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Sberbank Slovakia

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Sberbank Slovakia

Sberbank Slovakia is a Slovakia-based subsidiary of Russia's Sberbank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio primarily comprises personal, mortgage, housing, or investment loans. The Bank was

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Sberbank Slovakia is a Slovakia-based subsidiary of Russia's Sberbank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio primarily comprises personal, mortgage, housing, or investment loans. The Bank was formerly known as Volksbank and changed its name to Sberbank Slovakia in February 2013. Sberbank Slovakia is a subsidiary of Sberbank Europe AG. Sberbank Europe manages a banking network of nine universal banks in eight countries of Central and Eastern Europe: in Slovakia, the Czech Republic, Hungary, Croatia, Slovenia, Bosnia and Herzegovina, and Ukraine

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summary Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

                            39.9 39.6 44.2 51.9 37.9    
                            52.8 50.2 60.3 65.8 52.6    
                            14.2 5.89 9.32 13.7 10.6    
                            -4.58 -47.7 3.87 11.2 -19.4    

balance sheet

                            46.9 104 185 101 19.6    
                            1,145 1,227 1,426 1,585 1,332    
                            141 257 173 171 236    
                            1,597 1,748 2,032 2,023 1,841    
                            127 163 202 218 193    
                            126 14.6 9.15 234 32.0    
                            1,167 1,378 1,580 1,365 1,435    
                            115 106 128 139 141    

ratios

                            -3.61% -32.9% 2.12% 5.31% -9.42%    
                            -0.313% -2.85% 0.205% 0.551% -1.00%    
                            2.64% 2.65% 2.70% 2.57% 2.17%    
                            73.2% 88.3% 84.6% 79.1% 79.9%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 13.5% 13.5% 17.8%    
                            2.73% 2.37% 2.34% 2.56% 1.96%    
                            75.5% 78.8% 73.2% 79.0% 72.0%    
                            22.5% 20.0% 16.8% 15.8% 16.0%    
                            42.6% 40.6% 39.0% 40.4% 54.4%    
                            7.96% 9.33% 9.97% 10.8% 10.5%    
                            98.1% 89.0% 90.3% 116% 92.8%    
                            71.7% 70.2% 70.2% 78.3% 72.4%    
... ... ... ... ... ... ...               7.30% 8.77% 10.8% 9.99% 12.2%    
... ... ... ... ... ... ...               54.8% 90.7% 54.0% 45.7% 53.9%    

Download Data
income statement Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income EUR mil
Interest Cost EUR mil
Net Interest Income EUR mil
Net Fee Income EUR mil
Other Income EUR mil
Total Revenues EUR mil
Staff Cost EUR mil
Depreciation EUR mil
Other Cost EUR mil
Operating Cost EUR mil
Operating Profit EUR mil
Provisions EUR mil
Extra and Other Cost EUR mil
Pre-Tax Profit EUR mil
Tax EUR mil
Minorities EUR mil
Net Profit EUR mil
                            58.7 62.7 66.5 71.4 59.6    
                            18.8 23.2 22.3 19.4 21.7    
                            39.9 39.6 44.2 51.9 37.9    
                            11.9 10.0 10.2 10.4 8.42    
                            1.05 0.630 6.00 3.40 6.29    
                            52.8 50.2 60.3 65.8 52.6    
                            16.5 18.0 19.9 21.0 22.8    
                            5.13 4.75 5.29 5.54 4.68    
                            17.1 21.6 25.8 25.5 14.5    
                            38.7 44.3 51.0 52.0 42.0    
                            14.2 5.89 9.32 13.7 10.6    
                            19.8 72.1 2.67 -1.52 20.7    
                            0.016 0.018 0.020 0.000 0.000    
                            -5.70 -66.2 6.63 15.2 -10.2    
                            -1.12 -18.5 2.76 4.07 9.21    
                            0.000 0.000 0.000 0.000 0.000    
                            -4.58 -47.7 3.87 11.2 -19.4    

growth rates

...                           10.1% -0.797% 11.6% 17.6% -27.1%    
... ... ... ... ... ...                 30.7% -15.5% 1.20% 2.59% -19.2%    
...                           6.03% -4.88% 20.1% 9.05% -20.1%    
...                           6.17% 14.7% 15.0% 2.06% -19.3%    
...                           5.64% -58.4% 58.3% 47.3% -22.9%    
...                           -272% 1,061% -110% 130% -167%    
...                           -325% 941% -108% 189% -274%    

market share

                            2.16% 2.40% 2.60% 2.67% 2.31%    
... ... ...       ... ...         ...   ... ... 0.704% 1.99% ... ... ...
                            3.13% 3.16% 3.43% 3.71% 3.48%    
                            3.97% 3.86% 4.65% 4.56% 4.44%    

Download Data
balance sheet Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

                            233 111 192 113 209    
                            46.9 104 185 101 19.6    
                            1,145 1,227 1,426 1,585 1,332    
... ... ... ... ... ... ... ... ...           350 387 533 663 687    
... ... ... ... ... ... ... ... ...           143 131 508 624 617    
... ... ... ... ... ... ... ... ...           207 255 24.5 39.1 69.5    
... ... ... ... ... ... ... ... ...           642 681 742 758 559    
                            141 257 173 171 236    
                            21.0 20.7 24.8 23.4 21.7    
                            1,597 1,748 2,032 2,023 1,841    
                            127 163 202 218 193    
                            0.000 0.000 0.000 0.000 0.000    
                            1,470 1,585 1,829 1,805 1,647    
                            126 14.6 9.15 234 32.0    
                            1,167 1,378 1,580 1,365 1,435    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 573 524 593    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 1,007 841 842    
                            115 106 128 139 141    
                            62.1 86.4 113 66.9 39.2    

asset quality

... ... ... ... ... ... ...               87.1 117 164 166 174    
...                           1,193 1,333 1,515 1,661 1,426    
...                           47.7 106 88.6 75.8 93.6    

growth rates

...                           12.4% 7.09% 16.3% 11.1% -15.9%    
... ... ... ... ... ... ... ... ... ...         38.4% 10.5% 37.8% 24.5% 3.61%    
... ... ... ... ... ... ... ... ... ...         31.1% -7.95% 286% 22.8% -1.04%    
... ... ... ... ... ... ... ... ... ...         44.0% 23.2% -90.4% 59.6% 77.8%    
... ... ... ... ... ... ... ... ... ...         4.76% 6.11% 9.05% 2.10% -26.2%    
...                           20.1% 9.45% 16.2% -0.417% -9.03%    
...                           0.052% 28.3% 24.1% 7.67% -11.3%    
...                           15.1% 18.1% 14.6% -13.6% 5.10%    

market share

                            3.15% 3.31% 3.64% 3.79% 2.93%    
... ... ... ... ... ... ... ... ...           4.13% 4.55% 5.08% 5.28% 3.57%    
... ... ... ... ... ... ... ... ...           4.25% 5.01% 0.466% 0.686% 1.12%    
... ... ... ... ... ... ... ... ...           2.04% 2.06% 2.59% 2.88% 2.65%    
... ... ... ... ... ... ... ... ...           1.16% 0.960% 3.32% 3.59% 3.13%    
                            2.71% 2.93% 3.33% 3.15% 2.66%    
                            2.91% 3.25% 3.57% 2.96% 2.84%    

Download Data
ratios Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

                            -3.61% -32.9% 2.12% 5.31% -9.42%    
                            -0.313% -2.85% 0.205% 0.551% -1.00%    
                            2.64% 2.65% 2.70% 2.57% 2.17%    
                            73.2% 88.3% 84.6% 79.1% 79.9%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 13.5% 13.5% 17.8%    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 13.5% 13.5% 17.8%    
                            2.73% 2.37% 2.34% 2.56% 1.96%    
...                           2.60% 2.23% 2.21% 2.45% 1.83%    
                            4.01% 3.75% 3.52% 3.52% 3.08%    
...                           1.40% 1.52% 1.31% 1.07% 1.26%    
                            75.5% 78.8% 73.2% 79.0% 72.0%    
                            22.5% 20.0% 16.8% 15.8% 16.0%    
                            1.99% 1.25% 9.94% 5.17% 12.0%    
                            3,299 3,271 3,458 3,260 3,316    
                            2,373 2,548 2,605 2,529 2,892    
                            42.6% 40.6% 39.0% 40.4% 54.4%    
                            7.96% 9.33% 9.97% 10.8% 10.5%    
                            98.1% 89.0% 90.3% 116% 92.8%    
                            71.7% 70.2% 70.2% 78.3% 72.4%    
... ... ... ... ... ... ...               7.30% 8.77% 10.8% 9.99% 12.2%    
... ... ... ... ... ... ...               54.8% 90.7% 54.0% 45.7% 53.9%    
...                           4.17% 8.65% 6.21% 4.79% 7.03%    
                            1.83% 6.08% 0.201% -0.101% 1.42%    

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other data Unit
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

                            41.0 41.0 44.0 43.0 42.0    
                            578 589 636 692 658    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 36.2% 38.4% 41.3%    

Download Data
Comparison of 7 Companies within Sberbank Group

This Annual Statistical Dossier offers a comparison of 7 banks from Sberbank Group from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

Read more »

This Annual Statistical Dossier offers a comparison of 7 banks from Sberbank Group from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 15 Banks in Slovakia

This Annual Statistical Dossier offers a comparison of 15 Slovak banks from 1994 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 15 Slovak banks from 1994 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Sberbank Slovakia in Numbers

This Annual statistical dossier offers a summary of Sberbank Slovakia's performance between 1997 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Sberbank Slovakia's performance between 1997 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Sberbank Slovakia's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Sberbank Slovakia at a Glance

Sberbank Slovakia is a Slovakia-based subsidiary of Russia's Sberbank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio

Read more »

Sberbank Slovakia is a Slovakia-based subsidiary of Russia's Sberbank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio primarily comprises personal, mortgage, housing, or investment loans. The Bank was formerly known as Volksbank and changed its name to Sberbank Slovakia in February 2013. Sberbank Slovakia is a subsidiary of Sberbank Europe AG. Sberbank Europe manages a banking network of nine universal banks in eight countries of Central and Eastern Europe: in Slovakia, the Czech Republic, Hungary, Croatia, Slovenia, Bosnia and Herzegovina, and Ukraine.

This report offers a summary of the bank's performance in 1997-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Slovakia

Sberbank Slovakia in Numbers

Sberbank Slovakia is a Slovakia-based subsidiary of Russia's Sberbank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio

Read more »

Sberbank Slovakia is a Slovakia-based subsidiary of Russia's Sberbank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio primarily comprises personal, mortgage, housing, or investment loans. The Bank was formerly known as Volksbank and changed its name to Sberbank Slovakia in February 2013. Sberbank Slovakia is a subsidiary of Sberbank Europe AG. Sberbank Europe manages a banking network of nine universal banks in eight countries of Central and Eastern Europe: in Slovakia, the Czech Republic, Hungary, Croatia, Slovenia, Bosnia and Herzegovina, and Ukraine.

This excel file offers a summary of the bank's performance in 1997-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Slovakia

Sberbank Slovakia made a net profit of EUR -10.2 mil under revenues of EUR 23.5 mil in 2017, up 72.3% and -50.9% respectively compared to the previous year.

Historically, the bank’s net profit reached an all time high of EUR 11.2

Read more »

Sberbank Slovakia made a net profit of EUR -10.2 mil under revenues of EUR 23.5 mil in 2017, up 72.3% and -50.9% respectively compared to the previous year.

Historically, the bank’s net profit reached an all time high of EUR 11.2 mil in 2014 and an all time low of EUR -47.7 mil in 2012. The average profit in the last five years amounted to EUR -10.3 mil.

On the other hand, bank’s revenues amounted to an all time high of EUR 65.8 mil in 2014 and an all time low of EUR 19.2 mil in 1997. The average revenues in the last five years reached EUR 50.0 mil.

Comparing Sberbank Slovakia with its closest peers, VUB Banka generated a net profit of EUR 175 mil with revenues of EUR 547 mil in 2017, Slovenska Sporitelna netted EUR 164 mil (revenues of EUR 569 mil) and Tatra banka announced a net profit of EUR 124 mil (revenues of EUR 425 mil).

You can see all the bank’s data at Sberbank Slovakia Profile, or you can download a report on the bank in the report section.

Sberbank Slovakia made a net profit of EUR -10.2 mil in 2017, up 72.3% compared to the previous year. This implies a return on equity of -13.9%.

Historically, the bank’s net profit reached an all time high of EUR 11.2 mil

Read more »

Sberbank Slovakia made a net profit of EUR -10.2 mil in 2017, up 72.3% compared to the previous year. This implies a return on equity of -13.9%.

Historically, the bank’s net profit reached an all time high of EUR 11.2 mil in 2014 and an all time low of EUR -47.7 mil in 2012. The average profit in the last five years amounted to EUR -10.3 mil.

The bank generated its shareholders an average return on equity of -7.46% in the last five years with maximum at 5.31% and minimum at -21.4%

Comparing Sberbank Slovakia with its closest peers, VUB Banka generated a net profit of EUR 175 mil with ROE of 11.2% in 2017, Slovenska Sporitelna netted EUR 164 mil (ROE of 12.0%) and Tatra banka announced a net profit of EUR 124 mil implying ROE of 12.5%.

Sberbank Slovakia has been ranked 201th within the group of 207 banks we follow in terms of return on equity in 2017.

You can see all the bank’s data at Sberbank Slovakia Profile, or you can download a report on the bank in the report section.

Sberbank Slovakia's net interest margin amounted to 1.83% in 2017, down from 1.83% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 4.89% in 2002 and an all time low

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Sberbank Slovakia's net interest margin amounted to 1.83% in 2017, down from 1.83% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 4.89% in 2002 and an all time low of 0.773% in 2001. The average margin in the last five years amounted to 2.10%.

Average asset yield was 2.63% in 2017, down from 2.63% when compared to previous year. On the other hand, cost of funding amounted to 0.894% in 2017, down from 0.894%.

Comparing Sberbank Slovakia with its closest peers, VUB Banka operated in 2017 with a net interest margin of 2.65% in 2017, Slovenska Sporitelna reached 2.82% and Tatra banka some 2.27%.

You can see all the bank’s data at Sberbank Slovakia Profile, or you can download a report on the bank in the report section.

Sberbank Slovakia's cost to income ratio reached 71.7% in 2017, down from 93.9% compared to the previous year.

Historically, the bank’s costs reached an all time high of 117% of income in 2009 and an all time low of 53.3%

Read more »

Sberbank Slovakia's cost to income ratio reached 71.7% in 2017, down from 93.9% compared to the previous year.

Historically, the bank’s costs reached an all time high of 117% of income in 2009 and an all time low of 53.3% in 2000.

When compared to total assets, bank's cost amounted to 2.30% in 2017, down from 2.65% a year earlier.

Staff accounted for 32.7% of total operating expenditures in 2017. The bank operated a network of 42.0 branches and employed 540 persons in 2017.

Comparing Sberbank Slovakia with its closest peers, VUB Banka operated in 2017 with a cost to income ratio of 48.8% in 2017, Slovenska Sporitelna reached 49.7% and Tatra banka some 57.0%.

You can see all the bank’s data at Sberbank Slovakia Profile, or you can download a report on the bank in the report section.

See all charts of the company »
Sberbank Slovakia's npls (as % of loans) rose 13.3% to 16.6% in 2017
Sberbank Slovakia's total revenues fell 50.9% to EUR 23.5 mil in 2017
Sberbank Slovakia's corporate loans rose 5.18% to EUR 405 mil in 2017
Sberbank Slovakia's corporate loans rose 5.18% to EUR 405 mil in 2017
Sberbank Slovakia's mortgage loans fell 13.1% to EUR 481 mil in 2017
Sberbank Slovakia's net profit rose 72.3% to EUR -10.2 mil in 2017
Sberbank Slovakia's costs (as % of assets) fell 13.0% to 2.30% in 2017
Sberbank Slovakia's net profit rose 72.3% to EUR -10.2 mil in 2017
Sberbank Slovakia's customer loans fell 10.7% to EUR 956 mil in 2017
Sberbank Slovakia's customer deposits fell 13.2% to EUR 1,120 mil in 2017