By Helgi Library - August 8, 2018
KentBank generated total banking revenues of HRK 82.5 mil in 2017, up 7.80% compared to the previous year. Croatian bankin...
By Helgi Library - August 8, 2018
KentBank's customer loans reached HRK 1,170 mil in 2017, up 15.0% compared to the previous year. Croatian banking sector provid...
By Helgi Library - August 8, 2018
KentBank's non-performing loans reached 8.37% of total loans at the end of 2017, up from 7.59% compared to the previous year. ...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | HRK mil | 39.3 | 49.0 | 60.0 |
| Net Fee Income | HRK mil | 5.45 | 7.94 | 10.3 |
| Other Income | HRK mil | 14.6 | 19.7 | 12.3 |
| Total Revenues | HRK mil | 59.3 | 76.6 | 82.5 |
| Staff Cost | HRK mil | 26.3 | 32.1 | 35.5 |
| Operating Profit | HRK mil | 9.65 | 17.7 | 20.2 |
| Provisions | HRK mil | 5.74 | 9.57 | 15.0 |
| Net Profit | HRK mil | 3.92 | 8.13 | 5.24 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | HRK mil | 25.7 | 2.80 | 2.78 |
| Customer Loans | HRK mil | 747 | 1,018 | 1,170 |
| Total Assets | HRK mil | 1,355 | 2,129 | 2,079 |
| Shareholders' Equity | HRK mil | 201 | 211 | 230 |
| Interbank Borrowing | HRK mil | 59.7 | 98.3 | 100 |
| Customer Deposits | HRK mil | 1,064 | 1,643 | 1,579 |
| Issued Debt Securities | HRK mil | 7.74 | 152 | 154 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | 2.15 | 3.95 | 2.38 |
| ROA | % | 0.310 | 0.467 | 0.249 |
| Costs (As % Of Assets) | % | 3.93 | 3.38 | 2.96 |
| Costs (As % Of Income) | % | 83.7 | 76.9 | 75.5 |
| Capital Adequacy Ratio | % | 21.5 | 15.9 | 18.9 |
| Net Interest Margin | % | 3.11 | 2.81 | 2.85 |
| Loans (As % Of Deposits) | % | 70.2 | 62.0 | 74.1 |
| NPLs (As % Of Loans) | % | 10.8 | 7.59 | 8.37 |
| Provisions (As % Of NPLs) | % | 80.2 | 93.6 | 86.0 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | 29.6 | 29.0 | 7.80 |
| Operating Cost Growth | % | 7.43 | 18.5 | 5.84 |
| Operating Profit Growth | % | -2,260 | 83.3 | 14.3 |
| Net Profit Growth | % | -136 | 107 | -35.6 |
| Customer Loan Growth | % | 25.0 | 36.3 | 15.0 |
| Total Asset Growth | % | 15.4 | 57.2 | -2.38 |
| Customer Deposit Growth | % | 8.31 | 54.4 | -3.92 |
| Shareholders' Equity Growth | % | 22.2 | 4.88 | 9.38 |
| Employees | 147 | 178 | 196 | |
Get all company financials in excel:
| summary | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | |||||||||||||||||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 20.9 | 19.9 | 27.6 | 34.2 | 39.3 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 30.7 | 28.0 | 42.1 | 45.8 | 59.3 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 5.69 | -15.9 | -7.73 | -0.447 | 9.65 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | -8.12 | -30.0 | -23.1 | -11.0 | 3.92 | |||
| balance sheet | |||||||||||||||||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 15.2 | 21.5 | 0 | 17.6 | 25.7 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 221 | 258 | 462 | 598 | 747 | |||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 113 | 27.3 | 26.0 | 216 | 327 | |||
| Total Assets | HRK mil | 529 | 605 | 884 | 1,174 | 1,355 | |||||||||||
| Shareholders' Equity | HRK mil | 45.8 | 87.0 | 134 | 164 | 201 | |||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 2.02 | 6.77 | 59.7 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 461 | 499 | 730 | 983 | 1,064 | |||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 7.74 | |||
| ratios | |||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | -15.4 | -45.2 | -20.9 | -7.37 | 2.15 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | -1.54 | -5.30 | -3.10 | -1.07 | 0.310 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 4.74 | 7.73 | 6.69 | 4.49 | 3.93 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | 81.4 | 157 | 118 | 101 | 83.7 | |||
| Capital Adequacy Ratio | % | 14.0 | 18.9 | 19.5 | 22.9 | 21.5 | |||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | 3.96 | 3.50 | 3.71 | 3.32 | 3.11 | |||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 68.0 | 71.0 | 65.7 | 74.7 | 66.2 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 16.2 | 16.9 | 10.6 | 9.16 | 9.19 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | 40.8 | 48.3 | 51.7 | 53.2 | 53.0 | |||
| Equity (As % Of Assets) | % | 8.65 | 14.4 | 15.2 | 14.0 | 14.8 | |||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | 47.9 | 51.7 | 63.3 | 60.9 | 70.2 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 41.7 | 42.7 | 52.3 | 50.9 | 55.2 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.5 | 15.9 | 14.1 | 10.8 | ||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 59.4 | 70.6 | 71.7 | 80.2 | ||
| valuation | |||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10.1 | -4.90 | 39.1 | 23.7 | 14.9 |
| income statement | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | |||||||||||||||||
| Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 42.2 | 40.7 | 49.3 | 62.0 | 67.6 | |||
| Interest Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 21.4 | 20.8 | 21.7 | 27.8 | 28.3 | |||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 20.9 | 19.9 | 27.6 | 34.2 | 39.3 | |||
| Net Fee Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 4.97 | 4.73 | 4.45 | 4.19 | 5.45 | |||
| Other Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 4.84 | 3.39 | 9.99 | 7.41 | 14.6 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 30.7 | 28.0 | 42.1 | 45.8 | 59.3 | |||
| Staff Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 10.2 | 21.2 | 25.8 | 24.6 | 26.3 | |||
| Depreciation | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 1.50 | 2.21 | 6.16 | 6.05 | 5.81 | |||
| Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 13.3 | 20.5 | 17.9 | 15.6 | 17.6 | |||
| Operating Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 25.0 | 43.8 | 49.8 | 46.2 | 49.7 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 5.69 | -15.9 | -7.73 | -0.447 | 9.65 | |||
| Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 13.8 | 14.2 | 15.4 | 10.6 | 5.74 | |||
| Extra and Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | < -0.001 | 0 | 0 | 0 | < 0.001 | |||
| Pre-Tax Profit | HRK mil | -8.12 | -30.0 | -23.1 | -11.0 | 3.92 | |||||||||||
| Tax | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Minorities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | -8.12 | -30.0 | -23.1 | -11.0 | 3.92 | |||
| growth rates | |||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10.1 | -4.90 | 39.1 | 23.7 | 14.9 | ||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 32.9 | -4.99 | -5.84 | -5.75 | 30.0 | ||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | -8.85 | 50.4 | 8.86 | 29.6 | ||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 31.5 | 75.4 | 13.6 | -7.14 | 7.43 | ||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -33.2 | -379 | -51.3 | -94.2 | -2,260 | ||
| Pre-Tax Profit Growth | % | ... | -257 | 270 | -23.0 | -52.4 | -136 | ||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -299 | 270 | -23.0 | -52.4 | -136 | ||
| market share | |||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.191 | 0.188 | 0.292 | 0.316 | 0.408 | |||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.384 | 0.527 | 0.553 | 0.613 | 0.703 | |||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | |||||||||||||||||
| Cash | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 163 | 120 | 183 | 289 | 201 | |||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 15.2 | 21.5 | 0 | 17.6 | 25.7 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 221 | 258 | 462 | 598 | 747 | |||
| Retail Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 183 | 215 | 331 | 340 | 384 | |||
| Corporate Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 62.7 | 79.6 | 186 | 322 | 425 | |||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 113 | 27.3 | 26.0 | 216 | 327 | |||
| Fixed Assets | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 10.2 | 25.0 | 40.0 | 50.2 | 51.0 | |||
| Total Assets | HRK mil | 529 | 605 | 884 | 1,174 | 1,355 | |||||||||||
| Shareholders' Equity | HRK mil | 45.8 | 87.0 | 134 | 164 | 201 | |||||||||||
| Of Which Minority Interest | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Liabilities | HRK mil | 483 | 518 | 750 | 1,010 | 1,154 | |||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 2.02 | 6.77 | 59.7 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 461 | 499 | 730 | 983 | 1,064 | |||
| Retail Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 443 | 471 | 654 | 879 | 954 | |||
| Corporate Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 17.7 | 28.4 | 75.7 | 103 | 110 | |||
| Sight Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 23.3 | ... | ... | ... | ... | ... | ... | |
| Term Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 437 | ... | ... | ... | ... | ... | ... | |
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 7.74 | |||
| Other Liabilities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 22.4 | 18.9 | 18.3 | 20.4 | 22.4 | |||
| asset quality | |||||||||||||||||
| Non-Performing Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 74.0 | 82.6 | 93.6 | 88.2 | ||
| Gross Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 256 | 302 | 521 | 665 | 818 | |||
| Total Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | 35.4 | 43.9 | 58.3 | 67.1 | 70.8 | |||
| growth rates | |||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -11.8 | 17.1 | 78.9 | 29.4 | 25.0 | ||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -5.10 | 17.6 | 53.6 | 2.91 | 12.8 | ||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -4.53 | 27.0 | 134 | 73.1 | 32.2 | ||
| Total Asset Growth | % | ... | 0.521 | 14.4 | 46.1 | 32.8 | 15.4 | ||||||||||
| Shareholders' Equity Growth | % | ... | -23.6 | 90.0 | 54.3 | 22.5 | 22.2 | ||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.71 | 8.35 | 46.2 | 34.7 | 8.31 | ||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.91 | 6.25 | 38.9 | 34.4 | 8.55 | ||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -19.4 | 60.8 | 166 | 36.6 | 6.24 | ||
| market share | |||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.088 | 0.109 | 0.197 | 0.261 | 0.336 | |||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.056 | 0.082 | 0.195 | 0.350 | 0.487 | |||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.143 | 0.170 | 0.268 | 0.278 | 0.319 | |||
| Market Share in Total Assets | % | 0.127 | 0.147 | 0.213 | 0.280 | 0.325 | |||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.209 | 0.220 | 0.309 | 0.402 | 0.414 | |||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.260 | 0.265 | 0.365 | 0.480 | 0.508 | |||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.037 | 0.063 | 0.179 | 0.236 | 0.207 |
| ratios | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | |||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | -15.4 | -45.2 | -20.9 | -7.37 | 2.15 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | -1.54 | -5.30 | -3.10 | -1.07 | 0.310 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 4.74 | 7.73 | 6.69 | 4.49 | 3.93 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | 81.4 | 157 | 118 | 101 | 83.7 | |||
| Capital Adequacy Ratio | % | 14.0 | 18.9 | 19.5 | 22.9 | 21.5 | |||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | 3.96 | 3.50 | 3.71 | 3.32 | 3.11 | |||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | ... | 3.51 | 3.02 | 3.20 | 2.86 | 2.73 | |||
| Asset Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.01 | 7.17 | 6.62 | 6.02 | 5.35 | |||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | ... | 4.50 | 4.15 | 3.42 | 3.16 | 2.62 | |||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 68.0 | 71.0 | 65.7 | 74.7 | 66.2 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 16.2 | 16.9 | 10.6 | 9.16 | 9.19 | |||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 15.8 | 12.1 | 23.7 | 16.2 | 24.6 | |||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | 1,894 | 2,645 | 3,133 | 2,661 | 2,239 | |||
| Cost Per Employee (Local Currency) | HRK per month | ... | ... | ... | ... | ... | ... | ... | ... | 10,131 | 15,478 | 17,885 | 15,779 | 14,918 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | 40.8 | 48.3 | 51.7 | 53.2 | 53.0 | |||
| Equity (As % Of Assets) | % | 8.65 | 14.4 | 15.2 | 14.0 | 14.8 | |||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | 47.9 | 51.7 | 63.3 | 60.9 | 70.2 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 41.7 | 42.7 | 52.3 | 50.9 | 55.2 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.5 | 15.9 | 14.1 | 10.8 | ||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 59.4 | 70.6 | 71.7 | 80.2 | ||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | 16.0 | 17.0 | 12.6 | 11.2 | 9.47 | |||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | 5.87 | 5.91 | 4.27 | 1.99 | 0.853 |
| other data | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | |||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | 84.0 | 114 | 120 | 130 | 147 | ||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | 5.06 | ... | ... | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - August 8, 2018
KentBank's net interest margin amounted to 2.85% in 2017, up from 2.81% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.96% in 2011 and an all time low of 2.81% in 2016. The average margin in the...
By Helgi Library - August 8, 2018
KentBank's customer deposits reached HRK 1,579 mil in 2017, down 3.92% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. KentBank accounted for 0.578% of all ...
By Helgi Library - December 12, 2019
KentBank's corporate loans reached HRK 664 mil in 2017, up 8.18% compared to the previous year. Croatian banking sector provided corporate loans of HRK 70.6 bil in 2017, up 2.98% when compared to the last year. KentBank accounted for 0.812% of all corpora...
By Helgi Library - August 8, 2018
KentBank's corporate deposits reached HRK 315 mil in 2017, up 21.5% compared to the previous year. Croatian banking sector accepted corporate deposits of HRK 63.1 bil in 2017, up 8.35% when compared to the last year. KentBank accounted for 0.500% of all c...
By Helgi Library - August 8, 2018
KentBank's retail deposits reached HRK 1,264 mil in 2017, down 8.68% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. KentBank accounted for 0.664% of all ret...
By Helgi Library - August 8, 2018
KentBank generated total banking revenues of HRK 82.5 mil in 2017, up 7.8% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of HRK 82.5 mil in 2017 and an all tim...
By Helgi Library - August 8, 2018
KentBank made a net profit of HRK 5.24 mil under revenues of HRK 82.5 mil in 2017, up -35.6% and 7.80% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 8.13 mil in 2016 and an all time low of HRK -30.0 mi...
By Helgi Library - August 8, 2018
KentBank's customer loan growth reached 15.0% in 2017, down from 36.3% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 78.9% in 2013 and an all time low of -11.8% in 2011. In the last decade, the average an...
KentBank has been growing its revenues and asset by 24.2% and 28.0% a year on average in the last 5 years. Its loans and deposits have grown by 35.3% and 25.9% a year during that time and loans to deposits ratio reached 74.1% at the end of 2017. The company achieved an average return on equity of -3.96% in the last five years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 75.5% in 2017, compared to 91.1% average in the last five years.
Equity represented 11.1% of total assets or 19.7% of loans at the end of 2017. KentBank's non-performing loans were 8.37% of total loans while provisions covered some 86.0% of NPLs at the end of 2017.
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