By Helgi Library - July 16, 2018
Zagrebacka Banka generated total banking revenues of HRK 5,451 mil in 2017, down 2.45% compared to the previous year. Croa...
By Helgi Library - July 2, 2018
Zagrebacka Banka employed 5,424 persons in 2017, down 1.38% when compared to the previous year. Historically, the bank's workfor...
By Helgi Library - July 2, 2018
Zagrebacka Banka's customer deposits reached HRK 95,249 mil in 2017, up 3.28% compared to the previous year. Croatian banking s...
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By Helgi Library - July 16, 2018
Zagrebacka Banka's retail deposits reached HRK 61,380 mil in 2017, up 1.43% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Zagrebacka Banka accounted for 32...
By Helgi Library - November 29, 2018
Zagrebacka Banka's mortgage loans reached HRK 16,552 mil in 2017, up 1.78% compared to the previous year. Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year. Zagrebacka Banka accounted for 32.9...
By Helgi Library - July 16, 2018
Zagrebacka Banka's consumer loans reached HRK 18,894 mil in 2017, down 4.23% compared to the previous year. Croatian banking sector provided consumer loans of HRK 64.2 bil in 2017, up 2.15% when compared to the last year. Zagrebacka Banka accounted for 30...
By Helgi Library - July 16, 2018
Zagrebacka Banka's corporate deposits reached HRK 33,869 mil in 2017, up 6.79% compared to the previous year. Croatian banking sector accepted corporate deposits of HRK 63.1 bil in 2017, up 8.35% when compared to the last year. Zagrebacka Banka accounted ...
By Helgi Library - July 2, 2018
Zagrebacka Banka made a net profit of HRK 1,042 mil in 2017, down 38.2% compared to the previous year. This implies a return on equity of 5.66%. Historically, the bank’s net profit reached an all time high of HRK 1,686 mil in 2016 and an all time low of HRK...
By Helgi Library - July 2, 2018
Zagrebacka Banka's non-performing loans reached 11.4% of total loans at the end of 2017, down from 14.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 17.2% in 2014 and an all time low of 4.03% in 2007. Provision coverag...
By Helgi Library - July 2, 2018
Zagrebacka Banka's net interest margin amounted to 2.80% in 2017, up from 2.71% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.55% in 2001 and an all time low of 2.49% in 2013. The average margi...
By Helgi Library - July 2, 2018
Zagrebacka Banka's customer loans reached HRK 77,217 mil in 2017, down 4.37% compared to the previous year. Croatian banking sector provided customer loans of HRK 213 bil in 2017, down 0.828% when compared to the last year. Zagrebacka Banka accounted for ...
By Helgi Library - July 2, 2018
Zagrebacka Banka generated total banking revenues of HRK 5,451 mil in 2017, down 2.45% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of HRK 5,588 mil in 2016 a...
By Helgi Library - July 2, 2018
Zagrebacka Banka's cost to income ratio reached 47.7% in 2017, up from 45.3% compared to the previous year. Historically, the bank’s costs reached an all time high of 60.5% of income in 2003 and an all time low of 45.3% in 2016. When compared to total asse...
Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall, the Group has more than 2 million of retail clients. At the end of 2015, Zagrebacka banka operated a network of 204 branches; and over 900 ATMs and employed over 5,600 people within the Group. The Bank was founded in 1914 and is headquartered in Zagreb, Croatia. Since 2002, the Bank is a member of UniCredit Group with parent entity UniCredit Bank Austria AG.
Zagrebacka Banka has been growing its revenues and asset by 2.45% and 3.45% a year on average in the last 10 years. Its loans and deposits have grown by 3.63% and 5.17% a year during that time and loans to deposits ratio reached 81.1% at the end of 2017. The company achieved an average return on equity of 6.75% in the last decade with net profit growing -1.96% a year on average. In terms of operating efficiency, its cost to income ratio reached 47.7% in 2017, compared to 49.4% average in the last decade.
Equity represented 14.3% of total assets or 23.5% of loans at the end of 2017. Zagrebacka Banka's non-performing loans were 11.4% of total loans while provisions covered some 73.4% of NPLs at the end of 2017.
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