By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia made a net profit of CZK 2,755 mil under revenues of CZK 5,215 mil in the third quarter of 2023, up 30...
By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia's mortgage loans reached CZK 163,208 mil in 3Q2023, up 3.49% compared to the previous year. Czec...
By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia's non-performing loans reached 1.78% of total loans at the end of 2023-09-30, down from 2.66% comp...
| Profit Statement |
| Balance Sheet |
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| Growth Rates |
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| income statement | Unit | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| growth rates | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | 33.1 | 28.8 | 5.28 | -2.87 | -1.70 |
| ratios | Unit | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.01 | 2.85 | 2.83 | 3.14 | 3.74 | ||||||
| Return on Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
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By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia made a net profit of CZK 2,755 mil in the third quarter of 2023, up 30.9% when compared to the same period of last year. This implies a return on equity of 14.4%. Historically, the bank’s net profit reached an all time high of CZK 3...
By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia's customer deposits reached CZK 702,888 mil in 2023-06-30, down 6.27% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,832 bil in 2023-06-30, up 3.12% when compared to the last year. Un...
By Helgi Library - September 30, 2023
UniCredit Bank Czecho-Slovakia's customer loans reached CZK 512,685 mil in 2023-06-30, up 2.19% compared to the previous year. Czech banking sector provided customer loans of CZK 4,206 in 2023-06-30, up 2.15% when compared to the last year. UniCredit Bank...
By Helgi Library - September 30, 2023
UniCredit Bank Czecho-Slovakia generated total banking revenues of CZK 5,264 mil in 2023-06-30, down 6.24% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 67,123 mil in 2023-06-30, up 20.3% when compa...
By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia's capital adequacy ratio reached 23.8% at the end of third quarter of 2023, up from 22.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 23.8% in 3Q2023 and an all time low of 14....
By Helgi Library - September 30, 2023
UniCredit Bank Czecho-Slovakia's retail loans reached CZK 171,460 mil in the second quarter of 2023, up 2.59% compared to the previous year. Czech banking sector provided retail loans of CZK 2,203 bil in 2Q2023, up 2.19% when compared to the last year. Un...
By Helgi Library - September 30, 2023
UniCredit Bank Czecho-Slovakia's retail deposits reached CZK 219,587 mil in 2023-06-30, up 4.28% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,513 bil in 2023-06-30, up 1.93% when compared to the last year. UniCredi...
By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia's cost to income ratio reached 36.2% in the third quarter of 2023, up from 32.3% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 65.2% of income in 1Q2016 and an all time low of ...
By Helgi Library - November 15, 2023
UniCredit Bank Czecho-Slovakia's loans reached CZK 541,107 mil in the third quarter of 2023, up from CZK 524,008 mil when compared to the previous quarter and up from CZK 492,778 mil when compared to the same period of last year. Historically, the ban...
By Helgi Library - September 30, 2023
UniCredit Bank Czecho-Slovakia's corporate deposits reached CZK 235,986 mil in 2023-06-30, up 10.4% compared to the previous year. Czech banking sector accepted corporate deposits of CZK 1,503 bil in 2023-06-30, up 2.53% when compared to the last year. Un...
UniCredit Czech Republic and Slovakia is a medium-sized bank with a market share of around 5-10% in the key banking product in the Czech Republic and Slovakia. The current bank is a result of the merger between UniCredit and two other banks, Živnostenská banka and HVB Bank. At the end of 2013, UniCredit Bank Czech Republic absorbed Slovak sister company UniCredit Bank Slovakia with a headquarter in Prague. Originally a corporate-oriented bank, UniCredit has been focusing increasingly on the retail area in recent years.
UniCredit Bank Czecho-Slovakia has been growing its revenues and asset by 8.03% and 9.18% a year on average in the last 10 years. Its loans and deposits have grown by 10.8% and 10.5% a year during that time and loans to deposits ratio reached 107% at the end of 2022. The company achieved an average return on equity of 9.72% in the last decade with net profit growing 11.2% a year on average. In terms of operating efficiency, its cost to income ratio reached 44.4% in 2022, compared to 45.9% average in the last decade.
Equity represented 10.6% of total assets or 15.2% of loans at the end of 2022. UniCredit Bank Czecho-Slovakia's non-performing loans were 1.87% of total loans while provisions covered some 110% of NPLs at the end of 2022.
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