 84.7% of NPLs at the end of 2017.
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