By Helgi Library - May 5, 2024
MONETA Money Bank's net interest margin amounted to 1.79% in the first quarter of 2024, down from 1.92% when compared to the pre...
By Helgi Library - May 5, 2024
MONETA Money Bank's customer deposits reached CZK 399,497 mil in 2023-12-31, up 1.65% compared to the previous year. Czech bank...
By Helgi Library - February 16, 2024
MONETA Money Bank's customer loans reached CZK 268,987 mil in 2023-09-30, up 0.358% compared to the previous year. Czech bankin...
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By Helgi Library - May 5, 2024
MONETA Money Bank made a net profit of CZK 1,286 mil in the first quarter of 2024, up 5.84% when compared to the same period of last year. This implies a return on equity of 15.7%. Historically, the bank’s net profit reached an all time high of CZK 1,582 mil in 2...
By Helgi Library - May 5, 2024
MONETA Money Bank made a net profit of CZK 1,286 mil under revenues of CZK 3,117 mil in the first quarter of 2024, up 5.84% and 9.6% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of CZK 1...
By Helgi Library - May 5, 2024
MONETA Money Bank's mortgage loans reached CZK 128,008 mil in 1Q2024, up 0.347% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,755 bil in 1Q2024, up 0.738% when compared to the last year. MONETA Money Bank accounted f...
By Helgi Library - May 5, 2024
MONETA Money Bank's non-performing loans reached 1.40% of total loans at the end of 2024-03-31, up from 1.30% compared to the previous year. Historically, the NPL ratio hit an all time high of 18.6% in 2011-03-31 and an all time low of 1.30% in 2023-09-30. ...
By Helgi Library - May 5, 2024
MONETA Money Bank employed 2,510 persons in 2024-03-31, down 0.040% compared to the previous year. Historically, the bank's workforce hit an all time high of 3,486 persons in 2011-12-31 and an all time low of 1,877 in 2003-06-30. The bank operated a network of...
By Helgi Library - May 5, 2024
MONETA Money Bank's retail deposits reached CZK 312,998 mil in 2023-12-31, up 5.04% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,651 bil in 2023-12-31, up 2.05% when compared to the last year. MONETA Money Bank acc...
By Helgi Library - May 5, 2024
MONETA Money Bank's retail loans reached CZK 179,535 mil in the fourth quarter of 2023, down 1.12% compared to the previous year. Czech banking sector provided retail loans of CZK 2,242 bil in 4Q2023, up 0.906% when compared to the last year. MONETA Money...
By Helgi Library - May 5, 2024
MONETA Money Bank's loans reached CZK 267,448 mil in the first quarter of 2024, up from CZK 263,897 mil when compared to the previous quarter and up from CZK 267,312 mil when compared to the same period of last year. Historically, the bank’s loans r...
By Helgi Library - May 5, 2024
MONETA Money Bank's cost to income ratio reached 47.7% in the first quarter of 2024, down from 49.7% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 59.1% of income in 4Q2010 and an all time low of 32.2% in 4...
By Helgi Library - May 5, 2024
MONETA Money Bank's corporate deposits reached CZK 86,229 mil in 2023-12-31, down 8.89% compared to the previous year. Czech banking sector accepted corporate deposits of CZK 1,470 bil in 2023-12-31, up 3.25% when compared to the last year. MONETA Money B...
MONETA Money Bank is a medium-sized bank based in Prague, the Czech Republic. Since its acquisition of the troubled Agrobanka in 1997, the Bank has developed a branch network of almost 200 branches and 600 ATMs (2019), though its focus has been shifting towards purely consumer finance in the last decade. Now, with over 1 million retail clients, the bank is primarily focused on consumer finance, ranging from instalment payments, leasing, credit cards and consumer lending to mortgage loans, although less so for the latter in recent years.
MONETA Money Bank has been growing its revenues and asset by -1.10% and 13.0% a year on average in the last 10 years. Its loans and deposits have grown by 10.4% and 15.6% a year during that time and loans to deposits ratio reached 65.8% at the end of 2023. The company achieved an average return on equity of 14.3% in the last decade with net profit growing 2.02% a year on average. In terms of operating efficiency, its cost to income ratio reached 47.2% in 2023, compared to 46.6% average in the last decade.
Equity represented 7.03% of total assets or 12.2% of loans at the end of 2023. MONETA Money Bank's non-performing loans were 1.40% of total loans while provisions covered some 122% of NPLs at the end of 2023.
MONETA Money Bank stock traded at per share at the end of 2023 resulting in a market capitalization of . Over the previous three years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 15.9% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 9.20x and price to book value (PBV) of 1.49x in 2023.
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