By Helgi Library - November 1, 2023
mBank Slovakia's customer deposits reached EUR 1,087 mil in 1Q2022, up 5.11% compared to the previous year. Slovak banking sect...
By Helgi Library - November 1, 2023
mBank Slovakia's customer loans reached EUR 695 mil in 2022-03-31, up 7.82% compared to the previous year. Slovak banking secto...
By Helgi Library - November 1, 2023
mBank Slovakia's retail loans reached EUR 695 mil in the first quarter of 2022, up 7.82% compared to the previous year. Slovak ...
| Profit Statement | Mar 2023 | Jun 2023 | Sep 2023 | |
| Balance Sheet | Mar 2023 | Jun 2023 | Sep 2023 | |
| Customer Loans | EUR mil | 659 | 658 | 670 |
| Total Assets | EUR mil | 1,026 | 1,027 | 1,018 |
| Customer Deposits | EUR mil | 1,026 | 1,027 | 1,018 |
| Ratios | Mar 2023 | Jun 2023 | Sep 2023 | |
| Loans (As % Of Deposits) | % | 64.2 | 64.1 | 65.8 |
| Growth Rates | Mar 2023 | Jun 2023 | Sep 2023 | |
| Customer Loan Growth | % | -5.15 | -2.55 | 0.248 |
| Total Asset Growth | % | -5.60 | -3.20 | -1.03 |
| Customer Deposit Growth | % | -5.60 | -3.20 | -1.03 |
Get all company financials in excel:
| summary | Unit | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| balance sheet | ||||||||||||||||||||||||||||||||||||||||||||
| Customer Loans | EUR mil | 695 | 675 | 668 | 659 | 659 | ||||||||||||||||||||||||||||||||||||||
| Total Assets | EUR mil | 1,087 | 1,060 | 1,028 | 1,031 | 1,026 | ||||||||||||||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 1,087 | 1,060 | 1,028 | 1,031 | 1,026 | ||||||||||||||||||||||||||||||||||||||
| ratios | ||||||||||||||||||||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 63.9 | 63.7 | 65.0 | 63.9 | 64.2 | ||||||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 63.9 | 63.7 | 65.0 | 63.9 | 64.2 |
| balance sheet | Unit | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| balance sheet | ||||||||||||||||||||||||||||||||||||||||||||
| Customer Loans | EUR mil | 695 | 675 | 668 | 659 | 659 | ||||||||||||||||||||||||||||||||||||||
| Retail Loans | EUR mil | 695 | 675 | 668 | 659 | 659 | ||||||||||||||||||||||||||||||||||||||
| Mortgage Loans | EUR mil | 541 | 507 | 491 | 475 | 469 | ||||||||||||||||||||||||||||||||||||||
| Consumer Loans | EUR mil | 154 | 168 | 177 | 183 | 190 | ||||||||||||||||||||||||||||||||||||||
| Total Assets | EUR mil | 1,087 | 1,060 | 1,028 | 1,031 | 1,026 | ||||||||||||||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 1,087 | 1,060 | 1,028 | 1,031 | 1,026 | ||||||||||||||||||||||||||||||||||||||
| Retail Deposits | EUR mil | 1,087 | 1,060 | 1,028 | 1,031 | 1,026 | ||||||||||||||||||||||||||||||||||||||
| Sight Deposits | EUR mil | 644 | 633 | 615 | 620 | 612 | ||||||||||||||||||||||||||||||||||||||
| Term Deposits | EUR mil | 443 | 427 | 414 | 410 | 414 | ||||||||||||||||||||||||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | 32.5 | 11.4 | 5.04 | 2.17 | -5.15 | ||||||||||||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | 32.5 | 11.4 | 5.04 | 2.17 | -5.15 | ||||||||||||||||||||||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | 498 | 0.136 | -5.60 | -7.99 | -13.2 | ||||||||||||||||||||||||||||||||||
| Consumer Loan Growth | % | ... | ... | ... | ... | 70.8 | 68.4 | 52.6 | 43.1 | 23.0 | ||||||||||||||||||||||||||||||||||
| Total Asset Growth | % | ... | ... | ... | ... | 12.1 | 5.31 | 1.90 | -0.326 | -5.60 | ||||||||||||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | 12.1 | 5.31 | 1.90 | -0.326 | -5.60 | ||||||||||||||||||||||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | 12.1 | 5.31 | 1.90 | -0.326 | -5.60 | ||||||||||||||||||||||||||||||||||
| market share | ||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | 0.938 | ... | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||
| Market Share in Retail Loans | % | 1.44 | 1.36 | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||
| Market Share in Consumer Loans | % | 1.61 | 1.72 | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||
| Market Share in Mortgage Loans | % | 1.40 | 1.27 | 1.20 | 1.14 | ... | ... | ... | ||||||||||||||||||||||||||||||||||||
| Market Share in Total Assets | % | 1.01 | ... | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||
| Market Share in Customer Deposits | % | 1.65 | ... | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| ratios | Unit | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| Loans (As % Of Deposits) | % | 63.9 | 63.7 | 65.0 | 63.9 | 64.2 | ||||||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 63.9 | 63.7 | 65.0 | 63.9 | 64.2 |
| other data | Unit | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| Branches | 14.0 | 15.0 | 15.0 | 15.0 | 15.0 |
| customer breakdown | Unit | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| Customers | mil | 0.312 | 0.315 | 0.318 | 0.320 | 0.321 | ||||||||||||||||||||||||||||||||||||||
| Number of Accounts | mil | 0.292 | 0.294 | 0.297 | 0.300 | 0.300 | ||||||||||||||||||||||||||||||||||||||
| Average Size of Deposit | EUR | 3,727 | 3,607 | 3,467 | 3,441 | 3,415 | ||||||||||||||||||||||||||||||||||||||
| Accounts (As % of Total Clients) | % | 93.5 | 93.2 | 93.3 | 93.5 | 93.6 | ||||||||||||||||||||||||||||||||||||||
| Loan per Customer (Local Currency) | EUR | 2,228 | 2,140 | 2,102 | 2,055 | 2,054 | ||||||||||||||||||||||||||||||||||||||
| Deposit per Customer (Local Currency) | EUR | 3,485 | 3,362 | 3,235 | 3,217 | 3,198 | ||||||||||||||||||||||||||||||||||||||
| Loan per Customer | USD | 2,350 | 2,188 | 2,079 | 2,233 | 2,265 | ||||||||||||||||||||||||||||||||||||||
| Deposit per Customer | USD | 3,675 | 3,436 | 3,199 | 3,495 | 3,525 |
Get all company financials in excel:
By Helgi Library - November 1, 2023
mBank Slovakia's mortgage loans reached EUR 475 mil in 4Q2022, down 3.17% compared to the previous year. Slovak banking sector provided mortgage loans of EUR 41.6 in 4Q2022, up 1.66% when compared to the last year. mBank Slovakia accounted for 1.14% of al...
By Helgi Library - November 1, 2023
mBank Slovakia's retail deposits reached EUR 1,009 mil in 2021-09-30, up 0.220% compared to the previous year. Slovak banking sector accepted retail deposits of EUR 47.8 bil in 2021-09-30, down 0.202% when compared to the last year. mBank Slovakia account...
By Helgi Library - November 1, 2023
mBank Slovakia's consumer loans reached EUR 154 mil in 2022-03-31, up 20.5% compared to the previous year. Slovak banking sector provided consumer loans of EUR 9.57 mil in 2022-03-31, up 0.784% when compared to the last year. mBank Slovakia accounted for ...
By Helgi Library - November 1, 2023
mBank Slovakia's retail loans reached EUR 670 mil at the end of 2023-09-30, up 1.83% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 100% of the bank's loan book at the en...
By Helgi Library - November 1, 2023
mBank Slovakia's customer loan growth reached 0.248% in 2023-09-30, down from 5.04% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 81.9% in 2021-06-30 and an all time low of -9.13% in 2017-12-31. In the la...
By Helgi Library - November 1, 2023
mBank Slovakia's mortgage loans reached EUR 517 mil in 2021, up 41.8% compared to the previous year. Slovak banking sector provided mortgage loans of EUR 37.7 in 2021, up 11.5% when compared to the last year. mBank Slovakia accounted for 1.37% of all mort...
By Helgi Library - November 1, 2023
mBank Slovakia's customer loans reached EUR 645 mil in 2021, up 44.6% compared to the previous year. Slovak banking sector provided customer loans of EUR 72.0 in 2021, up 7.81% when compared to the last year. mBank Slovakia accounted for 0.895% of all cus...
By Helgi Library - November 1, 2023
mBank Slovakia's consumer loans reached EUR 128 mil in 2021, up 57.1% compared to the previous year. Slovak banking sector provided consumer loans of EUR 9.49 mil in 2021, down 2.30% when compared to the last year. mBank Slovakia accounted for 1.35% of al...
By Helgi Library - November 1, 2023
mBank Slovakia's customer deposits reached EUR 1,034 mil in 2021, up 11.6% compared to the previous year. Slovak banking sector accepted customer deposits of EUR 67.2 bil in 2021, up 5.14% when compared to the last year. mBank Slovakia accounted for 1.54%...
By Helgi Library - November 1, 2023
mBank Slovakia's retail deposits reached EUR 927 mil in 2020, up 19.4% compared to the previous year. Slovak banking sector accepted retail deposits of EUR 46.0 bil in 2020, up 8.35% when compared to the last year. mBank Slovakia accounted for 2.01% of al...
mBank Slovakia has been growing its revenues and asset by % and 9.92% a year on average in the last 3 years. Its loans and deposits have grown by 33.8% and 9.92% a year during that time and loans to deposits ratio reached 63.9% at the end of 2022. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2022, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2022. mBank Slovakia's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2022.
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