By Helgi Library - November 29, 2018
Addiko Bank Croatia's mortgage loans reached HRK 4,046 mil in 2017, down 21.0% compared to the previous year. Croatian banking ...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's capital adequacy ratio reached 27.8% at the end of 2017, down from 29.4% compared to the previous year. ...
By Helgi Library - August 3, 2018
Addiko Bank Croatia made a net profit of HRK 230 mil in 2017, up 285% compared to the previous year. This implies a return on eq...
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By Helgi Library - August 3, 2018
Addiko Bank Croatia's non-performing loans reached 16.5% of total loans at the end of 2017, up from 14.2% compared to the previous year. Historically, the NPL ratio hit an all time high of 31.1% in 2008 and an all time low of 11.4% in 2007. Provision covera...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's net interest margin amounted to 2.28% in 2017, up from 1.91% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.70% in 2000 and an all time low of 1.58% in 2014. The average ma...
By Helgi Library - August 3, 2018
Addiko Bank Croatia generated total banking revenues of HRK 761 mil in 2017, down 6.77% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the last year...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's customer deposits reached HRK 15,657 mil in 2017, up 1.02% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Addiko Bank Croatia account...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's customer loans reached HRK 10,401 mil in 2017, down 15.7% compared to the previous year. Croatian banking sector provided customer loans of HRK 213 bil in 2017, down 0.828% when compared to the last year. Addiko Bank Croatia accounte...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's retail deposits reached HRK 10,544 mil in 2017, down 5.25% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Addiko Bank Croatia accounte...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's loans reached HRK 11,566 mil in the 2017, down from HRK 13,710 mil compared to the previous year. Historically, the bank’s loans reached an all time high of HRK 32,525 mil in 2011 and an all time low of HRK 11,566 mil in 2017. In t...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's corporate deposits reached HRK 4,609 mil in 2017, up 13.3% compared to the previous year. Croatian banking sector accepted corporate deposits of HRK 63.1 bil in 2017, up 8.35% when compared to the last year. Addiko Bank Croatia accou...
By Helgi Library - August 3, 2018
Addiko Bank Croatia's consumer loans reached HRK 2,419 mil in 2017, up 19.8% compared to the previous year. Croatian banking sector provided consumer loans of HRK 64.2 bil in 2017, up 2.15% when compared to the last year. Addiko Bank Croatia accounted for...
By Helgi Library - August 3, 2018
Addiko Bank Croatia generated total banking revenues of HRK 761 mil in 2017, down 6.77% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of HRK 1,643 mil in 2009 ...
Addiko Bank Croatia is a successor of Hypo Alpe-Adria-Bank, an Austrian Banking Group, which was nationalized in 2009. In December 2014, the Bank was sold to Advent International and the EBRD. The bank renamed itself as Addiko Bank in 2016. The Bank operates in Croatia since 1996 providing financial products and services to corporate clients, public institutions and retail clients. Following the integration of Slavonska Banka Osijek in early 2009, Hypo Bank now covers more than 400,000 clients in all parts of Croatia through 74 branches and more than 270 ATMs. The Bank maintains approximately 8% market share on the Croatian banking market by assets and 13% in mortgage loans. The Addiko Group has numerous cross-border activities in the Alps-Adriatic region. The group is active in Slovenia, Croatia, Bosnia and Herzegovina, Serbia and Montenegro.
Addiko Bank Croatia has been growing its revenues and asset by -0.788% and -2.22% a year on average in the last 10 years. Its loans and deposits have grown by -4.18% and 4.53% a year during that time and loans to deposits ratio reached 66.4% at the end of 2017. The company achieved an average return on equity of -5.72% in the last decade with net profit growing 7.36% a year on average. In terms of operating efficiency, its cost to income ratio reached 64.5% in 2017, compared to 76.7% average in the last decade.
Equity represented 13.5% of total assets or 27.5% of loans at the end of 2017. Addiko Bank Croatia's non-performing loans were 16.5% of total loans while provisions covered some 60.9% of NPLs at the end of 2017.
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