By Helgi Library - December 12, 2019
Slovenska Sporitelna's mortgage loans reached EUR 6,841 mil in 2017, up 14.0% compared to the previous year. Slovak banking sec...
By Helgi Library - December 12, 2019
Slovenska Sporitelna's customer deposits reached EUR 12,478 mil in 2017, up 9.61% compared to the previous year. Slovak banking...
By Helgi Library - December 12, 2019
Slovenska Sporitelna's customer loans reached EUR 11,720 mil in 2017, up 14.3% compared to the previous year. Slovak banking se...
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By Helgi Library - July 16, 2018
Slovenska Sporitelna's retail deposits reached EUR 9,849 mil in 2017, up 6.48% compared to the previous year. Slovak banking sector accepted retail deposits of EUR 35.1 bil in 2017, up 4.67% when compared to the last year. Slovenska Sporitelna accounted f...
By Helgi Library - December 12, 2019
Slovenska Sporitelna's consumer loans reached EUR 2,320 mil in 2017, up 9.96% compared to the previous year. Slovak banking sector provided consumer loans of EUR 7.45 bil in 2017, up 8.46% when compared to the last year. Slovenska Sporitelna accounted for...
By Helgi Library - September 30, 2018
Slovenska Sporitelna has issued total of 1,490 '000 payment cards at the end of 2017, up 2.97% compared to the previous year. Slovak banking sector banking sector issued total of 5,183 thous. of bank cards in 2017, down 5.69% when compared to the ...
By Helgi Library - July 16, 2018
Slovenska Sporitelna's corporate deposits reached EUR 1,665 mil in 2017, up 4.37% compared to the previous year. Slovak banking sector accepted corporate deposits of EUR 12.3 bil in 2017, up 9.35% when compared to the last year. Slovenska Sporitelna accou...
By Helgi Library - May 23, 2018
Slovenska Sporitelna made a net profit of EUR 164 mil in 2017, down 23.6% compared to the previous year. This implies a return on equity of 12.0%. Historically, the bank’s net profit reached an all time high of EUR 215 mil in 2016 and an all time low of EUR...
By Helgi Library - May 23, 2018
Slovenska Sporitelna's cost to income ratio reached 49.7% in 2017, up from 46.1% compared to the previous year. Historically, the bank’s costs reached an all time high of 167% of income in 1999 and an all time low of 43.9% in 2010. When compared to total a...
By Helgi Library - May 23, 2018
Slovenska Sporitelna's non-performing loans reached 4.19% of total loans at the end of 2017, down from 4.95% compared to the previous year. Historically, the NPL ratio hit an all time high of 14.2% in 2007 and an all time low of 2.07% in 2002. Provision cov...
By Helgi Library - May 23, 2018
Slovenska Sporitelna's loans reached EUR 12,085 mil in the 2017, up from EUR 10,593 mil compared to the previous year. Historically, the bank’s loans reached an all time high of EUR 12,085 mil in 2017 and an all time low of EUR 869 mil in 2001. In the l...
By Helgi Library - July 16, 2018
Slovenska Sporitelna generated total banking revenues of EUR 569 mil in 2017, down 5.19% compared to the previous year. Slovak banking sector banking sector generated total revenues of EUR 2,324 mil in 2017, down 10.6% when compared to the last year. ...
By Helgi Library - May 23, 2018
Slovenska Sporitelna's net interest margin amounted to 2.82% in 2017, down from 3.21% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.16% in 2011 and an all time low of 1.18% in 1999. The average...
Slovenská sporiteľňa is a Slovakia-based retail bank. The Bank provides a range of banking and financial services to commercial, financial, and private customers principally in the Slovak Republic. It provides various deposit products; loans for housing; and consumer loans for university students. In addition, the Bank also provides payments, debit and credit cards, insurance, overdraft facility, and electronic banking services; and cash management, investment, or treasury services, for example. The Bank is the largest retail bank in the country with over 30% of retail deposits offering its products and services through more than 300 branches and 773 ATMs. The Bank was founded in 1825 and is headquartered in Bratislava, the Slovak Republic. Since the beginning of 2005, Erste Bank is a 100% owner of Slovenská sporiteľňa.
Slovenska Sporitelna has been growing its revenues and asset by 2.86% and 6.09% a year on average in the last 10 years. Its loans and deposits have grown by 9.64% and 6.18% a year during that time and loans to deposits ratio reached 93.9% at the end of 2017. The company achieved an average return on equity of 14.4% in the last decade with net profit growing 2.88% a year on average. In terms of operating efficiency, its cost to income ratio reached 49.7% in 2017, compared to 49.3% average in the last decade.
Equity represented 7.18% of total assets or 10.0% of loans at the end of 2017. Slovenska Sporitelna's non-performing loans were 4.19% of total loans while provisions covered some 72.0% of NPLs at the end of 2017.
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