By Helgi Library - September 29, 2018
Raiffeisenlandesbank Burgenland made a net profit of EUR 24.3 mil in 2017, up 44.6% compared to the previous year. This implies ...
By Helgi Library - September 29, 2018
Raiffeisenlandesbank Burgenland's customer loans reached EUR 1,324 mil in 2017, up 6.98% compared to the previous year. Austria...
By Helgi Library - September 29, 2018
Raiffeisenlandesbank Burgenland's customer deposits reached EUR 1,013 mil in 2017, up 8.67% compared to the previous year. Aust...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | EUR mil | 26.3 | 28.0 | 25.1 |
| Net Fee Income | EUR mil | 12.3 | 12.1 | 11.9 |
| Other Income | EUR mil | 6.53 | 9.81 | 10.5 |
| Total Revenues | EUR mil | 45.1 | 49.9 | 47.5 |
| Staff Cost | EUR mil | 20.6 | 20.6 | 20.2 |
| Operating Profit | EUR mil | 14.0 | 18.7 | 16.8 |
| Provisions | EUR mil | 3.94 | -5.14 | -8.05 |
| Net Profit | EUR mil | 17.5 | 16.8 | 24.3 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | EUR mil | 1,006 | 1,099 | 898 |
| Customer Loans | EUR mil | 1,170 | 1,238 | 1,324 |
| Total Assets | EUR mil | 3,126 | 3,304 | 3,380 |
| Shareholders' Equity | EUR mil | 341 | 354 | 376 |
| Interbank Borrowing | EUR mil | 656 | 899 | 1,078 |
| Customer Deposits | EUR mil | 888 | 933 | 1,013 |
| Issued Debt Securities | EUR mil | 1,199 | 1,064 | 865 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | 4.46 | 4.83 | 6.65 |
| ROA | % | 0.560 | 0.522 | 0.726 |
| Costs (As % Of Assets) | % | 0.999 | 0.972 | 0.918 |
| Costs (As % Of Income) | % | 69.0 | 62.5 | 64.6 |
| Net Interest Margin | % | 0.844 | 0.871 | 0.751 |
| Loans (As % Of Deposits) | % | 132 | 133 | 131 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | -1.98 | 10.7 | -4.93 |
| Operating Cost Growth | % | -0.689 | 0.244 | -1.74 |
| Operating Profit Growth | % | -4.73 | 33.9 | -10.3 |
| Net Profit Growth | % | 3.46 | -3.89 | 44.6 |
| Customer Loan Growth | % | 2.30 | 5.81 | 6.98 |
| Total Asset Growth | % | 0.397 | 5.68 | 2.31 |
| Customer Deposit Growth | % | -0.401 | 5.04 | 8.67 |
| Shareholders' Equity Growth | % | -23.0 | 3.76 | 6.21 |
| Employees | 246 | 249 | 242 | |
Get all company financials in excel:
| summary | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||
| Net Interest Income | EUR mil | 25.1 | 20.5 | 21.9 | 27.3 | 26.3 | ||
| Total Revenues | EUR mil | 40.6 | 37.5 | 40.4 | 46.0 | 45.1 | ||
| Operating Profit | EUR mil | 14.0 | 8.59 | 10.8 | 14.7 | 14.0 | ||
| Net Profit | EUR mil | 13.5 | 13.8 | 3.10 | 16.9 | 17.5 | ||
| balance sheet | ||||||||
| Interbank Loans | EUR mil | 845 | 1,122 | 964 | 959 | 1,006 | ||
| Customer Loans | EUR mil | 1,031 | 1,051 | 1,111 | 1,144 | 1,170 | ||
| Debt Securities | EUR mil | 825 | 798 | 731 | 629 | 591 | ||
| Total Assets | EUR mil | 3,123 | 3,376 | 3,215 | 3,114 | 3,126 | ||
| Shareholders' Equity | EUR mil | 294 | 300 | 295 | 443 | 341 | ||
| Interbank Borrowing | EUR mil | 1,013 | 1,142 | 847 | 721 | 656 | ||
| Customer Deposits | EUR mil | 835 | 909 | 938 | 891 | 888 | ||
| Issued Debt Securities | EUR mil | 932 | 989 | 1,050 | 1,118 | 1,199 | ||
| ratios | ||||||||
| ROE | % | 4.58 | 4.65 | 1.04 | 4.57 | 4.46 | ||
| ROA | % | 0.431 | 0.424 | 0.094 | 0.533 | 0.560 | ||
| Costs (As % Of Assets) | % | 0.853 | 0.890 | 0.898 | 0.992 | 0.999 | ||
| Costs (As % Of Income) | % | 65.6 | 77.1 | 73.3 | 68.1 | 69.0 | ||
| Net Interest Margin | % | 0.803 | 0.632 | 0.665 | 0.863 | 0.844 | ||
| Interest Income (As % Of Revenues) | % | 61.8 | 54.7 | 54.3 | 59.3 | 58.4 | ||
| Fee Income (As % Of Revenues) | % | 24.3 | 26.8 | 29.9 | 25.9 | 27.2 | ||
| Staff Cost (As % Of Total Cost) | % | 65.8 | 65.7 | 67.2 | 65.4 | 66.1 | ||
| Equity (As % Of Assets) | % | 9.40 | 8.89 | 9.18 | 14.2 | 10.9 | ||
| Loans (As % Of Deposits) | % | 123 | 116 | 118 | 128 | 132 | ||
| Loans (As % Assets) | % | 33.0 | 31.1 | 34.6 | 36.7 | 37.4 | ||
| valuation | ||||||||
| Book Value Per Share Growth | % | ... | -18.1 | 6.79 | 24.5 | -3.57 |
| income statement | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||
| Interest Income | EUR mil | 75.3 | 67.5 | 56.5 | 53.7 | 46.3 | ||
| Interest Cost | EUR mil | 50.2 | 47.0 | 34.5 | 26.4 | 20.0 | ||
| Net Interest Income | EUR mil | 25.1 | 20.5 | 21.9 | 27.3 | 26.3 | ||
| Net Fee Income | EUR mil | 9.85 | 10.1 | 12.1 | 11.9 | 12.3 | ||
| Other Income | EUR mil | 5.67 | 6.92 | 6.39 | 6.81 | 6.53 | ||
| Total Revenues | EUR mil | 40.6 | 37.5 | 40.4 | 46.0 | 45.1 | ||
| Staff Cost | EUR mil | 17.5 | 19.0 | 19.9 | 20.5 | 20.6 | ||
| Depreciation | EUR mil | 0 | 0 | 0 | 0 | 0 | ||
| Other Cost | EUR mil | 9.11 | 9.93 | 9.73 | 10.9 | 10.5 | ||
| Operating Cost | EUR mil | 26.6 | 28.9 | 29.6 | 31.4 | 31.2 | ||
| Operating Profit | EUR mil | 14.0 | 8.59 | 10.8 | 14.7 | 14.0 | ||
| Provisions | EUR mil | 1.14 | 1.12 | -51.6 | 7.58 | 3.94 | ||
| Extra and Other Cost | EUR mil | -2.28 | -8.12 | -13.6 | -30.1 | -15.6 | ||
| Pre-Tax Profit | EUR mil | 15.1 | 15.6 | 76.0 | 37.2 | 25.7 | ||
| Tax | EUR mil | 1.66 | 1.80 | 0.890 | 2.49 | 8.20 | ||
| Minorities | EUR mil | 0 | 0 | 0 | 0 | 0 | ||
| Net Profit | EUR mil | 13.5 | 13.8 | 3.10 | 16.9 | 17.5 | ||
| growth rates | ||||||||
| Net Interest Income Growth | % | ... | -18.1 | 6.79 | 24.5 | -3.57 | ||
| Net Fee Income Growth | % | ... | 2.08 | 20.0 | -1.18 | 2.88 | ||
| Total Revenue Growth | % | ... | -7.61 | 7.65 | 14.0 | -1.98 | ||
| Operating Cost Growth | % | ... | 8.63 | 2.37 | 5.96 | -0.689 | ||
| Operating Profit Growth | % | ... | -38.6 | 25.4 | 36.2 | -4.73 | ||
| Pre-Tax Profit Growth | % | ... | 3.18 | 387 | -51.1 | -31.0 | ||
| Net Profit Growth | % | ... | 2.47 | -77.5 | 444 | 3.46 | ||
| market share | ||||||||
| Market Share in Revenues | % | 0.211 | 0.196 | 0.213 | 0.231 | 0.217 | ||
| Market Share in Net Profit | % | 1.13 | 0.429 | -0.332 | -0.252 | 0.469 | ||
| Market Share in Employees | % | ... | ... | 0.321 | 0.329 | 0.336 | ||
| Market Share in Branches | % | 3.50 | 3.50 | ... | ... | ... | ... | ... |
| balance sheet | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||
| Cash | EUR mil | 15.3 | 21.6 | 21.1 | 21.3 | 22.7 | ||
| Interbank Loans | EUR mil | 845 | 1,122 | 964 | 959 | 1,006 | ||
| Customer Loans | EUR mil | 1,031 | 1,051 | 1,111 | 1,144 | 1,170 | ||
| Debt Securities | EUR mil | 825 | 798 | 731 | 629 | 591 | ||
| Fixed Assets | EUR mil | 5.29 | 5.23 | 6.41 | 6.31 | 5.54 | ||
| Total Assets | EUR mil | 3,123 | 3,376 | 3,215 | 3,114 | 3,126 | ||
| Shareholders' Equity | EUR mil | 294 | 300 | 295 | 443 | 341 | ||
| Of Which Minority Interest | EUR mil | ... | ... | 0 | 0 | 0 | ||
| Liabilities | EUR mil | 2,829 | 3,076 | 2,920 | 2,671 | 2,785 | ||
| Interbank Borrowing | EUR mil | 1,013 | 1,142 | 847 | 721 | 656 | ||
| Customer Deposits | EUR mil | 835 | 909 | 938 | 891 | 888 | ||
| Issued Debt Securities | EUR mil | 932 | 989 | 1,050 | 1,118 | 1,199 | ||
| Other Liabilities | EUR mil | 50.0 | 36.4 | 85.6 | -60.2 | 42.4 | ||
| growth rates | ||||||||
| Customer Loan Growth | % | ... | 1.96 | 5.71 | 2.91 | 2.30 | ||
| Total Asset Growth | % | ... | 8.11 | -4.76 | -3.16 | 0.397 | ||
| Shareholders' Equity Growth | % | ... | 2.26 | -1.69 | 50.1 | -23.0 | ||
| Customer Deposit Growth | % | ... | 8.88 | 3.18 | -4.94 | -0.401 | ||
| market share | ||||||||
| Market Share in Customer Loans | % | 0.231 | 0.238 | 0.256 | 0.268 | 0.272 | ||
| Market Share in Total Assets | % | 0.308 | 0.344 | 0.347 | 0.347 | 0.364 | ||
| Market Share in Customer Deposits | % | 0.240 | 0.257 | 0.259 | 0.238 | 0.230 |
| ratios | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||
| ROE | % | 4.58 | 4.65 | 1.04 | 4.57 | 4.46 | ||
| ROA | % | 0.431 | 0.424 | 0.094 | 0.533 | 0.560 | ||
| Costs (As % Of Assets) | % | 0.853 | 0.890 | 0.898 | 0.992 | 0.999 | ||
| Costs (As % Of Income) | % | 65.6 | 77.1 | 73.3 | 68.1 | 69.0 | ||
| Net Interest Margin | % | 0.803 | 0.632 | 0.665 | 0.863 | 0.844 | ||
| Interest Spread | % | ... | 0.487 | 0.561 | 0.753 | 0.752 | ||
| Asset Yield | % | 2.41 | 2.08 | 1.71 | 1.70 | 1.49 | ||
| Cost Of Liabilities | % | ... | 1.59 | 1.15 | 0.944 | 0.733 | ||
| Interest Income (As % Of Revenues) | % | 61.8 | 54.7 | 54.3 | 59.3 | 58.4 | ||
| Fee Income (As % Of Revenues) | % | 24.3 | 26.8 | 29.9 | 25.9 | 27.2 | ||
| Other Income (As % Of Revenues) | % | 14.0 | 18.5 | 15.8 | 14.8 | 14.5 | ||
| Cost Per Employee | USD per month | ... | ... | 9,016 | 9,036 | 8,004 | ||
| Cost Per Employee (Local Currency) | EUR per month | ... | ... | 6,792 | 7,010 | 6,982 | ||
| Staff Cost (As % Of Total Cost) | % | 65.8 | 65.7 | 67.2 | 65.4 | 66.1 | ||
| Equity (As % Of Assets) | % | 9.40 | 8.89 | 9.18 | 14.2 | 10.9 | ||
| Loans (As % Of Deposits) | % | 123 | 116 | 118 | 128 | 132 | ||
| Loans (As % Assets) | % | 33.0 | 31.1 | 34.6 | 36.7 | 37.4 | ||
| Cost of Provisions (As % Of Loans) | % | 0.111 | 0.107 | -4.78 | 0.673 | 0.345 |
Get all company financials in excel:
By Helgi Library - September 29, 2018
Raiffeisenlandesbank Burgenland generated total banking revenues of EUR 47.5 mil in 2017, down 4.93% compared to the previous year. Austrian banking sector banking sector generated total revenues of EUR 19,521 mil in 2017, up 2.83% when compared to th...
By Helgi Library - September 29, 2018
Raiffeisenlandesbank Burgenland's net interest margin amounted to 0.751% in 2017, down from 0.871% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 0.871% in 2016 and an all time low of 0.632% in 2012. ...
By Helgi Library - September 29, 2018
Raiffeisenlandesbank Burgenland generated total banking revenues of EUR 47.5 mil in 2017, down 4.93% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of EUR 49.9 ...
By Helgi Library - September 29, 2018
Raiffeisenlandesbank Burgenland's customer loan growth reached 6.98% in 2017, up from 5.81% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 6.98% in 2017 and an all time low of 1.96% in 2012. In the last de...
Raiffeisenlandesbank Burgenland has been growing its revenues and asset by 1.03% and 2.77% a year on average in the last 3 years. Its loans and deposits have grown by 5.01% and 4.37% a year during that time and loans to deposits ratio reached 131% at the end of 2017. The company achieved an average return on equity of 5.31% in the last three years with net profit growing 12.9% a year on average. In terms of operating efficiency, its cost to income ratio reached 64.6% in 2017, compared to 65.4% average in the last three years.
Equity represented 11.1% of total assets or 28.4% of loans at the end of 2017. Raiffeisenlandesbank Burgenland's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2017.
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